{"id":39631,"date":"2021-10-16T23:00:00","date_gmt":"2021-10-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=39631"},"modified":"2021-10-16T20:12:02","modified_gmt":"2021-10-16T20:12:02","slug":"parcelamento-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/parcelamento-cartao-de-credito\/","title":{"rendered":"5 mejores pr\u00e1cticas sobre cuotas de tarjetas de cr\u00e9dito"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-saiba-como-parcelar-compras-no-cart%C3%A3o-de-cr%C3%A9dito-sem-comprometer-a-sua-renda-mensal\">Aprende a pagar tus compras con tarjeta de cr\u00e9dito en cuotas sin comprometer tus ingresos mensuales<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"5 boas pr\u00e1ticas sobre o parcelamento do cart\u00e3o de cr\u00e9dito. Fonte: Unsplash.\"  id=\"39632\" src=\"https:\/\/ucarecdn.com\/0ee98b38-546f-4c17-bf39-ae023998a741\/-\/crop\/2069x1188\/0,89\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >5 mejores pr\u00e1cticas en cuotas de tarjetas de cr\u00e9dito. Fuente: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, la tarjeta de cr\u00e9dito puede ser una gran aliada cuando se utiliza correctamente. As\u00ed, con una buena planificaci\u00f3n financiera, es posible realizar compras a plazos sin tener problemas con los pagos. Pero, \u00bfsabes c\u00f3mo funciona la cuota de la tarjeta de cr\u00e9dito?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, hoy vamos a abordar este tema, adem\u00e1s de otros puntos importantes sobre las cuotas. \u00a1De esta manera, entender\u00e1s c\u00f3mo hacer de tu tarjeta tu mejor amiga y evitar\u00e1s perder el control de tus finanzas! \u00bfQuiere saber m\u00e1s? \u00a1Sigue leyendo a continuaci\u00f3n!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-parcelamento-do-cart%C3%A3o-de-cr%C3%A9dito-como-funciona-\"><strong>Cuota de tarjeta de cr\u00e9dito: \u00bfc\u00f3mo funciona?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero, la instituci\u00f3n financiera proporciona un l\u00edmite de cr\u00e9dito para el titular de la tarjeta. Este valor es \u00fanico y se puede utilizar para compras en efectivo o en cuotas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, al momento de realizar tu compra, tienes la opci\u00f3n de pagar el monto total en una sola cuota o dividirlo en cuotas mensuales fijas. Si elige la segunda opci\u00f3n, el monto pagado por el producto se compromete hasta que se realicen todos los pagos.\u00a0<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ln5qC\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartoes-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"6 opciones de cartas para negativos 2021\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/cf6c8038-da79-4432-965a-21ecf6fcc6d6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartoes-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"6 opciones de cartas para negativos 2021\">\n            6 opciones de cartas para negativos 2021        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Si eres negativo y necesitas una tarjeta de cr\u00e9dito para controlar tus finanzas, hoy te traemos las 6 mejores opciones del mercado. \u00a1Verificar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartoes-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Unsplash.\"  id=\"39633\" src=\"https:\/\/ucarecdn.com\/4d6d43bd-a40b-4161-b956-229c70e7baf1\/-\/crop\/1780x1119\/0,661\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, \u00bfcu\u00e1les son las mejores pr\u00e1cticas sobre las cuotas de tarjetas de cr\u00e9dito? Fuente: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un error com\u00fan entre las personas que poseen tarjetas de cr\u00e9dito es creer que el l\u00edmite disponible est\u00e1 ah\u00ed para ser utilizado en su totalidad. As\u00ed, terminan adquiriendo deudas que van m\u00e1s all\u00e1 de sus ingresos mensuales y, como resultado, no pueden pagar sus cuentas.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que comprar a plazos tambi\u00e9n puede ser un problema si no entiendes muy bien c\u00f3mo funciona. As\u00ed que trajimos algunos consejos para ayudarlo con este problema. De esa manera, \u00a1har\u00e1s tus compras con la certeza de que no tendr\u00e1s dolores de cabeza en el futuro! \u00bfVamos all\u00e1? <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-1-planejamento-financeiro-de-compras-parceladas-\">1. <strong>Planificaci\u00f3n financiera de compras a plazos<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, es importante no caer en la tentaci\u00f3n de hacer demasiadas cuotas, sobre todo si el l\u00edmite de tu tarjeta va m\u00e1s all\u00e1 de tus ingresos mensuales. Esto se debe a que la cantidad que te ha puesto a tu disposici\u00f3n el banco funciona como un pr\u00e9stamo y necesitas devolver lo gastado pagando las facturas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, pagar una compra a plazos significa tener un dinero que a\u00fan no tienes. Suceden imprevistos financieros y el impago de una factura con m\u00faltiples compras a plazos puede convertirse en una enorme bola de nieve.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, antes de solicitar el pago a plazos, comprueba que el importe mensual se ajusta a tu presupuesto y calcula todas las variables para que, incluso ante un imprevisto, puedas pagar \u00edntegramente y en la fecha de vencimiento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, da preferencia a los pagos en efectivo y solo usa tu tarjeta de cr\u00e9dito en caso de emergencias o si necesitas comprar un producto de alto valor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-2-cuidar-com-o-uso-do-limite-do-cart%C3%A3o-\">2. <strong>Cuidado con el uso del l\u00edmite de la tarjeta<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, debe controlar el saldo de su tarjeta al realizar una compra a plazos. Esto se debe a que la cuota compromete el l\u00edmite hasta que termines de realizar todos los pagos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, si el l\u00edmite de tu tarjeta es R$2,000.00 y compras R$1,500.00 en diez cuotas, solo tendr\u00e1s disponible R$500.00 para futuras compras. El banco te restituye el importe de la cuota mediante el pago de la factura, pero solo puedes recuperar el l\u00edmite total tras liquidar la compra.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, solo es posible realizar la compra a plazos si dispones del valor total del producto al l\u00edmite. De lo contrario, la compra no est\u00e1 autorizada.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-3-evitar-pagar-apenas-o-m%C3%ADnimo-do-cart%C3%A3o-\">3. <strong>Evita pagar solo el m\u00ednimo de la tarjeta<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, tu factura ha llegado y no tienes suficiente dinero para pagar el monto total. \u00bfEntonces lo que hay que hacer? Pagar la cantidad m\u00ednima a veces parece una buena salida, \u00a1pero no lo es! Esto se debe a que el inter\u00e9s rotativo de las tarjetas de cr\u00e9dito suele ser muy alto. Adem\u00e1s, tendr\u00e1s que pagar el importe restante de la factura y las cuotas adeudadas en el mes siguiente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1As\u00ed que huye del pago m\u00ednimo con tarjeta! Si no puede pedir prestado el monto total de la factura a un familiar o amigo, solicite un pr\u00e9stamo personal. Este tipo de cr\u00e9dito suele tener tasas de inter\u00e9s m\u00e1s bajas y puede ser una buena alternativa cuando est\u00e1s en un aprieto.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-4-atente-se-aos-descontos-programas-de-cashback-e-ac%C3%BAmulo-de-milhas-\">4. <strong>Preste atenci\u00f3n a los descuentos, programas de reembolso y acumulaci\u00f3n de millas<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin duda, conseguir una tarjeta de cr\u00e9dito en estos d\u00edas no es tarea imposible. Sabiendo esto, los bancos y los emisores de tarjetas necesitan innovar para atraer la atenci\u00f3n de los clientes potenciales y, para eso, ofrecen varios beneficios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En ese sentido, est\u00e9 atento a los programas de recompensas de su tarjeta. Algunos bancos ofrecen cashback que se puede canjear por un descuento en la factura, as\u00ed como programas de millas, descuentos en programas culturales y tiendas asociadas.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-5-n%C3%A3o-parcelar-contas-fixas-no-cart%C3%A3o-de-cr%C3%A9dito-\">5. <strong>No pagues facturas fijas con tu tarjeta de cr\u00e9dito<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recuerda que una buena planificaci\u00f3n financiera tambi\u00e9n te evita tener que pagar facturas fijas (agua, luz, internet, etc.) con tu tarjeta de cr\u00e9dito. Esta pr\u00e1ctica hay que evitarla a toda costa porque, adem\u00e1s de que la compa\u00f1\u00eda de la tarjeta te cobre una comisi\u00f3n por ello, tendr\u00e1s los mismos gastos a pagar al mes siguiente.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-quando-parcelar-as-compras-no-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>\u00bfCu\u00e1ndo pagar las compras con tarjeta de cr\u00e9dito a plazos?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero, entonces, \u00bfcu\u00e1ndo debemos usar la tarjeta para compras a plazos? La respuesta es sencilla: cuando el valor del producto supera tu capacidad de pago en efectivo. Sin embargo, \u00a1no es tan simple! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de realizar la compra, pon el valor de las cuotas en la punta del l\u00e1piz y eval\u00faa si puedes afrontar los pagos. Si la respuesta es no, no te arriesgues.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si la compra en cuesti\u00f3n no es una emergencia, intente agregar la cantidad para comprar en efectivo en el futuro.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"9-vale-a-pena-fazer-parcelamento-da-fatura-do-cart%C3%A3o-\"><strong>\u00bfMerece la pena pagar la factura de la tarjeta a plazos?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, vale a pena fazer o parcelamento da fatura? Fonte: Unsplash.\"  id=\"39634\" src=\"https:\/\/ucarecdn.com\/6bea8795-a3b5-4d1f-b6b0-559d918b76c2\/-\/crop\/2073x1204\/0,52\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfmerece la pena pagar la factura a plazos? Fuente: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, si la situaci\u00f3n econ\u00f3mica se aprieta, \u00bfmerece la pena pagar a plazos la factura de la tarjeta? De alguna forma. Esto se debe a que el inter\u00e9s que se cobra en este tipo de cuotas se encuentra entre los m\u00e1s altos del mercado y s\u00f3lo superado por los intereses de las tarjetas de cr\u00e9dito revolventes.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este sentido, busca otras alternativas para pagar tu deuda. Los jubilados, pensionados del INSS y servidores p\u00fablicos pueden utilizar el pr\u00e9stamo de n\u00f3mina. Esta l\u00ednea de cr\u00e9dito tiene condiciones especiales de pago, adem\u00e1s de las tasas de inter\u00e9s m\u00e1s bajas entre los pr\u00e9stamos bancarios disponibles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero, si no encaja en estas categor\u00edas, hable con el gerente de su banco acerca de un pr\u00e9stamo personal. Aunque no es la opci\u00f3n ideal, el inter\u00e9s de un pr\u00e9stamo es mucho m\u00e1s bajo que el inter\u00e9s de una tarjeta de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, vea nuestra lista de los mejores pr\u00e9stamos con las tasas de inter\u00e9s m\u00e1s bajas a continuaci\u00f3n.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-23o9iP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/10-emprestimos-com-as-menores-taxas-de-juros\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"10 pr\u00e9stamos con las tasas de inter\u00e9s m\u00e1s bajas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3bfed167-7e21-4537-91a8-644e888cee93\/-\/crop\/3375x1985\/0,265\/-\/preview\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/10-emprestimos-com-as-menores-taxas-de-juros\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"10 pr\u00e9stamos con las tasas de inter\u00e9s m\u00e1s bajas\">\n            10 pr\u00e9stamos con las tasas de inter\u00e9s m\u00e1s bajas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfNecesitas dinero urgente para limpiar tu nombre? Conoce los pr\u00e9stamos con las tasas de inter\u00e9s m\u00e1s bajas para retomar las riendas de tu vida financiera.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/10-emprestimos-com-as-menores-taxas-de-juros\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Entonces, lee esta publicaci\u00f3n y consulta las principales mejores pr\u00e1cticas para evitar problemas con los pagos a plazos.<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,38],"tags":[179,1983,237],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 boas pr\u00e1ticas sobre parcelamento do cart\u00e3o de cr\u00e9dito - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Que tal saber como funciona o parcelamento do cart\u00e3o de cr\u00e9dito e o que fazer para n\u00e3o comprometer sua renda? 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