{"id":28821,"date":"2021-09-02T12:00:00","date_gmt":"2021-09-02T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28821"},"modified":"2021-09-02T02:29:36","modified_gmt":"2021-09-02T02:29:36","slug":"emprestimo-agibank-ou-emprestimo-santander","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/emprestimo-agibank-ou-emprestimo-santander\/","title":{"rendered":"Pr\u00e9stamo Agibank o pr\u00e9stamo Santander: \u00bfcu\u00e1l es mejor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-agibank-x-santander-descubra-qual-escolher-\"><strong>Agibank x Santander: descubre cu\u00e1l elegir<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual empr\u00e9stimo \u00e9 melhor? Fonte: Pexels.\"  id=\"28823\" src=\"https:\/\/ucarecdn.com\/d1d5c9b4-5cc3-4c0d-93e0-98fe04e32122\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, despu\u00e9s de todo, \u00bfqu\u00e9 pr\u00e9stamo es mejor? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin duda, todos hemos fracasado en cumplir un sue\u00f1o o realizar una inversi\u00f3n por falta de dinero, \u00bfverdad? Por eso hoy te vamos a hablar de dos l\u00edneas de cr\u00e9dito de n\u00f3mina disponibles en el mercado para darte esa peque\u00f1a ayuda econ\u00f3mica: el pr\u00e9stamo Agibank o el pr\u00e9stamo Santander.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por tanto, si necesitas un pr\u00e9stamo pero no quieres sufrir tipos de inter\u00e9s abusivos, estas dos opciones pueden ser la soluci\u00f3n a tus problemas. \u00bfQuiere saber m\u00e1s? \u00a1Sigue leyendo y compru\u00e9balo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1RrTKJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo de Agibank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d1770301-3b16-4167-b762-95be0cc7bfc4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-agibank-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar el pr\u00e9stamo de Agibank\">\n            C\u00f3mo solicitar el pr\u00e9stamo de Agibank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1El pr\u00e9stamo de Agibank ofrece bajas tasas de inter\u00e9s y muchos otros beneficios! \u00a1Mira aqu\u00ed c\u00f3mo pedir el tuyo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d1770301-3b16-4167-b762-95be0cc7bfc4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar el pr\u00e9stamo de Agibank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>pr\u00e9stamo agibank<\/strong><\/td><td><strong>pr\u00e9stamo santander<\/strong><\/td><\/tr><tr><td><strong>renta minima<\/strong><\/td><td>No informado<\/td><td>No informado<\/td><\/tr><tr><td><strong>Tasa de inter\u00e9s<\/strong><\/td><td>Desde 1.2% por mes<\/td><td>Desde 1.07% al mes<\/td><\/tr><tr><td><strong>plazo para pagar<\/strong><\/td><td>Hasta 84 meses<\/td><td>Hasta 144 meses si eres cuentahabiente<\/td><\/tr><tr><td><strong>per\u00edodo de lanzamiento<\/strong><\/td><td>3 a 5 d\u00edas h\u00e1biles<\/td><td>No informado<\/td><\/tr><tr><td><strong>monto del pr\u00e9stamo<\/strong><\/td><td>Hasta R$10,000.00<\/td><td>Depende del an\u00e1lisis de ingresos<\/td><\/tr><tr><td><strong>\u00bfAceptas negativos?<\/strong><\/td><td>S\u00ed<\/td><td>S\u00ed<\/td><\/tr><tr><td><strong>Beneficios<\/strong><\/td><td>Bajo inter\u00e9s, flexibilidad de pago<\/td><td>Ofrece seguro en caso de desempleo, ofrece portabilidad<\/td><\/tr><\/tbody><\/table><figcaption>Entonces, \u00bfcu\u00e1les son las principales caracter\u00edsticas de los pr\u00e9stamos?<br><\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-agibank-\"><strong>pr\u00e9stamo agibank<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, o que \u00e9 o empr\u00e9stimo Agibank? Fonte: Agibank.\"  id=\"28824\" src=\"https:\/\/ucarecdn.com\/be2459ff-7264-4263-984c-6a5114fb3d8f\/-\/crop\/736x446\/57,195\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfqu\u00e9 es el pr\u00e9stamo de Agibank? Fuente: Agibank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seguro que vosotros que sois jubilados, pensionistas o funcionarios hab\u00e9is pensado en pedir un dinerito extra para ayudaros a final de mes. Ya sea para una reforma, un viaje o para saldar algunas deudas pendientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues pensando en ello, Agibank cre\u00f3 una l\u00ednea de cr\u00e9dito exclusiva para ti: el pr\u00e9stamo Agibank. En este sentido, el pr\u00e9stamo es 100% online y sin burocracia, as\u00ed como lo solicitas sin tener que moverte de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, fintech promete bajas tasas de inter\u00e9s y buena flexibilidad de pago tanto para cr\u00e9ditos de n\u00f3mina como para cr\u00e9ditos personales, y no consulta a Serasa. Es decir, tienes la l\u00ednea de cr\u00e9dito aunque seas negativo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, el pr\u00e9stamo de Agibank solo est\u00e1 disponible para personas que se ajusten a las categor\u00edas mencionadas anteriormente. Entonces, si este no es tu caso, debes consultar otras l\u00edneas de cr\u00e9dito disponibles en el mercado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-santander-\"><strong>pr\u00e9stamo santander<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, o que \u00e9 o empr\u00e9stimo Santander? Fonte: Santander.\"  id=\"28825\" src=\"https:\/\/ucarecdn.com\/f3fbb3ac-54b8-411c-a89f-90bc9a2f7c78\/-\/crop\/960x681\/0,109\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, al fin y al cabo, \u00bfqu\u00e9 es el pr\u00e9stamo Santander? Fuente: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero, Banco Santander es una de las instituciones financieras m\u00e1s conocidas del mundo. Fundada en 1857, tiene como objetivo ofrecer diversos servicios a sus clientes de una manera sencilla y eficiente, pensando siempre en la calidad en primer lugar.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por ello, Banco Santander cre\u00f3 el cr\u00e9dito n\u00f3mina Santander. Tipo de pr\u00e9stamo para beneficiarios del INSS y funcionarios. Adem\u00e1s, el cr\u00e9dito tambi\u00e9n est\u00e1 disponible para empleados privados, siempre que la empresa tenga un acuerdo con el banco.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, el banco ofrece tipos de inter\u00e9s bajos y buenas condiciones de pago con las cuotas descontadas directamente de la n\u00f3mina, es decir, no tienes que hacer colas ni preocuparte por tu l\u00edmite de cr\u00e9dito. Adem\u00e1s, la solicitud del pr\u00e9stamo Santander se puede realizar online, en sucursales bancarias o incluso a trav\u00e9s de la aplicaci\u00f3n del banco.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-agibank-\"><strong>\u00bfCu\u00e1les son las ventajas del pr\u00e9stamo Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, podemos destacar que el principal punto positivo del pr\u00e9stamo Agibank es que no consulta el SPC\/Serasa, por lo que es una gran opci\u00f3n si necesitas una l\u00ednea de cr\u00e9dito llena de beneficios, pero est\u00e1s negativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, Agibank ofrece un pr\u00e9stamo personal para quienes ya llegaron al l\u00edmite del margen del pr\u00e9stamo de n\u00f3mina, pero no obtuvieron el monto solicitado. Por lo tanto, obtienes un poco de dinero extra para pagar tus deudas o incluso irte de viaje. Pero, en este caso, las cuotas del cr\u00e9dito no se descuentan de la n\u00f3mina, ya que deber\u00e1s pagarlas en forma de boleta bancaria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el pr\u00e9stamo n\u00f3mina Agibank ha reducido los intereses de 1,2% al mes y facilita el pago del importe total en hasta 84 meses. Adem\u00e1s, es una instituci\u00f3n regulada por el Banco Central y tambi\u00e9n cuenta con sucursales f\u00edsicas por si tienes alguna duda o prefieres que te atiendan personalmente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-santander-\"><strong>\u00bfCu\u00e1les son las ventajas del pr\u00e9stamo Santander?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues bien, el pr\u00e9stamo n\u00f3mina Santander tiene varios beneficios exclusivos para quienes quieran solicitar esta l\u00ednea de cr\u00e9dito. En primer lugar, puedes aplicar aunque seas negativo, porque como la cuota del mes se descuenta directamente de la n\u00f3mina, el banco lo toma como garant\u00eda y no corres el riesgo de estar en mora.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el plazo de pago para los que tienen una cuenta bancaria es de hasta 144 meses y las tasas de inter\u00e9s comienzan en 1.07% por mes. Sin embargo, si no eres titular de una cuenta bancaria, \u00a1no hay problema! El pr\u00e9stamo n\u00f3mina Santander tambi\u00e9n se puede solicitar para aquellos que no tienen cuenta con ellos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Incluso si la empresa para la que trabajas es socia del banco Santander, puedes contratar un seguro de pr\u00e9stamo, que cubre hasta R$ 9.000 si pierdes involuntariamente tu trabajo. As\u00ed como tu pr\u00e9stamo queda amortizado en caso de accidente con invalidez permanente.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, Santander ofrece portabilidades con diferentes tasas si ya tienes un pr\u00e9stamo de n\u00f3mina en otro banco. En este sentido, tambi\u00e9n puedes pedir una refinanciaci\u00f3n de tu pr\u00e9stamo Santander y disponer de un mayor plazo para pagar tu deuda ante cualquier imprevisto.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-agibank-\"><strong>\u00bfCu\u00e1les son las desventajas del pr\u00e9stamo Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, hablemos de los aspectos negativos del pr\u00e9stamo de Agibank. Al principio, el pr\u00e9stamo personal es m\u00e1s restrictivo que en otras instituciones y las tasas de inter\u00e9s son m\u00e1s altas que el pr\u00e9stamo de n\u00f3mina. Adem\u00e1s, el n\u00famero de cuotas tambi\u00e9n es menor y se puede dividir en un m\u00e1ximo de 72 veces. Por eso, es importante analizar si esta l\u00ednea de cr\u00e9dito se ajusta a tu presupuesto.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el pr\u00e9stamo solo est\u00e1 disponible para jubilados, pensionados del INSS, personal militar o servidores p\u00fablicos. Entonces, si no eres parte de ninguna de estas categor\u00edas, lamentablemente esta l\u00ednea de cr\u00e9dito no es una opci\u00f3n.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-santander-\"><strong>\u00bfCu\u00e1les son las desventajas del pr\u00e9stamo Santander?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, todas las l\u00edneas de cr\u00e9dito tienen ventajas y desventajas, y el pr\u00e9stamo de n\u00f3mina Santander no es diferente. En primer lugar, solo puedes aplicar si eres beneficiario del INSS o un empleado de los sectores p\u00fablico y privado con una empresa socia del banco. Por lo tanto, si no encaja en ninguna de estas categor\u00edas, su propuesta no ser\u00e1 aceptada.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, el monto del pr\u00e9stamo y sus tasas de inter\u00e9s no est\u00e1n predefinidos y dependen del an\u00e1lisis crediticio. As\u00ed como si es un empleado privado, tambi\u00e9n debe esperar el an\u00e1lisis de recursos humanos de su empresa. Adem\u00e1s, el margen asignable es 30%, que es inferior a otras opciones del mercado.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, si quieres solicitar un pr\u00e9stamo n\u00f3mina Santander y no eres titular de una cuenta en el banco, solo puedes hacerlo a trav\u00e9s de la plataforma digital Ol\u00e9. En este sentido, los beneficios son menores. Es decir, mayores tasas de inter\u00e9s, adem\u00e1s de un menor plazo de pago y l\u00edmite reducido.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-agibank-ou-empr%C3%A9stimo-santander-qual-escolher-\"><strong>Pr\u00e9stamo Agibank o pr\u00e9stamo Santander: \u00bfcu\u00e1l elegir?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, ent\u00e3o, qual empr\u00e9stimo escolher? Fonte: Pexels.\"  id=\"28826\" src=\"https:\/\/ucarecdn.com\/6b195c80-86ed-431a-93a3-e2f8ea292804\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero entonces, \u00bfqu\u00e9 pr\u00e9stamo elegir? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, si necesitas una l\u00ednea de cr\u00e9dito y eres jubilado, pensionado o funcionario, el pr\u00e9stamo Agibank y el pr\u00e9stamo Santander son dos grandes opciones. Por lo tanto, ambos tienen beneficios \u00fanicos y buenas tasas de inter\u00e9s en comparaci\u00f3n con otros pr\u00e9stamos del mismo segmento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, antes de solicitar una l\u00ednea de cr\u00e9dito de n\u00f3mina, es importante analizar las ventajas y desventajas de cada una y revisar tu presupuesto mensual para ver si el valor de las cuotas te cabe en el bolsillo. Esto se debe a que los descuentos se realizan directamente en la n\u00f3mina, por lo que no es posible retrasar el d\u00e9bito.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, si a\u00fan no est\u00e1 seguro de si el pr\u00e9stamo Agibank o el pr\u00e9stamo Santander satisfacen sus necesidades financieras, \u00a1vea otra comparaci\u00f3n que hemos separado para usted en el contenido recomendado a continuaci\u00f3n!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ve4uz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-bom-pra-credito-ou-emprestimo-bmg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Buen pr\u00e9stamo para cr\u00e9dito o pr\u00e9stamo BMG\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1f81c3fe-2a73-4e3b-8ce0-ee0735d67cbb\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/emprestimo-bom-pra-credito-ou-emprestimo-bmg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Buen pr\u00e9stamo para cr\u00e9dito o pr\u00e9stamo BMG\">\n            Buen pr\u00e9stamo para cr\u00e9dito o pr\u00e9stamo BMG        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Aqu\u00ed encontrar\u00e1s todo sobre el pr\u00e9stamo Bom pra Cr\u00e9dito y el pr\u00e9stamo BMG. Para ello enumeramos las ventajas, desventajas y principales caracter\u00edsticas. \u00a1Verificar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/emprestimo-bom-pra-credito-ou-emprestimo-bmg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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