{"id":44818,"date":"2021-12-05T12:00:00","date_gmt":"2021-12-05T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=44818"},"modified":"2021-12-04T18:21:06","modified_gmt":"2021-12-04T18:21:06","slug":"zencard-ou-unicred-gold","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/zencard-ou-unicred-gold\/","title":{"rendered":"Tarjeta Unicred Gold o Tarjeta Zencard: \u00bfcu\u00e1l es mejor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Unicred Gold x Zencard: descubra qual escolhe<\/strong>r<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Unicred Gold ou cart\u00e3o Zencard? Descubra qual escolher. Fonte: Pexels.\"  id=\"44819\" src=\"https:\/\/cdn.adtechpanda.com\/a179c3c9-958e-4f28-aee7-129896aeb5eb\/-\/crop\/3361x2012\/14,238\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Unicred Gold ou cart\u00e3o Zencard? Descubra qual escolher. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, o cart\u00e3o de cr\u00e9dito \u00e9 um \u00f3timo aliado financeiro quando usado da forma correta, pois ele disponibiliza ao cliente um maior poder de compra e flexibilidade para efetuar os pagamentos. Nesse sentido, o cart\u00e3o Unicred Gold e o cart\u00e3o Zencard, mesmo que com caracter\u00edsticas diferentes, s\u00e3o boas alternativas para quem busca liberdade financeira e benef\u00edcios exclusivos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, ambos os cart\u00f5es oferecem cobertura internacional e voc\u00ea tamb\u00e9m conta com os programas de fidelidade das bandeiras emissoras. Apesar de funcionarem em modalidades diferentes, s\u00e3o op\u00e7\u00f5es seguras e com boa credibilidade no mercado financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, que tal conhecer mais sobre suas principais caracter\u00edsticas e avaliar qual dos dois produtos \u00e9 o ideal para voc\u00ea? Confira a tabela abaixo e continue a leitura, a seguir!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2jWUyA\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Unicred Gold\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d79e2ec4-c125-45c6-96b9-840e154dd8fc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-unicred-gold\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Unicred Gold\">\n            C\u00f3mo solicitar la tarjeta Unicred Gold        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La tarjeta Unicred Gold es una gran opci\u00f3n como tarjeta de cr\u00e9dito internacional con varias ventajas para los clientes. \u00a1Mira aqu\u00ed c\u00f3mo pedir el tuyo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d79e2ec4-c125-45c6-96b9-840e154dd8fc\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Unicred Gold              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2coOnH\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Zencard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-zencard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Zencard\">\n            C\u00f3mo solicitar la tarjeta Zencard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Que tal um bom cart\u00e3o de cr\u00e9dito para fazer suas compras e viagens? Ent\u00e3o, veja como solicitar o cart\u00e3o Zencard agora mesmo        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Zencard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Tarjeta Dorada Unicred<\/strong><\/td><td><strong>Tarjeta Zencard<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><td>no informado<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>no informado<\/td><td>12x de R$7.90<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>Visa<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Programa de recompensas \u00fanico<\/td><td>sorpresa mastercard<\/td><\/tr><\/tbody><\/table><figcaption>Entonces, \u00bfcu\u00e1les son las principales caracter\u00edsticas de las tarjetas?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Tarjeta Dorada Unicred<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Unicred Gold. Fonte: Unicred.\"  id=\"44820\" src=\"https:\/\/cdn.adtechpanda.com\/35e61e7f-8a49-4101-b60d-7b7dab1b98e7\/-\/crop\/800x493\/0,162\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conoce a Unicred Gold. Fuente: Unired.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Unicred Gold \u00e9 um produto oferecido exclusivamente aos associados da cooperativa de cr\u00e9dito Unicred. Ent\u00e3o, ele conta com a bandeira Visa e tem cobertura internacional. Dessa forma, voc\u00ea pode utilizar o seu cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e virtuais do mundo inteiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o seu, \u00e9 preciso comparecer pessoalmente em uma ag\u00eancia da cooperativa. Ent\u00e3o, \u00e9 feita uma an\u00e1lise de cr\u00e9dito que leva em considera\u00e7\u00e3o o seu hist\u00f3rico financeiro e a sua rela\u00e7\u00e3o com a Unicred.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Toda a gest\u00e3o do cart\u00e3o \u00e9 feita atrav\u00e9s de um aplicativo exclusivo, e por l\u00e1, voc\u00ea tem acesso a todas as funcionalidades dispon\u00edveis. Ou seja, pode consultar faturas, gerar os cart\u00f5es virtuais, ver as compras recentes e efetuar pagamentos. Tudo isso em poucos minutos e no conforto do seu lar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Tarjeta Zencard<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Zencard. Fonte: Zencard.\"  id=\"44821\" src=\"https:\/\/cdn.adtechpanda.com\/bf8bdd61-c002-44ab-afc6-c84fa4087116\/-\/crop\/1073x723\/3,176\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o Zencard. Fonte: Zencard.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Zencard funciona na modalidade pr\u00e9-pago e conta com cobertura internacional Mastercard. Com o objetivo de oferecer solu\u00e7\u00f5es financeiras para todas as pessoas, a institui\u00e7\u00e3o respons\u00e1vel pelo produto n\u00e3o faz consultas aos \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito. Assim, ele \u00e9 uma \u00f3tima alternativa para quem busca um cart\u00e3o de cr\u00e9dito, mas n\u00e3o consegue aprova\u00e7\u00e3o por ter restri\u00e7\u00f5es no nome.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para obter o seu Zencard, \u00e9 preciso pagar uma taxa de ades\u00e3o no valor de R$21,90 para a confec\u00e7\u00e3o do pl\u00e1stico. Al\u00e9m disso, \u00e9 cobrado uma mensalidade de R$7,90 por m\u00eas, e o cart\u00e3o oferece uma s\u00e9rie de outros servi\u00e7os tarifados. Portanto, \u00e9 importante se atentar ao uso para n\u00e3o ser pego de surpresa com essas taxas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A solicita\u00e7\u00e3o \u00e9 feita atrav\u00e9s do site oficial, mas tamb\u00e9m existem com\u00e9rcios autorizados pela Zencard a oferecer o produto aos seus clientes. Para utilizar o cart\u00e3o, \u00e9 necess\u00e1rio fazer a recarga do valor desejado, que pode ser atrav\u00e9s de boleto banc\u00e1rio gerado no aplicativo ou em uma lot\u00e9rica.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta Unicred Gold?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Unicred Gold \u00e9 um cart\u00e3o excelente para quem busca um produto pr\u00e1tico e de f\u00e1cil utiliza\u00e7\u00e3o. Nesse sentido, voc\u00ea tem acesso a um aplicativo exclusivo para gerenciar todas as funcionalidades que ele oferece e, ainda, conta com servi\u00e7os como pagamentos por aproxima\u00e7\u00e3o, cart\u00f5es virtuais descart\u00e1veis, SMS informativo sobre transa\u00e7\u00f5es efetuadas, fatura digital e muito mais!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, clientes Unicred Gold participam do \u00danico Programa de Recompensas. Com ele, voc\u00ea acumula pontos ao efetuar compras em d\u00f3lar e pode trocar os pontos acumulados por diversos produtos e servi\u00e7os dispon\u00edveis no cat\u00e1logo Unicred, al\u00e9m de cashback, aportes no Plano de Previd\u00eancia e resgate de passagens a\u00e9reas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como se n\u00e3o bastasse, voc\u00ea tamb\u00e9m pode fazer parte do programa Vai de Visa. Com ele, voc\u00ea consegue descontos especiais em milhares de lojas e restaurantes parceiros da Visa.\u00a0Al\u00e9m disso, tem acesso a outros benef\u00edcios como Seguro de Garantia Estendida Original, Prote\u00e7\u00e3o de compra e Prote\u00e7\u00e3o de Pre\u00e7o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta Zencard?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, a vantagem mais atrativa do cart\u00e3o Zencard \u00e9 certamente o controle financeiro. Nesse sentido, um cart\u00e3o pr\u00e9-pago oferece mais tranquilidade porque voc\u00ea n\u00e3o precisa se preocupar com o limite de cr\u00e9dito. Isso porque o valor dispon\u00edvel \u00e9 o valor que voc\u00ea carrega, e isso faz com que voc\u00ea utilize o produto com maior discernimento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Zencard est\u00e1 dispon\u00edvel at\u00e9 para quem tem restri\u00e7\u00f5es no nome. Como a empresa n\u00e3o faz nenhuma an\u00e1lise de cr\u00e9dito junto aos \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito, voc\u00ea tem grandes chances de obter o cart\u00e3o mesmo se estiver negativado!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o Zencard oferece cobertura internacional, e voc\u00ea pode fazer parte do programa de recompensas Mastercard Surpreenda. Com ele, voc\u00ea acumula pontos ao efetuar compras e pode trocar a pontua\u00e7\u00e3o acumulada por descontos exclusivos em diversos estabelecimentos parceiros da bandeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta Unicred Gold?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Podemos destacar como ponto negativo o fato de que n\u00e3o existem muitas informa\u00e7\u00f5es sobre as exig\u00eancias m\u00ednimas para se obter este cart\u00e3o no site oficial da Unicred. Ter conhecimento sobre renda m\u00ednima, anuidade e outras taxas \u00e9 essencial para o cliente entender se o produto est\u00e1 ou n\u00e3o dispon\u00edvel para ele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Unicred Gold \u00e9 um cart\u00e3o oferecido apenas a associados da cooperativa de cr\u00e9dito Unicred. Dessa forma, voc\u00ea s\u00f3 consegue solicitar o seu se for um cooperado e tenha um bom relacionamento com a sua ag\u00eancia. Isso acaba dificultando o acesso ao produto por pessoas que buscam um cart\u00e3o com essas caracter\u00edsticas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta Zencard?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, o principal aspecto negativo do Zencard \u00e9 a cobran\u00e7a de diversas taxas e tarifas, desde a ades\u00e3o at\u00e9 a manuten\u00e7\u00e3o do pl\u00e1stico. Primeiramente, ao adquirir o cart\u00e3o voc\u00ea precisa pagar uma taxa de aquisi\u00e7\u00e3o no valor de R$21,90. Ent\u00e3o, \u00e9 cobrado uma mensalidade de R$7,90 sem possibilidade de isen\u00e7\u00e3o, e quase todos os servi\u00e7os oferecidos pela empresa s\u00e3o tarifados.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por exemplo, ao fazer a recarga de um valor atrav\u00e9s do boleto banc\u00e1rio, \u00e9 preciso pagar R$3,00 por opera\u00e7\u00e3o. J\u00e1 a recarga nas casas lot\u00e9ricas, custam R$4,00 ao cliente. Consultar o saldo via SMS tamb\u00e9m tem custo, que \u00e9 de R$0,25 por consulta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, por ser um cart\u00e3o pr\u00e9-pago n\u00e3o \u00e9 poss\u00edvel parcelar suas compras. Isso restringe o seu poder aquisitivo e voc\u00ea s\u00f3 consegue utilizar o produto na fun\u00e7\u00e3o cr\u00e9dito \u00e0 vista.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Tarjeta Unicred Gold o Tarjeta Zencard: \u00bfcu\u00e1l elegir?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, cart\u00e3o Unicred Gold ou cart\u00e3o Zencard? Fonte: Pexels.\"  id=\"44822\" src=\"https:\/\/cdn.adtechpanda.com\/61f9b958-6ada-4b48-86d0-cedc2df9eca4\/-\/crop\/1872x1178\/8,75\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, cart\u00e3o Unicred Gold ou cart\u00e3o Zencard? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, antes de decidir qual cart\u00e3o escolher, voc\u00ea deve primeiro avaliar quais os benef\u00edcios que est\u00e1 buscando ao adquirir o produto. O cart\u00e3o Unicred Gold e o cart\u00e3o Zencard oferecem vantagens que devem ser muito bem analisadas antes da contrata\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, um cart\u00e3o pr\u00e9-pago \u00e9 uma boa alternativa para quem quer controlar seus gastos sem se preocupar com o limite de cr\u00e9dito. Se esse \u00e9 o seu caso, o cart\u00e3o Zencard \u00e9 a melhor op\u00e7\u00e3o para voc\u00ea!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se voc\u00ea \u00e9 um cooperado Unicred e quer um produto robusto, que ofere\u00e7a benef\u00edcios atrav\u00e9s do ac\u00famulo de pontos, ent\u00e3o, o Unicred Gold \u00e9 sem d\u00favida a solu\u00e7\u00e3o ideal para a sua vida financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais importante \u00e9 analisar todos os pr\u00f3s e os contras dos dois produtos para entender o que eles podem fazer por voc\u00ea, e s\u00f3 ent\u00e3o contratar o servi\u00e7o.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se voc\u00ea n\u00e3o tem certeza se o cart\u00e3o Unicred Gold ou o cart\u00e3o Zencard s\u00e3o as melhores op\u00e7\u00f5es para voc\u00ea, n\u00e3o tem problema! Confira o nosso conte\u00fado recomendado abaixo com outro comparativo entre cart\u00f5es e descubra novas possibilidades!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-6suar\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-bradesco-neo-ou-cartao-next\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bradesco Neo ou cart\u00e3o Next: qual o melhor?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2071692c-7e19-42be-8c53-4ab155e8bb3d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-bradesco-neo-ou-cartao-next\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bradesco Neo ou cart\u00e3o Next: qual o melhor?\">\n            Cart\u00e3o Bradesco Neo ou cart\u00e3o Next: qual o melhor?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Seja o cart\u00e3o Bradesco Neo ou cart\u00e3o Next, ambos buscam oferecer qualidade nos servi\u00e7os e contam com cobertura internacional! Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-bradesco-neo-ou-cartao-next\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-bradesco-neo-ou-cartao-next\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Os cart\u00f5es Unicred Gold e Zencard s\u00e3o duas \u00f3timas op\u00e7\u00f5es para quem busca liberdade finaneira e cobertura internacional! Quer saber mais? Confira neste post!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,287,309,1176,1175,308],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Unicred Gold ou Cart\u00e3o Zencard: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Com benef\u00edcios exclusivos e caracter\u00edsticas \u00fanicas, o cart\u00e3o Unicred Gold ou o cart\u00e3o Zencard te d\u00e3o mais poder aquisitivo! 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