{"id":52048,"date":"2022-03-30T23:00:00","date_gmt":"2022-03-30T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=52048"},"modified":"2022-03-30T23:08:21","modified_gmt":"2022-03-30T23:08:21","slug":"review-emprestimo-pessoal-creditas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/review-emprestimo-pessoal-creditas\/","title":{"rendered":"Rese\u00f1a Pr\u00e9stamo Personal Creditas 2022"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pr\u00e9stamo personal Creditas: una de las mayores compa\u00f1\u00edas de cr\u00e9dito con las tasas m\u00e1s bajas del mercado<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a a Creditas, uma das maiores empresas de cr\u00e9dito do pa\u00eds. Fonte: Creditas.\"  id=\"27155\" src=\"https:\/\/cdn.adtechpanda.com\/22850d72-7cdc-499d-b0bf-f244254f19cc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra Creditas, una de las compa\u00f1\u00edas de cr\u00e9dito m\u00e1s grandes del pa\u00eds. Fuente: Cr\u00e9ditos.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esta es una rese\u00f1a sobre el pr\u00e9stamo personal Creditas, una de las principales plataformas digitales que act\u00faa como corresponsal bancario y ofrece servicios de pr\u00e9stamo a sus usuarios. Es decir, un exponente en el mercado financiero con gran reconocimiento nacional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Actualmente, Creditas dispone de dos tipos diferentes de pr\u00e9stamos personales: pr\u00e9stamos con garant\u00eda inmobiliaria y garant\u00eda de veh\u00edculos. Adem\u00e1s, ambos tienen tasas muy bajas y excelentes l\u00edmites de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, vale la pena comprobar todos los detalles sobre el pr\u00e9stamo personal Creditas y comprobar si vale la pena solicitarlo.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><\/tr><tr><td><strong>Tasa de inter\u00e9s<\/strong><\/td><td>Desde 0,89% am<\/td><\/tr><tr><td><strong>plazo para pagar<\/strong><\/td><td>Hasta 240 meses<\/td><\/tr><tr><td><strong>per\u00edodo de lanzamiento<\/strong><\/td><td>Inmediatamente despu\u00e9s de firmar el contrato.<\/td><\/tr><tr><td><strong>monto del pr\u00e9stamo<\/strong><\/td><td>Valor m\u00e1ximo de R$3 millones<\/td><\/tr><tr><td><strong>\u00bfAceptas negativos?<\/strong><\/td><td>S\u00ed<\/td><\/tr><\/tbody><\/table><figcaption>Caracter\u00edsticas del pr\u00e9stamo<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2vrPlM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n            C\u00f3mo solicitar el pr\u00e9stamo Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Creditas le ofrece hasta R$3millones en cr\u00e9dito, con tasas de inter\u00e9s a partir de 0,89% am y hasta 240 meses para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar el pr\u00e9stamo Creditas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Revisi\u00f3n del pr\u00e9stamo Creditas: todo lo que necesita saber<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Creditas es una de las principales plataformas financieras que opera desde 2020 como una de las principales plataformas de cr\u00e9dito digital garantizado en todo Brasil. Incluso superando a los bancos tradicionales brasile\u00f1os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este reconocimiento se viene dando en los \u00faltimos a\u00f1os, en los que la tecnolog\u00eda ha ido avanzando y Creditas ha seguido y evolucionado mucho, junto con las plataformas digitales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Actualmente, Creditas ofrece dos tipos diferentes de pr\u00e9stamos personales: pr\u00e9stamos con garant\u00eda de propiedad y garant\u00eda de veh\u00edculo. Ambos pr\u00e9stamos funcionan con un tipo de activo como garant\u00eda de pago de las cuotas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esto permite a Creditas trabajar con una de las tasas m\u00e1s bajas del mercado en materia de pr\u00e9stamos, adem\u00e1s, los montos a los que puede acceder el cliente, tanto en saldo como en cuotas, est\u00e1n por encima de la media.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, no est\u00e1 de m\u00e1s seguir todos los detalles de los pr\u00e9stamos en esta rese\u00f1a sobre el pr\u00e9stamo personal Creditas que hemos preparado. Entonces, \u00a1comencemos a hablar de tarifas y tarifas!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>tasas y aranceles<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as taxas e tarifas cobradas? Fonte: Pexels.\"  id=\"52051\" src=\"https:\/\/cdn.adtechpanda.com\/2b0cb2a4-de0b-4b76-8eab-7ff7b1dc734b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Despu\u00e9s de todo, \u00bfqu\u00e9 tasas y cargos se cobran? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En cuanto a los tipos y comisiones de los pr\u00e9stamos, se puede decir que en Creditas son mucho m\u00e1s econ\u00f3micos. Adem\u00e1s, se aplican tipos m\u00e1s bajos que los pr\u00e9stamos convencionales, en los que ni coches ni propiedades se utilizan como garant\u00eda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, las tasas son mucho m\u00e1s bajas porque existe la garant\u00eda de que el pago del pr\u00e9stamo se realizar\u00e1 en las fechas correctas debido a los activos puestos en juego.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por ello, Creditas dispone de dos tipos de pr\u00e9stamos personales, garant\u00eda de propiedad y garant\u00eda de veh\u00edculos, y cada uno de ellos tiene sus propios valores. As\u00ed que vea:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Las tasas de pr\u00e9stamos con garant\u00eda inmobiliaria oscilan entre 0,89% am +IPCA;<\/li><li>Las tasas de pr\u00e9stamos con garant\u00eda vehicular oscilan entre 0,99% am +IPCA.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como podemos ver, aunque son tipos de inter\u00e9s diferentes, ambos se mantienen inicialmente bajos y pueden considerarse uno de los tipos m\u00e1s bajos del mercado. Gran parte de esto es responsabilidad de Creditas, una de las principales compa\u00f1\u00edas de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero en relaci\u00f3n a los intereses, pueden aumentar dependiendo del monto del pr\u00e9stamo y las condiciones de pago.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Plazo de pago y condiciones de fraccionamiento<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este tema de la revisi\u00f3n del pr\u00e9stamo personal de Creditas, descubriremos algunos detalles sobre c\u00f3mo el per\u00edodo de pago del pr\u00e9stamo puede afectar los montos de los intereses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En principio, las condiciones de pago de ambos pr\u00e9stamos son diferentes entre s\u00ed. Entonces, as\u00ed es como se ven los plazos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>El pr\u00e9stamo con garant\u00eda inmobiliaria tiene hasta 240 meses para pagar;<\/li><li>El pr\u00e9stamo garantizado del veh\u00edculo tiene hasta 60 meses para pagar.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De antemano, podemos ver que existe una buena diferencia en los meses disponibles para que los solicitantes de pr\u00e9stamos realicen los pagos del pr\u00e9stamo. Pero esto sucede debido a los montos del pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, el pr\u00e9stamo que tiene la propiedad como garant\u00eda funciona con valores que comienzan en R$30 mil y llegan hasta R$3 millones disponibles para solicitar. El pr\u00e9stamo con garant\u00eda de veh\u00edculo oscila entre $5 mil y R$150 mil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cubriremos estos y otros puntos en el siguiente tema, que contendr\u00e1 las ventajas y desventajas del pr\u00e9stamo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Ventajas del pr\u00e9stamo Creditas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una de las principales ventajas de los pr\u00e9stamos que se muestran aqu\u00ed es la cantidad de meses que los solicitantes tienen para pagar las cuotas del pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recordando que el pr\u00e9stamo con garant\u00eda inmobiliaria tiene 240 meses debido a que los valores de las propiedades son superiores a los de los veh\u00edculos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, los importes disponibles para solicitar son muy elevados, llegando a $3 millones en el caso de un pr\u00e9stamo garantizado por bienes inmuebles. Los veh\u00edculos pueden alcanzar hasta R$150 mil. Valores que, en comparaci\u00f3n con otros pr\u00e9stamos del mercado, superan ampliamente la media de la mayor\u00eda de ellos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, como los pr\u00e9stamos tienen garant\u00eda, las comisiones por pagos atrasados son mucho menores. Por lo tanto, en caso de retrasos graves, Creditas podr\u00e1 ejercer el derecho a cobrar el bien que fue puesto en garant\u00eda al momento de la contrataci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra ventaja es la facilidad de contrataci\u00f3n. Por tanto, contratar el pr\u00e9stamo es muy sencillo e intuitivo. En este sentido, casi todo el proceso se realiza dentro del sitio web.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s de sencillo, el proceso de simulaci\u00f3n y solicitud es online. Es decir, se pueden realizar a trav\u00e9s del celular, tableta o computadora. Esto facilita mucho el proceso, ya que no es necesario entregar documentos ni asistir a agencias o espacios f\u00edsicos en general.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZpGofT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descubre el pr\u00e9stamo personal Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/87ca1986-544d-498c-a700-a1405014fc0d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/conheca-o-emprestimo-pessoal-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descubre el pr\u00e9stamo personal Creditas\">\n            Descubre el pr\u00e9stamo personal Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Mira aqu\u00ed c\u00f3mo funciona el pr\u00e9stamo Creditas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Por lo tanto, debido a que el n\u00famero de cuotas es alto y los montos disponibles para solicitar tambi\u00e9n son altos, las tasas de inter\u00e9s pueden aumentar ligeramente dependiendo de los montos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, en caso de retrasos graves en el pago, Creditas tiene derecho a recuperar el bien o veh\u00edculo objeto de la negociaci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>proceso de solicitud<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Solicite seu empr\u00e9stimo online. Fonte: Pexels.\"  id=\"52052\" src=\"https:\/\/cdn.adtechpanda.com\/b442120f-e30d-4c8a-b3fb-1fbaf38759dd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Solicita tu pr\u00e9stamo en l\u00ednea. Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Creditas goza de gran prestigio en el mercado financiero. Adem\u00e1s, es uno de los exponentes cuando hablamos de tecnolog\u00eda y facilidad de tr\u00e1mites que realizan los clientes en todo Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, este refleja plenamente el procedimiento de solicitud de pr\u00e9stamos personales que la empresa pone a disposici\u00f3n en su p\u00e1gina web. En definitiva, el proceso de solicitud es muy sencillo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Siga los pasos a continuaci\u00f3n para solicitar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Acceder al sitio web de Creditas;<\/li><li>Luego, seleccione el tipo de pr\u00e9stamo deseado;<\/li><li>Despu\u00e9s de eso, complete todo el formulario con informaci\u00f3n personal y detalles del pr\u00e9stamo;<\/li><li>Luego, finalice la solicitud y env\u00edela a Creditas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta forma se realiza el proceso de solicitud. Luego, tras la aprobaci\u00f3n, el cliente recibir\u00e1 una respuesta de Creditas sobre el pr\u00e9stamo y el contrato digital para firmar y recibir los importes relacionados con el pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De todos modos, toda la solicitud es sencilla y 100% online, como podemos ver en esta rese\u00f1a sobre el pr\u00e9stamo personal Creditas. Pero, si a\u00fan tienes dudas, accede a nuestro contenido recomendado y ent\u00e9rate detalladamente de c\u00f3mo solicitar tu pr\u00e9stamo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2vqwGD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n            C\u00f3mo solicitar el pr\u00e9stamo Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Creditas le ofrece hasta R$3millones en cr\u00e9dito con tasas de inter\u00e9s a partir de 0.89% am y hasta 240 meses para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Consulte todo sobre este producto financiero en nuestra revisi\u00f3n.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,36],"tags":[3060,3053,224,3059,1452,3057,3056,3055,3054,3058],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review empr\u00e9stimo pessoal Creditas 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Neste review sobre o empr\u00e9stimo pessoal Creditas iremos conhecer os detalhes sobre as duas op\u00e7\u00f5es de cr\u00e9dito que a empresa oferece.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/es\/review-emprestimo-pessoal-creditas\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Review empr\u00e9stimo pessoal Creditas 2022\" \/>\n<meta property=\"og:description\" content=\"Neste review sobre o empr\u00e9stimo pessoal Creditas iremos conhecer os detalhes sobre as duas op\u00e7\u00f5es de cr\u00e9dito que a empresa oferece.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/es\/review-emprestimo-pessoal-creditas\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-30T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-30T23:08:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/22850d72-7cdc-499d-b0bf-f244254f19cc\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marina Poncio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-ES\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-creditas\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/22850d72-7cdc-499d-b0bf-f244254f19cc\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/22850d72-7cdc-499d-b0bf-f244254f19cc\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-creditas\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-creditas\/\",\"name\":\"Review empr\u00e9stimo pessoal Creditas 2022 - 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