{"id":34115,"date":"2021-09-09T12:01:00","date_gmt":"2021-09-09T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34115"},"modified":"2021-09-09T10:35:15","modified_gmt":"2021-09-09T10:35:15","slug":"cartao-ton-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-ton-ou-cartao-magalu\/","title":{"rendered":"Tarjeta Ton o tarjeta Magalu: \u00bfcu\u00e1l es mejor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ton-x-magalu-descubra-qual-escolher\">Ton x Magalu: descubre cu\u00e1l elegir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ton ou cart\u00e3o Magalu: qual o ideal? Fonte: Pxhere.\"  id=\"34123\" src=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tarjeta Ton o tarjeta Magalu: \u00bfcu\u00e1l es la ideal? Fuente: Pxaqu\u00ed.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, tener una tarjeta de cr\u00e9dito es fundamental, independientemente de tu situaci\u00f3n financiera. Por tanto, decidir entre la tarjeta Ton o la tarjeta Magalu puede venir bien para numerosas necesidades, como pagar suscripciones y aplicaciones.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para que t\u00fa decidas, en esta comparativa conocer\u00e1s cada detalle de las opciones, conocidas por no tener burocracia y no cobrar altas tarifas a los clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En definitiva, la tarjeta Magalu ofrece grandes descuentos y cuotas sin intereses, no requiere cuota anual y adem\u00e1s ofrece cashback por cada compra en la tienda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por otro lado, la tarjeta Ton es para emprendedores que buscan una m\u00e1quina de tarjetas barata, pero que tambi\u00e9n necesitan una tarjeta de cr\u00e9dito internacional y pocas comisiones.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con esta informaci\u00f3n inicial, sin m\u00e1s, sigue la comparativa y elige una tarjeta que te proporcione compras a cr\u00e9dito y ahorro en cada transacci\u00f3n. \u00a1Vamos all\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1keSs5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Ton\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/655d39a6-7b0d-4c5d-8eb3-c88029769677\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ton\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Ton\">\n            C\u00f3mo solicitar la tarjeta Ton        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicita una tarjeta digital gratuita, sin cuota anual y que permite realizar compras con tarjeta de cr\u00e9dito directamente sobre las ventas recibidas. \u00bfEres curioso? \u00a1Sepa mas!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" 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onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/655d39a6-7b0d-4c5d-8eb3-c88029769677\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Ton              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-D1muP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Magalu\">\n            C\u00f3mo solicitar la tarjeta Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            A quienes compran en Magalu les gustan los descuentos, as\u00ed que conoce la tarjeta de cr\u00e9dito sin cuota anual, con 24 cuotas sin intereses y cashback en cada compra a cr\u00e9dito.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" 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targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>tarjeta de tonelada<\/strong><\/td><td><strong>tarjeta magal\u00fa<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no requerido<\/td><td>R$ 800.00<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>Eximir<\/td><td>Eximir<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>tarjeta MasterCard<\/td><td>visa platino<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>No hay tarifa mensual por usar la m\u00e1quina.<br>Transfiera dinero de las ventas a la cuenta digital Ton, que es gratis<br>Compras con tarjeta de cr\u00e9dito internacional<br>Retirar en cualquier cajero de la red de Banco24h<\/td><td>En las tiendas Magalu compra con descuentos que llegan a 50%<br>Participa en promociones y consigue productos gratis<br>Con tu tarjeta de cr\u00e9dito compra en cualquier establecimiento, incluso en el extranjero<br>No pagues una cuota anual y obt\u00e9n cashback<\/td><\/tr><\/tbody><\/table><figcaption>\u00a1Compara y decide!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ton\">tarjeta de tonelada<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, la tarjeta Ton, que es de la empresa Stone, aparece como una opci\u00f3n para aut\u00f3nomos que necesitan recibir sus ventas con una m\u00e1quina de tarjetas sin mucho coste.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, permite realizar pedidos por CPF o CNPJ, entregando la tarjeta digital s\u00f3lo a quienes tengan el cajero autom\u00e1tico a trav\u00e9s del CPF, pudiendo decidir entre tres planes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, existen los planes Giga Ton, Mega Ton y Ton b\u00e1sico, cada uno de los cuales cobra una cuota de membres\u00eda que se puede pagar en cuotas y se aplican tarifas en cada compra en las que las cuotas var\u00edan desde 7.44% hasta 21.46% cuando la divisi\u00f3n llega a 12x.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta digital es gratuita, permite compras internacionales y no hay burocracia para tu pedido, realizado online. Ideal para emprendedores y particulares que buscan seguridad y practicidad.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">tarjeta magal\u00fa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al igual que otras tarjetas de tiendas, la tarjeta Magalu est\u00e1 enfocada a descuentos en establecimientos f\u00edsicos y en la tienda online, por lo que aplica cashback incluso en las compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con cero cuotas anuales, se aplican 2% de cashback por cada compra realizada en tiendas y el cliente necesita activar su cuenta en MagaluPlay para tener acceso a la devoluci\u00f3n del dinero.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s de ser gratuita, la tarjeta Magalu ofrece cuotas sin intereses de hasta 24 cuotas, realiza un an\u00e1lisis crediticio de tu perfil y estrena una tarjeta moderna con pago sin contacto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, el movimiento de la cuenta se realiza todo a trav\u00e9s de la aplicaci\u00f3n, donde el cliente tambi\u00e9n controla sus puntos del programa Vai de Visa y puede consultar facturas, realizar transferencias e incluso utilizar el saldo de cashback en compras.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ton\">\u00bfCu\u00e1les son las ventajas de la tarjeta Ton?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o Ton. Fonte: Ton.\"  id=\"34210\" src=\"https:\/\/ucarecdn.com\/0ace8b31-5b82-4009-a8e8-39134ad60ea0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Obtenga m\u00e1s informaci\u00f3n sobre la tarjeta Ton. Fuente: Tonelada.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para incentivar a las peque\u00f1as empresas, la tarjeta Ton promete una m\u00e1quina con las tarifas m\u00e1s bajas del mercado, lo que significa un ahorro de casi R$200.00 en comparaci\u00f3n con la competencia, seg\u00fan el sitio web oficial. Entonces, consulte otros detalles beneficiosos a continuaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>El cliente Ton s\u00f3lo paga la cuota de membres\u00eda, sin preocuparse por las cuotas mensuales;<\/li><li>No pagues una tarifa anual por la tarjeta digital Ton;<\/li><li>Realizar compras con su tarjeta de cr\u00e9dito con el saldo recibido de las ventas;<\/li><li>Reciba pagos dentro de un d\u00eda h\u00e1bil por sus ventas en el plan GigaTon;<\/li><li>\u00bfNo quieres la m\u00e1quina? Accede a TapTon y convierte tu celular en uno.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">\u00bfCu\u00e1les son las ventajas de la tarjeta Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Magalu. Fonte: Magalu.\"  id=\"34213\" src=\"https:\/\/ucarecdn.com\/f588730f-9720-4769-a165-0b88b99f96ed\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conoce las ventajas de la tarjeta Magalu. Fuente: Magal\u00fa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una vez solicitada y aprobada la tarjeta Magalu, el cliente podr\u00e1 realizar compras en el sitio web con descuento y disfrutar de todos los beneficios, as\u00ed que consulte otros beneficios de la tarjeta Magalu a continuaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cashback que va directamente a la cuenta Magalu y puede usarse en m\u00e1s compras;<\/li><li>No pague cuotas anuales, cuotas de membres\u00eda ni cuotas mensuales;<\/li><li>Paga tus compras sin intereses en hasta 24 cuotas;<\/li><li>Obtenga un descuento en Magalu, pero tambi\u00e9n en tiendas asociadas, como Netshoes, Zattini y \u00c9poca Cosm\u00e9ticos;<\/li><li>Compra en cualquier tienda y acumula puntos en el programa Vai de Visa.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ton\">\u00bfCu\u00e1les son las desventajas de la tarjeta Ton?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aunque es ventajosa para los aut\u00f3nomos, la tarjeta Ton no est\u00e1 claro si cuenta con un an\u00e1lisis crediticio y si est\u00e1 disponible para personas con mala fama, por ejemplo, lo que limita el acceso a algunas personas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, solo los clientes del plan GigaTon que elijan la m\u00e1quina T3 pueden obtener las tarifas m\u00e1s bajas y disfrutar de los beneficios, pero en esta opci\u00f3n el usuario paga R$406.80, cantidad que se puede pagar a plazos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">\u00bfCu\u00e1les son las desventajas de la tarjeta Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No es solo una tarjeta de tienda, la tarjeta Magalu es una tarjeta de cr\u00e9dito, por lo tanto, el cliente pasa por un riguroso an\u00e1lisis crediticio para obtener el l\u00edmite, lo cual no es interesante para aquellos con un nombre sucio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si bien existe cashback, este no se puede utilizar seg\u00fan lo defina el cliente, sino \u00fanicamente en la cuenta digital y en la compra de productos Magalu, es decir, no gastar el monto recaudado en cashback en otros establecimientos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ton-ou-cart%C3%A3o-magalu-qual-escolher\">Tarjeta Ton o Tarjeta Magalu: \u00bfcu\u00e1l elegir?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual o melhor? Fonte: Pxhere.\"  id=\"34130\" src=\"https:\/\/ucarecdn.com\/71b0a8e1-0010-4142-a2b6-d6c6230853d7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero al final, \u00bfcu\u00e1l es el mejor? Fuente: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, \u00bfhas logrado decidir qu\u00e9 tarjeta se adapta mejor a tu perfil financiero?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00f3lo por ponerte un ejemplo, tanto la tarjeta Ton como la tarjeta Magalu son baratas y accesibles, ya que no tienen tarifas elevadas e incluso permiten compras internacionales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mientras que la tarjeta Ton se recomienda para emprendedores que no tienen CNPJ y desean una cuenta digital, la tarjeta Magalu ofrece ahorros en compras y una cuenta digital gratuita.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por otro lado, solo la tarjeta Magalu indica que requiere un an\u00e1lisis crediticio, entonces, \u00bfqu\u00e9 tal si nos arriesgamos y solicitamos la tarjeta Ton con un nombre negativo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por \u00faltimo, no te preocupes si no has tomado una decisi\u00f3n final bas\u00e1ndose en nuestras explicaciones, al fin y al cabo, \u00a1a continuaci\u00f3n tenemos otra comparativa detallada con opciones interesantes! Entonces, \u00a1qu\u00e9date con nosotros!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2fvChL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Havan o tarjeta Ton?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Ton-ou-Cartao-Magalu-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-havan-ou-cartao-ton-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Havan o tarjeta Ton?\">\n            \u00bfTarjeta Havan o tarjeta Ton?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dos tarjetas sin cuota anual ni ninguna comisi\u00f3n por compras con descuento y pago mediante cr\u00e9dito internacional. \u00a1Descubre m\u00e1s sobre cada uno de ellos a continuaci\u00f3n!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Inf\u00f3rmate de los detalles de las tarjetas, pero no te preocupes por la cuota anual y compra con cr\u00e9dito incluso en el extranjero. Por tanto, decide entre la tarjeta Ton o la tarjeta Magalu.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,198,835,458,454],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/es\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor?\" \/>\n<meta property=\"og:description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/es\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-09T12:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-09T10:35:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tathiane Mantovani\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-ES\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/\",\"name\":\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? 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