{"id":71889,"date":"2022-10-18T23:00:00","date_gmt":"2022-10-18T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=71889"},"modified":"2022-10-19T19:36:02","modified_gmt":"2022-10-19T19:36:02","slug":"emprestimo-pelo-whatsapp","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp\/","title":{"rendered":"Pr\u00e9stamo de WhatsApp: \u00bfc\u00f3mo funciona y cu\u00e1les son las opciones?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-veja-como-solicitar-esse-emprestimo-na-crefisa-e-no-banco-do-brasil\">Veja como solicitar esse empr\u00e9stimo na Crefisa e no Banco do Brasil<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O empr\u00e9stimo pelo WhatsApp surgiu para trazer mais facilidade a voc\u00ea! Fonte: Pexels.\"  id=\"71891\" src=\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >O empr\u00e9stimo pelo WhatsApp surgiu para trazer mais facilidade a voc\u00ea! Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voc\u00ea j\u00e1 ouviu falar no empr\u00e9stimo pelo WhatsApp? Essa \u00e9 uma nova forma de realizar empr\u00e9stimos de diversas modalidades que muitos bancos est\u00e3o come\u00e7ando a aderir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, esse aplicativo de conversas \u00e9 o mais usado pelos brasileiros e possui uma tecnologia de seguran\u00e7a de ponta onde todas as mensagens s\u00e3o criptografadas.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-DBbMk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfEs seguro el pr\u00e9stamo de WhatsApp?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ffef4d9e-0ca9-4bde-a1e0-fd939a5d1e29\/\" alt=\"Celular em uma mesa branca com notas de dinheiro ao seu lado\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-e-seguro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfEs seguro el pr\u00e9stamo de WhatsApp?\">\n            \u00bfEs seguro el pr\u00e9stamo de WhatsApp?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Entenda se essa opera\u00e7\u00e3o oferece riscos a voc\u00ea.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/ffef4d9e-0ca9-4bde-a1e0-fd939a5d1e29\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfEs seguro el pr\u00e9stamo de WhatsApp?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, esse simples mensageiro consegue oferecer a seguran\u00e7a necess\u00e1ria para realizar movimenta\u00e7\u00f5es banc\u00e1rias, como transfer\u00eancias, consultas e at\u00e9 mesmo solicitar um empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, se voc\u00ea quer saber mais sobre o empr\u00e9stimo pelo WhatsApp e conferir como ele funciona na pr\u00e1tica, \u00e9 s\u00f3 continuar lendo este artigo que est\u00e1 recheado de informa\u00e7\u00f5es importantes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O que \u00e9 empr\u00e9stimo pelo WhatsApp?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Entenda tudo sobre este canal. Fonte: Pexels.\"  id=\"71893\" src=\"https:\/\/cdn.adtechpanda.com\/06b4c469-ecc9-4285-a1d1-b8e4814b2edd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entenda tudo sobre este canal. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o empr\u00e9stimo pelo WhatsApp nada mais \u00e9 do que uma forma dos bancos permitirem a solicita\u00e7\u00e3o de empr\u00e9stimos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje em dia, muitos bancos permitem que o p\u00fablico realize empr\u00e9stimos por meios digitais, como seus sites ou aplicativos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, como o WhatsApp \u00e9 um aplicativo muito utilizado pelo brasileiro, as institui\u00e7\u00f5es financeiras enxergaram nele uma possibilidade de torn\u00e1-lo mais um canal digital em que o p\u00fablico pode ter acesso ao cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, a partir do WhatsApp, o processo de solicita\u00e7\u00e3o de empr\u00e9stimo se torna algo mais simples e pr\u00e1tico, onde com apenas algumas trocas de mensagens j\u00e1 \u00e9 poss\u00edvel acessar o cr\u00e9dito que voc\u00ea precisa.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-cwoCD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1l es el mejor pr\u00e9stamo personal?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5d9258aa-079b-4565-a39d-2a24648ed94f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/qual-o-melhor-emprestimo-pessoal\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1l es el mejor pr\u00e9stamo personal?\">\n            \u00bfCu\u00e1l es el mejor pr\u00e9stamo personal? 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this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo funciona el pr\u00e9stamo de WhatsApp?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A forma que o empr\u00e9stimo pelo WhatsApp funciona \u00e9, na verdade, muito simples. Tudo come\u00e7a com voc\u00ea salvando em seu celular o n\u00famero do WhatsApp do banco ou institui\u00e7\u00e3o financeira que voc\u00ea pretende solicitar o empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Essa etapa \u00e9 fundamental porque somente voc\u00ea pode tomar o primeiro passo de entrar em contato com o banco e solicitar o empr\u00e9stimo. Lembre-se sempre que nenhuma institui\u00e7\u00e3o financeira entra em contato oferecendo empr\u00e9stimos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com o n\u00famero salvo, basta voc\u00ea iniciar uma conversa com o banco que um atendente virtual vai conversar e enviar as orienta\u00e7\u00f5es necess\u00e1rias para prosseguir com a solicita\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, na conversa pode ser solicitado seus dados pessoais e documentos para realizar a an\u00e1lise do cr\u00e9dito. Com tudo enviado e aprovado, o banco seguir\u00e1 enviando o contrato, que pode ser assinado de forma digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, ao assinar o contrato, voc\u00ea j\u00e1 pode aguardar at\u00e9 o dinheiro do empr\u00e9stimo ser liberado na sua conta banc\u00e1ria.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Vale a pena fazer esse empr\u00e9stimo?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Muitas pessoas podem ficar na d\u00favida se realmente vale a pena realizar um empr\u00e9stimo pelo WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como ele \u00e9 visto apenas como um aplicativo de conversas, \u00e9 comum que surja essa d\u00favida, principalmente em rela\u00e7\u00e3o a seguran\u00e7a do processo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, para ter a certeza de que fazer um empr\u00e9stimo pelo WhatsApp \u00e9 uma boa escolha para voc\u00ea, separamos a seguir as principais vantagens e desvantagens de solicitar um cr\u00e9dito por este canal.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Beneficios&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principal vantagem de solicitar um empr\u00e9stimo pelo WhatsApp \u00e9 a sua facilidade. Hoje em dia todo mundo usa o aplicativo e tem facilidade em realizar o envio das mensagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, o processo de solicitar um empr\u00e9stimo pode se tornar ainda mais f\u00e1cil. Al\u00e9m disso, por ser um aplicativo, \u00e9 poss\u00edvel acessar o cr\u00e9dito sem precisar se deslocar at\u00e9 um banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, voc\u00ea pode conversar com a institui\u00e7\u00e3o financeira no almo\u00e7o do trabalho e at\u00e9 \u00e0 noite, j\u00e1 que o atendente virtual da maioria dos bancos funcionam 24 horas por dia, oferecendo mais flexibilidade para voc\u00ea!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Desventajas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o empr\u00e9stimo pelo WhatsApp pode ser uma opera\u00e7\u00e3o pouco segura j\u00e1 que hoje em dia existem diversos golpes sendo aplicados utilizando o aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eles conseguem duplicar o seu n\u00famero e acessar as conversas ou ent\u00e3o se passar pelo banco e oferecer um empr\u00e9stimo onde \u00e9 preciso transferir uma quantia extra antes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, ao realizar esse tipo de opera\u00e7\u00e3o, \u00e9 preciso ter cuidado para n\u00e3o cair nas m\u00e3os de um golpista.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as op\u00e7\u00f5es dispon\u00edveis no mercado?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em resumo, existem algumas institui\u00e7\u00f5es banc\u00e1rias que est\u00e3o oferecendo empr\u00e9stimo pelo WhatsApp. A seguir voc\u00ea conhece algumas delas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Banco de Brasil<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Banco do Brasil \u00e9 um dos bancos mais consolidados do pa\u00eds e foi a primeira institui\u00e7\u00e3o banc\u00e1ria a oferecer empr\u00e9stimo pelo WhatsApp.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje o banco permite realizar empr\u00e9stimos na modalidade pessoal pelo WhatsApp. Aqui o usu\u00e1rio pode acessar \u00f3timas condi\u00e7\u00f5es de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o empr\u00e9stimo conta com car\u00eancia de 60 dias, onde voc\u00ea tem at\u00e9 2 meses para come\u00e7ar a pagar a primeira parcela.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar este empr\u00e9stimo, basta entrar em contato com o n\u00famero 61 4004-0001 e come\u00e7ar a conversar com o assistente virtual do banco para acessar o cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Crefisa<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Crefisa tamb\u00e9m \u00e9 uma institui\u00e7\u00e3o financeira consolidada no mercado que est\u00e1 atenta \u00e0s novidades e busca trazer mais praticidade em seus servi\u00e7os. Por isso, hoje ela permite que o p\u00fablico solicite um empr\u00e9stimo pelo WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A empresa trabalha oferecendo empr\u00e9stimo na modalidade pessoal onde \u00e9 poss\u00edvel realizar o pagamento da primeira parcela em at\u00e9 45 dias e acessar juros mensais a partir de 1,50% ao m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o parcelamento do empr\u00e9stimo pode ser feito em at\u00e9 24 meses, sendo que o dinheiro cair\u00e1 na sua conta dentro de 3 dias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, para solicitar este empr\u00e9stimo, basta entrar em contato pelo n\u00famero oficial do WhatsApp da Crefisa, que \u00e9 o 11 98806-0603 e conversar com a Cris, a assistente virtual da institui\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um empr\u00e9stimo pelo WhatsApp?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"A solicita\u00e7\u00e3o fica muito f\u00e1cil por este canal! Fonte: Pexels.\"  id=\"71894\" src=\"https:\/\/cdn.adtechpanda.com\/14c07dad-136c-4306-a534-c3a44e809a37\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >A solicita\u00e7\u00e3o fica muito f\u00e1cil por este canal! Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Realizar um empr\u00e9stimo pelo WhatsApp \u00e9 muito f\u00e1cil. Para isso, voc\u00ea s\u00f3 precisa salvar em seu celular o n\u00famero do banco que voc\u00ea deseja fazer a solicita\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com o n\u00famero salvo, basta voc\u00ea enviar uma mensagem e informar que gostaria de realizar um empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com isso feito, o assistente virtual passar\u00e1 as demais orienta\u00e7\u00f5es a voc\u00ea. Dessa forma, basta segui-las que voc\u00ea conseguir\u00e1 acessar o seu empr\u00e9stimo pelo WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se quiser conhecer mais detalhes sobre o cr\u00e9dito do Banco do Brasil, acesse o conte\u00fado recomendado abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZckQHU\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-banco-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como fazer empr\u00e9stimo pelo WhatsApp no BB?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8f2eedd7-7a13-4277-a9db-0775ab7b932b\/\" alt=\"Celular mostrando a logo so WhatsApp\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp-banco-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como fazer empr\u00e9stimo pelo WhatsApp no BB?\">\n            Como fazer empr\u00e9stimo pelo WhatsApp no BB? 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Veja neste post como ele funciona e onde solicit\u00e1-lo!<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[392,4455,4456,598],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entenda como o empr\u00e9stimo pelo WhatsApp funciona e de que forma voc\u00ea pode solicitar ele a partir do Banco do Brasil e da Crefisa!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es?\" \/>\n<meta property=\"og:description\" content=\"Entenda como o empr\u00e9stimo pelo WhatsApp funciona e de que forma voc\u00ea pode solicitar ele a partir do Banco do Brasil e da Crefisa!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/es\/emprestimo-pelo-whatsapp\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-18T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-19T19:36:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Jord\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-ES\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\",\"width\":1280,\"height\":853,\"caption\":\"Executiva usando o celular enquanto trabalha\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/\",\"name\":\"Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es? 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