{"id":28673,"date":"2021-08-15T12:00:00","date_gmt":"2021-08-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28673"},"modified":"2021-08-14T19:58:28","modified_gmt":"2021-08-14T19:58:28","slug":"cartao-ourocard-universitario-ou-cartao-superdigital","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-ourocard-universitario-ou-cartao-superdigital\/","title":{"rendered":"Tarjeta Ourocard Universit\u00e1rio o Tarjeta Superdigital: \u00bfcu\u00e1l elegir?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-superdigital-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Superdigital: descubra cu\u00e1l elegir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital? Fonte: Pexels.\"  id=\"28674\" src=\"https:\/\/ucarecdn.com\/51ea33d7-cfb6-4286-9d56-353c7d139143\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfTarjeta Ourocard Universit\u00e1rio o tarjeta Superdigital? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si no te decides entre la tarjeta Ourocard Universit\u00e1rio o la tarjeta Superdigital, \u00a1podemos ayudarte!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoy vamos a comparar estos dos productos financieros y mostrarle los pros y los contras de cada uno. As\u00ed, podr\u00e1s elegir cu\u00e1l es la mejor opci\u00f3n para tu vida financiera con toda la informaci\u00f3n a mano.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, mientras la tarjeta Ourocard Universit\u00e1rio busca atender al p\u00fablico estudiantil, la tarjeta Superdigital es perfecta para quien quiere tener un mayor control sobre los gastos y las finanzas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, sigue leyendo para conocer m\u00e1s sobre cada tarjeta y tomar la mejor decisi\u00f3n de acuerdo a tus necesidades. \u00bfEntonces vamos alla?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-12KriN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio\">\n            C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La tarjeta Ourocard Universit\u00e1rio es una alternativa para estudiantes de pregrado. Renuncia a la prueba de ingresos y ofrece anualidad gratuita. \u00a1Mira c\u00f3mo hacer un pedido!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); 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this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/24fe0101-4e5f-46e7-93b4-8eedab60b458\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta de cr\u00e9dito Superdigital              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>superdigital<\/strong><\/td><\/tr><tr><td><strong>renta minima&nbsp;<\/strong><strong><\/strong><\/td><td>no requerido<\/td><td>no requerido<\/td><\/tr><tr><td><strong>Anualidad<\/strong><strong><\/strong><\/td><td>Sin anualidad<\/td><td>Sin anualidad<\/td><\/tr><tr><td><strong>Bandera<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><strong><\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios&nbsp;<\/strong><strong><\/strong><\/td><td>L\u00edmite preaprobado de R$ 1,500.00, Va de Visa<\/td><td>Mastercard Surpreenda, Santander Esfera<\/td><\/tr><\/tbody><\/table><figcaption>Pero, al fin y al cabo, \u00bfcu\u00e1les son sus principales caracter\u00edsticas?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Tarjeta Universitaria Ourocard<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues pensando en facilitar la vida de los estudiantes y ofrecerles m\u00e1s libertad financiera, el Banco do Brasil cre\u00f3 la tarjeta Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que, si est\u00e1s matriculado en un curso de grado superior y tienes entre 16 y 28 a\u00f1os, la tarjeta puede ser una gran opci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, el producto financiero tiene cobertura nacional e internacional para que puedas realizar compras en todo el mundo de forma muy pr\u00e1ctica y sin complicaciones. Adem\u00e1s, cuenta con la bandera Visa, una de las m\u00e1s reconocidas del mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra caracter\u00edstica de la tarjeta es que haces todo a trav\u00e9s de la aplicaci\u00f3n. De esta forma, es posible ordenar el producto y controlar tus finanzas directamente a trav\u00e9s de la aplicaci\u00f3n, que est\u00e1 disponible tanto para sistema Android como iOS. De esa forma, el d\u00eda a d\u00eda se vuelve mucho m\u00e1s f\u00e1cil, \u00bfno crees?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el Banco do Brasil entiende que muchos estudiantes todav\u00eda no tienen la oportunidad de trabajar mientras est\u00e1n en la educaci\u00f3n superior. Por tanto, no es necesario acreditar ingresos y la cuota anual de la tarjeta es gratuita. Por lo tanto, esta es una gran oportunidad para convertirte en el protagonista de tu vida financiera.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-superdigital\">Tarjeta superdigital<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La tarjeta Superdigital es una excelente opci\u00f3n para aquellos que quieren tener m\u00e1s control sobre sus finanzas. Eso es porque funciona en modo prepago y necesitas recargar antes de usarlo. As\u00ed, solo es posible gastar la cantidad disponible en el saldo y no tener que preocuparse por tener la cuenta en n\u00fameros rojos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, es emitido por Banco Santander, una de las instituciones m\u00e1s conocidas del mercado. As\u00ed, sabes que est\u00e1s contratando un producto fiable y de calidad para disfrutar de todas sus ventajas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra caracter\u00edstica de la tarjeta es que tiene cobertura internacional para que puedas realizar compras en Brasil y en el exterior, tanto en tiendas f\u00edsicas como online. Adem\u00e1s, su marca Mastercard es una de las m\u00e1s aceptadas a nivel mundial, con miles de tiendas acreditadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, tienes dos tipos de tarjeta: f\u00edsica y virtual. \u00a1As\u00ed tus compras se vuelven mucho m\u00e1s f\u00e1ciles y no te pierdes ninguna oferta! Adem\u00e1s, puedes sacar dinero de los cajeros autom\u00e1ticos de la red de Banco24Horas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">\u00bfCu\u00e1les son las ventajas de la tarjeta Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"29000\" src=\"https:\/\/ucarecdn.com\/9a83a52e-d593-43ba-ada3-8b70fa8d9d21\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfcu\u00e1les son sus ventajas? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin duda, la tarjeta Ourocard Universit\u00e1rio lleg\u00f3 para traer m\u00e1s autonom\u00eda a los estudiantes de ense\u00f1anza superior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, ya viene con un l\u00edmite preaprobado de R$ 1500,00 para que lo uses como prefieras. Pero no olvide hacer una planificaci\u00f3n financiera para evitar gastos innecesarios e incluso deudas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, tu bandera te permite participar en el programa Vai de Visa. De esta forma, podr\u00e1s beneficiarte de ofertas especiales en productos y servicios de establecimientos asociados, como Marisa, Decolar, Domino&#039;s \u00a1y muchos otros!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta es un producto moderno, que busca facilitar el d\u00eda a d\u00eda de sus usuarios. Por lo tanto, puede realizar compras utilizando la tecnolog\u00eda de pago sin contacto. Entonces, debe traer su pulsera o tarjeta Ourocard a la m\u00e1quina y la transacci\u00f3n est\u00e1 completa. Muy pr\u00e1ctico, \u00bfno? As\u00ed no tienes que introducir la contrase\u00f1a y el pago es mucho m\u00e1s seguro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, el Banco do Brasil sabe que la vida de un estudiante es muy agotadora. Para que puedas beneficiarte de ofertas y promociones exclusivas en eventos deportivos, culturales y de entretenimiento patrocinados por el banco. De esa manera, puedes divertirte cuando est\u00e1s libre e incluso pagar menos por ello.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-superdigital\">\u00bfCu\u00e1les son las ventajas de la tarjeta Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues como la tarjeta es emitida por Santander, tienes acceso a un programa exclusivo: Santander Esfera. \u00a1Con \u00e9l acumulas puntos y los canjeas por descuentos especiales en productos, servicios e incluso viajes!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, puedes participar en otro incre\u00edble programa de recompensas que ofrece la marca, Mastercard Surpreenda. As\u00ed, con cada compra realizada con tu tarjeta, recibes 1 punto para canjear por ofertas exclusivas en tiendas asociadas, como Outback, Asics, Arezzo y mucho m\u00e1s.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otro punto positivo del producto financiero es que puedes aplicar incluso si tienes un nombre sucio. Esto se debe a que no se consulta a los organismos de protecci\u00f3n del cr\u00e9dito. As\u00ed que esta es una gran oportunidad, \u00bfno?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, controlas el movimiento de tu cuenta digital a trav\u00e9s de la aplicaci\u00f3n. As\u00ed, es mucho m\u00e1s f\u00e1cil consultar el estado de cuenta, realizar pagos y transferencias y varias funciones m\u00e1s.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">\u00bfCu\u00e1les son las desventajas de la tarjeta Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"29005\" src=\"https:\/\/ucarecdn.com\/b829ea01-e125-4226-90a5-bec874a5b8fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, despu\u00e9s de todo, \u00bfcu\u00e1les son las desventajas de la tarjeta? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, como la tarjeta est\u00e1 dirigida a un p\u00fablico espec\u00edfico, uno de los puntos negativos es que no todos pueden solicitarla y disfrutar de los beneficios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, debe tener la edad requerida y estar estudiando en un nivel superior. Adem\u00e1s, si pierdes esta condici\u00f3n, el banco puede cambiar tu tipo de tarjeta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra desventaja es que la pulsera Ourocard para pagos de aproximaci\u00f3n cuesta R$ 40,00. As\u00ed que, aunque es una forma muy pr\u00e1ctica de comprar, debes analizar si la relaci\u00f3n calidad-precio merece la pena. Sin embargo, el producto es opcional y puedes usar la tecnolog\u00eda normalmente solo con tu tarjeta.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-superdigital\">\u00bfCu\u00e1les son las desventajas de la tarjeta Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que, aunque la funci\u00f3n prepago es una buena forma de controlar los gastos, puede acabar siendo un punto negativo, ya que las compras hay que hacerlas en efectivo. As\u00ed, no es la mejor opci\u00f3n para aquellos que quieran realizar compras a plazos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta tambi\u00e9n cobra algunas comisiones por determinadas operaciones. Por ejemplo, pagas R$ 5.90 por transferencias a otros bancos y R$ 6.40 por retiros nacionales en la red de Banco24Horas. Por tanto, estate atento a todas las condiciones de la tarjeta para que no te lleves sorpresas a la hora de utilizarla.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-superdigital-qual-escolher\">Tarjeta Ourocard Universit\u00e1rio o tarjeta Superdigital: \u00bfcu\u00e1l elegir?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora que conoce mejor los dos productos financieros, es m\u00e1s f\u00e1cil tomar una decisi\u00f3n, \u00bfno es as\u00ed? Entonces, \u00bftarjeta Ourocard Universit\u00e1rio o tarjeta Superdigital?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, ambos tienen cobertura internacional, pero cada uno tiene su propia bandera. Adem\u00e1s, aportan varios beneficios a sus clientes. Por eso, revisa los pros y los contras de las tarjetas para elegir la mejor opci\u00f3n para tus necesidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y si todav\u00eda tienes dudas sobre qu\u00e9 decisi\u00f3n tomar, \u00a1no te preocupes! Por eso, hicimos una comparativa exclusiva para que conozcas m\u00e1s a fondo dos tarjetas llenas de ventajas que hay en el mercado. As\u00ed que echa un vistazo a nuestro contenido recomendado a continuaci\u00f3n y aprende m\u00e1s.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZMNhvo\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Hipercard o tarjeta Pernambucanas?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/196f1c7d-8836-4f36-b40b-27c5687be7ba\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Hipercard o tarjeta Pernambucanas?\">\n            \u00bfTarjeta Hipercard o tarjeta Pernambucanas?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tarjeta Hipercard o tarjeta Pernambucanas: \u00bfsabes cu\u00e1l es la mejor opci\u00f3n? Ofrecen descuentos exclusivos y pueden servir a diferentes p\u00fablicos. \u00a1Compara aqu\u00ed!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Elija entre la tarjeta Ourocard Universit\u00e1rio o la tarjeta Superdigital para comprar en todo el mundo y disfrutar de descuentos especiales en las tiendas asociadas. \u00a1Verificar!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1423,486,425,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Superdigital: qual escolher? 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