{"id":53069,"date":"2022-03-12T12:00:00","date_gmt":"2022-03-12T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=53069"},"modified":"2022-03-12T12:40:12","modified_gmt":"2022-03-12T12:40:12","slug":"novas-regras-emprestimo-consignado-inss","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/novas-regras-emprestimo-consignado-inss\/","title":{"rendered":"Nuevas reglas pr\u00e9stamo n\u00f3mina INSS 2022"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Empr\u00e9stimo Consignado: entenda o que mudou<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Em 2022 as regras do empr\u00e9stimo consignado do INSS sofreram novas mudan\u00e7as. Entenda! Fonte: Adobe Stock.\"  id=\"53114\" src=\"https:\/\/cdn.adtechpanda.com\/99e3ca67-9125-47ef-8bfc-e28ef9fba1c3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Em 2022 as regras do empr\u00e9stimo consignado do INSS sofreram novas mudan\u00e7as. Entenda! Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As novas regras do empr\u00e9stimo consignado INSS foram divulgadas. Isso porque foram alterados alguns aspectos em rela\u00e7\u00e3o aos valores de porcentagens da margem do empr\u00e9stimo e das parcelas m\u00e1ximas praticadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o Senhor Panda hoje ir\u00e1 te mostrar todos os detalhes das altera\u00e7\u00f5es que ocorreram no empr\u00e9stimo consignado e falar tamb\u00e9m, sobre como funciona, taxas e demais coisa que com certeza ir\u00e3o te interessar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continue a leitura e saiba mais sobre as novas regras para o empr\u00e9stimo consignado!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O que \u00e9 um empr\u00e9stimo consignado?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O empr\u00e9stimo consignado \u00e9 diferente dos demais empr\u00e9stimos que conhecemos, como o pessoal ou empr\u00e9stimo com garantia de im\u00f3veis ou autom\u00f3veis. Nesse sentido, o diferencial do consignado \u00e9 o m\u00e9todo de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, devemos entender que o pagamento das parcelas \u00e9 atrelado ao sal\u00e1rio ou benef\u00edcio de quem solicitou. Ou seja, \u00e9 descontado automaticamente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso faz com que o banco ou institui\u00e7\u00e3o financeira que disponibiliza o cr\u00e9dito, tenha mais seguran\u00e7a do que normalmente teria em empr\u00e9stimos comuns, de que o cliente que solicitou o empr\u00e9stimo conseguir\u00e1 pagar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em outras palavras, a seguran\u00e7a que o banco tem de pagamento do empr\u00e9stimo \u00e9 de quase 100%. Por conta disso, as taxas de juros s\u00e3o mais baixas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, n\u00e3o s\u00e3o todas as pessoas que podem solicitar o empr\u00e9stimo consignado. Ou seja, existe um p\u00fablico espec\u00edfico que est\u00e1 apto a solicitar o empr\u00e9stimo, e vamos te mostrar todos os detalhes no t\u00f3pico seguinte.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-YKM1B\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/fraude-emprestimo-consignado-inss-2021\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Fraude empr\u00e9stimo consignado INSS\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3da91615-83a6-4737-83f6-98a5e985cc35\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/fraude-emprestimo-consignado-inss-2021\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Fraude empr\u00e9stimo consignado INSS\">\n            Fraude empr\u00e9stimo consignado INSS        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba mais sobre a fraude do empr\u00e9stimo consignado, como acontecem e evite cair nelas!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/fraude-emprestimo-consignado-inss-2021\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/fraude-emprestimo-consignado-inss-2021\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3da91615-83a6-4737-83f6-98a5e985cc35\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Fraude empr\u00e9stimo consignado INSS              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/fraude-emprestimo-consignado-inss-2021\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quem pode solicitar um consignado?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O empr\u00e9stimo consignado \u00e9 bem diferente das outras modalidades de empr\u00e9stimos a que estamos mais habituados. Mas essa diferen\u00e7a n\u00e3o est\u00e1 atrelada somente ao pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o p\u00fablico-alvo tamb\u00e9m \u00e9 diferente dos outros empr\u00e9stimos, sendo destinado a:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>jubilados y pensionados del INSS;<\/li><li>Servidores p\u00fablicos;<\/li><li>Trabalhadores com carteira de trabalho assinada;<\/li><li>Militar de las Fuerzas Armadas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Essas pessoas podem ter acesso ao empr\u00e9stimo consignado em diversos bancos e institui\u00e7\u00f5es financeiras com juros baixos e \u00f3timas condi\u00e7\u00f5es de parcelamento. Deste modo, ao solicitarem o empr\u00e9stimo poder\u00e3o oferecer ao banco a garantia de pagamento. Uma vez que o desconto do mesmo \u00e9 feito direto no benef\u00edcio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o valor de um empr\u00e9stimo consignado?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual o limite dispon\u00edvel para um empr\u00e9stimo consignado? Fonte: Adobe Stock.\"  id=\"53116\" src=\"https:\/\/cdn.adtechpanda.com\/60ae081f-49f5-4958-8d79-295294f4c4f1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, qual o limite dispon\u00edvel para um empr\u00e9stimo consignado? Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, sabemos como funciona o empr\u00e9stimo consignado e qual \u00e9 o grupo de pessoas que pode solicitar. No entanto, devemos descobrir exatamente qual \u00e9 o valor m\u00e1ximo dispon\u00edvel para o empr\u00e9stimo consignado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, \u00e9 necess\u00e1rio entender que o valor que o cliente poder\u00e1 solicitar vai depender de dois fatores. Uma \u00e9 a sua renda mensal e a outra \u00e9 o valor que o banco ou institui\u00e7\u00e3o financeira disponibiliza para solicita\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, o valor m\u00e1ximo que o banco disponibiliza \u00e9 o teto da margem consign\u00e1vel estipulado pelo INSS. Desta forma, o solicitante n\u00e3o pode exceder mais de 35% da sua renda mensal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso quer dizer que, o banco pode cobrar uma parcela que seja no m\u00e1ximo 35% da sua margem mensal. Assim, os valores n\u00e3o podem passar dessa porcentagem para garantir a seguran\u00e7a financeira do banco e do solicitante.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual a taxa de juros de um consignado?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como podemos ver at\u00e9 agora, a grande marca que o empr\u00e9stimo consignado traz consigo, \u00e9 a seguran\u00e7a que os bancos t\u00eam de que os valores das parcelas do empr\u00e9stimo solicitado, ser\u00e3o devidamente pagas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em outras palavras, as chances de inadimpl\u00eancia s\u00e3o de quase zero. Isto porque o pagamento \u00e9 descontado automaticamente do pagamento do solictante. Por conta disso, as taxas de juros s\u00e3o bem baixas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, as novas regras para empr\u00e9stimo consignado do INSS estipulam juros m\u00e1ximo de 2,14%. No entanto, essa taxa varia de acordo com a institui\u00e7\u00e3o financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Veja alguns exemplos de taxas de juros dos empr\u00e9stimos consignados:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Caixa: Taxas a partir de 1,55%;<\/li><li>Santander: Taxas a partir de 1,71%;<\/li><li>Ita\u00fa: taxas a partir de 1,08%.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Viu como s\u00e3o baixas? Mas \u00e9 claro que essas taxas s\u00e3o iniciais. Ou seja, podem aumentar. Isso dependendo do valor do empr\u00e9stimo e do n\u00famero de parcelas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, vale a pena consultar o seu banco e simular os valores antes de solicitar o empr\u00e9stimo.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais s\u00e3o as novas regras para empr\u00e9stimo consignado?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Entenda as novas regras do empr\u00e9stimo consignado do INSS. Fonte: Adobe Stock.\"  id=\"53117\" src=\"https:\/\/cdn.adtechpanda.com\/5fe4e28d-ab71-4525-a590-70d5c1581768\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entenda as novas regras do empr\u00e9stimo consignado do INSS. Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voc\u00ea sabia que as regras do empr\u00e9stimos consignados foram alteradas? Isso mesmo. Elas foram modificadas e podem impactar na vida financeira do benefici\u00e1rio do INSS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, vamos entender melhor as novas regras do empr\u00e9stimo consignado INSS e saber como realmente funciona!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, a margem do consignado era de 35%. Com o in\u00edcio da pandemia, o governo aumentou essa porcentagem para 40% at\u00e9 2021.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, com a chegada de 2022, essa lei teve seu fim e, consequentemente, a porcentagem da margem do consignado acabou voltando para 35%. Ent\u00e3o agora, a margem m\u00e1xima que os bancos podem cobrar \u00e9 de 35%. Sendo, 30% para empr\u00e9stimo e 5% para cart\u00f5es de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, existem regras em rela\u00e7\u00e3o \u00e0s parcelas. Nesse sentido, o prazo de pagamento do empr\u00e9stimo pode chegar somente a 72 parcelas (6 anos) para serem pagas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As \u00fanicas exce\u00e7\u00f5es s\u00e3o os aposentados, pensionistas e servidores p\u00fablicos federais, que as parcelas podem chegar at\u00e9 84 parcelas (7 anos). Enfim, essas s\u00e3o as novas regras empr\u00e9stimo consignado INSS. Quer saber mais sobre os melhores empr\u00e9stimos consignados? Ent\u00e3o, confira nosso conte\u00fado recomendado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1cO3v0\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/qual-o-melhor-emprestimo-consignado-2021\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1l es el mejor pr\u00e9stamo de n\u00f3mina?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/56a47b98-7b6b-4861-a096-52b53d458648\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/qual-o-melhor-emprestimo-consignado-2021\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1l es el mejor pr\u00e9stamo de n\u00f3mina?\">\n            \u00bfCu\u00e1l es el mejor pr\u00e9stamo de n\u00f3mina? 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Algumas altera\u00e7\u00f5es foram na margem consign\u00e1vel, taxas de juros e prazos de pagamentos. Saiba mais aqui!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,36],"tags":[3205,3206,3204,3199,3202,3201,3200,3203],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Novas regras empr\u00e9stimo consignado INSS 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a as novas regras do empr\u00e9stimo consignado INSS e fique por dentro de todos os detalhes sobre como funciona para solicitar o seu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/es\/novas-regras-emprestimo-consignado-inss\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Novas regras empr\u00e9stimo consignado INSS 2022\" \/>\n<meta property=\"og:description\" content=\"Conhe\u00e7a as novas regras do empr\u00e9stimo consignado INSS e fique por dentro de todos os detalhes sobre como funciona para solicitar o seu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/es\/novas-regras-emprestimo-consignado-inss\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-12T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-12T12:40:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/99e3ca67-9125-47ef-8bfc-e28ef9fba1c3\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marina Poncio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-ES\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/senhorpanda.com\/novas-regras-emprestimo-consignado-inss\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/99e3ca67-9125-47ef-8bfc-e28ef9fba1c3\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/99e3ca67-9125-47ef-8bfc-e28ef9fba1c3\/\",\"width\":5616,\"height\":3744},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/novas-regras-emprestimo-consignado-inss\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/novas-regras-emprestimo-consignado-inss\/\",\"name\":\"Novas regras empr\u00e9stimo consignado INSS 2022 - 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