{"id":54614,"date":"2022-05-12T23:01:00","date_gmt":"2022-05-12T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=54614"},"modified":"2022-05-05T01:04:18","modified_gmt":"2022-05-05T01:04:18","slug":"conheca-consorcio-automovel-santander","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/conheca-consorcio-automovel-santander\/","title":{"rendered":"Descubre el consorcio automovil\u00edstico de Santander"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Consorcio Santander: ideal para comprar coche o moto<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Com o cons\u00f3rcio Santander, \u00e9 poss\u00edvel adquirir um ve\u00edculo. Fonte: Santander.\"  id=\"52732\" src=\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Con el consorcio Santander es posible adquirir un veh\u00edculo. Fuente: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El Consorcio Automovil\u00edstico de Santander tiene grandes ventajas para quienes est\u00e1n luchando por adquirir su primer coche o incluso cambiar el actual. Por eso, adem\u00e1s de este modelo de consorcio, Santander tiene otros planes para ayudar y complacer a todos los grupos de clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si a\u00fan no lo sabes, el consorcio es esa modalidad de pagos en conjunto. En resumen, una determinada cantidad de personas f\u00edsicas o jur\u00eddicas se juntan con la intenci\u00f3n de comprar un bien o servicio a trav\u00e9s de la financiaci\u00f3n conjunta. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, en el consorcio Santander, los participantes no necesitan ser cuentahabientes Santander, solo deben pagar cada cuota mensual hasta llegar a la contemplaci\u00f3n, a trav\u00e9s de un sorteo o licitaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, en este post te explicaremos todo lo que necesitas saber sobre el consorcio Santander, sus caracter\u00edsticas y ventajas frente a otros en el mercado. \u00a1Compru\u00e9balo a continuaci\u00f3n!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><\/tr><tr><td><strong>Tasa de inter\u00e9s<\/strong><\/td><td>Eximir<\/td><\/tr><tr><td><strong>plazo para pagar<\/strong><\/td><td>No informado<\/td><\/tr><tr><td><strong>per\u00edodo de lanzamiento<\/strong><\/td><td>No informado<\/td><\/tr><tr><td><strong>Valor del consorcio<\/strong><\/td><td>No informado<\/td><\/tr><tr><td><strong>\u00bfAceptas negativos?<\/strong><\/td><td>No informado<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Cero intereses y excelentes condiciones crediticias<\/td><\/tr><\/tbody><\/table><figcaption>Caracter\u00edsticas del consorcio<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-13jTf1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander\">\n            C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Haz realidad tu sue\u00f1o de tener un coche o una moto con el Consorcio Santander. \u00a1Aprende m\u00e1s aqu\u00ed!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Por tanto, se trata b\u00e1sicamente de lo que muchos llaman una compra conjunta, en la que se empieza a pagar antes de recibir el producto, sea el que sea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, todos los meses, por un per\u00edodo determinado en el contrato, los participantes del consorcio aportan una cantidad preestablecida. As\u00ed, cada mes se realiza una rifa, en la que un contribuyente gana y puede utilizar la carta de cr\u00e9dito de la forma que desee. Adem\u00e1s, vale recordar que el objeto de uso de la carta debe estar en el segmento que establezca el consorcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, algunas personas que no est\u00e1n familiarizadas con esta forma de pago pueden confundirse con el t\u00e9rmino \u201ccarta de cr\u00e9dito\u201d. Bueno, la carta de cr\u00e9dito es la forma en que el administrador del consorcio paga a los participantes, por lo que es posible comprar cualquier cosa dentro de la clase del consorcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El consorcio llega a su fin cuando todos en el plan reciben su cr\u00e9dito correctamente. En resumen, este plazo es equivalente al n\u00famero de cuotas previstas en el contrato.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfCu\u00e1l es el l\u00edmite del consorcio Santander?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco Santander ofrece una amplia gama de consorcios que veremos a continuaci\u00f3n. En el caso del consorcio de autom\u00f3viles, los valores var\u00edan seg\u00fan el tipo de plan definido.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ventajas Santander<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O cons\u00f3rcio de carro Santander oferece muitas vantagens como maiores chances de ser contemplado e zero juros. Fonte: Adobe Stock.\"  id=\"54618\" src=\"https:\/\/cdn.adtechpanda.com\/f551cb9d-bf34-472d-b383-8727c80378cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >El consorcio de coches de Santander ofrece muchas ventajas como mayores posibilidades de ser contemplado y cero intereses. Fuente: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A continuaci\u00f3n se muestran las principales ventajas del consorcio Santander frente a otras opciones del mercado:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Santander no cobra intereses: la tasa de inter\u00e9s del consorcio Santander es cero, por lo que los clientes no deben preocuparse por cargos indebidos;<\/li><li>Cuotas iniciales reducidas: puedes optar por pagar solo el 30% de las cuotas hasta el momento de la contemplaci\u00f3n;<\/li><li>Contemplaci\u00f3n por sorteo: el miembro del consorcio que decida adelantar pagos con dinero que tiene ahorrado probablemente ser\u00e1 contemplado anticipadamente debido a esta oferta.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Principales caracter\u00edsticas de Santander<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A diferencia de otras opciones de consorcio, Santander ofrece varios planes para pr\u00e1cticamente todos los grupos de clientes. \u00c9chale un vistazo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Veh\u00edculos medianos: tanto los autom\u00f3viles como las motocicletas pertenecen a este grupo;<\/li><li>Veh\u00edculos grandes: en esta modalidad, los afiliados acceden a cr\u00e9dito para la compra de camiones.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Para qui\u00e9n est\u00e1 indicado el consorcio<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pueden participar en el consorcio Santander todas y todos los que quieran adherirse al programa y quieran adquirir un bien que se encuentre en las modalidades anteriores. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esto se debe a que la \u00fanica restricci\u00f3n es la edad m\u00ednima de 18 a\u00f1os y m\u00e1xima de 70 a\u00f1os. Adem\u00e1s, solo pueden participar empresas con m\u00e1s de 1 a\u00f1o de antig\u00fcedad. Por \u00faltimo, recuerda que no es necesario tener una cuenta bancaria para formar parte del consorcio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo hacer un consorcio Santander?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como fazer um cons\u00f3rcio Santander? Fonte: Adobe Stock.\"  id=\"54619\" src=\"https:\/\/cdn.adtechpanda.com\/a7e4cd0a-21f1-417a-98e3-d02f7ad9f979\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Despu\u00e9s de todo, \u00bfc\u00f3mo hacer un consorcio de Santander? Fuente: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Simplemente recurra a los canales de comunicaci\u00f3n del banco los d\u00edas laborables, de 8 a 20 horas, excepto festivos. Para particulares seguir los n\u00fameros de contacto:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 3535 (capitales y \u00e1reas metropolitanas);<\/li><li>0800 702 3535 (otras ubicaciones);<\/li><li>0800 723 5007 (personas con discapacidad auditiva y del habla).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para las empresas, los n\u00fameros son:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 2125 (capitales y \u00e1reas metropolitanas);<\/li><li>0800 726 2125 (otras ubicaciones);<\/li><li>0800 723 5007 (personas con discapacidad auditiva y del habla).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tu aplicaci\u00f3n est\u00e1 disponible para los titulares de cuentas en Play Store y App Store, y tambi\u00e9n puedes acceder a la web de Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfTe gust\u00f3? Para saber m\u00e1s sobre c\u00f3mo postularse al Consorcio de Autom\u00f3viles de Santander, solo acceda a nuestro contenido recomendado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZTtTXS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander\">\n            C\u00f3mo solicitar el Consorcio de Autom\u00f3viles de Santander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Haz realidad tu sue\u00f1o de tener un coche o una moto con el Consorcio Santander. \u00a1Aprende m\u00e1s aqu\u00ed!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Cuotas asequibles, sin intereses, sin entrada y muchas otras ventajas en un \u00fanico consorcio. \u00a1Aprende m\u00e1s aqu\u00ed!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3578],"tags":[3306,3334,3303,3684,3300,3333,3332,488,3305],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. 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