{"id":45372,"date":"2021-12-11T12:00:00","date_gmt":"2021-12-11T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=45372"},"modified":"2021-12-13T17:30:46","modified_gmt":"2021-12-13T17:30:46","slug":"como-solicitar-emprestimo-americanas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/como-solicitar-emprestimo-americanas\/","title":{"rendered":"C\u00f3mo solicitar el pr\u00e9stamo americano"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Americanas: solicita tu pr\u00e9stamo y p\u00e1galo hasta en 48 cuotas<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como solicitar o empr\u00e9stimo Americanas? Fonte: Americanas.\"  id=\"45559\" src=\"https:\/\/cdn.adtechpanda.com\/bb3de396-8de7-4714-8736-470609ea64e8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Despu\u00e9s de todo, \u00bfc\u00f3mo solicitar el pr\u00e9stamo Americanas? Fuente: Americanas.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero, el pr\u00e9stamo Americanas es una l\u00ednea de cr\u00e9dito que ofrece Americanas en sociedad con el banco Cetelem. Adem\u00e1s, es posible simular y contratar 100% online y el dinero se depositar\u00e1 en tu cuenta en 2 d\u00edas h\u00e1biles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La principal ventaja del pr\u00e9stamo Americanas es tener hasta 70 d\u00edas para empezar a pagar. Y, adem\u00e1s, tener la comodidad de que las cuotas aparezcan en el extracto de la tarjeta. De esa manera solo te preocupas por una fecha de vencimiento y un pago. Es decir, no tienes que recordar varias fechas y temer el inter\u00e9s extra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otro punto positivo es la facilidad de contrataci\u00f3n. Puede solicitar el pr\u00e9stamo a trav\u00e9s de WhatsApp, sitio web o aplicaci\u00f3n. En el art\u00edculo de hoy, te mostraremos el proceso paso a paso para solicitar un pr\u00e9stamo Americanas. \u00a1Entonces vamos alla!<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1z3tCv\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/offers.senhorpanda.com\/emprestimo-americanas\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/0ed278b8-4c77-4cbe-91b3-4346ee8173d0\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Pr\u00e9stamo        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          americanos        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              En l\u00ednea            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Seguro            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Cr\u00e9dito de hasta R$ 30 mil con tasa de inter\u00e9s desde la 1.99 am.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/offers.senhorpanda.com\/emprestimo-americanas\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar pr\u00e9stamo            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/offers.senhorpanda.com\/emprestimo-americanas\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar pr\u00e9stamo            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio web.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/offers.senhorpanda.com\/emprestimo-americanas\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/0ed278b8-4c77-4cbe-91b3-4346ee8173d0\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cr\u00e9dito de hasta R$ 30 mil con tasa de inter\u00e9s desde 1.9\u2026              <\/p>\n              <a href=\"https:\/\/offers.senhorpanda.com\/emprestimo-americanas\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Solicitar pr\u00e9stamo\u2026                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Comprar online<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como solicitar online? Fonte: Pexels.\"  id=\"45567\" src=\"https:\/\/cdn.adtechpanda.com\/cc5240a7-bbe5-4823-98a1-9542780c8a55\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Despu\u00e9s de todo, \u00bfc\u00f3mo hacer un pedido en l\u00ednea? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aplicar en l\u00ednea es una de las formas preferidas en estos d\u00edas. Eso es porque es r\u00e1pido y pr\u00e1ctico. Y con el pr\u00e9stamo de Americanas no ser\u00eda diferente. Primero, debe tener una tarjeta Americanas para completar el proceso de solicitud. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces basta con acceder a la web de Cetelem. All\u00ed deber\u00e1 registrarse para hacer la simulaci\u00f3n y recibir la oferta. Si todo est\u00e1 bien, haz la solicitud y espera el an\u00e1lisis de cr\u00e9dito. Entonces, en caso de aprobaci\u00f3n, recibes el dinero dentro de los 2 d\u00edas h\u00e1biles.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Solicitud por tel\u00e9fono<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, tambi\u00e9n es posible contratar el pr\u00e9stamo a trav\u00e9s de WhatsApp. Para hacerlo, simplemente incluya el n\u00famero (11) 99407 8742 en su agenda y env\u00ede un mensaje indicando su intenci\u00f3n de solicitar un cr\u00e9dito. El proceso es r\u00e1pido e intuitivo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, puedes contactarnos por tel\u00e9fono para solicitar el cr\u00e9dito, el servicio es de lunes a s\u00e1bado, de 08:00 a 22:00. Vea los n\u00fameros a continuaci\u00f3n:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 7990 (Capitales y Regiones Metropolitanas);<\/li><li>0800 704 1166 (Otras ubicaciones). <\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Solicitud por aplicaci\u00f3n<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La contrataci\u00f3n a trav\u00e9s de la app se realiza a trav\u00e9s de la App de Cetelem, que se puede descargar de forma gratuita desde App Store o Play Store. Despu\u00e9s de este proceso, basta con registrarse y luego la simulaci\u00f3n. Entonces, si todo est\u00e1 bien, espere el an\u00e1lisis de cr\u00e9dito. En caso de aprobaci\u00f3n, el dinero cae en su cuenta dentro de los 2 d\u00edas h\u00e1biles.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pr\u00e9stamo de cr\u00e9ditos o pr\u00e9stamo Americanas: \u00bfcu\u00e1l elegir?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora que conoces el pr\u00e9stamo Americanas, te mostramos el pr\u00e9stamo Creditas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre los dos, lo que cambia es m\u00e1s tu objetivo final. El cr\u00e9dito de Americanas es mejor para compras peque\u00f1as, como viajes o circunstancias imprevistas. Creditas, por su parte, tiene un mayor plazo para pagar, cubriendo montos m\u00e1s altos. Vea los detalles abajo:<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cr\u00e9ditos<\/strong><\/td><td><strong>americanos<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><td>no informado<\/td><\/tr><tr><td><strong>Tasa de inter\u00e9s<\/strong><\/td><td>Desde 0.99% por mes<\/td><td>Desde 1,99% por mes<\/td><\/tr><tr><td><strong>plazo para pagar<\/strong><\/td><td>Hasta 240 meses, seg\u00fan modalidad<\/td><td>Hasta 48 meses<\/td><\/tr><tr><td><strong>D\u00f3nde usar el cr\u00e9dito<\/strong><\/td><td>Reforma una casa, invierte en tu negocio<\/td><td>Viajes ocasionales e imprevistos<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Tres opciones de pr\u00e9stamo<\/td><td>70 d\u00edas para empezar a pagar<\/td><\/tr><\/tbody><\/table><figcaption>Pero, al fin y al cabo, \u00bfcu\u00e1l es el mejor pr\u00e9stamo?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZpaNd5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/12\/logo-greenhouse.png\" alt=\"creditas\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo Creditas\">\n            C\u00f3mo solicitar el pr\u00e9stamo Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            El pr\u00e9stamo Creditas ofrece tres tipos de cr\u00e9dito para que elijas el que mejor se adapta a tus finanzas. \u00a1Vea c\u00f3mo aplicar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Adem\u00e1s, tienes hasta 48 meses para pagar con una tasa de inter\u00e9s de hasta 1,99% por mes. Solicite el pr\u00e9stamo y todav\u00eda tenga 70 d\u00edas para pagar.<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[461,2313,392,598],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como solicitar o empr\u00e9stimo Americanas - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O empr\u00e9stimo Americanas pode ser solicitado por telefone, app ou site. 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