{"id":17631,"date":"2021-03-01T21:48:29","date_gmt":"2021-03-01T21:48:29","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=17631"},"modified":"2021-03-01T21:48:32","modified_gmt":"2021-03-01T21:48:32","slug":"como-negociar-dividas-online","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/como-negociar-dividas-online\/","title":{"rendered":"Comment n\u00e9gocier des dettes en ligne"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-livre-se-das-d%C3%ADvidas-em-2021-\"><strong>D\u00e9barrassez-vous de vos dettes en 2021<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar dividas online? (Imagem: suno research)\"  id=\"17632\" src=\"https:\/\/ucarecdn.com\/e54852b2-ec9e-4454-952e-0a474fc13ad2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: recherche Suno)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Le Br\u00e9sil est l\u2019un des pays au monde qui compte le plus grand nombre de d\u00e9faillants, ce qui constitue un gros probl\u00e8me, car cela affecte directement notre \u00e9conomie. Par cons\u00e9quent, ces personnes cherchent souvent des moyens de n\u00e9gocier leurs dettes, mais comment n\u00e9gocier des dettes en ligne ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nous savons d\u00e9j\u00e0 qu&#039;Internet est venu apporter commodit\u00e9 et facilit\u00e9 \u00e0 notre vie quotidienne, d&#039;une mani\u00e8re plus simple et non bureaucratique, mais saviez-vous que vous pouvez n\u00e9gocier des dettes gr\u00e2ce \u00e0 lui ?&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aujourd&#039;hui, nous allons vous montrer comment proc\u00e9der et vous donner des conseils pour vous aider \u00e0 avoir une vie financi\u00e8re plus contr\u00f4l\u00e9e.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-5-dicas-para-negociar-d%C3%ADvidas-online-\"><strong>5 conseils pour n\u00e9gocier des dettes en ligne<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: UOL)\"  id=\"17635\" src=\"https:\/\/ucarecdn.com\/67fc5537-8c91-4f50-876a-e493d62e46f6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: UOL)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, sachant qu\u2019Internet offre la possibilit\u00e9 de n\u00e9gocier des dettes en ligne, nous allons vous donner quelques conseils pour vous y aider. V\u00e9rifier:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-analise-seu-planejamento-financeiro-\"><strong>Analysez votre planification financi\u00e8re<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: Terra)\"  id=\"17636\" src=\"https:\/\/ucarecdn.com\/e5682286-9f98-4e2b-ab59-b432887bc926\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image : Terre)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et notre premier conseil est que vous analysiez votre planification financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, que vous soyez endett\u00e9 ou non, avoir le contr\u00f4le de vos finances est l&#039;un des conseils que nous mentionnons le plus ici chez Senhor Panda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Parce que si vous n\u2019\u00eates pas conscient de vos revenus et de vos d\u00e9penses, vous pourriez perdre le contr\u00f4le financier, ce qui entra\u00eenerait des probl\u00e8mes majeurs \u00e0 l\u2019avenir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, faites une feuille de calcul avec toutes vos d\u00e9penses, ainsi que votre revenu mensuel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dans cette feuille de calcul, notez de mani\u00e8re aussi d\u00e9taill\u00e9e que possible la valeur exacte de vos revenus, tels que le salaire net, les revenus suppl\u00e9mentaires et autres revenus, ainsi que les d\u00e9penses impay\u00e9es, les int\u00e9r\u00eats et les amendes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apr\u00e8s avoir cr\u00e9\u00e9 le tableur, analysez toutes les possibilit\u00e9s de n\u00e9gociation avec les cr\u00e9anciers, afin d&#039;arriver avec une proposition bien d\u00e9finie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N&#039;oubliez pas que lors des n\u00e9gociations, plus votre proposition est pr\u00e9cise, plus grandes sont vos chances qu&#039;elle soit accept\u00e9e.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sachez donc exactement quels sont vos mouvements financiers et quelle est votre situation financi\u00e8re actuelle, afin de pouvoir poursuivre vos n\u00e9gociations.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1TdXaA\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-cpf-na-serasa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment faire une demande CPF chez Serasa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e9c254fc-6b90-4a13-a35b-e24f2a4264a8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-cpf-na-serasa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment faire une demande CPF chez Serasa\">\n            Comment faire une demande CPF chez Serasa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Faites une consultation CPF chez Serasa d\u00e8s aujourd&#039;hui et apprenez \u00e0 garder votre nom propre !        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-cpf-na-serasa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-cpf-na-serasa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e9c254fc-6b90-4a13-a35b-e24f2a4264a8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment faire une demande CPF chez Serasa              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-cpf-na-serasa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-estabele%C3%A7a-um-limite-para-parcela-\"><strong>Fixer une limite de portion<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: TWW)\"  id=\"17642\" src=\"https:\/\/ucarecdn.com\/756d6fea-2078-40d5-b596-12c68c941810\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image : TWW)<\/figcaption><\/figure>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-outra-dica-%C3%A9-para-que-voc%C3%AA-possa-estabelecer-um-limite-para-as-parcelas-na-hora-de-negociar-d%C3%ADvidas-online\">Un autre conseil est que vous puissiez \u00e9tablir une limite de versements lors de la n\u00e9gociation de dettes en ligne.<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, apr\u00e8s avoir effectu\u00e9 une analyse de planification financi\u00e8re, vous saurez exactement combien vous pouvez payer mensuellement.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N&#039;attendez donc pas que votre cr\u00e9ancier vous fixe un montant mensuel, car c&#039;est vous qui connaissez vos revenus.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C&#039;est pourquoi il est si important d&#039;effectuer une analyse financi\u00e8re d\u00e9taill\u00e9e et de pr\u00e9senter au pr\u00eateur une proposition ferm\u00e9e.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et ce sera donc le moment pr\u00e9cis pour \u00e9tablir le plafond des mensualit\u00e9s et pour que vous puissiez n\u00e9gocier vos dettes, car, s&#039;il y a un montant propos\u00e9 que vous ne pourrez peut-\u00eatre pas payer, vous deux sera l\u00e9s\u00e9.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-cuidado-para-n%C3%A3o-cair-em-golpe-de-empr%C3%A9stimo-para-negociar-d%C3%ADvidas-online-\"><strong>Attention \u00e0 ne pas tomber dans le pi\u00e8ge d&#039;une arnaque au pr\u00eat pour n\u00e9gocier des dettes en ligne<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: JC Concursos)\"  id=\"17645\" src=\"https:\/\/ucarecdn.com\/702c155e-b490-4eff-a15f-8d4508807319\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0:\u00a0JC Concursos)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lors de la n\u00e9gociation de dettes en ligne, l\u2019une des pr\u00e9cautions \u00e0 prendre concerne les pr\u00eats consentis sur Internet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, le nombre d\u2019escroqueries augmente au Br\u00e9sil et dans le monde, notamment dans le monde num\u00e9rique.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, lors de la n\u00e9gociation de vos dettes, choisissez des soci\u00e9t\u00e9s s\u00e9rieuses et d\u00e9j\u00e0 connues sur le march\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pour ce faire, faites des recherches afin de r\u00e9duire les chances que vous tombiez dans le pi\u00e8ge d\u2019escroqueries li\u00e9es aux pr\u00eats financiers.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-analise-apenas-ofertas-que-caibam-no-seu-bolso-\"><strong>Analysez uniquement les offres adapt\u00e9es \u00e0 votre budget<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: mundo da programa\u00e7\u00e3o)\"  id=\"17648\" src=\"https:\/\/ucarecdn.com\/1a50c6f8-3209-40d5-86c5-2e5f16ca28bd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: monde de la programmation)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme nous l&#039;\u00e9voquions plus haut, apr\u00e8s avoir analys\u00e9 votre planification financi\u00e8re, vous devez choisir les montants des mensualit\u00e9s.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De cette fa\u00e7on, vous aurez \u00e9galement un meilleur contr\u00f4le sur vos finances, ce qui implique \u00e9galement de choisir les meilleures offres de n\u00e9gociation.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Autrement dit, pour faire un bon choix, il doit avant tout tenir dans sa poche.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, la meilleure proposition n\u2019est pas la plus avantageuse pour le cr\u00e9ancier, mais plut\u00f4t pour le d\u00e9biteur.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, analysez sereinement toutes les offres, pour savoir exactement laquelle d\u2019entre elles est la meilleure offre pour vous.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-pesquise-empresas-que-est%C3%A3o-aptas-para-negociar-d%C3%ADvidas-online-\"><strong>Recherchez des entreprises capables de n\u00e9gocier des dettes en ligne<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: oficina da net)\"  id=\"17652\" src=\"https:\/\/ucarecdn.com\/4ec79b4e-a3ba-43f9-a8df-419b5fe7fb08\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: atelier net)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et, pour conclure nos conseils, pour n\u00e9gocier des dettes en ligne, il faut rechercher des entreprises s\u00e9rieuses et capables de n\u00e9gocier.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme nous l&#039;avons mentionn\u00e9, il existe d&#039;innombrables entreprises frauduleuses, ainsi que des entreprises engag\u00e9es envers leurs clients, alors faites de bonnes \u00e9tudes de march\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et une option consiste \u00e0 vous rendre directement sur le site officiel de votre banque ou de votre entreprise aupr\u00e8s de laquelle vous avez la dette.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e8s lors, cliquez simplement sur l\u2019onglet \u00ab N\u00e9gocier ici \u00bb ou \u00ab Partenaires agr\u00e9\u00e9s \u00bb pour cocher les entreprises partenaires pour n\u00e9gocier des dettes en ligne.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et si vous ne le trouvez pas, contactez simplement le centre d&#039;aide directement et demandez plus d&#039;informations.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-5-empresas-para-negociar-d%C3%ADvidas-online\">5 entreprises pour n\u00e9gocier des dettes en ligne<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: vida celular)\"  id=\"17656\" src=\"https:\/\/ucarecdn.com\/7249603f-ad6d-4698-9e70-962a871315a7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image : vie cellulaire)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, apr\u00e8s avoir vu les meilleurs conseils, faisons maintenant connaissance avec 05 entreprises pour n\u00e9gocier des dettes en ligne. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V\u00e9rifier:&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-creditas-\"><strong>Cr\u00e9dits<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: creditas)\"  id=\"17658\" src=\"https:\/\/ucarecdn.com\/1d739f66-cd75-4e48-af7e-423f2e662c43\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image : cr\u00e9dits)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Initialement, Creditas est une fintech du segment des services financiers cr\u00e9\u00e9e en 2012.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aujourd&#039;hui, elle constitue la principale plateforme de cr\u00e9dit s\u00e9curis\u00e9 en ligne au Br\u00e9sil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, il fonctionne avec quatre produits principaux :&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Pr\u00eat avec garantie fonci\u00e8re\u00a0;<\/li><li>Mod\u00e8le de pr\u00eat avec garantie v\u00e9hicule\u00a0;<\/li><li>Pr\u00eat sur salaire priv\u00e9 et\u00a0;<\/li><li>Financement de v\u00e9hicules.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un autre avantage de l\u2019entreprise est qu\u2019elle permet de r\u00e9aliser des simulations de cr\u00e9dit via son ordinateur ou son t\u00e9l\u00e9phone portable gr\u00e2ce \u00e0 l\u2019application Whatsapp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il est important de mentionner qu\u2019elle ne demande aucun paiement anticip\u00e9 dans aucun de ses types de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C&#039;est l&#039;une des m\u00e9thodes interdites par la Banque centrale, par souci de s\u00e9curit\u00e9 des consommateurs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et pourtant, en plus des routines de s\u00e9curit\u00e9, il dispose d\u2019un cryptage, ne permettant \u00e0 aucun intercepteur d\u2019acc\u00e9der aux donn\u00e9es des consommateurs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nous ne pouvons donc manquer de mentionner Creditas, car il s\u2019agit actuellement de l\u2019une des meilleures options du march\u00e9 pour n\u00e9gocier des dettes en ligne.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"10-lendico-\">Lendico <\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: lendico)\"  id=\"17660\" src=\"https:\/\/ucarecdn.com\/ad385053-be70-46ff-8227-7924109c59b2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0:\u00a0lendico)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Une autre option d&#039;entreprise pour n\u00e9gocier des dettes en ligne est Lendico, l&#039;une des meilleures dans le segment des pr\u00eats financiers.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En 2005, Lendico a \u00e9t\u00e9 cr\u00e9\u00e9e pour offrir \u00e0 ses clients les meilleures solutions de remboursement de dettes, aux taux les plus bas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, sur cette plateforme, les consommateurs peuvent obtenir des pr\u00eats allant de 2 500 R$ \u00e0 50 000 R$ pour rembourser leurs dettes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Donc, si vous souhaitez une autre option pour n\u00e9gocier vos dettes, Lendico est parmi les meilleures.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"11-acordo-certo-\">Bonne affaire <\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: acordo certo)\"  id=\"17664\" src=\"https:\/\/ucarecdn.com\/239d2032-6ab5-4c2b-b13f-d2d92739bd3c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: bonne affaire)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Une autre soci\u00e9t\u00e9 de n\u00e9gociation de dettes est Agreement Certo, qui op\u00e8re dans le segment de la ren\u00e9gociation de dettes en ligne.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, il agit comme interm\u00e9diaire entre le consommateur et l\u2019entreprise envers laquelle il a des dettes financi\u00e8res.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Autrement dit, gr\u00e2ce \u00e0 l&#039;accord Certo, le consommateur peut obtenir des r\u00e9ductions allant jusqu&#039;\u00e0 90% sur le montant total de la dette.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et, en plus, le processus est enti\u00e8rement en ligne, avec une s\u00e9curit\u00e9 et une protection totales des donn\u00e9es des consommateurs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Parmi les entreprises partenaires d\u2019Accord Certo figurent :<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Clair;<\/li><li>Santander;<\/li><li>Port de s\u00e9curit\u00e9\u00a0;<\/li><li>magasins de Pernambouc ;<\/li><li>Itau;<\/li><li>BV Financeira\u00a0;<\/li><li>Unique\u00a0;<\/li><li>Magasins Renner\u00a0;<\/li><li>VIVANT;<\/li><li>Casas Bahia, et bien d&#039;autres.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il s\u2019agit donc d\u2019une autre option de l\u2019entreprise qui aide les clients \u00e0 n\u00e9gocier leurs dettes, \u00e0 r\u00e9gler les probl\u00e8mes en suspens et \u00e0 blanchir leur r\u00e9putation.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"12-quite-j%C3%A1\">Arr\u00eatez maintenant<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: quitej\u00e1)\"  id=\"17666\" src=\"https:\/\/ucarecdn.com\/76f47c63-abd8-4a4b-9ccb-5ae66dc406d6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0:\u00a0quiteja)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et notre quatri\u00e8me soci\u00e9t\u00e9 de ren\u00e9gociation de dettes est QuiteJ\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cette entreprise est 100% num\u00e9rique et en ligne, c&#039;est-\u00e0-dire que toutes les n\u00e9gociations entre les consommateurs et l&#039;entreprise se font via Internet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u2019est donc un mod\u00e8le qui apporte plus de commodit\u00e9 et de facilit\u00e9 aux clients, ainsi que de s\u00e9curit\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En d&#039;autres termes, tous les accords sont conclus via le site Internet et le client re\u00e7oit un SMS ou un e-mail concernant les propositions disponibles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, QuiteJ\u00e1 est une autre option d\u2019entreprise dans le segment qui offre aux clients une s\u00e9curit\u00e9 lors de la n\u00e9gociation de dettes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"13-serasa-ecred-\"><strong>Serasa Ecred<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: serasa ecred)\"  id=\"17669\" src=\"https:\/\/ucarecdn.com\/65b10224-b7fc-4fdc-b7e9-6e0452a67060\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: serasa \u00e9crit)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et pour terminer, parlons de Serasa eCred.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cette place de march\u00e9 du cr\u00e9dit est une sorte de centre commercial virtuel d&#039;offres de n\u00e9gociation.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, il existe plusieurs offres de pr\u00eats et de cartes de cr\u00e9dit \u00e9manant de plusieurs soci\u00e9t\u00e9s partenaires, qui recherchent les meilleures solutions pour les clients.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u2019est donc une autre entreprise du segment qui cherche \u00e0 proposer les meilleures propositions de cr\u00e9dit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"14-quais-s%C3%A3o-as-vantagens-em-negociar-d%C3%ADvidas-online\">Quels sont les avantages de n\u00e9gocier des dettes en ligne ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem:\u00a0 G1- Globo)\"  id=\"17675\" src=\"https:\/\/ucarecdn.com\/3c868d32-24b8-4a5c-86a4-65722346a076\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0:\u00a0G1-Globo)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il existe de nombreux avantages \u00e0 n\u00e9gocier une dette impay\u00e9e, mais n\u00e9gocier des dettes en ligne apporte \u00e9galement d\u2019autres avantages tels que :<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Rapidit\u00e9 et commodit\u00e9 : Toutes les n\u00e9gociations sont effectu\u00e9es sans que vous ayez \u00e0 vous d\u00e9placer dans l&#039;entreprise, et vous pouvez les faire dans le confort de votre foyer ;<\/li><li>S\u00e9curit\u00e9 des transactions : les entreprises de confiance du march\u00e9 suivent les normes de s\u00e9curit\u00e9 recommand\u00e9es pour prot\u00e9ger vos donn\u00e9es et informations ;<\/li><li>Flexibilit\u00e9 : Permet une plus grande flexibilit\u00e9 dans les horaires, car tout sera fait num\u00e9riquement, \u00e9tant disponible 24 heures sur 24.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ce ne sont l\u00e0 que quelques-uns des avantages de la n\u00e9gociation de dettes en ligne.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZoJyLm\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-nome-sujo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment pouvez-vous interroger votre nom\u00a0?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ba350723-85f9-47a1-8aea-e03539851df5\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-nome-sujo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment pouvez-vous interroger votre nom\u00a0?\">\n            Comment pouvez-vous interroger votre nom\u00a0? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-fazer-consulta-nome-sujo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"15-qual-d%C3%ADvida-devo-negociar-primeiro-\"><strong>Quelle dette dois-je n\u00e9gocier en premier ?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: BV)\"  id=\"17679\" src=\"https:\/\/ucarecdn.com\/a53933d1-3a95-4dd8-b44c-f9dec8536c5a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0:\u00a0BV)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u2019est une question tr\u00e8s courante chez les endett\u00e9s : si j\u2019ai plus d\u2019une dette impay\u00e9e, \u00e0 laquelle dois-je donner la priorit\u00e9 ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, comprenons tout d\u2019abord que la dette \u00e0 privil\u00e9gier ne sera pas forc\u00e9ment celle ayant la valeur la plus \u00e9lev\u00e9e.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, les dettes prioritaires doivent \u00eatre celles avec les int\u00e9r\u00eats les plus \u00e9lev\u00e9s, par exemple le cr\u00e9dit renouvelable et le d\u00e9couvert de carte de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, lors du choix de la dette \u00e0 ren\u00e9gocier, faites attention aux int\u00e9r\u00eats et aux amendes qui en d\u00e9coulent, puis faites votre choix.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"16-quais-s%C3%A3o-as-vantagens-em-se-negociar-uma-d%C3%ADvida\">Quels sont les avantages de n\u00e9gocier une dette ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: educonsing)\"  id=\"17695\" src=\"https:\/\/ucarecdn.com\/48872d08-da68-44af-bddb-7ea0e6217826\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: \u00e9ducation)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nous avons d\u00e9j\u00e0 \u00e9voqu\u00e9 les avantages de n\u00e9gocier une dette en ligne, mais quels sont les avantages de n\u00e9gocier une dette ? V\u00e9rifier:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"17-redu%C3%A7%C3%A3o-de-juros-\">R\u00e9duction des int\u00e9r\u00eats <\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: agilcob)\"  id=\"17687\" src=\"https:\/\/ucarecdn.com\/d1f8613c-055f-44a2-8e09-039d155361c6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: Agilcob)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et le premier avantage de la ren\u00e9gociation de la dette est la r\u00e9duction des int\u00e9r\u00eats et autres frais lors de leur paiement.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, la plupart des dettes en retard accumulent des int\u00e9r\u00eats et des amendes, causant encore plus de probl\u00e8mes aux d\u00e9biteurs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cependant, lors des ren\u00e9gociations, ces taux ont tendance \u00e0 baisser drastiquement, ce qui constitue un grand avantage pour ces d\u00e9biteurs.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"18-a-d%C3%ADvida-fica-est%C3%A1vel\">La dette reste stable<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: simone gon\u00e7alves)\"  id=\"17690\" src=\"https:\/\/ucarecdn.com\/dae5468f-e21a-41a0-be8c-18294db23036\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image : Simone Gon\u00e7alves)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un autre avantage de la ren\u00e9gociation des dettes est que la dette cesse de cro\u00eetre et devient stable.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, les int\u00e9r\u00eats et les amendes de retard cessent \u00e9galement, puisque la principale raison de leur existence est le non-paiement de la dette.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Autrement dit, aucune autre valeur ne sera ajout\u00e9e aux sommes d\u00e9j\u00e0 pay\u00e9es par vous.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, ren\u00e9gocier une dette lui fait perdre l\u2019instabilit\u00e9 des dettes en souffrance.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"19-organiza%C3%A7%C3%A3o-financeira\">Organisation financi\u00e8re<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvidas online? (Imagem: remo incorporadora)\"  id=\"17697\" src=\"https:\/\/ucarecdn.com\/192f8c5a-27b4-47c1-9ad1-57e56dd28fc8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment n\u00e9gocier ses dettes en ligne ? (Image\u00a0: remo incorporator)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un autre avantage de la ren\u00e9gociation des dettes impay\u00e9es est l\u2019organisation financi\u00e8re de toutes vos dettes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Car, d\u00e8s que les dettes sont rembours\u00e9es, le processus d\u2019organisation financi\u00e8re devient \u00e9galement plus simple.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, rembourser ses dettes est un processus qui, bien qu\u2019un peu compliqu\u00e9, en vaudra la peine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lorsque vous n\u00e9gociez vos dettes en cours, n&#039;oubliez pas de toujours avoir \u00e0 port\u00e9e de main une feuille de calcul avec toutes vos dettes impay\u00e9es, afin de savoir exactement lesquelles d&#039;entre elles sont rembours\u00e9es.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, si vous ne parvenez pas \u00e0 payer une dette, ou si vous en payez une qui pourrait attendre un peu plus longtemps, vous risquez de subir des pertes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, conserver toutes vos transactions financi\u00e8res est la meilleure alternative au maintien d\u2019une vie financi\u00e8re organis\u00e9e.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, n\u00e9gocier des dettes en ligne est un moyen plus simple de r\u00e9soudre tous vos probl\u00e8mes financiers.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2j0l3q\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/o-que-e-e-como-fazer-uma-reserva-de-emergencia\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Qu&#039;est-ce qu&#039;un fonds d&#039;urgence ?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3cca720c-e147-462a-9399-8a18dd25fc4c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/o-que-e-e-como-fazer-uma-reserva-de-emergencia\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Qu&#039;est-ce qu&#039;un fonds d&#039;urgence ?\">\n            Qu&#039;est-ce qu&#039;un fonds d&#039;urgence ?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Avez-vous un fonds d&#039;urgence? Vous devez donc conna\u00eetre son importance et faire la v\u00f4tre d\u00e8s AUJOURD\u2019HUI\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/o-que-e-e-como-fazer-uma-reserva-de-emergencia\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Vous souhaitez une aide suppl\u00e9mentaire et rapide\u00a0? Alors faites attention car nous allons vous apprendre \u00e0 n\u00e9gocier des dettes en ligne.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[38,19],"tags":[166,224,223,222],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como negociar d\u00edvidas online - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Voc\u00ea sabe como negociar d\u00edvidas online de um jeito simples e r\u00e1pido? 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