{"id":15177,"date":"2021-02-03T14:00:29","date_gmt":"2021-02-03T14:00:29","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=15177"},"modified":"2021-02-03T14:05:05","modified_gmt":"2021-02-03T14:05:05","slug":"conheca-agora-tudo-sobre-o-cartao-submarino","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-agora-tudo-sobre-o-cartao-submarino\/","title":{"rendered":"D\u00e9couvrez tout sur la carte Submarino maintenant"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Caract\u00e9ristiques de la carte Submarino<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Submarino (propri\u00e9taire de la carte Submarino) est l&#039;un des g\u00e9ants du march\u00e9 de d\u00e9tail, dans le secteur du e-commerce. L&#039;entreprise a \u00e9t\u00e9 fond\u00e9e en 1999 et ses principales caract\u00e9ristiques sont l&#039;innovation et le pionnier.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En 2006, avec Lojas Americanas et Shoptime, Submarino fait partie de B2W, l&#039;une des plus grandes cha\u00eenes de vente au d\u00e9tail au monde.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C&#039;est la m\u00eame ann\u00e9e que l&#039;entreprise a lanc\u00e9 la carte de cr\u00e9dit Submarino, qui permettait un financement \u00e9chelonn\u00e9 avec int\u00e9r\u00eats pour l&#039;achat de produits sur le site Web, qui comprenait un programme de r\u00e9compenses exclusif et des promotions sp\u00e9ciales pour les clients de la carte.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ci-dessous, nous \u00e9num\u00e9rerons les principales caract\u00e9ristiques et avantages de la carte \u00e0 conna\u00eetre.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La carte Submarino est une excellente option pour ceux qui ach\u00e8tent habituellement sur ce site Web, qui est l&#039;un des plus grands et des meilleurs du secteur du commerce \u00e9lectronique du pays. De plus, cette carte pr\u00e9sente plusieurs avantages.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et m\u00eame si vous n&#039;\u00eates pas un gros client de cette entreprise, ou m\u00eame si vous ne la connaissez pas, sachez que cette entreprise est connue comme l&#039;une des pionni\u00e8res au Br\u00e9sil en mati\u00e8re de e-commerce (commerce \u00e9lectronique). Au magasin de d\u00e9tail, vous avez la possibilit\u00e9 de trouver d\u2019innombrables options de produits et services.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, comme la carte porte la marque Visa International, vous pourrez profiter des avantages des cartes de cette marque, comme le programme de fid\u00e9lit\u00e9 Vai de Visa et l&#039;outil Visa Checkout.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, cette carte pr\u00e9sente plusieurs avantages et b\u00e9n\u00e9fices exclusifs pour ses titulaires. Es tu int\u00e9ress\u00e9? Continuez \u00e0 lire pour en savoir plus sur les avantages et les b\u00e9n\u00e9fices de la carte de cr\u00e9dit Submarino.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Revenu minimum<\/td><td>Salaire minimum<\/td><\/tr><tr><td>Rente<\/td><td>R$ 15,70<\/td><\/tr><tr><td>Frais annuels de carte suppl\u00e9mentaire<\/td><td>Gratuit<\/td><\/tr><tr><td>Deuxi\u00e8me copie de la carte<\/td><td>R$ 22.90<\/td><\/tr><tr><td>Drapeau<\/td><td>Visa international<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ZgcH2J\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/71203e2e-944d-4734-842c-4463f5382b50\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          carte de cr\u00e9dit        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Sous-marin        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Frais annuels faibles            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Drapeau des visas             <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          L&#039;une des meilleures options de carte de cr\u00e9dit au Br\u00e9sil pour les clients des magasins\u00a0!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Voir comment demander            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Voir comment demander            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Vous resterez sur le m\u00eame site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/71203e2e-944d-4734-842c-4463f5382b50\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                L\u2019une des meilleures options de carte de cr\u00e9dit au Br\u00e9sil\u2026              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Voir comment demander                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Avantages de la carte Submarino<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme \u00e9voqu\u00e9, la carte Submarino regorge d\u2019avantages dont nous citerons ci-dessous les principaux :<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Remises quotidiennes exclusives<\/li><li>Programme des ligues<\/li><li>Limite de cr\u00e9dit suppl\u00e9mentaire pour les achats \u00e0 temp\u00e9rament effectu\u00e9s chez Submarino<\/li><li>Retraits via Internet ou Banco24Horas<\/li><li>D\u00e9lai de paiement des factures prolong\u00e9 jusqu&#039;\u00e0 45 jours<\/li><li>Versements allant jusqu&#039;\u00e0 12 versements sans int\u00e9r\u00eat ou 21 versements sans int\u00e9r\u00eat chez Submarino<\/li><li>Application Banco Cetelem disponible avec plusieurs fonctionnalit\u00e9s<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Comment \u00e7a fonctionne?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tout d\u2019abord, il faut savoir qu\u2019il est \u00e9mis par Banco Cetelem et qu\u2019il peut \u00eatre utilis\u00e9 dans tous les \u00e9tablissements acceptant les cartes de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la carte Submarino facture des frais annuels de 15,70 R$ par mois (totalisant : 188,40 R$ par an) et exige que son client dispose d&#039;un revenu d&#039;au moins un salaire minimum.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si vous souhaitez \u00eatre exon\u00e9r\u00e9 de cette cotisation annuelle, il vous suffit de vous inscrire \u00e0 la newsletter du site ou de vous inscrire sur le site lui-m\u00eame et d&#039;activer vos notifications par email. Apr\u00e8s cela, vous recevrez une invitation d\u2019exemption.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vous pouvez \u00e9galement payer en 12 versements sans int\u00e9r\u00eat, et si vous souhaitez \u00e9tendre cette limite, des frais de 1,99% vous seront factur\u00e9s par mois. De cette fa\u00e7on, vous pouvez effectuer des achats de 18x \u00e0 24x.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Programme des ligues<\/strong> \u2013 Carte Sous-marin<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si vous n&#039;\u00eates pas familier avec ce programme mentionn\u00e9 ci-dessus, nous mentionnerons de quoi il s&#039;agit ci-dessous.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Le programme L\u00e9guas fonctionne de mani\u00e8re tr\u00e8s simple : chaque fois que vous effectuez un achat avec la carte de cr\u00e9dit Submarino, vous recevrez un certain nombre de points (ligues).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il est important de souligner que ce programme valorise les achats effectu\u00e9s sur Submarino lui-m\u00eame, c&#039;est-\u00e0-dire que vous recevrez 3 ligues pour chaque real d\u00e9pens\u00e9 pour les achats effectu\u00e9s sur Submarino, tandis que pour les achats effectu\u00e9s sur d&#039;autres sites, un real vaudra 1 ligue. .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, lorsque vous atteindrez au moins 7 500 ligues, vous aurez d\u00e9j\u00e0 acc\u00e8s \u00e0 un ch\u00e8que cadeau. Ci-dessous le tableau avec les valeurs :<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ligues<\/strong><\/td><td><strong>Valeur de la carte-cadeau<\/strong><\/td><\/tr><tr><td>7.500<\/td><td>R$ 50,00<\/td><\/tr><tr><td>12.000<\/td><td>R$ 100,00<\/td><\/tr><tr><td>25.000<\/td><td>R$ 250,00<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>L&#039;application Cetelem<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme \u00e9voqu\u00e9 pr\u00e9c\u00e9demment, l&#039;application de la banque Cetelem offre plusieurs avantages et b\u00e9n\u00e9fices et est indispensable pour am\u00e9liorer votre exp\u00e9rience d&#039;utilisation de votre carte Submarino, car Cetelem est la banque qui \u00e9met la carte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gr\u00e2ce \u00e0 cette application, vous pouvez :<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Abonnez-vous \u00e0 la facture num\u00e9rique par e-mail ou via l&#039;application elle-m\u00eame (en utilisant le code-barres)<\/li><li>Mettre la facture en d\u00e9bit automatique<\/li><li>V\u00e9rifiez votre limite d&#039;achats et de retraits<\/li><li>Il est possible de r\u00e9gler l&#039;acompte de votre achat uniquement \u00e0 la prochaine \u00e9ch\u00e9ance.<\/li><li>Acc\u00e8s aux factures de l&#039;ann\u00e9e derni\u00e8re pour consultation<\/li><li>Modifier les donn\u00e9es d&#039;inscription, telles que votre mot de passe<\/li><li>Demander une deuxi\u00e8me copie de la facture<\/li><li>Pr\u00eat \u00e0 la location, assurance et autres services.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/f850bab9-a1ac-403a-ba82-52af392ce234\/\" alt=\"Descubra nesse artigo completo todas as caracter\u00edsticas e benef\u00edcios do cart\u00e3o Submarino e descubra se ele \u00e9 ou n\u00e3o uma boa op\u00e7\u00e3o para voc\u00ea.\" class=\"w-full object-cover object-center border mx-auto wp-image-15166\" \/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Avantages Visa Classique<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tout d\u2019abord, il faut savoir que la carte Submarino b\u00e9n\u00e9ficie d\u2019une couverture internationale sous la marque Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, vous aurez acc\u00e8s \u00e0 des avantages exclusifs Visa, \u00e0 savoir\u00a0:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Programme de fid\u00e9lit\u00e9 \u00ab Vai de Visa \u00bb : Gr\u00e2ce \u00e0 ce programme, vous avez acc\u00e8s \u00e0 diverses r\u00e9ductions et conditions exclusives.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Visa Checkout : gr\u00e2ce \u00e0 cet outil, vous pouvez effectuer une inscription unique avec vos donn\u00e9es, rendant vos achats en ligne beaucoup plus rapides et plus s\u00fbrs.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Service 24 heures sur 24 pour les situations d&#039;urgence.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Service de retrait d&#039;urgence.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Service d&#039;assistance voyage.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ne vous arr\u00eatez pas l\u00e0 ! La carte Submarino offre \u00e9galement de nombreux autres avantages et b\u00e9n\u00e9fices qui seront r\u00e9pertori\u00e9s dans les rubriques suivantes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Avantages de la carte Submarino<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme mentionn\u00e9, vous pouvez \u00eatre exon\u00e9r\u00e9 de la cotisation annuelle de la carte, mais ce n&#039;est pas son seul avantage. Par cons\u00e9quent, nous \u00e9num\u00e9rerons d&#039;autres avantages auxquels le titulaire de la carte Submarino a droit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Versement<\/strong> Carte Sous-marin<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cet avantage est exclusif aux clients de la carte Submarino. Cet avantage vous donne la libert\u00e9 d&#039;effectuer des achats en 12 versements maximum sans int\u00e9r\u00eat ou en 21 versements portant int\u00e9r\u00eat chez Submarino.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Limite suppl\u00e9mentaire <\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La carte sous-marine comporte deux types de limites diff\u00e9rents, \u00e0 savoir : la limite de carte et la SuperLimite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La premi\u00e8re limite fonctionne comme les autres : la carte Submarino offre une certaine limite de versements disponibles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La Super Limite vous permet d&#039;avoir un cr\u00e9dit suppl\u00e9mentaire d&#039;une valeur de 3 fois la limite renouvelable de votre carte. Ceci est valable pour les achats \u00e9chelonn\u00e9s chez Submarino et Submarino Viagens.<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/354cce24-f71e-43a2-9e0d-93edc858f69a\/\" alt=\"Descubra nesse artigo completo todas as caracter\u00edsticas e benef\u00edcios do cart\u00e3o Submarino e descubra se ele \u00e9 ou n\u00e3o uma boa op\u00e7\u00e3o para voc\u00ea.\" class=\"w-full object-cover object-center border mx-auto wp-image-15168\" \/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Remises exclusives<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Normalement, Submarino b\u00e9n\u00e9ficie d\u00e9j\u00e0 de plusieurs r\u00e9ductions sur ses produits, mais lorsque vous achetez la carte Submarino, vous recevrez chaque jour des r\u00e9ductions et des offres.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous b\u00e9n\u00e9ficiez \u00e9galement de r\u00e9ductions exclusives aupr\u00e8s des partenaires Cetelem, qui est l&#039;\u00e9metteur de la carte, comme mentionn\u00e9 pr\u00e9c\u00e9demment.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Praticit\u00e9<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gr\u00e2ce \u00e0 l&#039;application Cetelem, vous pouvez contr\u00f4ler et organiser vos entr\u00e9es de carte, en plus de v\u00e9rifier votre limite et le meilleur jour pour effectuer vos achats.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez acc\u00e9der \u00e0 ces m\u00eames fonctionnalit\u00e9s sur Cetelem Online ou m\u00eame via le propre WhatsApp de la banque.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Factures et retrait<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Avec la carte Submarino, vous pouvez prolonger le paiement de vos factures jusqu&#039;\u00e0 45 jours !<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez \u00e9galement demander un retrait en ligne, via l&#039;application Cetelem, par t\u00e9l\u00e9phone ou m\u00eame aupr\u00e8s de Banco24Horas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>La carte de cr\u00e9dit Submarino en vaut-elle la peine ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si vous magasinez toujours chez Submarino, cette carte est certainement un excellent choix.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cependant, m\u00eame si vous n&#039;\u00eates pas client, la carte propose toujours des offres et des avantages exclusifs, donc m\u00eame si vous n&#039;y faites pas habituellement vos achats, cela vaut toujours la peine d&#039;\u00e9valuer davantage cette option.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, lors de l&#039;achat de la carte, vous aurez acc\u00e8s \u00e0 l&#039;application bancaire Cetelem, qui dispose de plusieurs fonctionnalit\u00e9s tr\u00e8s utiles, telles que : contr\u00f4ler et suivre vos d\u00e9penses pour am\u00e9liorer vos d\u00e9penses, demander un duplicata de facture, v\u00e9rifier vos plafonds, etc.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez \u00e9galement enregistrer votre facture pour un d\u00e9bit automatique, v\u00e9rifier votre solde et les frais de carte, contracter des pr\u00eats, entre autres fonctionnalit\u00e9s.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Comment se d\u00e9roule l\u2019analyse de mes donn\u00e9es dans le processus de demande ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Votre analyse de cr\u00e9dit fonctionne comme suit : Submarino Finance Promotora de Cr\u00e9dito, ainsi que B2W Companhia Digital et Banco Cetelem Brasil re\u00e7oivent votre demande.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c0 partir de l\u00e0, votre pointage de cr\u00e9dit du registre positif est v\u00e9rifi\u00e9 chez Serasa Consumidor. Ensuite, ils v\u00e9rifieront votre profil sur Boa Vista SCPC et analyseront \u00e9galement votre historique de paiement et votre comportement de consommateur.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vous \u00eates int\u00e9ress\u00e9 et souhaitez savoir comment demander votre carte Submarino ? Puis cliquez sur le bouton ci-dessous:<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1y4rTQ\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/71203e2e-944d-4734-842c-4463f5382b50\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          carte de cr\u00e9dit        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Sous-marin        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Frais annuels faibles            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Drapeau des visas             <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          L&#039;une des meilleures options de carte de cr\u00e9dit au Br\u00e9sil pour les clients des magasins\u00a0!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Voir comment demander            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Voir comment demander            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Vous resterez sur le m\u00eame site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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{ this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/71203e2e-944d-4734-842c-4463f5382b50\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                L\u2019une des meilleures options de carte de cr\u00e9dit au Br\u00e9sil\u2026              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Voir comment demander                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div>","protected":false},"excerpt":{"rendered":"<p>D\u00e9couvrez dans cet article complet toutes les fonctionnalit\u00e9s et avantages de la carte Submarino et d\u00e9couvrez si c&#039;est une bonne option ou non pour vous.<\/p>","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a agora tudo sobre o cart\u00e3o Submarino - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Descubra nesse artigo completo todas as caracter\u00edsticas e benef\u00edcios do cart\u00e3o Submarino e descubra se ele \u00e9 ou n\u00e3o uma boa op\u00e7\u00e3o para voc\u00ea.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-agora-tudo-sobre-o-cartao-submarino\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conhe\u00e7a agora tudo sobre o cart\u00e3o Submarino\" \/>\n<meta property=\"og:description\" content=\"Descubra nesse artigo completo todas as caracter\u00edsticas e benef\u00edcios do cart\u00e3o Submarino e descubra se ele \u00e9 ou n\u00e3o uma boa op\u00e7\u00e3o para voc\u00ea.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/fr\/conheca-agora-tudo-sobre-o-cartao-submarino\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-03T14:00:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-03T14:05:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/f850bab9-a1ac-403a-ba82-52af392ce234\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta 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voc\u00ea.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/conheca-agora-tudo-sobre-o-cartao-submarino\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/conheca-agora-tudo-sobre-o-cartao-submarino\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-agora-tudo-sobre-o-cartao-submarino\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conhe\u00e7a agora tudo sobre o cart\u00e3o Submarino\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/88883d498533070dfb1f0a58c3219932\",\"name\":\"Gustavo 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