{"id":21812,"date":"2021-05-04T17:28:22","date_gmt":"2021-05-04T17:28:22","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21812"},"modified":"2021-05-04T17:28:25","modified_gmt":"2021-05-04T17:28:25","slug":"cartao-meliuz-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-meliuz-ou-cartao-magalu\/","title":{"rendered":"Carte M\u00e9liuz ou Carte Magalu ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-m%C3%A9liuz-x-magalu-qual-o-melhor-para-suas-compras-\"><strong>M\u00e9liuz x Magalu: qual o melhor para suas compras?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu: qual escolher? Imagem: Not\u00edcias Concursos\"  id=\"21814\" src=\"https:\/\/ucarecdn.com\/0c09fd31-cc39-4e10-81a8-b358cf5c3ff7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu: qual escolher? Imagem: Not\u00edcias Concursos<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu s\u00e3o duas op\u00e7\u00f5es de cart\u00f5es com propostas diferentes. Se, de um lado temos o cart\u00e3o M\u00e9liuz pr\u00e9-pago. Por outro lado, temos o cart\u00e3o Magalu, emitido pela Magazine Luiza, uma rede que est\u00e1 entre as maiores do Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, ambos possuem a bandeira Mastercard, cobertura internacional, grande variedade de lojas parceiras e, assim, garante uma maior variedade de ofertas para os clientes. Ent\u00e3o, vamos conhecer um pouco mais sobre estes dois cart\u00f5es M\u00e9liuz e Magalu! Confira:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-UsYEn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte AME\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6a8087cf-df66-480b-9f45-24a48fd91870\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte AME\">\n            Comment demander la carte AME        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carte AME offre des avantages exclusifs, en plus du cashback et d&#039;une couverture internationale avec la marque Mastercard. D\u00e9couvrez comment faire une demande ici\u00a0!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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       <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            D\u00e9couvrez d\u00e8s maintenant comment demander la carte Magazine Luiza de mani\u00e8re simple et sans tracas, la d\u00e9marche peut \u00eatre 100% en ligne.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/08066196-5c43-4255-8354-94c711727e6a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Magazine Luiza ?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-m%C3%A9liuz\">Carte M\u00e9liuz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Imagem: Direitos - para o cidad\u00e3o do Brasil\"  id=\"21816\" src=\"https:\/\/ucarecdn.com\/0683e915-a86a-4e36-b5c5-757395aa1476\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Imagem: Direitos &#8211; para o cidad\u00e3o do Brasil<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o cart\u00e3o M\u00e9liuz \u00e9 um cart\u00e3o com emiss\u00e3o feita pelo Pan, um dos maiores bancos do Brasil. Nisso, o cart\u00e3o M\u00e9liuz n\u00e3o possui anuidade, ou seja, n\u00e3o cobra taxa para manuten\u00e7\u00e3o do cart\u00e3o, assim como, possui um programa de cashback com devolu\u00e7\u00e3o de at\u00e9 1,8% do dinheiro nas compras feitas com o cart\u00e3o de cr\u00e9dito!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nessa proposta, os clientes podem resgatar o valor em suas contas correntes ou poupan\u00e7as quando o limite m\u00ednimo alcan\u00e7ado for de R$20. E assim, para fazer a solicita\u00e7\u00e3o do cart\u00e3o M\u00e9liuz, n\u00e3o \u00e9 necess\u00e1rio ser correntista do banco Pan, pois, o cart\u00e3o n\u00e3o est\u00e1 atrelado a uma conta digital ou f\u00edsica!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para fazer o pedido do cart\u00e3o, basta baixar o aplicativo M\u00e9liuz, que est\u00e1 dispon\u00edvel nas vers\u00f5es para Android e iOs, ou, acessar diretamente o site do M\u00e9liuz. Depois disso, o cliente precisa preencher os campos com os dados pessoais e aguardar o retorno do banco Pan, que demora cerca de 20 dias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se, dentro desse per\u00edodo, a sua solicita\u00e7\u00e3o for aprovada, o cart\u00e3o ser\u00e1 enviado para voc\u00ea dentro de um prazo de 15 dias. O cart\u00e3o M\u00e9liuz possui bandeira Mastercard, cobertura internacional e v\u00e1rias ofertas exclusivas para trazer conforto e transpar\u00eancia aos usu\u00e1rios!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">Carte Magalu<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Imagem: Falando de viagem\"  id=\"21817\" src=\"https:\/\/ucarecdn.com\/9dbbeb2d-f5f7-47b9-a4d0-a01a9029f1f1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Imagem: Falando de viagem<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Magalu \u00e9 um cart\u00e3o que faz parte das redes Magazine Luiza que \u00e9 uma das maiores redes de lojas de variedades do Brasil. E assim como, o cart\u00e3o M\u00e9liuz, ele possui bandeira Mastercard e cobertura internacional, permitindo que voc\u00ea fa\u00e7a compras no Brasil e no exterior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, atrav\u00e9s da bandeira Mastercard, os clientes conseguem acesso ao programa Mastercard Surpreenda e outras ofertas da Mastercard. Para estar por dentro de todos os seus gastos com o cart\u00e3o Magalu, tem tamb\u00e9m o app da Magazine Luiza.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o Cart\u00e3o magalu \u00e9 um cart\u00e3o com ofertas, descontos e toda a acessibilidade que voc\u00ea precisa para ter em m\u00e3os um cart\u00e3o com qualidade e efici\u00eancia!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-m%C3%A9liuz\">Quais as vantagens do cart\u00e3o M\u00e9liuz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, vamos conhecer as vantagens do cart\u00e3o M\u00e9liuz. De in\u00edcio, a primeira vantagem deste cart\u00e3o \u00e9 a aus\u00eancia de anuidade. Isso porque, n\u00e3o h\u00e1 taxas de manuten\u00e7\u00e3o para ter acesso ao cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, o cart\u00e3o M\u00e9liuz conta tamb\u00e9m com o programa de cashback que d\u00e1 ao cliente at\u00e9 1,8% de dinheiro em devolu\u00e7\u00e3o nas compras que ele fizer usando o cart\u00e3o M\u00e9liuz. Outra super vantagem, s\u00e3o as ofertas do programa Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o M\u00e9liuz tamb\u00e9m possui um app, assim como, o cart\u00e3o Magalu. Neste app, voc\u00ea pode acompanhar o extrato do cart\u00e3o e o cashback. Importante mencionar que, mesmo sem baixar o app, voc\u00ea consegue acompanhar pelo site M\u00e9liuz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E uma das maiores vantagens do cart\u00e3o M\u00e9liuz, \u00e9 a grande variedade de lojas parceiras como Burguer King, Netflix, Casas Bahia, Americanas e uma lista imensa que voc\u00ea pode conferir no aplicativo ou no site, assim como, h\u00e1 o programa Ame que funciona como uma carteira digital!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o cart\u00e3o M\u00e9liuz est\u00e1 focado na variedade, transpar\u00eancia, comodidade e qualidade na presta\u00e7\u00e3o dos servi\u00e7os para seus clientes!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">Quais as vantagens do cart\u00e3o Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, a primeira vantagem do cart\u00e3o Magalu \u00e9 a cobertura internacional, pois, permite que os usu\u00e1rios fa\u00e7am compras em estabelecimentos dentro e fora do Brasil. E al\u00e9m disso, tamb\u00e9m permite acesso \u00e0s ofertas das lojas Magalu que podem ser parceladas em at\u00e9 24x nas lojas e no site da Magazine Luiza.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem do cart\u00e3o Magalu \u00e9 que o cliente pode ter acesso a 10% de desconto no Clube de Ofertas Magalu, assim como, no site da \u00c9poca Cosm\u00e9ticos. E ainda, pode ganhar 15% de desconto em todo site Netshoes da Magazine Luiza, assim como, em produtos da Zattini e no site da Shoestock.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o cart\u00e3o Magalu tamb\u00e9m possui v\u00e1rias vantagens, assim como, o M\u00e9liuz, possui uma rede de lojas parceiras visando dar mais op\u00e7\u00f5es de compras e ofertas para os clientes!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-m%C3%A9liuz\">Quais as desvantagens do cart\u00e3o M\u00e9liuz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o fato do cart\u00e3o M\u00e9liuz n\u00e3o ter cart\u00e3o virtual para compras online \u00e9 uma das grandes desvantagens deste cart\u00e3o. Isso porque, as compras precisam ser feitas em lojas f\u00edsicas, o que diante do mercado atual, \u00e9 uma perda de tempo e dinheiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, outra desvantagem \u00e9 que a fun\u00e7\u00e3o de saque do cart\u00e3o M\u00e9liuz est\u00e1 liberada somente para usu\u00e1rios restritos, assim como, o cart\u00e3o tamb\u00e9m n\u00e3o possui programa de ac\u00famulo de milhas! Mas, convenhamos que, entre tantos descontos e ofertas, n\u00e3o deixa nada a desejar n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Quais as desvantagens do cart\u00e3o Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu: qual escolher? Imagem: seu cr\u00e9dito digital\"  id=\"21818\" src=\"https:\/\/ucarecdn.com\/9b3998dd-7480-4678-9361-3fbe94f924f7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu: qual escolher? Imagem: seu cr\u00e9dito digital<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, uma desvantagem do cart\u00e3o Magalu que, infelizmente, reduz o n\u00famero de usu\u00e1rios \u00e9 a necessidade de comprova\u00e7\u00e3o de renda m\u00ednima de R$800. Isso porque, h\u00e1 v\u00e1rios modelos no mercado de cart\u00f5es de cr\u00e9dito no mercado que n\u00e3o h\u00e1 essa necessidade, permitindo um acesso maior de usu\u00e1rios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E outra desvantagem do cart\u00e3o Magalu \u00e9 a anuidade do Cart\u00e3o Luiza Presencial 12x R$11,99 ou R$143,88 \u00e0 vista que, tamb\u00e9m se torna um empecilho diante da comprova\u00e7\u00e3o e dessa anuidade. Portanto, na hora de optar por um cart\u00e3o para fazer compras, veja se voc\u00ea cumpre todos os requisitos necess\u00e1rios!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-m%C3%A9liuz-ou-cart%C3%A3o-magalu-qual-o-melhor-para-voc%C3%AA-\"><strong>Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu qual o melhor para voc\u00ea?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o M\u00e9liuz ou cart\u00e3o Magalu s\u00e3o op\u00e7\u00f5es de cart\u00f5es seguras, transparentes e que oferecem propostas atrativas e bem diferentes. Ou seja, \u00e9 preciso analisar com calma os pr\u00f3s e os contras de cada um deles. Lembrando que ambos possuem bandeira Mastercard e lojas parceiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, veja qual dessas op\u00e7\u00f5es de cart\u00f5es \u00e9 a melhor dentro dos seus interesses e das suas necessidades! E se ainda tiver d\u00favidas, veja uma nova compara\u00e7\u00e3o de cart\u00f5es abaixo que trazemos em um conte\u00fado recomendado:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zb2BRF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Santander SX ou cart\u00e3o Original\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Santander SX ou cart\u00e3o Original\">\n            Cart\u00e3o Santander SX ou cart\u00e3o Original        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Santander SX ou cart\u00e3o Original s\u00e3o op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito para quem busca seguran\u00e7a e servi\u00e7os de qualidade. Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cart\u00e3o Santander SX ou cart\u00e3o Original              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Tanto o Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu s\u00e3o cart\u00f5es de compras com ofertas exclusivas e propostas bem diferentes para os clientes. Confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[460,436,484,287,492],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Magalu ambos s\u00e3o para compras com ofertas exclusivas e programas de benef\u00edcios para os clientes. 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