{"id":21678,"date":"2021-04-29T10:56:00","date_gmt":"2021-04-29T10:56:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21678"},"modified":"2021-04-29T00:15:22","modified_gmt":"2021-04-29T00:15:22","slug":"cartao-meliuz-ou-cartao-mooba-qual-escolher","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-meliuz-ou-cartao-mooba-qual-escolher\/","title":{"rendered":"Carte M\u00e9liuz ou Carte Mooba : laquelle choisir ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-descubra-qual-cart%C3%A3o-de-cr%C3%A9dito-escolher-\"><strong>D\u00e9couvrez quelle carte de cr\u00e9dit choisir<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon\"  id=\"21679\" src=\"https:\/\/ucarecdn.com\/d7fc6228-e5aa-46c7-ac95-eb3f9c40c1fd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o cart\u00e3o M\u00e9liuz ou cart\u00e3o Mooba s\u00e3o duas op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito com programas de vantagens como programa de cashback e aus\u00eancia de anuidade no caso do cart\u00e3o M\u00e9liuz. Ent\u00e3o, para conhecer um pouco mais sobre cada um desses cart\u00f5es, vamos mostrar para voc\u00eas os pr\u00f3s e os contras de cada um deles!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O fato \u00e9 que ambos s\u00e3o emitidos pelo banco Pan e contam com propostas inovadoras para que os clientes tenham acesso ao melhor dos cart\u00f5es de cr\u00e9dito e para garantir credibilidade, seguran\u00e7a, transpar\u00eancia, conforto e qualidade na presta\u00e7\u00e3o dos servi\u00e7os.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Q0Feg\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte de cr\u00e9dit Mooba\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/86cb7d39-c5ed-4302-987d-797929ffafba\/\" alt=\"Cart\u00e3o MOoba\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-mooba\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte de cr\u00e9dit Mooba\">\n            Comment demander la carte de cr\u00e9dit Mooba        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nesse artigo voc\u00ea vai conhecer o passo a passo para solicitar seu cart\u00e3o de cr\u00e9dito Mooba sem dificuldades.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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D\u00e9couvrez comment faire une demande ici\u00a0!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6a8087cf-df66-480b-9f45-24a48fd91870\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte AME              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-m%C3%A9liuz\">Carte M\u00e9liuz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Senhor Finan\u00e7as\"  id=\"21680\" src=\"https:\/\/ucarecdn.com\/1b5be103-5476-4e0d-a506-c2f80d59d06b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Senhor Finan\u00e7as<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o M\u00e9liuz \u00e9 um cart\u00e3o emitido pelo banco Pan, um dos maiores bancos do Brasil. Entre as vantagens do cart\u00e3o M\u00e9liuz temos a aus\u00eancia de anuidade e um programa de cashback super interessante de devolu\u00e7\u00e3o de at\u00e9 1,8% do dinheiro nas compras feitas com o cart\u00e3o de cr\u00e9dito!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o M\u00e9liuz possui essa proposta de cashback de devolu\u00e7\u00e3o de 1,8% de cashback para que os clientes possam resgatar o valor em suas contas correntes ou poupan\u00e7as quando o limite m\u00ednimo de R$20 for por eles alcan\u00e7ado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para fazer a solicita\u00e7\u00e3o do cart\u00e3o M\u00e9liuz, voc\u00ea n\u00e3o precisa ser correntista do banco Pan e nem de nenhum outro banco. Isso porque, o cart\u00e3o n\u00e3o est\u00e1 condicionado a nenhuma conta digital, podendo fazer a solicita\u00e7\u00e3o apenas do cart\u00e3o!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para dar seguimento a solicita\u00e7\u00e3o, basta baixar o aplicativo M\u00e9liuz, que est\u00e1 dispon\u00edvel nas vers\u00f5es para Android e iOs, ou, voc\u00ea pode acessar o site do M\u00e9liuz. Em seguida, preencha os campos com os seus dados pessoais e aguarde para que o banco Pan fa\u00e7a a an\u00e1lise de cr\u00e9dito que costuma demorar cerca de 20 dias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E assim, se o cart\u00e3o M\u00e9liuz for aprovado, ele ser\u00e1 enviado dentro de um prazo m\u00e1ximo de 15 dias \u00fateis. E al\u00e9m disso, esse cart\u00e3o possui bandeira Mastercard, cobertura internacional, ou seja, o cliente pode fazer compras em lojas no Brasil e no mundo, desde que seja em lojas f\u00edsicas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o M\u00e9liuz \u00e9 um cart\u00e3o transparente, seguro e confort\u00e1vel para que os usu\u00e1rios possam fazer a solicita\u00e7\u00e3o de um jeito r\u00e1pido e eficiente!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-mooba\">Cart\u00e3o Mooba<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon\"  id=\"21682\" src=\"https:\/\/ucarecdn.com\/86cb7d39-c5ed-4302-987d-797929ffafba\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, Mooba \u00e9 uma plataforma que funciona como parceira de diversos estabelecimentos online. Ou seja, quando um usu\u00e1rio faz compras em um destes estabelecimentos com um link personalizado da respectiva empresa, esta recebe uma comiss\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a plataforma Mooba fornece ao comprador um valor em forma de cashback. Ou seja, se o cliente comprar numa loja parceira de Mooba e o cashback desta loja for de 4%, caso a compra seja no valor de R$100, ent\u00e3o R$4 gastos na transa\u00e7\u00e3o ser\u00e3o devolvidos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, o cart\u00e3o Mooba tamb\u00e9m possui um cart\u00e3o com programa de cashback pr\u00f3prio. Ou seja, ao comprar em qualquer uma das lojas parceiras com o pl\u00e1stico deles, o cliente recebe duas vezes o dinheiro de volta! Sendo uma super vantagem!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Mooba possui um valor de anuidade relativamente baixo, n\u00e3o faz an\u00e1lise de cr\u00e9dito, sendo uma \u00f3tima op\u00e7\u00e3o para pessoas com o nome sujo e o cart\u00e3o possui a bandeira VISA. \u00c9 importante mencionar que apesar de possuir anuidade, d\u00e1 para se isentar deste valor!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o cart\u00e3o Mooba \u00e9 um cart\u00e3o que traz uma proposta diferente de todas as outras que j\u00e1 citamos por aqui e traz uma op\u00e7\u00e3o imensa de lojas parceiras para que voc\u00ea possa fazer suas compras! Ou seja, n\u00e3o d\u00e1 para perder tempo e, \u00e9 melhor correr para fazer a solicita\u00e7\u00e3o, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-m%C3%A9liuz\">Quais as vantagens do cart\u00e3o M\u00e9liuz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, vamos conhecer as vantagens do cart\u00e3o M\u00e9liuz:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>De in\u00edcio, a primeira vantagem \u00e9 a aus\u00eancia de anuidade. Isso porque, voc\u00ea n\u00e3o paga taxa de manuten\u00e7\u00e3o para manter a utiliza\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito;<\/li><li>Outra vantagem, \u00e9 o programa de cashback em que o cart\u00e3o devolve at\u00e9 1,8% do dinheiro para fazer compras e utilizar como quiser;<\/li><li>E ainda, o cart\u00e3o possui a bandeira Mastercard com cobertura internacional. Ou seja, voc\u00ea pode fazer compras no Brasil e no mundo e, ainda ter acesso aos programas e ofertas da Mastercard;<\/li><li>Outra vantagem, \u00e9 que o cart\u00e3o M\u00e9liuz possui um app para onde voc\u00ea pode acompanhar o extrato do cart\u00e3o e o cashback (d\u00e1 para acompanhar pelo site tamb\u00e9m);<\/li><li>E al\u00e9m disso, n\u00e3o \u00e9 preciso ter uma conta para ter acesso ao cart\u00e3o de cr\u00e9dito, basta fazer a solicita\u00e7\u00e3o pelo app ou pelo site. Isso porque, o cart\u00e3o n\u00e3o est\u00e1 vinculado a nenhuma conta digital, n\u00e3o sendo obrigat\u00f3rio ter conta no banco Pan ou outro banco;<\/li><li>H\u00e1 v\u00e1rias lojas parceiras como Burguer King; Casas Bahia; Netflix; Droga Raia; iFood; Livraria Cultura; Spotify; Americanas; Havan; AliExpress e v\u00e1rias outras lojas parceiras em uma lista imensa de estabelecimentos para trazer mais op\u00e7\u00f5es e conforto aos clientes;<\/li><li>Programa Ame + M\u00e9liuz: \u00c9 um programa que funciona como uma carteira digital onde voc\u00ea pode fazer compras em lojas como a Americanas e Submarino.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o cart\u00e3o M\u00e9liuz traz v\u00e1rias ofertas e descontos exclusivos para os clientes, focando na seguran\u00e7a e transpar\u00eancia dos servi\u00e7os prestados pelo banco Pan!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-mooba\">Quais as vantagens do cart\u00e3o Mooba?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, vamos conhecer as vantagens do cart\u00e3o Mooba:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>De in\u00edcio, a primeira vantagem do cart\u00e3o Mooba \u00e9 o programa de cashback da plataforma Mooba que conta com v\u00e1rias lojas parceiras para que voc\u00ea possa fazer suas compras;<\/li><li>Outra vantagem, \u00e9 o programa de cashback do pr\u00f3prio cart\u00e3o Mooba que conta com um novo programa em que o cliente pode receber at\u00e9 duas vezes mais de cashback;<\/li><li>E al\u00e9m disso, o cart\u00e3o Mooba cobra anuidade, contudo, d\u00e1 para zerar esse valor da anuidade, bastando seguir alguns crit\u00e9rios;<\/li><li>Outra vantagem \u00e9 que o cart\u00e3o n\u00e3o exige renda m\u00ednima, ou seja, \u00e9 tamb\u00e9m uma boa op\u00e7\u00e3o para pessoas com o nome sujo.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o cart\u00e3o Mooba que \u00e9 outra op\u00e7\u00e3o emitida pelo banco Pan, tamb\u00e9m vale a pena para pessoas negativadas, por n\u00e3o exigir renda m\u00ednima e possuir propostas para zerar a anuidade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-m%C3%A9liuz\">Quais as desvantagens do cart\u00e3o M\u00e9liuz?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: seucreditodigital\"  id=\"21684\" src=\"https:\/\/ucarecdn.com\/23e1e6dc-b043-4690-a2e5-4dd781dd0f9a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: seucreditodigital<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, uma das maiores desvantagens do cart\u00e3o M\u00e9liuz, \u00e9 o fato de n\u00e3o haver um cart\u00e3o virtual para compras online. Ou seja, as compras precisam ser feitas em lojas f\u00edsicas, o que se torna uma grande desvantagem frente aos demais cart\u00f5es de cr\u00e9dito da atualidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que a fun\u00e7\u00e3o de saque est\u00e1 liberada apenas para usu\u00e1rios restritos. E al\u00e9m disso, o cart\u00e3o n\u00e3o possui programa de ac\u00famulo de milhas que tamb\u00e9m \u00e9 muito comum nos demais cart\u00f5es de cr\u00e9dito, sendo um pouco menos vantajoso!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-mooba\">Quais as desvantagens do cart\u00e3o Mooba?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, uma das maiores desvantagens do cart\u00e3o Mooba \u00e9 a cobran\u00e7a de anuidade. Isso porque, j\u00e1 sabemos que a maioria dos cart\u00f5es de cr\u00e9dito n\u00e3o cobram valor da anuidade, contudo, esse valor pode ser totalmente zerado pelos clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para se isentar da anuidade, os gastos mensais do cliente devem ser maiores que R$1.500,00 e, assim, a anuidade n\u00e3o ser\u00e1 cobrada no m\u00eas vigente. E se no pr\u00f3ximo m\u00eas o cliente n\u00e3o atingir o m\u00ednimo necess\u00e1rio, basta pagar o valor de R$15,00. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, haver\u00e1 isen\u00e7\u00e3o da anuidade em todos os meses nos quais a fatura ultrapassar R$1.500,00. Portanto, o cart\u00e3o Mooba permite que voc\u00ea o adeque \u00e0s suas necessidades e condi\u00e7\u00f5es financeiras, permitindo que voc\u00ea usufrua de todas as vantagens.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-m%C3%A9liuz-ou-cart%C3%A3o-mooba-qual-o-melhor-para-voc%C3%AA-\"><strong>Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba: qual o melhor para voc\u00ea?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o M\u00e9liuz ou cart\u00e3o Mooba s\u00e3o op\u00e7\u00f5es de cart\u00f5es seguras, transparentes e que oferecem propostas inovadoras e atrativas para que os clientes se sintam realmente especiais. E ainda, que existam algumas desvantagens como a cobran\u00e7a de anuidade no caso do Mooba, d\u00e1 para resolver at\u00e9 mesmo esse impedimento, se isentando da cobran\u00e7a!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, veja qual dessas op\u00e7\u00f5es de cart\u00f5es \u00e9 a melhor dentro dos seus interesses e das suas necessidades para fazer a melhor escolha para voc\u00ea! E se ainda tiver d\u00favidas, veja uma nova compara\u00e7\u00e3o de cart\u00f5es abaixo que trazemos em um conte\u00fado recomendado:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zb2BRF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Santander SX ou cart\u00e3o Original\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Santander SX ou cart\u00e3o Original\">\n            Cart\u00e3o Santander SX ou cart\u00e3o Original        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Santander SX ou cart\u00e3o Original s\u00e3o op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito para quem busca seguran\u00e7a e servi\u00e7os de qualidade. Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cart\u00e3o Santander SX ou cart\u00e3o Original              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Seja o cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba, ambos s\u00e3o inovadores, emitidos pelo banco Pan e possuem propostas bem atrativas. Confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,484,483],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba, ambos s\u00e3o cart\u00f5es inovadores, emitidos pelo Banco Pan, e que possuem programas de cashback. 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