{"id":36602,"date":"2021-09-26T23:01:00","date_gmt":"2021-09-26T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=36602"},"modified":"2021-09-26T19:23:30","modified_gmt":"2021-09-26T19:23:30","slug":"cartao-atacadao-ou-cartao-passai","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-atacadao-ou-cartao-passai\/","title":{"rendered":"Tarjeta Atacad\u00e3o o Tarjeta Passa\u00ed: \u00bfcu\u00e1l es mejor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-atacad%C3%A3o-x-passa%C3%AD-descubra-qual-escolher\">Atacad\u00e3o x Passa\u00ed: descubra qual escolher!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Passa\u00ed: qual o ideal? Fonte: Unsplash.\"  id=\"36605\" src=\"https:\/\/ucarecdn.com\/19bd3824-b8e0-417e-88ce-ed48e0f87ffc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Passa\u00ed: qual o ideal? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje, falaremos de alguns motivos para voc\u00ea escolher entre o cart\u00e3o Atacad\u00e3o ou cart\u00e3o Passa\u00ed!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora muitos cart\u00f5es de cr\u00e9dito estejam no mercado, \u00e9 necess\u00e1rio um que seja \u00fatil para compras mensais de supermercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse caso, ambos oferecem aprova\u00e7\u00e3o r\u00e1pida, limite alto, mais dias para pagar faturas e possibilidades de negocia\u00e7\u00e3o em caso de atraso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00f3 para exemplificar, o cart\u00e3o Atacad\u00e3o diminui o valor de produtos na prateleira, auxiliando o cliente a comprar mais e pagar menos, com parcelamentos sem juros em diversos produtos no Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Passa\u00ed, do Assa\u00ed, faz com que o cliente pague valor de atacado mesmo comprando no varejo, ou seja, compre apenas um item e pague como se fossem v\u00e1rios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, saiba as vantagens, as desvantagens e como funciona a solicita\u00e7\u00e3o das duas op\u00e7\u00f5es, que s\u00e3o aliadas para encher a despensa e pagar parcelado. Acompanhe o comparativo, a seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZuPEIS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Atacad\u00e3o\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Atacad\u00e3o\">\n            C\u00f3mo solicitar la tarjeta Atacad\u00e3o        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenha um cart\u00e3o de cr\u00e9dito amplo, que proporciona compras com desconto todo dia e chance de parcelamento sem juros. Saiba mais aqui!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Atacad\u00e3o              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zt5Afr\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Passa\u00ed\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/14ea0e89-7905-4f95-b8c3-cf604aad58e1\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-passai\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Passa\u00ed\">\n            C\u00f3mo solicitar la tarjeta Passa\u00ed        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Um cart\u00e3o de cr\u00e9dito que d\u00e1 40 dias para pagar faturas, parcelamento sem juros e pre\u00e7o de atacado na compra de apenas um item. Saiba aqui como ter o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/14ea0e89-7905-4f95-b8c3-cf604aad58e1\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Passa\u00ed              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Tarjeta Atacad\u00e3o<\/strong><\/td><td><strong>tarjeta passai<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no informado<\/td><td>R$ 800.00<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>12x de R$ 11.99<\/td><td>12x de R$ 12.90<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>Mastercard o Visa<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Clientes atacad\u00e3o pagam medicamentos com parcelas sem juros<br>Parcele produtos espec\u00edficos do mercado sem pagar juros em ofertas semanais<br>Leve mais, pague menos com o cart\u00e3o<\/td><td>40 dias para pagar suas compras todos os meses<br>Acumule pontos com o Mastercard Surpreenda<br>Pague menos por produtos que s\u00e3o mais baratos por atacado<\/td><\/tr><\/tbody><\/table><figcaption>Pero al final, \u00bfcu\u00e1l es el mejor?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-atacad%C3%A3o\">Tarjeta Atacad\u00e3o<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o Atacad\u00e3o foi a primeira rede do Brasil na modalidade, hoje possui 230 lojas espalhadas pelo pa\u00eds e mais de 50 anos de hist\u00f3ria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em segundo lugar, possui mais de dez mil produtos nessas lojas, que s\u00e3o focados em pre\u00e7o mais baixo para quem comprar em maior quantidade, ou seja, por que n\u00e3o comprar v\u00e1rias pastas de dente e pagar mais barato?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pensando nisso, mas tamb\u00e9m em compras de valor alto, o cart\u00e3o Atacad\u00e3o exige an\u00e1lise de cr\u00e9dito e disponibiliza um limite alto com comprova\u00e7\u00e3o de renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, \u00e9 poss\u00edvel fazer a solicita\u00e7\u00e3o pela internet e ter algumas vantagens, como utilizar o cart\u00e3o na modalidade cr\u00e9dito em qualquer estabelecimento, at\u00e9 mesmo nas compras internacionais, ou qualquer compra parcelada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cliente possui descontos em in\u00fameros parceiros e pode parcelar compras sem juros. Al\u00e9m disso, todos os dias pode pagar menos por itens, somente por ter o cart\u00e3o, o que \u00e9 muito econ\u00f4mico.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-passa%C3%AD\">tarjeta passai<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Saiba que o Assa\u00ed \u00e9 um atacadista que est\u00e1 em 22 estados e o Distrito Federal, ent\u00e3o, \u00e9 uma rede de supermercados est\u00e1vel com um cart\u00e3o de cr\u00e9dito amplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso significa que com o cart\u00e3o de cr\u00e9dito Passa\u00ed, o cliente tamb\u00e9m tem um Itaucard, com vantagens da bandeira Mastercard, como o ac\u00famulo de pontos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, ap\u00f3s ser aprovado na an\u00e1lise de cr\u00e9dito, recebe o cart\u00e3o e paga por alguns produtos o pre\u00e7o de atacado, ou seja, compra no varejo, mas o gasto \u00e9 menor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que seja um cart\u00e3o de cr\u00e9dito de supermercado,&nbsp;\u00e9 moderno e oferece um aplicativo para conferir a fatura, al\u00e9m das promo\u00e7\u00f5es do dia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, tenha um cart\u00e3o de cr\u00e9dito amplo, com cr\u00e9dito pessoal, parcelamento de fatura, pagamentos baixos em compras, al\u00e9m de outras vantagens que voc\u00ea confere, a seguir.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-atacad%C3%A3o\">\u00bfCu\u00e1les son las ventajas de la tarjeta Atacad\u00e3o?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o de cr\u00e9dito Atacad\u00e3o. Fonte: Atacad\u00e3o.\"  id=\"35894\" src=\"https:\/\/ucarecdn.com\/936b4014-51f0-49ce-a418-70a55fc369b1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais sobre o cart\u00e3o de cr\u00e9dito Atacad\u00e3o. Fonte: Atacad\u00e3o.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favidas, o cart\u00e3o Atacad\u00e3o \u00e9 ideal para quem \u00e9 comerciante ou tem fam\u00edlias grandes, visto que proporciona grandes compras por um pre\u00e7o baixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, voc\u00ea tem o \u201cleve mais, pague menos&#8221;, onde compra mais produtos e paga menos no valor unit\u00e1rio, por ter o cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea tem chances de pagar mais barato mesmo em produtos do varejo, sem falar que \u00e9 poss\u00edvel parcelar produtos em at\u00e9 4x sem juros, dependendo da disponibilidade, sempre anunciada no site.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cliente tem um cart\u00e3o de cr\u00e9dito internacional com movimenta\u00e7\u00e3o por aplicativo e promo\u00e7\u00f5es di\u00e1rias para cada estado do Brasil, portanto, tenha um cart\u00e3o de mercado que funciona como um cr\u00e9dito tradicional.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-passa%C3%AD\">\u00bfCu\u00e1les son las ventajas de la tarjeta Passa\u00ed?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais os benef\u00edcios deste cart\u00e3o? Fonte: Assa\u00ed.\"  id=\"24398\" src=\"https:\/\/ucarecdn.com\/b1d34e2d-daa4-4212-b36e-bff6cd7f78fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais os benef\u00edcios deste cart\u00e3o? Fonte: Assa\u00ed.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de ser um cart\u00e3o de supermercado, o cart\u00e3o Passa\u00ed \u00e9 Itaucard e mant\u00e9m todos os benef\u00edcios de clientes do banco Ita\u00fa e da bandeira de cr\u00e9dito, a Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre eles, o Mastercard Surpreenda, onde o cliente ganha ponto por cada compra, ou seja, \u00e9 s\u00f3 se cadastrar e acompanhar o ac\u00famulo no aplicativo Mastercard, para depois trocar por milhas ou produtos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim sendo, o cliente Passa\u00ed pode economizar em compras todos os dias, visto que comprando apenas uma unidade de qualquer produto paga o pre\u00e7o de atacado, que \u00e9 sempre mais baixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cliente tamb\u00e9m tem 40 dias para pagar faturas, parcelamento de pneus em at\u00e9 10x sem juros, at\u00e9 50% de descontos em cinemas e teatros e, ainda, cart\u00e3o adicional, sendo que um deles tem anuidade gratuita.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-atacad%C3%A3o\">\u00bfCu\u00e1les son las desventajas de la tarjeta Atacad\u00e3o?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que existam parcelamentos sem juros, s\u00e3o poucas op\u00e7\u00f5es para pagar mais barato, visto que os parcelamentos n\u00e3o s\u00e3o altos, pois na maioria dos casos, n\u00e3o passam de 5x e em produtos espec\u00edficos que valem por um per\u00edodo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ao mesmo tempo que possui bandeira de cr\u00e9dito, o cart\u00e3o Atacad\u00e3o n\u00e3o oferece ac\u00famulo de pontos e n\u00e3o \u00e9 associado a bancos. Isso pode ser prejudicial quando se fala em benef\u00edcios a longo prazo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, parcelamentos que superem 8x sempre ter\u00e3o juros, a menos que as compras sejam de rem\u00e9dios nas Drogarias Atacad\u00e3o ou Carrefour.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-passa%C3%AD\">\u00bfCu\u00e1les son las desventajas de la tarjeta Passa\u00ed?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as principais desvantagens do cart\u00e3o Passa\u00ed est\u00e1 a exig\u00eancia de renda m\u00ednima e a anuidade fixa, que s\u00f3 \u00e9 dispensada por um tempo no pedido de um cart\u00e3o adicional, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em rela\u00e7\u00e3o \u00e0 renda m\u00ednima, nem todo mundo possui essa possibilidade, principalmente se n\u00e3o h\u00e1 como comprovar, o que pode dificultar a aprova\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito Passa\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, apesar de ter o ac\u00famulo de pontos Mastercard, o cliente n\u00e3o tem um programa pr\u00f3prio, como um programa de fidelidade, por exemplo. Isso significa que mesmo comprando muito voc\u00ea n\u00e3o acumula outras vantagens.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-atacad%C3%A3o-ou-cart%C3%A3o-passa%C3%AD-qual-escolher\">Cart\u00e3o Atacad\u00e3o ou Cart\u00e3o Passa\u00ed: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como escolher entre ambos? Fonte: Unsplash.\"  id=\"36615\" src=\"https:\/\/ucarecdn.com\/d5692779-5629-4d95-a43e-488316b3fbb9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Como escolher entre ambos? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, afinal, conseguiu decidir entre o cart\u00e3o Atacad\u00e3o ou cart\u00e3o Passa\u00ed?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como cart\u00f5es ideais para parcelamentos e descontos nos supermercados, ambos podem ser utilizados em qualquer estabelecimento, at\u00e9 mesmo os internacionais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da mesma forma, s\u00e3o feitos para pagar mais barato em compras nas suas lojas com chances de parcelamentos sem juros e vantagens Mastercard, como no caso do Passa\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambos podem ser solicitados pela internet e tem em m\u00e9dia 15 dias entre solicita\u00e7\u00e3o, an\u00e1lise e aprova\u00e7\u00e3o. Sendo indicados para quem tem nome limpo e score alto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto o cart\u00e3o Passa\u00ed oferece 40 dias para pagar, pagamento de produtos por pre\u00e7o de atacado e descontos em cinemas, o cart\u00e3o Atacad\u00e3o \u00e9 mais restrito a benef\u00edcios dentro das 250 lojas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo assim, o cliente leva mais produtos por menos dinheiro e paga todos os dias mais barato em itens espec\u00edficos, a serem definidos rotineiramente pelo Atacad\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desse modo, antes de escolher o melhor, avalie as suas prioridades, situa\u00e7\u00e3o financeira e qual atenderia melhor o seu caso, principalmente em rela\u00e7\u00e3o ao custo-benef\u00edcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se acaso n\u00e3o tenha chegado a uma decis\u00e3o, n\u00e3o se preocupe. Abaixo, nossa equipe preparou mais um comparativo para que voc\u00ea n\u00e3o perca nada sobre as novidades de cart\u00f5es de cr\u00e9dito, ent\u00e3o, \u00e9 s\u00f3 clicar.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2c5akV\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-nubank-ultravioleta-ou-cartao-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Nubank Ultraviolet o tarjeta Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Atacadao-ou-Cartao-Passai-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-nubank-ultravioleta-ou-cartao-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Nubank Ultraviolet o tarjeta Vooz\">\n            Tarjeta Nubank Ultraviolet o tarjeta Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Inf\u00f3rmate de los detalles para decidir entre la tarjeta Nubank Ultravioleta o la tarjeta Vooz. 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