{"id":41150,"date":"2021-10-27T23:00:00","date_gmt":"2021-10-27T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41150"},"modified":"2021-10-27T21:54:03","modified_gmt":"2021-10-27T21:54:03","slug":"cartao-afinz-ou-cartao-santander-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-afinz-ou-cartao-santander-sx\/","title":{"rendered":"Tarjeta Afinz o Tarjeta Santander SX: \u00bfcu\u00e1l es mejor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-santander-sx-descubra-qual-escolher\">Afinz x Santander SX: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Santander SX? Fonte: Pexels.\"  id=\"41151\" src=\"https:\/\/ucarecdn.com\/3199965b-62da-4bb6-84bc-a25e286c84e5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Santander SX? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Afinz ou cart\u00e3o Santander SX s\u00e3o duas op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito que trazem programas de descontos derivados da bandeira internacional Visa, assim como aplicativo para controle de gastos que d\u00e1 mais seguran\u00e7a e autonomia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que permanece atento a este art\u00edculo, ya que te mostraremos las ventajas y desventajas de estas tarjetas, para que puedas compararlas y tomar la mejor decisi\u00f3n. \u00a1Verificar!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZTil75\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1da6729d-1221-4989-a451-e700679c09d4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Afinz\">\n            C\u00f3mo solicitar la tarjeta Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer aprender como solicitar o cart\u00e3o Afinz que possui Programa Voc\u00ea Bem e aplicativo com descontos? Ent\u00e3o, confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Conoce c\u00f3mo solicitarlo siguiendo el post paso a paso.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f08640f0-2066-49da-bb1e-575292148b90\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Santander SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Tarjeta Afinz<\/strong><\/td><td><strong>Tarjeta Santander S<\/strong>X<\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><td>R$ 500.00 para titulares de cuentas<br>R$ 1,045.00 para no titulares de cuenta<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>R$ 227.88<\/td><td>R$ 399.00<br>Exento si te unes al sistema PIX<br>Isento com gasto m\u00ednimo de R$ 100,00<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>Visa<\/td><td>Mastercard o Visa<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Hasta 40 d\u00edas para pagar;<br>Tarjetas adicionales con descuento 50% sobre la anualidad;<br>Cuotas exclusivas;<br>Tu Bien Programa.<\/td><td>Descuentos en tiendas colaboradoras de Esfera;<br>Posibilidad de exenci\u00f3n de renta vitalicia;<br>Duas op\u00e7\u00f5es de bandeiras;<br>Beneficios de la bandera.<\/td><\/tr><\/tbody><\/table><figcaption>Pero, al fin y al cabo, \u00bfcu\u00e1les son las caracter\u00edsticas de estas tarjetas?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Tarjeta Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as caracter\u00edsticas do cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41154\" src=\"https:\/\/ucarecdn.com\/7f69f93d-5a17-4a7c-a999-d8bc82b9a926\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais as caracter\u00edsticas do cart\u00e3o Afinz? Fonte: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a plataforma de servi\u00e7os financeiros Afinz lan\u00e7ou um novo cart\u00e3o de cr\u00e9dito em parceria com a bandeira Visa para substituir o antigo cart\u00e3o Sorocred. Com essa mudan\u00e7a o produto financeiro ganhou outros diferenciais, como o Programa Voc\u00ea Bem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, com este programa voc\u00ea n\u00e3o precisa se preocupar em pagar um plano m\u00e9dico car\u00edssimo, pois, ele garante descontos em exames e consultas m\u00e9dicas, assim como em procedimentos odontol\u00f3gicos. Mas, se o seu caso for medicamentos, fique tranquilo, pois tamb\u00e9m d\u00e1 descontos nesses produtos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, se voc\u00ea estiver precisando de uma for\u00e7a nos estudos, a Afinz tamb\u00e9m disponibiliza o Programa Voc\u00ea Bem Educa\u00e7\u00e3o que te d\u00e1 descontos em cursos livres e at\u00e9 80% de desconto no Instituto iNove que se trata de uma plataforma online de cursos de educa\u00e7\u00e3o \u00e0 dist\u00e2ncia (EAD).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Afinz tem bandeira Visa Gold internacional, por isso voc\u00ea pode us\u00e1-lo no Brasil e no exterior. Al\u00e9m disso, pode ter acesso aos benef\u00edcios, como prote\u00e7\u00e3o de compra e pre\u00e7o, bem como seguros de viagens e ve\u00edculos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Afinz, como podemos ver, \u00e9 um produto diferente de tudo que voc\u00ea j\u00e1 viu e traz v\u00e1rias outras vantagens. Assim, continue a leitura para conhecer melhor sobre as caracter\u00edsticas deste cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-santander-sx\">Tarjeta Santander SX<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Santander SX? Fonte: Santander SX.\"  id=\"41198\" src=\"https:\/\/ucarecdn.com\/b544959a-0adc-4495-9cee-f14b82e24a78\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o Santander SX? Fonte: Santander SX.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Santander SX \u00e9 um produto financeiro criado pelo banco Santander em parceria com a bandeira Visa para substituir o antigo Santander Free que j\u00e1 n\u00e3o atendia os clientes do Santander da melhor maneira poss\u00edvel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Santander SX pode ser emitido tanto na bandeira Visa quanto na bandeira Mastercard. Assim, voc\u00ea escolhe aquela que mais atender \u00e0s suas necessidades, por exemplo, a Visa traz o programa Vai de Visa que te d\u00e1 descontos em hot\u00e9is e restaurantes. Por outro lado, a Mastercard, traz o programa Mastercard Surpreenda, no qual voc\u00ea pode acumular pontos e trocar por produtos ou servi\u00e7os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, para solicitar este cart\u00e3o \u00e9 bem simples, pois, \u00e9 s\u00f3 ir at\u00e9 uma ag\u00eancia do Santander ou fazer a solicita\u00e7\u00e3o atrav\u00e9s do site da institui\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o exige renda m\u00ednima de R$ 500,00 para correntistas e de R$ 1.045,00 para n\u00e3o correntistas, ou seja, na an\u00e1lise de cr\u00e9dito esses dados ser\u00e3o constatados, por isso recomendamos que antes de optar pelo cart\u00e3o, abra a sua conta no Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, tamb\u00e9m cobra anuidade no valor de R$ 399,00 ou 12x de R$33,25, contudo, voc\u00ea consegue zerar este valor, se aderir ao sistema Pix no Santander ou gastar, no m\u00ednimo, R$100,00 na fatura mensal, sendo considerada uma proposta bastante atrativa. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, voc\u00ea tamb\u00e9m pode solicitar at\u00e9 5 cart\u00f5es adicionais e ter acesso a condi\u00e7\u00f5es exclusivas para clientes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">\u00bfCu\u00e1les son las ventajas de la tarjeta Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Afinz possui condi\u00e7\u00f5es bem atrativas para os clientes. Inicialmente, \u00e9 um cart\u00e3o com cobertura nacional e internacional, ou seja, voc\u00ea n\u00e3o precisa limitar suas compras apenas em lojas brasileiras, mas tamb\u00e9m pode faz\u00ea-las em lojas internacionais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, conta com prazo de at\u00e9 40 dias para pagar suas compras, bem como parcelamentos exclusivos. E se precisar de um cart\u00e3o adicional, a Afinz libera para voc\u00ea com 50% de desconto na anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea tamb\u00e9m garante acesso ao Programa Voc\u00ea Bem que te d\u00e1 descontos em exames, consultas m\u00e9dicas e odontol\u00f3gicas. E se estiver tudo bem com sua sa\u00fade, d\u00e1 para conseguir descontos em cursos online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre outras vantagens, a Afinz d\u00e1 todo suporte que voc\u00ea precisa ter em um cart\u00e3o de cr\u00e9dito, ou seja, \u00e9 poss\u00edvel controlar tudo que acontece com o seu cart\u00e3o atrav\u00e9s do aplicativo da Afinz e, quem sabe, d\u00e1 at\u00e9 para come\u00e7ar a fazer seus investimentos na institui\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-santander-sx\">\u00bfCu\u00e1les son las ventajas de la tarjeta Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Santander SX se trata de um produto financeiro internacional. Al\u00e9m disso, onde quer que esteja voc\u00ea pode aproveitar as condi\u00e7\u00f5es especiais da bandeira Visa ou Mastercard Gold, entre elas o programa Vai de Visa que te d\u00e1 descontos em hot\u00e9is e restaurantes ou programa Mastercard Surpreenda no qual voc\u00ea troca pontos por produtos incr\u00edveis.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, voc\u00ea pode escolher qual a bandeira que quer para o seu cart\u00e3o, lembrando que ambas s\u00e3o aceitas em mais de 200 pa\u00edses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea pode solicitar at\u00e9 5 cart\u00f5es adicionais al\u00e9m do seu, ou seja, d\u00e1 para distribuir cart\u00f5es Santander SX para todos os integrantes da fam\u00edlia. E, ainda, todos tamb\u00e9m ter\u00e3o acesso a at\u00e9 50% de desconto nos parceiros Esfera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o Santander SX cobra taxa de anuidade, contudo, voc\u00ea consegue zerar essa taxa. Para isso, basta gastar faturas mensais acima de R$100,00 ou cadastrar a chave do Pix na conta Santander, assim voc\u00ea n\u00e3o precisar\u00e1 se preocupar com a anuidade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">\u00bfCu\u00e1les son las desventajas de la tarjeta Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as desvantagens do cart\u00e3o Afinz est\u00e3o a an\u00e1lise de cr\u00e9dito, assim como a cobran\u00e7a de anuidade. Isso significa que, se voc\u00ea estiver em busca de um cart\u00e3o gratuito ou que n\u00e3o cobre anuidade e seja mais acess\u00edvel, a Afinz n\u00e3o \u00e9 a melhor alternativa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-santander-sx\">\u00bfCu\u00e1les son las desventajas de la tarjeta Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 ineg\u00e1vel que ter em m\u00e3os um cart\u00e3o de cr\u00e9dito sem anuidade \u00e9 uma condi\u00e7\u00e3o bastante atrativa, mas, infelizmente o cart\u00e3o Santander SX cobra taxa de anuidade. Por\u00e9m, existe a possibilidade de isen\u00e7\u00e3o desta tarifa e as condi\u00e7\u00f5es para isso s\u00e3o f\u00e1ceis de atingir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, antes mesmo de aprovar o cart\u00e3o para o cliente, o Santander faz uma an\u00e1lise de cr\u00e9dito nos \u00f3rg\u00e3os de prote\u00e7\u00e3o, como SPC e Serasa, para consultar poss\u00edveis restri\u00e7\u00f5es no CPF do cliente e, assim, decidir pela aprova\u00e7\u00e3o ou n\u00e3o do cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-santander-sx-qual-escolher\">Cart\u00e3o Afinz ou Cart\u00e3o Santander SX: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Afinz ou cart\u00e3o Santander SX, s\u00e3o duas op\u00e7\u00f5es com diversas vantagens, como cobertura internacional, descontos em parceiros e benef\u00edcios associados \u00e0s bandeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso significa que, para que voc\u00ea escolha a melhor alternativa de cart\u00e3o, deve-se fazer uma compara\u00e7\u00e3o minuciosa das caracter\u00edsticas entre ambos. Mas, lembre-se de que n\u00e3o s\u00e3o cart\u00f5es indicados para pessoas sem restri\u00e7\u00f5es no nome, por serem de institui\u00e7\u00f5es que fazem an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, veja qual destes cart\u00f5es mais atende \u00e0s suas expectativas. Por outro lado, se voc\u00ea ainda estiver com d\u00favidas de qual \u00e9 o melhor cart\u00e3o de cr\u00e9dito para voc\u00ea, n\u00e3o precisa entrar em desespero, pois, abaixo temos outra compara\u00e7\u00e3o entre cart\u00f5es. Ent\u00e3o, clique no conte\u00fado recomendado, a seguir, e confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1QAGNl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Santander SX o tarjeta Pan: \u00bfcu\u00e1l elegir?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d8d5014d-98d8-488d-9863-1ffb9202febc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Santander SX o tarjeta Pan: \u00bfcu\u00e1l elegir?\">\n            Tarjeta Santander SX o tarjeta Pan: \u00bfcu\u00e1l elegir?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1La tarjeta Santander SX o Tarjeta Pan son opciones de tarjeta de cr\u00e9dito para quienes buscan practicidad, seguridad y autonom\u00eda en el uso de su tarjeta de cr\u00e9dito! \u00a1\u00c9chale un vistazo!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Entre o cart\u00e3o Afinz ou o cart\u00e3o Santander SX h\u00e1 v\u00e1rias semelhan\u00e7as, como a cobertura internacional, os descontos em parceiros e as condi\u00e7\u00f5es diferenciadas para clientes. Mas, voc\u00ea sabe quais s\u00e3o as diferen\u00e7as? Ent\u00e3o, leia este post e confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2170,464,2172,2171],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Santander SX: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entre o cart\u00e3o Afinz ou cart\u00e3o Santander SX h\u00e1 v\u00e1rias semelhan\u00e7as, como a cobertura internacional e os descontos em parceiros. 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