{"id":28445,"date":"2021-08-13T23:00:00","date_gmt":"2021-08-13T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28445"},"modified":"2021-08-13T21:11:35","modified_gmt":"2021-08-13T21:11:35","slug":"cartao-ourocard-universitario-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-ourocard-universitario-ou-cartao-magalu\/","title":{"rendered":"Tarjeta Ourocard Universit\u00e1rio o Tarjeta Magalu: \u00bfcu\u00e1l elegir?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-magalu-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Magalu: descubre cu\u00e1l elegir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Magalu? Fonte: Unsplash.\"  id=\"28447\" src=\"https:\/\/ucarecdn.com\/e11f6231-f90f-47a0-b329-e918341380e8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfTarjeta Ourocard Universit\u00e1rio o tarjeta Magalu? Fuente: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfTiene dudas entre la tarjeta Ourocard Universit\u00e1rio o la tarjeta Magalu? Entonces, \u00a1no hay necesidad de preocuparse m\u00e1s! Hoy, le contaremos m\u00e1s sobre estos dos incre\u00edbles productos financieros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, ambas tarjetas cuentan con cobertura internacional y la bandera Visa para que puedas realizar compras en Brasil y en todo el mundo de forma sencilla y sin complicaciones.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, la tarjeta Magalu ofrece varias ofertas exclusivas en sus tiendas, mientras que la Ourocard Universit\u00e1rio ya viene con un l\u00edmite preaprobado de R$ 1.500,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que, si quieres saber a\u00fan m\u00e1s sobre estos dos productos financieros, consulta la tabla exclusiva que hemos preparado con las principales caracter\u00edsticas de cada uno.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y sigue leyendo para conocer sus ventajas y desventajas, as\u00ed como para descubrir cu\u00e1l se adapta mejor a tus necesidades financieras. \u00bfVamos all\u00e1?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-16T4zY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio\">\n            C\u00f3mo solicitar una tarjeta Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La tarjeta Ourocard Universit\u00e1rio es una alternativa para estudiantes de pregrado. 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la Tarjeta Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>Magal\u00fa<\/strong><\/td><\/tr><tr><td><strong>renta minima&nbsp;<\/strong><strong><\/strong><\/td><td>no requerido<\/td><td>R$ 800.00<\/td><\/tr><tr><td><strong>Anualidad<\/strong><strong><\/strong><\/td><td>Sin anualidad<\/td><td>Sin anualidad<\/td><\/tr><tr><td><strong>Bandera<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Techo<\/strong><strong><\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios&nbsp;<\/strong><strong><\/strong><\/td><td>L\u00edmite preaprobado de R$ 1,500.00, sin comprobante de ingresos<\/td><td>Descuentos y ofertas exclusivas en Magalu, programa cashback<\/td><\/tr><\/tbody><\/table><figcaption>Pero, al fin y al cabo, \u00bfcu\u00e1les son sus principales caracter\u00edsticas?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Tarjeta Universitaria Ourocard<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, el Banco do Brasil lanz\u00f3 la tarjeta Ourocard Universit\u00e1rio para atender a estudiantes de educaci\u00f3n superior que buscan libertad financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, si tienes entre 16 y 28 a\u00f1os y est\u00e1s estudiando un nivel superior, la tarjeta puede ser una buena opci\u00f3n para tu vida financiera. No obstante, si eres menor de 18 a\u00f1os, necesitar\u00e1s la autorizaci\u00f3n de tu tutor legal para solicitar la tarjeta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta cuenta con cobertura internacional y la bandera Visa, una de las m\u00e1s reconocidas a nivel mundial. De esta forma, puedes comprar en el pa\u00eds y en el extranjero y tambi\u00e9n disfrutar de los beneficios de la marca, como el programa Vai de Visa, que ofrece descuentos especiales en servicios y tiendas asociadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta ofrece otra caracter\u00edstica muy interesante, dise\u00f1ada especialmente para su audiencia. Entonces, como muchos estudiantes a\u00fan no trabajan debido a sus estudios, \u00a1no necesita demostrar ingresos o pagar una cuota de anualidad! Esta es una gran oportunidad para convertirte en el protagonista de tu vida financiera, \u00bfno es as\u00ed?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">tarjeta magal\u00fa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues bien, la cadena de tiendas Magazine Luiza lanz\u00f3 la tarjeta Magalu para facilitar la vida a sus clientes y ofrecer diversos beneficios y descuentos exclusivos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, la tarjeta puede ser la opci\u00f3n ideal para quien quiere comprar en Brasil y en el exterior, ya que tiene cobertura internacional. Adem\u00e1s, \u00a1puedes seguir us\u00e1ndolo tanto en tiendas f\u00edsicas como online para no perderte ninguna oferta!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra de las caracter\u00edsticas de la tarjeta es su bandera Visa, que es aceptada en miles de establecimientos alrededor del mundo, adem\u00e1s de ofrecer el programa Vai de Visa a sus usuarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta es moderna y trae muchas facilidades. As\u00ed, controlas tus finanzas a trav\u00e9s de la app y haces todas las operaciones con solo unos toques. De esta forma, podr\u00e1s seguir la factura y consultar el l\u00edmite de la tarjeta, adem\u00e1s de realizar transferencias y pagos de forma r\u00e1pida y sencilla.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">\u00bfCu\u00e1les son las ventajas de la tarjeta Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28755\" src=\"https:\/\/ucarecdn.com\/10164468-06a6-4e77-ac08-911dc2720697\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfcu\u00e1les son sus ventajas? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, una de las ventajas de la tarjeta es que ya viene con un l\u00edmite preaprobado de R$ 1,500.00 para que la uses de acuerdo a tus necesidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, obtiene descuentos exclusivos y aprovecha promociones en eventos de entretenimiento, deportivos y culturales patrocinados por el Banco do Brasil. \u00a1As\u00ed que adem\u00e1s de estudiar, tambi\u00e9n puedes relajarte y divertirte pagando menos!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otro punto positivo es que no necesita tener una cuenta en el Banco do Brasil para solicitar su tarjeta. As\u00ed, podr\u00e1s disfrutar de un producto de calidad, pero sin preocuparte por abrir una cuenta, si eres titular de una cuenta en otra instituci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta es moderna y pr\u00e1ctica. As\u00ed, finalizas tus compras con d\u00e9bito o cr\u00e9dito con la tecnolog\u00eda de pago de acercamiento utilizando tu tarjeta o pulsera Ourocard.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">\u00bfCu\u00e1les son las ventajas de la tarjeta Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Magazine Luiza.\"  id=\"28449\" src=\"https:\/\/ucarecdn.com\/3f04767f-0274-4571-82bd-47e5f59ddea1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfcu\u00e1les son sus ventajas? Fuente: Revista Luisa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, uno de los puntos positivos de la tarjeta es que ofrece un programa exclusivo de reembolso para los clientes de Magazine Luiza. As\u00ed, al realizar compras a trav\u00e9s de la app, web o tienda f\u00edsica, te devuelven 2% del valor. Entonces, despu\u00e9s de comprar, el dinero est\u00e1 disponible en su billetera digital MagaluPay dentro de los 20 d\u00edas. Incre\u00edble, \u00bfno?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, puedes aprovechar varios descuentos en Magazine Luiza que son exclusivos para quienes realizan compras con la tarjeta Magalu. Y tambi\u00e9n puedes pagar tus compras hasta en 24 cuotas en tiendas y en la web.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra de las ventajas de la tarjeta es que no cobra cuota anual. De esa manera, ahorras un poco de dinero y no tienes que preocuparte por este tipo de tarifa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, ofrece tecnolog\u00eda de pago de aproximaci\u00f3n. Entonces, para realizar sus compras, debe acercar la tarjeta a la m\u00e1quina y la transacci\u00f3n est\u00e1 completa. Una forma mucho m\u00e1s sencilla y segura, ya que no necesitas usar la contrase\u00f1a en las tiendas f\u00edsicas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, ahora que conoces mejor los beneficios de cada tarjeta, \u00bfqu\u00e9 tal conocer tambi\u00e9n sus puntos negativos? As\u00ed, es posible tomar la mejor decisi\u00f3n para su vida financiera con toda la informaci\u00f3n necesaria.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">\u00bfCu\u00e1les son las desventajas de la tarjeta Ourocard Universit\u00e1rio?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, la tarjeta Ourocard Universit\u00e1rio tiene un p\u00fablico espec\u00edfico y es necesario cumplir con las condiciones establecidas por el banco. Por tanto, debes tener entre 16 y 28 a\u00f1os y estar matriculado en un curso de grado superior para poder solicitar tu tarjeta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, si deja de ser parte de este grupo, el Banco do Brasil puede cambiar la modalidad de su tarjeta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra desventaja es que hay una tarifa de R$ 40.00 al comprar la pulsera Ourocard para realizar pagos sin contacto. Pero vale la pena se\u00f1alar que la pulsera es opcional y puedes usar la tecnolog\u00eda usando solo tu tarjeta.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">\u00bfCu\u00e1les son las desventajas de la tarjeta Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, uno de los puntos negativos es que muchos de los beneficios que ofrece la tarjeta est\u00e1n dirigidos a los clientes de Magazine Luiza. Por lo tanto, si no compras en la tienda a menudo, no aprovechar\u00e1s muchos de sus descuentos exclusivos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, debe acreditar un ingreso m\u00ednimo de R$ 800.00 para solicitar la tarjeta. Por lo que, si no cumples con esta condici\u00f3n, es posible que la tarjeta no sea aprobada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-magalu-qual-escolher\">Tarjeta Ourocard Universit\u00e1rio o Tarjeta Magalu: \u00bfcu\u00e1l elegir?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora que conoces los pros y los contras de cada tarjeta, \u00bfsabes cu\u00e1l es la mejor opci\u00f3n para ti? \u00bfTarjeta Ourocard Universit\u00e1rio o tarjeta Magalu?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, las dos opciones son bastante interesantes, ya que no cobran anualidad y ofrecen varias facilidades para tu d\u00eda a d\u00eda, como el pago por aproximaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, la tarjeta Ourocard Universit\u00e1rio est\u00e1 enfocada a estudiantes de educaci\u00f3n superior, mientras que Magalu ofrece varias promociones para quienes son clientes frecuentes de sus tiendas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, t\u00f3mese su tiempo para analizar cada tarjeta para tomar la mejor decisi\u00f3n para sus necesidades financieras actuales. Adem\u00e1s, consulta todas las condiciones de contrataci\u00f3n antes de contratar tu producto financiero para no llevarte sorpresas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero si has llegado hasta aqu\u00ed y a\u00fan no est\u00e1s seguro de cu\u00e1l elegir, \u00a1no te preocupes! Por lo tanto, lea nuestro contenido recomendado a continuaci\u00f3n para conocer otras dos opciones de tarjetas sorprendentes disponibles en el mercado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2r758i\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta PagBank o Tarjeta Ne\u00f3n?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/edeb3b7f-66c2-4794-94ca-98050550c2e7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta PagBank o Tarjeta Ne\u00f3n?\">\n            \u00bfTarjeta PagBank o Tarjeta Ne\u00f3n?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Sea la tarjeta Pagbank o la tarjeta Neon, \u00a1ambas buscan ofrecer servicios de calidad y tener la marca Mastercard! \u00a1Verificar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ya sea la tarjeta Ourocard Universit\u00e1rio o la tarjeta Magalu, ambas tienen anualidad CERO, marca Visa y cobertura internacional. Sin embargo, tienen diferentes ventajas y desventajas. Entonces, lee esta publicaci\u00f3n y compara.<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[431,458,1423,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Magalu: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Magalu, ambos t\u00eam anuidade ZERO e cobertura internacional. 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