{"id":22573,"date":"2021-05-21T10:15:00","date_gmt":"2021-05-21T10:15:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=22573"},"modified":"2021-05-21T00:29:59","modified_gmt":"2021-05-21T00:29:59","slug":"cuidados-cartao-de-credito-para-negativados","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/cuidados-cartao-de-credito-para-negativados\/","title":{"rendered":"Soy negativo: \u00bfqu\u00e9 precauciones debo tomar con mi tarjeta de cr\u00e9dito?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-quais-cuidados-devemos-ter-ao-usar-o-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>\u00bfQu\u00e9 precauciones debemos tomar al usar una tarjeta de cr\u00e9dito?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Foregon\"  id=\"22574\" src=\"https:\/\/ucarecdn.com\/2e27a3c8-1309-44e4-a3db-680f655b6bb7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Soy negativo: \u00bfqu\u00e9 precauciones debo tomar con mi tarjeta de cr\u00e9dito? Imagen: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, la tarjeta de cr\u00e9dito es una de las fuentes de cr\u00e9dito m\u00e1s utilizadas en Brasil. Eso es porque, adem\u00e1s de ser una forma pr\u00e1ctica y segura de realizar pagos, tambi\u00e9n trae otras ventajas, pero, adem\u00e1s de los pros, \u00a1tambi\u00e9n hay contras como las tasas de inter\u00e9s! Entonces, \u00bfqu\u00e9 cuidado debes tener con tu tarjeta de cr\u00e9dito para los negativos?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, vamos a mostrarte qu\u00e9 precauciones debes tomar con tu tarjeta de cr\u00e9dito para no caer en las trampas que presentan, como pagar a plazos compras con altas tasas de inter\u00e9s \u00a1e incluso un l\u00edmite de factura alto! \u00a1Entonces sigue leyendo!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-quais-cuidados-devemos-ter-ao-usar-o-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>\u00bfQu\u00e9 precauciones debemos tomar al usar una tarjeta de cr\u00e9dito?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Ag\u00eancia Brasil EBC\"  id=\"22575\" src=\"https:\/\/ucarecdn.com\/54e56852-646a-4c00-9464-3ff8f1cc9baf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Soy negativo: \u00bfqu\u00e9 precauciones debo tomar con mi tarjeta de cr\u00e9dito? Imagen: Agencia Brasil EBC<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, la tarjeta de cr\u00e9dito para negativos puede ser una gran manera de poder hacer compras en cuotas y a\u00fan as\u00ed tener acceso a diferentes productos y servicios, como en sitios en l\u00ednea y en tiendas f\u00edsicas. \u00a1En esto, el n\u00famero de oportunidades de compra tambi\u00e9n aumenta!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, la tarjeta tambi\u00e9n es una herramienta que genera un gran dolor de cabeza si no sabes c\u00f3mo usarla. Esto se debe a que las tasas de inter\u00e9s de las tarjetas de cr\u00e9dito suelen ser muy altas y lo que sol\u00eda ser ventajoso puede complicar a\u00fan m\u00e1s el nombre.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, \u00a1aqu\u00ed hay algunos consejos para que uses tu tarjeta de cr\u00e9dito de la manera correcta y sin tener que preocuparte tanto! \u00a1Verificar!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1XtI1S\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Soy negativo: c\u00f3mo elegir una tarjeta de cr\u00e9dito\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5c8b7f07-6733-4f61-8192-357f690d4971\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/estou-negativado-como-escolher-um-cartao-de-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Soy negativo: c\u00f3mo elegir una tarjeta de cr\u00e9dito\">\n            Soy negativo: c\u00f3mo elegir una tarjeta de cr\u00e9dito        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Soy negativo: \u00bfes posible elegir una tarjeta de cr\u00e9dito incluso con un nombre sucio? \u00a1Tomemos esta y otras preguntas hoy en Senhor Panda!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5c8b7f07-6733-4f61-8192-357f690d4971\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Soy negativo: c\u00f3mo elegir una tarjeta de cr\u00e9dito              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-analisar-as-taxas-e-tarifas-do-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Revise las tarifas y los cargos de la tarjeta de cr\u00e9dito<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al principio, el primer consejo es que analices las tarifas y los cargos de tu tarjeta de cr\u00e9dito. Eso es porque, independientemente de la tarjeta de cr\u00e9dito, en la gran mayor\u00eda de ellas, las tasas suelen ser muy altas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, a la hora de elegir una tarjeta de cr\u00e9dito, presta atenci\u00f3n a las cuotas anuales y a las cuotas de compra. \u00a1Hay tarjetas que no cobran anualidad y hay tarjetas que cobran, pero ofrecen propuestas para resetear la anualidad mientras se usa la tarjeta!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es decir, hacer un an\u00e1lisis de las comisiones y tarifas de cada tarjeta. \u00a1Es importante mencionar que los bancos digitales suelen cobrar tarifas m\u00e1s econ\u00f3micas que los bancos convencionales! \u00a1As\u00ed que b\u00fascalos todos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-n%C3%A3o-gastar-mais-do-que-o-limite-de-cr%C3%A9dito-\"><strong>No gastes m\u00e1s de tu l\u00edmite de cr\u00e9dito<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otro consejo de tarjeta de cr\u00e9dito para los negativos es no gastar m\u00e1s de su l\u00edmite de cr\u00e9dito. Esto se debe a que, cuando esto sucede, tambi\u00e9n se cobran altas tasas de inter\u00e9s. En algunos casos, los bancos pueden eximir de estas comisiones, inf\u00f3rmate con tu banco de c\u00f3mo funciona en caso de extrapolar el l\u00edmite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, lo ideal es que el l\u00edmite nunca supere los 50% de tus ingresos, pero si superas esta cantidad, \u00a1evita hacer compras recurrentes con la tarjeta para conservar el l\u00edmite!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-evitar-parcelamentos-longos-\"><strong>Evita cuotas largas<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Computerworld\"  id=\"22576\" src=\"https:\/\/ucarecdn.com\/5d8480b7-59f8-4ae4-8f4c-feb312e2c015\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Soy negativo: \u00bfqu\u00e9 precauciones debo tomar con mi tarjeta de cr\u00e9dito? Imagen: Computerworld<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, tambi\u00e9n es importante evitar largas cuotas de tarjetas de cr\u00e9dito por negativos. Por eso, entran en acci\u00f3n los intereses del revolvente, IOF y multas por las cuotas. Por lo tanto, tenga mucho cuidado al elegir las cuotas de compra, \u00a1busque siempre la menor cantidad de cuotas!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-pagar-o-total-da-fatura-\"><strong>Pagar la factura en su totalidad<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este consejo tambi\u00e9n recomendamos prestar atenci\u00f3n al pago con tarjeta. Esto se debe a que en cada factura se puede pagar el monto m\u00ednimo de la tarjeta, pero los impagos se incrementan por intereses, IOF y recargos, debiendo ser pagados en los meses siguientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, la sugerencia es que se pague el total de la factura, incluso si est\u00e1 teniendo un mal mes. Nuevamente, entramos en la punta de tener un l\u00edmite de 50% de sus ingresos y gastar solo lo que necesita, \u00a1para que las facturas no sean extremadamente caras!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-tenha-apenas-um-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Tener solo una tarjeta de cr\u00e9dito<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1Evita tarjetas adicionales! Este consejo puede ser un poco m\u00e1s dif\u00edcil, especialmente para las personas casadas o con hijos que buscan tarjetas adicionales para su c\u00f3nyuge o hijo. Pero, esto es un riesgo para las finanzas, que puede convertirse en una verdadera cat\u00e1strofe financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, se recomienda que tenga la menor cantidad de tarjetas posible para poder pagar todas las facturas y tarifas. Por lo tanto, si quieres tener una tarjeta de cr\u00e9dito para negativos, \u00a1solo ten una!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-cuidado-com-fraudes-no-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Cuidado con el fraude con tarjetas de cr\u00e9dito<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para cerrar nuestros consejos de tarjetas de cr\u00e9dito por negativos, el \u00faltimo y tan importante como los dem\u00e1s es tener cuidado con el fraude de tarjetas de cr\u00e9dito. Esto se debe a que el n\u00famero de personas que sufren estafas con tarjetas clonadas en Brasil aumenta cada a\u00f1o, de ah\u00ed la importancia de saber c\u00f3mo protegerse.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, en primer lugar, nunca ingrese el c\u00f3digo de seguridad de su tarjeta. Este n\u00famero es el n\u00famero de 3 d\u00edgitos que se encuentra en el reverso de su tarjeta de cr\u00e9dito conocido como CVV. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es muy importante y necesario para las compras por internet. Es decir, nunca informe el CVV a nadie, ni siquiera a trav\u00e9s de una llamada o mensaje. Esto se debe a que no se llamar\u00e1 a ninguna empresa para solicitar el n\u00famero de CVV. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, tenga cuidado al comprar en las tiendas. Es decir, cuando pases tu tarjeta por las m\u00e1quinas, \u00a1ten cuidado de que tu tarjeta no sea fotografiada o los datos sean anotados por alguien cercano a ti!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otro consejo es no comprar en sitios que no sean seguros. Es decir, intenta comprar en webs de tiendas que ya sean conocidas o que lleven m\u00e1s a\u00f1os en el mercado. Busque en el sitio web Complain here sobre la tienda para encontrar referencias o quejas y elogios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, desconf\u00ede de los mensajes o correos electr\u00f3nicos con enlaces sospechosos. En caso de duda, \u00a1nunca haga clic en ellos para evitar que se filtren datos!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, \u00a1revisa siempre el estado de cuenta de tu tarjeta! De esta forma, podr\u00e1s averiguar si tienes alg\u00fan gasto que no hayas realizado y contactar con el banco para que tomen las medidas necesarias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, la tarjeta de cr\u00e9dito puede ser una gran aliada, \u00a1siempre y cuando sepamos usarla con el debido cuidado! As\u00ed que no lo dejes para despu\u00e9s y busca hoy mismo la mejor tarjeta de cr\u00e9dito para negativos, con cero anualidad, cobertura internacional y con la seguridad y comodidad que necesitas!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1j2Yqs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/6-opcoes-de-cartao-com-cashback-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"6 opciones de tarjeta con cashback para negativos\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e38715d3-0868-42bc-afe2-68c5d6144fee\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/6-opcoes-de-cartao-com-cashback-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"6 opciones de tarjeta con cashback para negativos\">\n            6 opciones de tarjeta con cashback para negativos        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfQuieres saber m\u00e1s sobre los tipos de tarjeta cashback para negativos y sus ventajas? Entonces, \u00e9chale un vistazo ahora mismo en el texto a continuaci\u00f3n.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/6-opcoes-de-cartao-com-cashback-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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\u00a1Porque te mostraremos y te ense\u00f1aremos a manejar una tarjeta! \u00a1Verificar!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,29,38],"tags":[594,592,198,593,595],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Quem tem um cart\u00e3o de cr\u00e9dito para negativados precisa ter mais cuidados, como n\u00e3o parcelar a fatura e ter apenas um cart\u00e3o. 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