{"id":27631,"date":"2021-08-08T12:00:00","date_gmt":"2021-08-08T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=27631"},"modified":"2021-10-01T12:42:53","modified_gmt":"2021-10-01T12:42:53","slug":"cartao-mercado-pago-ou-cartao-superdigital","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-ou-cartao-superdigital\/","title":{"rendered":"Tarjeta Mercado Pago o Tarjeta Superdigital: \u00bfcu\u00e1l elegir?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-mercado-pago-x-superdigital-descubra-qual-escolher\">Mercado Pago vs Superdigital: descubre cu\u00e1l elegir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago ou Cart\u00e3o Superdigital? Fonte: Pexels.\"  id=\"27910\" src=\"https:\/\/ucarecdn.com\/05b4a511-581a-4b12-bd30-1a81aac3b76a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfTarjeta Mercado Pago o Tarjeta Superdigital? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ya sea la tarjeta Mercado Pago o la tarjeta Superdigital, ambas brindan incre\u00edbles beneficios a tus clientes. Por eso hoy vamos a comparar los dos productos financieros para que elijas cu\u00e1l se adapta mejor a tus necesidades financieras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, ambas opciones tienen cobertura internacional para que puedas comprar en todo el mundo de una forma mucho m\u00e1s pr\u00e1ctica y segura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, Mercado Pago tiene la marca Visa, mientras que Superdigital tiene la marca Mastercard. As\u00ed, podr\u00e1s disfrutar de los beneficios de cada uno seg\u00fan tu elecci\u00f3n, como los programas Vai de Visa y Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que hablemos de los pros y los contras de cada uno para que tengas toda la informaci\u00f3n a mano a la hora de tomar tu decisi\u00f3n. \u00a1As\u00ed que sigue leyendo y no te pierdas esta incre\u00edble oportunidad!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1uNJ5R\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de Mercado Pago\">\n            C\u00f3mo solicitar la tarjeta de Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ent\u00e9rate c\u00f3mo solicitar la tarjeta Mercado Pago sin cuota anual, con aprobaci\u00f3n inmediata y cuotas sin inter\u00e9s de hasta 18 compras. \u00a1Verificar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta de Mercado Pago              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-10dOxU\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de cr\u00e9dito Superdigital\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/24fe0101-4e5f-46e7-93b4-8eedab60b458\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo solicitar la tarjeta de cr\u00e9dito Superdigital\">\n            C\u00f3mo solicitar la tarjeta de cr\u00e9dito Superdigital        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Si buscas una tarjeta con cuenta digital que acepte pagos negativos, la tarjeta Superdigital puede ser ideal. \u00a1Mira c\u00f3mo pedir el tuyo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/24fe0101-4e5f-46e7-93b4-8eedab60b458\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo solicitar la tarjeta de cr\u00e9dito Superdigital              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>mercado pago<\/strong><strong><\/strong><\/td><td><strong>superdigital<\/strong><strong><\/strong><\/td><\/tr><tr><td><strong>renta minima&nbsp;<\/strong><strong><\/strong><\/td><td>Bajo pedido<\/td><td>no requerido<\/td><\/tr><tr><td><strong>Anualidad<\/strong><strong><\/strong><\/td><td>Sin anualidad<\/td><td>Sin anualidad<\/td><\/tr><tr><td><strong>Bandera<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>tarjeta MasterCard<\/td><\/tr><tr><td><strong>Techo<\/strong><strong><\/strong><\/td><td>Internacional<\/td><td>Internacional<\/td><\/tr><tr><td><strong>Beneficios&nbsp;<\/strong><strong><\/strong><\/td><td>Ac\u00e9rquese al pago, Vaya por Visa<\/td><td>Mastercard Surpreenda, Santander Esfera<\/td><\/tr><\/tbody><\/table><figcaption>Pero, al fin y al cabo, \u00bfcu\u00e1l es la mejor carta?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-mercado-pago\"><br>Tarjeta Mercado Pago<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como o cart\u00e3o funciona? Fonte: Mercado Pago.\"  id=\"27632\" src=\"https:\/\/ucarecdn.com\/3bdfe462-8794-4bf3-853f-d4b2e0c7ce9e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, al fin y al cabo, \u00bfc\u00f3mo funciona la tarjeta? Fuente: Mercado Pago.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, la tarjeta de Mercado Pago es una gran opci\u00f3n si buscas m\u00e1s practicidad en tu d\u00eda a d\u00eda. Eso es porque controlas tus finanzas a trav\u00e9s de la cuenta digital y a\u00fan puedes usar la tarjeta f\u00edsica o virtual para hacer compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, su cobertura internacional te permite comprar en tiendas f\u00edsicas y virtuales de todo el mundo de forma sencilla y pr\u00e1ctica. Adem\u00e1s, la tarjeta cuenta con funciones de d\u00e9bito y cr\u00e9dito para que realices compras en efectivo o en cuotas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero si buscas tecnolog\u00eda y modernidad en una tarjeta, \u00a1Mercado Pago tambi\u00e9n es ideal! Con \u00e9l, realizas compras por aproximaci\u00f3n de una forma mucho m\u00e1s segura. Para ello, basta con acercar la tarjeta, el m\u00f3vil o el reloj inteligente a la m\u00e1quina y se paga la compra sin necesidad de introducir la contrase\u00f1a. Incre\u00edble, \u00bfno?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, con tu cuenta digital puedes retirar dinero de los cajeros autom\u00e1ticos de la red de Banco24Horas usando solo tu celular. \u00a1Para que puedas retirar en cualquier momento del d\u00eda y en todo Brasil!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-superdigital\">Tarjeta superdigital<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas caracter\u00edsticas? Fonte: Superdigital.\"  id=\"27636\" src=\"https:\/\/ucarecdn.com\/45f8cd13-e1d6-461f-830f-670a97cda8ed\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfcu\u00e1les son sus caracter\u00edsticas? Fuente: Superdigital.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, una caracter\u00edstica muy interesante es que la tarjeta es emitida por el Banco Santander, que es una instituci\u00f3n muy relevante en el mercado financiero. As\u00ed, al adquirir su producto, puede estar seguro de que est\u00e1 contratando un servicio confiable y de calidad.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta Superdigital funciona en modalidad prepago. Esto significa que debe recargar su cuenta antes de usarla. De esa manera, es mucho m\u00e1s f\u00e1cil controlar las finanzas, porque no corres el riesgo de gastar m\u00e1s de lo que tienes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la cobertura internacional y la marca Mastercard tambi\u00e9n son puntos interesantes de la tarjeta. As\u00ed, la tarjeta es aceptada en miles de establecimientos de todo el mundo y a\u00fan puedes participar en el programa de recompensas Mastercard Sorpresa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por \u00faltimo, tambi\u00e9n tienes la tarjeta f\u00edsica y virtual para que puedas comprar en tiendas f\u00edsicas y online, adem\u00e1s de poder realizar retiros en la red de Banco24Horas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, ahora que sabes un poco sobre ambas tarjetas, \u00bfqu\u00e9 tal si aprendes m\u00e1s sobre sus ventajas y desventajas? Entonces, podr\u00e1 elegir cu\u00e1l se adapta mejor a su vida financiera, \u00bfverdad?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-mercado-pago\">\u00bfCu\u00e1les son las ventajas de la tarjeta de Mercado Pago?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues Mercado Pago trae varios beneficios a sus clientes, adem\u00e1s de ser una tarjeta moderna e interesante.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, podr\u00e1s aprovechar la tecnolog\u00eda de pago de proximidad para realizar tus compras de una forma mucho m\u00e1s segura y sencilla, ya que no utiliza contrase\u00f1a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, otra ventaja muy interesante es que no hay cuota anual y la cuenta digital es gratuita. De esa manera, no tienes que preocuparte por esos cargos extra que suelen cobrar muchas tarjetas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la tarjeta tiene la bandera Visa. As\u00ed, podr\u00e1s utilizarlo en miles de establecimientos acreditados en todo el mundo, adem\u00e1s de disfrutar de los beneficios de la marca, como el programa Vai de Visa. \u00a1Con \u00e9l, obtienes descuentos exclusivos en varias tiendas asociadas, como Renner, Magazine Luiza, Cocoa Show y mucho m\u00e1s!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, puede utilizar Pix para realizar transferencias y pagos en cualquier momento, incluidos los fines de semana, \u00a1sin pagar nada por ello! Por no hablar de las transferencias TED, que son gratuitas e ilimitadas para cualquier banco.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-superdigital\">\u00bfCu\u00e1les son las ventajas de la tarjeta Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin duda, Superdigital aporta muchas ventajas a sus usuarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, tu marca Mastercard te permite participar en el programa de recompensas Mastercard Surpreenda. Con ella, con cada compra realizada con la tarjeta, ganas un punto. As\u00ed acumulas puntos y los puedes canjear por productos exclusivos y descuentos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, al ser la tarjeta emitida por Banco Santander, tambi\u00e9n tienes acceso al programa Santander Esfera, en el que recibes descuentos y ofertas en m\u00e1s de 300 establecimientos colaboradores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, es una buena opci\u00f3n para los que tienen un nombre sucio, ya que las restricciones no se consultan en SPC ni en Serasa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, un punto positivo m\u00e1s es que puede controlar sus finanzas a trav\u00e9s de la aplicaci\u00f3n y realizar todas las funciones con solo unos pocos toques. \u00a1As\u00ed, se hizo mucho m\u00e1s f\u00e1cil pagar facturas, hacer transferencias, consultar el estado de cuenta y mucho m\u00e1s!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago\">\u00bfCu\u00e1les son las desventajas de la tarjeta de Mercado Pago?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, una de las desventajas de la tarjeta es su l\u00edmite de cr\u00e9dito. Esto se debe a que el valor se establece en base a un an\u00e1lisis del perfil del cliente, que toma en cuenta el puntaje crediticio e incluso las transacciones que realiza la app de la empresa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que, dependiendo de la valoraci\u00f3n que hagan de tu perfil, puede que no consigas un l\u00edmite tan alto como esperas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, aunque la cuenta digital sea gratuita y no pagues por realizar transferencias, existe una peque\u00f1a comisi\u00f3n por realizar retiros en la red de Banco24Horas por un monto de R$ 5.90.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que, aunque no es un valor muy elevado, es importante conocer todas las condiciones de la tarjeta para no llevarte sorpresas a la hora de utilizarla.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-superdigital\">\u00bfCu\u00e1les son las desventajas de la tarjeta Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues uno de los puntos negativos de la tarjeta es el hecho de que es prepago. As\u00ed que, aunque es una funci\u00f3n interesante para aquellos que quieran tener un mayor control sobre sus finanzas, puede que no sea la m\u00e1s adecuada para aquellos que quieran pagar sus compras a plazos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, algunos servicios de la tarjeta cobran comisiones, por lo que es necesario que est\u00e9s al tanto y conozcas todas sus condiciones para no llevarte una sorpresa al utilizarla. Por ejemplo, la transferencia a otros bancos es R$ 5,90 y la tarifa de emisi\u00f3n del boleto es R$ 2,90.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-mercado-pago-ou-cart%C3%A3o-superdigital-qual-escolher\">Tarjeta Mercado Pago o Tarjeta Superdigital: \u00bfcu\u00e1l elegir?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, ahora que conoces mejor las dos opciones, \u00bfcu\u00e1l te pareci\u00f3 m\u00e1s interesante: la tarjeta de Mercado Pago o la tarjeta Superdigital?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que compara con calma todas las condiciones y caracter\u00edsticas de cada uno para que puedas decidir cu\u00e1l es la mejor opci\u00f3n para tus necesidades financieras actuales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y si todav\u00eda tienes dudas sobre cu\u00e1l elegir, \u00a1no te preocupes! \u00a1Vea nuestro contenido recomendado a continuaci\u00f3n y descubra m\u00e1s opciones de tarjetas interesantes disponibles en el mercado!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-io7XB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Saraiva o Tarjeta Pan?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/69c686dd-e5ce-4ea4-b43d-1f8310ce61cd\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/cartao-saraiva-ou-cartao-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfTarjeta Saraiva o Tarjeta Pan?\">\n            \u00bfTarjeta Saraiva o Tarjeta Pan? 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