{"id":33263,"date":"2021-09-06T12:00:00","date_gmt":"2021-09-06T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33263"},"modified":"2021-09-05T21:20:30","modified_gmt":"2021-09-05T21:20:30","slug":"cartao-acesso-ou-cartao-cea","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-acesso-ou-cartao-cea\/","title":{"rendered":"Tarjeta de Acceso o Tarjeta CEA: \u00bfcu\u00e1l elegir?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-acesso-x-cea-descubra-qual-o-melhor\">Acceso x CEA: \u00a1descubre cu\u00e1l es el mejor!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Acesso ou cart\u00e3o CEA: qual ser\u00e1 o ideal? Fonte: Pxhere.\"  id=\"33265\" src=\"https:\/\/ucarecdn.com\/41015cc5-9b7c-453b-883a-e7d63afbc28d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tarjeta de acceso o tarjeta CEA: \u00bfcu\u00e1l es la ideal? Fuente: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Despu\u00e9s de todo, \u00bfcu\u00e1l es la mejor manera de decidir entre la tarjeta Acesso o la tarjeta CEA?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En resumen, \u00a1es recopilar la mayor cantidad de informaci\u00f3n sobre ambos! Con eso en mente, hemos creado una comparaci\u00f3n de cada uno de ellos, para que pueda elegir el que m\u00e1s tiene que ver con su perfil financiero, \u00a1pero tambi\u00e9n brinda compras de cr\u00e9dito para aquellos que ya no pueden hacerlo!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mientras que la tarjeta Acesso es una modalidad prepago, sin necesidad de vinculaci\u00f3n con sucursales bancarias y con bajas comisiones, brindando a las personas negativas la oportunidad de suscribirse a Netflix, Spotify y realizar compras en la modalidad de cr\u00e9dito en el extranjero, \u00a1lo cual es muy interesante!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por otro lado, la tarjeta CEA es ideal para clientes de tiendas que quieren descuentos, pago hasta en 5 cuotas sin inter\u00e9s, pudiendo incluso retirar del l\u00edmite de cr\u00e9dito y pagar en 24 cuotas, por ejemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, son tarjetas dirigidas a diferentes perfiles, pero que sirven a quienes buscan realizar compras con tarjeta de cr\u00e9dito, ya sea nacional o internacional, pudiendo as\u00ed aprovechar los beneficios de las respectivas marcas de cr\u00e9dito. \u00a1As\u00ed que qu\u00e9date con nosotros!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-17HUN5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de Acceso\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/64c142fd-e595-4bc2-86fd-57ab4805bfac\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-acesso\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de Acceso\">\n            C\u00f3mo solicitar la tarjeta de Acceso        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            No necesitas tener un nombre limpio para obtener esta tarjeta de cr\u00e9dito, que es prepago, tiene pocas comisiones y muchas ventajas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/64c142fd-e595-4bc2-86fd-57ab4805bfac\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta de Acceso              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZkiLE\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta CEA\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8b818562-b3a9-4233-a030-9dbe9ec42088\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-cea-bradescard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta CEA\">\n            C\u00f3mo solicitar la tarjeta CEA        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Adquiere una pr\u00e1ctica tarjeta de tienda, que te garantiza descuentos exclusivos, tarjeta de cr\u00e9dito y cuotas sin intereses!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8b818562-b3a9-4233-a030-9dbe9ec42088\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta CEA              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Tarjeta de acceso<\/strong><\/td><td><strong>tarjeta CEA<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no requerido<\/td><td>Salario m\u00ednimo<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>12x de R$ 5.95 <\/td><td>Cada opci\u00f3n tiene un valor anual, que puede llegar a R$ 245,88<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>tarjeta MasterCard<\/td><td>Mastercard, Visa o Enlace<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>No es necesario abrir una cuenta bancaria<br>No requiere prueba de ingresos o nombre limpio<br>Paga en modo cr\u00e9dito y realiza compras internacionales<\/td><td>Obtenga descuentos frecuentes en compras en la tienda<br>50% apagado en Cinemark<br>Resolver urgencias en las sucursales de Bradesco<br>Retiro en tiendas<\/td><\/tr><\/tbody><\/table><figcaption>Pero al final, \u00bfcu\u00e1l es el mejor?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-acesso-\"><strong>Tarjeta de acceso<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, la tarjeta Acesso es prepago y no requiere ning\u00fan an\u00e1lisis de cr\u00e9dito ni ingresos m\u00ednimos, siendo realmente \u00fatil para cualquier persona mayor de 18 a\u00f1os, adem\u00e1s de poder pagar facturas y realizar transferencias sin ninguna relaci\u00f3n bancaria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el fin de dar a los clientes negativos la oportunidad de comprar en modo cr\u00e9dito, esta tarjeta puede ser la salida para suscripciones a Netflix, Spotify, Amazon Prime, entre otros. Principalmente porque tiene bandera Mastercard y es aceptada en miles de establecimientos en el extranjero.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inmediatamente despu\u00e9s de realizar el pedido, el cliente puede activar la tarjeta con R$ 100.00 y comenzar a recargarla mensualmente para utilizar la modalidad de cr\u00e9dito, pero las compras no se pueden pagar a plazos con tarjetas de cr\u00e9dito prepagas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No solo una tarjeta de cr\u00e9dito, sino tambi\u00e9n un aliado en la organizaci\u00f3n financiera, la tarjeta Access es f\u00e1cil, se solicita por internet y funciona cuando se recarga, liberando al cliente de cualquier deuda, lo cual es interesante para los negativos, \u00bfno?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-cea-\"><strong>tarjeta CEA<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No solo una de las tiendas minoristas m\u00e1s grandes del pa\u00eds, sino tambi\u00e9n una de las tarjetas de cr\u00e9dito con mayores ventajas son algunas definiciones relacionadas con CEA, que tiene tres opciones de tarjetas de cr\u00e9dito asociadas al banco Bradesco, o Bradescard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, la tarjeta CEA Gold tiene bandera Visa, permite compras internacionales, otorga un descuento de 10% en la primera compra y cuotas sin intereses de hasta 5 cuotas, adem\u00e1s del beneficio de retirar del l\u00edmite de cr\u00e9dito y pagar en hasta dos a\u00f1os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En segundo lugar, la tarjeta CEA Elo, que cuenta con Wi-Fi gratis en todo el mundo, los mismos descuentos mencionados anteriormente, descuento 50% en Cinemark, tarjetas adicionales y promociones exclusivas de Elo, as\u00ed como la tercera opci\u00f3n, Elo Grafite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con tres opciones y muchas ventajas, la tarjeta CEA es especialmente \u00fatil para los clientes de tiendas, que ahorran dinero en compras a largo plazo y adem\u00e1s consiguen aumentar con frecuencia sus l\u00edmites, que se reparten entre retiradas y cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-acesso-\"><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta Access?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"33428\" src=\"https:\/\/ucarecdn.com\/28639f69-8b3c-48e5-9fe9-6e294add76de\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, al fin y al cabo, \u00bfcu\u00e1les son las ventajas de la tarjeta? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una vez que solicita la tarjeta Acesso, puede comprarla usando cr\u00e9dito sin ninguna prueba de datos o an\u00e1lisis de cr\u00e9dito, en comparaci\u00f3n con las tarjetas de cr\u00e9dito m\u00e1s tradicionales, por supuesto. Entonces, vea m\u00e1s ventajas a continuaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pague los servicios de transmisi\u00f3n y realice cualquier compra con cr\u00e9dito;<\/li><li>No sufra con los an\u00e1lisis de los bur\u00f3s de cr\u00e9dito, como SPC\/Serasa;<\/li><li>\u00daselo solo al recargar, sin compromisos de factura mensual;<\/li><li>Si tiene m\u00e1s de 16 a\u00f1os y tiene un CPF regular con el Servicio de Ingresos Federales, puede tener una tarjeta de Acceso;<\/li><li>Retira los valores ingresados cuando quieras en la Red Banco24h.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-cea-\"><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta CEA?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al ser una tarjeta de comercio, la tarjeta CEA tambi\u00e9n es \u00fatil para quienes necesitan realizar compras nacionales e internacionales a cr\u00e9dito, al fin y al cabo tiene banderas y tres opciones para elegir, as\u00ed que consulta m\u00e1s detalles a continuaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Tener dos l\u00edmites, uno para compras y otro para retiros;<\/li><li>Instale retiros en hasta 24 cuotas;<\/li><li>Compra sin inter\u00e9s hasta en 5 cuotas, con hasta 100 d\u00edas para pagar;<\/li><li>Disfrute de 10% en la primera compra y descuentos semanales de C&amp;A;<\/li><li>Paga facturas con tu tarjeta C&amp;A y paga hasta en 3 cuotas sin inter\u00e9s.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-acesso-\"><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta Access?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"33435\" src=\"https:\/\/ucarecdn.com\/2bba6cc5-4baa-412f-955c-1fd832d77c51\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, despu\u00e9s de todo, \u00bfcu\u00e1les son las desventajas de la tarjeta? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aunque acceder al cr\u00e9dito con un nombre sucio es \u00fatil, no esperes pagar grandes compras a plazos con tu tarjeta prepago, despu\u00e9s de todo, este tipo de tarjeta solo permite compras en efectivo sin importar la ubicaci\u00f3n, ya sea internet o tiendas f\u00edsicas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta Acesso tiene numerosas tarifas por uso, como la tarifa mensual cuando se recarga, el pago de R$ 100.00 por activaci\u00f3n y un pago de R$ 2.50 si la recarga supera los R$500.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por \u00faltimo, si la recarga se hace con dep\u00f3sito, tambi\u00e9n hay una comisi\u00f3n, que para quien busca ahorrar puede no ser interesante, \u00bfverdad?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-cea-\"><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta CEA?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A diferencia de otras tarjetas de cr\u00e9dito asociadas a comercios, esta cuenta con un plan de cuotas cortas sin inter\u00e9s, es decir, cuando supera las 5 cuotas, el cliente paga tasas de inter\u00e9s mensuales relacionadas con sus compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si revisa las tarifas, notar\u00e1 que las tarifas anuales de las tarjetas disponibles son altas: el cliente paga al menos R$173.88 por a\u00f1o por la versi\u00f3n m\u00e1s b\u00e1sica de la tarjeta CEA y sin cobertura internacional, por ejemplo. .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dado que existe un l\u00edmite de retiro, tenga en cuenta que las tarifas pueden llegar a R$ 12.00 por cada retiro realizado, y el pago de estos retiros en hasta 24 cuotas generar\u00e1 un inter\u00e9s de 17.90% por mes, as\u00ed que preste atenci\u00f3n a las tarifas de la tabla de retiro disponibles en el sitio web de la instituci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-acesso-ou-cart%C3%A3o-cea-qual-escolher-\"><strong>Tarjeta de Acceso o Tarjeta CEA: \u00bfcu\u00e1l elegir?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual cart\u00e3o \u00e9 ideal para voc\u00ea? Fonte: Pxhere.\"  id=\"33266\" src=\"https:\/\/ucarecdn.com\/868abd89-ef24-4a6b-984b-77968cc6ed63\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfQu\u00e9 tarjeta es adecuada para usted? Fuente: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nada m\u00e1s empezar a leer, \u00bften\u00edas idea de que ser\u00eda dif\u00edcil elegir entre la tarjeta Acesso o la tarjeta CEA?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De la misma manera, muchas personas tienen dudas, ya que no saben qu\u00e9 tarjeta se ajusta a sus necesidades y tambi\u00e9n a su situaci\u00f3n financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, la tarjeta Acesso no requiere un an\u00e1lisis de cr\u00e9dito y puede ser utilizada para pagar suscripciones o incluso como aliada de la entidad financiera, mientras que la tarjeta CEA est\u00e1 dirigida a clientes de tiendas con un nombre limpio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como resultado, solo se trata de ir a los sitios y presentar la solicitud, pero si eso a\u00fan no es posible, \u00a1qu\u00e9dese con nosotros! Por eso, a continuaci\u00f3n, te presentamos otra comparativa que te puede ayudar con esta dif\u00edcil decisi\u00f3n \u00a1y finalmente elegir la tarjeta de cr\u00e9dito ideal! \u00a1As\u00ed que simplemente haga clic!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1MH2P2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-dotz-ou-cartao-inter\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Dotz o tarjeta Inter?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Dotz-ou-cartao-Inter.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-dotz-ou-cartao-inter\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Dotz o tarjeta Inter?\">\n            \u00bfTarjeta Dotz o tarjeta Inter?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Programa de puntos, compras internacionales y sin burocracia para obtener cr\u00e9dito. \u00a1Descubre estas dos opciones!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-dotz-ou-cartao-inter\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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