{"id":33224,"date":"2021-09-05T23:00:00","date_gmt":"2021-09-05T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33224"},"modified":"2021-09-05T21:19:52","modified_gmt":"2021-09-05T21:19:52","slug":"cartao-bahamas-ou-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-bahamas-ou-cartao-btg\/","title":{"rendered":"Tarjeta Bahamas o Tarjeta BTG+: \u00bfcu\u00e1l elegir?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-bahamas-x-btg-descubra-qual-o-melhor\">Bahamas vs BTG+: descubre cu\u00e1l es el mejor<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Bahamas ou cart\u00e3o BTG+: qual o melhor? Fonte: Pexels.\"  id=\"33314\" src=\"https:\/\/ucarecdn.com\/ef863046-c5b2-4562-9193-e07ba3965d80\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tarjeta Bahamas o tarjeta BTG+: \u00bfcu\u00e1l es mejor? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, \u00bfpor qu\u00e9 elegir entre la tarjeta Bahamas o la tarjeta BTG+, verdad?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aunque hay otras tarjetas de cr\u00e9dito en el mercado, ambas opciones tienen burocracia, tasas bajas y oportunidades de cuotas sin intereses, lo cual es muy \u00fatil, \u00bfno?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si bien muchas personas tienen dificultades para encontrar una buena tarjeta de cr\u00e9dito porque tienen un puntaje bajo, por ejemplo, la tarjeta de las Bahamas tiene la posibilidad de aprobaci\u00f3n para los acreedores que no est\u00e1n en mora y que est\u00e1n reconstruyendo su puntaje de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por otro lado, la tarjeta de cr\u00e9dito BTG+ es una idea nueva para los inversores, especialmente para aquellos que entienden poco y quieren empezar a invertir poco. BTG+ ofrece inversiones iniciales de R$30.00, lo que lo hace m\u00e1s accesible para cualquier p\u00fablico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, si buscas una tarjeta de cr\u00e9dito con cobertura nacional, que tenga cuenta digital, pocas comisiones, posibilidades de cuotas sin intereses, \u00a1ambas son ideales!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, solo los clientes con tarjeta BTG+ pueden realizar compras internacionales. As\u00ed que, sin m\u00e1s pre\u00e1mbulos, sigue con nosotros m\u00e1s detalles de ambas tarjetas y compara cu\u00e1l es la mejor para tu caso, \u00a1para decidirte realmente!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-29axOP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-bahamas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Bahamas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/866a6317-9190-4668-9938-fa5495fcd39e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-bahamas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta Bahamas\">\n            C\u00f3mo solicitar la tarjeta Bahamas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenga una tarjeta que ofrezca descuentos, acepte personas que tienen un puntaje bajo y tambi\u00e9n puede ayudar con el control financiero.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-cartao-bahamas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Cuenta digital, cashback y baja cuota anual que encontrar\u00e1s en la tarjeta BTG+.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/92180e15-8681-4da5-91e4-31738caacc1f\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta BTG+              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Tarjeta Bahamas<\/strong><\/td><td><strong>tarjeta BTG+<\/strong><\/td><\/tr><tr><td><strong>Renta M\u00ednima<\/strong><\/td><td>no requerido<\/td><td>No requerido en la versi\u00f3n b\u00e1sica<\/td><\/tr><tr><td><strong>Anualidad<\/strong><\/td><td>12x de R$ 9.80 para individuos<br>12x de R$ 16.00 para persona jur\u00eddica<\/td><td>Gratis en la Opci\u00f3n B\u00e1sica<br>12x de R$15.00 en la Opci\u00f3n Avanzada<br>12x de R$ 90.00 en negro<\/td><\/tr><tr><td><strong>Bandera<\/strong><\/td><td>Enlace<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><\/td><td>Nacional<\/td><td>Nacional e internacional<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Tarifa anual cobrada solo cuando se usa<br>propio plan dental<br>promociones y descuentos exclusivos<\/td><td>Programa Invertir+<br>Monitoreo gratuito de CPF<br>Facturas que se pueden dividir en hasta 24 cuotas<br>Posibilidad de exenci\u00f3n de renta vitalicia<\/td><\/tr><\/tbody><\/table><figcaption>Pero, despu\u00e9s de todo, \u00bfqu\u00e9 es el ideal?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-bahamas-\"><strong>Tarjeta Bahamas<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Probablemente no conozcas el Grupo Bahamas, as\u00ed que vamos a presentarte. En resumen, desde 2005 el grupo cuenta con tarjeta de cr\u00e9dito y act\u00faa como administrador de tarjetas, con opciones de tarjeta de alimentos y combustible, por ejemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No solo eso, la empresa cuenta con m\u00e1s de 21 a\u00f1os de experiencia y es propietaria de una cadena de supermercados, lanzando en 2020 Bahamas Cred, una tarjeta de cr\u00e9dito de f\u00e1cil an\u00e1lisis y baja anualidad.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esto significa que los clientes pueden comprar online y tambi\u00e9n en tiendas f\u00edsicas, en m\u00e1s de diez millones de establecimientos y tambi\u00e9n en alguna de las 56 unidades de los supermercados de la cadena, que ofrecen descuentos exclusivos para clientes con tarjeta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, la Tarjeta Bahamas tiene un an\u00e1lisis de cr\u00e9dito, pero cuando ya eres cliente, la aprobaci\u00f3n es m\u00e1s f\u00e1cil, y cuando sucede, el cliente es libre de elegir entre seis fechas de vencimiento, adem\u00e1s de pagar una anualidad solo cuando se utiliza el l\u00edmite. cr\u00e9dito<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-btg-\"><strong>tarjeta BTG+<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero, el banco BTG Pactual fue fundado en 1983, con el objetivo de tener una cartera de clientes interesados en inversiones, adem\u00e1s de la gesti\u00f3n de activos y administraci\u00f3n de fondos de inversi\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Debido a este perfil, el banco BTG Pactual cre\u00f3 recientemente BTG+, para ingresar de una vez por todas al mercado de la banca digital y ofrecer una tarjeta de cr\u00e9dito con transacciones de aplicaci\u00f3n, tarifas bajas, pero sin perder su caracter\u00edstica de ser un banco de inversi\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, los clientes de la tarjeta BTG+ pueden invertir en un fondo de renta fija de su elecci\u00f3n, siempre y cuando autoricen descuentos de porcentajes m\u00ednimos por mes. En este sentido se cre\u00f3 Invest+, donde gastas con tu tarjeta de cr\u00e9dito y tienes parte del monto invertido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta funciona como monedero digital, y se puede registrar en Google Pay o Apple Pay para pagar suscripciones a streaming o apps, como iFood, Uber y Spotify, por ejemplo, es decir, tiene una cobertura internacional muy amplia. cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-bahamas-\"><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta Bahamas?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre as vantagens do cart\u00e3o. Fonte: Pexels.\"  id=\"33329\" src=\"https:\/\/ucarecdn.com\/2cff0af8-285e-40e1-96f2-52b59640c6c8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Obtenga m\u00e1s informaci\u00f3n sobre los beneficios de la tarjeta. Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Incluso si tiene una opci\u00f3n de tarjeta de cr\u00e9dito b\u00e1sica, Rede Bahamas tambi\u00e9n ofrece una tarjeta para empresas, plan dental, tarjeta de alimentos o combustible e incluso la posibilidad de acuerdos con empresas. Entonces, vea m\u00e1s ventajas a continuaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Tarifa anual cobrada solo cuando se usa el l\u00edmite;<\/li><li>Elija entre seis fechas para vencer la factura;<\/li><li>Instale compras sin intereses en cualquier tienda de Bahamas;<\/li><li>Disponer de 40 d\u00edas para pagar la factura, sin ning\u00fan tipo de inter\u00e9s;<\/li><li>Pregunte por internet incluso con puntaje bajo.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-btg-\"><strong>\u00bfCu\u00e1les son las ventajas de la tarjeta BTG+?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para que la tarjeta de cr\u00e9dito BTG+ sea \u00fatil, es necesario conocer en detalle sus ventajas y caracter\u00edsticas, como Invest+, donde el cliente opta por un fondo de inversi\u00f3n que solo crece con el uso de la tarjeta de cr\u00e9dito, por eso, vea m\u00e1s abajo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Renta fija, Bitcoin Fund y ESG Fund son las opciones de inversi\u00f3n;<\/li><li>La cantidad gastada a cr\u00e9dito es siempre de ganancia, sin vencimiento;<\/li><li>Invest+ considera los montos gastados en la tarjeta f\u00edsica y virtual;<\/li><li>Personaliza la tarjeta de cr\u00e9dito con tu color preferido;<\/li><li>Controle su CPF sin costo alguno.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-bahamas-\"><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta Bahamas?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"33334\" src=\"https:\/\/ucarecdn.com\/c124eb18-0a4d-4b8e-9106-3f961711e78f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, despu\u00e9s de todo, \u00bfcu\u00e1les son las desventajas? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mucho que tenga numerosas ventajas, la tarjeta Bahamas no es interesante para aquellos que no son clientes o que no tienen comercios cerca, ya que de esta forma solo se podr\u00e1 disfrutar de los beneficios de la bandera Elo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, pagar\u00e1s una anualidad independientemente de la opci\u00f3n elegida, ya sea para particulares o empresas, otro tema es el tipo de inter\u00e9s, que es muy elevado cuando tienes que pagar la factura a plazos, as\u00ed que trata de pagar a tiempo para no tener que pagar esta y otras tasas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-btg-\"><strong>\u00bfCu\u00e1les son las desventajas de la tarjeta BTG+?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De todos modos, algunas de las ventajas m\u00e1s interesantes son para opciones que requieren el pago de una anualidad y una alta inversi\u00f3n en el banco para poder acceder. La tarjeta Black, por ejemplo, cobra una tarifa anual de 12x de R$ 90.00, pero ofrece acceso a salas VIPS en aeropuertos y el reembolso m\u00e1s alto, con 1% de devoluci\u00f3n de gastos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin duda, independientemente de la opci\u00f3n, Invest+ es interesante, pero solo cuando hay movimiento en la cuenta o en la tarjeta de cr\u00e9dito, se env\u00eda el monto al fondo, es decir, el l\u00edmite de cr\u00e9dito o monto detenido no rinde. .<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-bahamas-ou-cart%C3%A3o-btg-qual-escolher-\"><strong>Tarjeta Bahamas o Tarjeta BTG+: \u00bfcu\u00e1l elegir?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero, despu\u00e9s de todo, \u00bfconseguiste elegir entre la tarjeta Bahamas o la tarjeta BTG+?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En resumen, si bien uno es ideal para compras nacionales, no requiere una puntuaci\u00f3n alta y tiene una bandera Elo. La otra es Mastercard, que incentiva la inversi\u00f3n y no cobra ninguna anualidad por la versi\u00f3n m\u00e1s b\u00e1sica, que se puede pedir en l\u00ednea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el consejo es elegir el que tenga m\u00e1s que ver con tu momento financiero y responder a la pregunta: \u00bfcu\u00e1l me conviene m\u00e1s en t\u00e9rminos de compras, pero tambi\u00e9n en relaci\u00f3n con la organizaci\u00f3n financiera?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, si la decisi\u00f3n a\u00fan es dif\u00edcil, qu\u00e9dese tranquilo, ya que nuestro equipo ha preparado otra comparaci\u00f3n con tarjetas de cr\u00e9dito para negativos, tarifas anuales bajas y compras internacionales, \u00a1as\u00ed que qu\u00e9dese con nosotros y consulte esta disputa!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1sFoYx\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-acesso-ou-cartao-blubank-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta de Acceso o Tarjeta Blubank?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9138ba47-539c-44ef-b57b-f4805c5f45af\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-acesso-ou-cartao-blubank-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta de Acceso o Tarjeta Blubank?\">\n            \u00bfTarjeta de Acceso o Tarjeta Blubank? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-acesso-ou-cartao-blubank-qual-o-melhor\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Decide entre la tarjeta Bahamas y la tarjeta BTG+, ambas con la posibilidad de pagar en cuotas las compras, bajas cuotas anuales y una solicitud para mover tu cuenta digital. Entonces echa un vistazo a nuestra comparaci\u00f3n.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1424,1254,179,835],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Bahamas ou Cart\u00e3o BTG+: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Bahamas ou cart\u00e3o BTG+, ambos com chance de parcelamento, baixa anuidade e conta digital. 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