{"id":17933,"date":"2021-03-09T20:14:46","date_gmt":"2021-03-09T20:14:46","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=17933"},"modified":"2021-03-09T20:14:50","modified_gmt":"2021-03-09T20:14:50","slug":"como-negociar-divida-no-spc-brasil","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/es\/como-negociar-divida-no-spc-brasil\/","title":{"rendered":"C\u00f3mo negociar deuda en SPC Brasil"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-negociar-d%C3%ADvida-spc-online\">Negocie la deuda de SPC en l\u00ednea<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Negociar d\u00edvida online (Imagem: Foregon)\"  id=\"17934\" src=\"https:\/\/ucarecdn.com\/9c6eadba-a163-4589-b358-9673686c9008\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Negociar deuda en l\u00ednea (Imagen: Foregon)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La deuda de SPC es uno de los dolores de cabeza para la mayor\u00eda de los brasile\u00f1os, as\u00ed que si est\u00e1 pasando por esto, aseg\u00farese de no estar solo, m\u00e1s o menos 60 millones de personas est\u00e1n en esto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El sue\u00f1o de todo brasile\u00f1o endeudado es, por tanto, negociar deudas y recuperar el acceso al cr\u00e9dito, poder volver a usar tarjetas y pagar a plazos deudas sin intereses, solicitar pr\u00e9stamos para cumplir grandes sue\u00f1os, viajes y proyectos personales. Y nadie quiere volver a cometer los mismos errores, \u00bfverdad?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, no faltan soluciones para sacarte de este apuro que viene por defecto. \u00bfSi tu nombre termin\u00f3 en el SPC o Serasa y no quieres esperar 5 a\u00f1os a que venza tu deuda? Aqu\u00ed descubrir\u00e1 c\u00f3mo negociar sus deudas en SPC Brasil y mejor, \u00a1todo en l\u00ednea sin salir de casa!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Puedes estar seguro que aqu\u00ed aprender\u00e1s todo sobre SPC Brasil y c\u00f3mo negociar tu deuda de la mejor manera posible, adem\u00e1s te ayudaremos con educaci\u00f3n financiera y control de costos que ser\u00e1n tus aliados a la hora de organizarte para pagar sus facturas despu\u00e9s de realizar el pago.negociaci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"1-vantagens-de-negociar-sua-d%C3%ADvida-online\">Ventajas de negociar tu deuda online<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vantagens de negociar sua d\u00edvida online (Imagem: Blog.Kitei)\"  id=\"17935\" src=\"https:\/\/ucarecdn.com\/ed706517-1bda-400d-82df-7d5d67a69821\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ventajas de negociar tu deuda online (Imagen: Blog.Kitei)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Las plataformas en l\u00ednea como SPC Brasil siguen est\u00e1ndares globales de seguridad de datos. Garantizar la protecci\u00f3n y el no intercambio de su informaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La velocidad y la comodidad en el comercio son, por lo tanto, una ventaja que marca la diferencia. Todos los tr\u00e1mites se realizan en la casa, sin colas, aglomeraciones, largas negociaciones y an\u00e1lisis que consumen tiempo. Todo hecho con soporte de internet de una manera sencilla, pr\u00e1ctica y en la comodidad de tu hogar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00e1s discreci\u00f3n. Sin llamadas, cartas y condicionantes que distancian a los clientes. Todo se hace sin tener que tener contacto con nadie y sin salir de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Estar libre de contaminaci\u00f3n. Cuanto menos contacto con otras personas, menor riesgo tienes de adquirir el virus Civid-19. Tener acceso a los servicios en l\u00ednea ayuda principalmente a las personas del grupo de riesgo a protegerse mejor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di\u00e1logo amistoso. Las plataformas digitales tambi\u00e9n tienen una forma \u00fanica de construir di\u00e1logos amistosos entre acreedores y deudores. No tener problemas con la atenci\u00f3n al cliente ni sentirse mal atendido, utilizar los servicios online tambi\u00e9n es muy positivo en este sentido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Flexibilidad en el horario. En una plataforma en l\u00ednea, puede elegir el momento en que desea iniciar esta negociaci\u00f3n. Sin reservar ni programar citas, tienes la libertad de hacerlo cuando quieras. Esto solo es posible porque la plataforma est\u00e1 disponible las 24 horas y se puede acceder desde cualquier lugar.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZEIiqW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo negociar la deuda en l\u00ednea\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1f40d174-2b27-415f-a279-6e2f8d74a16d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/como-negociar-dividas-online\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo negociar la deuda en l\u00ednea\">\n            C\u00f3mo negociar la deuda en l\u00ednea        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfEst\u00e1 lleno de deudas y necesita ajustar la situaci\u00f3n financiera? La hora es ahora. Vea c\u00f3mo negociar sus deudas en l\u00ednea y ajustar su vida financiera        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Es una agencia de protecci\u00f3n de cr\u00e9dito que luego registra informaci\u00f3n personal como nombre y CPF de las personas que tienen deudas vencidas. Toda esta informaci\u00f3n se recoge en una especie de listado de morosos que se pone a disposici\u00f3n de entidades financieras, bancos y comercios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, cuando no pagas tus cuentas a tiempo y tienes un nombre sucio en el mercado, las empresas no quieren darte cr\u00e9dito para tomar un pr\u00e9stamo, por ejemplo, porque tu nombre cuenta en esa base de datos. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y si est\u00e1 en el SPC, entonces eso significa que no eres un buen pagador de tus gastos. Por lo tanto, esto lleva a empresas y bancos a creer que usted tambi\u00e9n puede no pagar sus deudas vinculadas a ellos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La funci\u00f3n de este servicio es b\u00e1sicamente apoyar a instituciones como bancos, comercios y empresas en decisiones de apoyo comercial, pr\u00e9stamos o concesi\u00f3n de cr\u00e9ditos. Entonces, al tener tus datos en el SPC, cada vez se hace m\u00e1s dif\u00edcil conseguir pr\u00e9stamos, cr\u00e9ditos de n\u00f3mina e incluso tarjetas de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-qual-diferen%C3%A7a-entre-spc-e-serasa\">\u00bfCu\u00e1l es la diferencia entre SPC y Serasa?<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual diferen\u00e7a entre SPC e Serasa (Imagem: SeuCr\u00e9ditoDigital)\"  id=\"17938\" src=\"https:\/\/ucarecdn.com\/c44f9154-c7b6-45ed-80f5-4360b9ce9ccf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cu\u00e1l es la diferencia entre SPC y Serasa (Imagen: SeuCr\u00e9ditoDigital)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Probablemente est\u00e9s pensando \u201c\u00bfpero cu\u00e1l es la diferencia entre SPC y Serasa?\u201d y estamos aqu\u00ed para iluminarte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambos servicios tienen la misma funci\u00f3n de ayudar a las instituciones a tomar decisiones a la hora de otorgar cr\u00e9dito a alguien. Tener una base de datos de todas las personas con deudas vencidas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aunque tienen la misma funci\u00f3n general, cada uno tiene su caracter\u00edstica. En el caso de SERASA, recibe la mayor parte de la informaci\u00f3n de las personas que tienen deudas con los bancos. El SPC entonces tiene m\u00e1s acceso a los datos del consumidor que le debe al comercio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quiero decir, no hay ad\u00f3nde huir. Si te endeudas ya sea en el comercio o en los bancos, tu nombre terminar\u00e1 en las bases de datos de ambas compa\u00f1\u00edas despu\u00e9s de un tiempo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y su nombre es negativo durante 5 a\u00f1os a partir de la fecha de negativa. Y s\u00f3lo despu\u00e9s de transcurrido este plazo, tanto SERASA como el SPC est\u00e1n obligados a limpiar su nombre, ya que pasado ese tiempo la deuda expir\u00f3.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-como-se-cadastrar-no-spc-brasil\">C\u00f3mo registrarse en SPC Brasil<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como se cadastrar no SPC Brasil  (Foregon)\"  id=\"17939\" src=\"https:\/\/ucarecdn.com\/4612b1bd-4783-4694-a0bf-c7fd85908f99\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">C\u00f3mo registrarse en SPC Brasil (Foregon)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora que ha decidido que desea pagar sus deudas y volver a tener una vida financiera normal, debe dar el primer paso y comenzar su viaje hacia un nombre limpio, deber\u00e1 registrarse en SPC Brasil. Es un proceso sencillo y r\u00e1pido, pero el m\u00e1s importante de todos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-acesse-o-site\">Accede al sitio web<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Acesse o site (Imagem: Foregon)\"  id=\"17940\" src=\"https:\/\/ucarecdn.com\/67e83256-5a71-419f-a08e-b2def588b2b1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ir al sitio web (Imagen: Foregon)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero, deber\u00e1 acceder al sitio web negociardivida.com.br. Si ya tienes un registro, no necesitas hacer otro, ahora puedes acceder usando tu CPF o CNPJ y tu contrase\u00f1a. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero si a\u00fan no tiene un registro, no se preocupe, deber\u00e1 registrarse previamente con su correo electr\u00f3nico o incluso con su inicio de sesi\u00f3n de Facebook. F\u00e1cil, \u00bfverdad?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-cadastro-com-e-mail\">Registro con correo electr\u00f3nico<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cadastro com e-mail (Imagem: Site.Cndl)\"  id=\"17941\" src=\"https:\/\/ucarecdn.com\/c49dbfae-b04d-4059-8901-9d63e6b00747\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Registro con correo electr\u00f3nico (Imagen: Site.Cndl)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al hacer clic en pre-registro por correo electr\u00f3nico, se le enviar\u00e1 a una pantalla donde deber\u00e1 proporcionar los siguientes datos: correo electr\u00f3nico, CPF o CNPJ, n\u00famero de tel\u00e9fono celular y c\u00f3mo descubri\u00f3 el sitio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Despu\u00e9s de proporcionar esta informaci\u00f3n y hacer clic en confirmar, se le informar\u00e1 sobre un enlace de validaci\u00f3n enviado a su correo electr\u00f3nico y tambi\u00e9n recibir\u00e1 un SMS con un c\u00f3digo de 6 d\u00edgitos. Esta informaci\u00f3n se utilizar\u00e1 al registrarse en la plataforma Negociar Deuda en L\u00ednea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al hacer clic en el enlace que se le envi\u00f3 por correo electr\u00f3nico, continuar\u00e1 completando su registro, incluidos algunos datos personales y el c\u00f3digo recibido por SMS en su tel\u00e9fono celular. Finalmente, acepta los t\u00e9rminos y condiciones de uso de la plataforma y listo, \u00a1registro validado!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-conta-criada\">cuenta creada<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conta criada (Imagem: DicasdaColombia)\"  id=\"17942\" src=\"https:\/\/ucarecdn.com\/0cebe28d-6891-42f6-bab8-bf90a96b475d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cuenta creada (Imagen: DicasdaColombia)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora con la cuenta creada tendr\u00e1s acceso a mucha informaci\u00f3n importante. Son las deudas disponibles para realizar un convenio, generar una factura de convenios en curso, consultar su documento y actualizar sus datos registrales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora puede iniciar el proceso de negociaci\u00f3n de sus deudas en SPC Brasil y pasar al siguiente paso, que es crear una cuenta en Negociar D\u00edvida Online. Puedes consultar el paso a paso en el siguiente tema.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-como-negociar-d%C3%ADvida-no-spc-brasil\">C\u00f3mo negociar deuda en SPC Brasil<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como negociar d\u00edvida no SPC Brasil (Imagem: OIMParcial)\"  id=\"17943\" src=\"https:\/\/ucarecdn.com\/9254ded6-db35-4bb1-97cb-5e4c23a105fe\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >C\u00f3mo negociar deuda en SPC Brasil (Imagen: OIMPartial)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, para salir de n\u00fameros rojos, no hay m\u00e1s alternativa que pagar tus deudas. Deb\u00edas y ahora debes pagar, porque tus deudas no desaparecer\u00e1n incluso despu\u00e9s de 5 a\u00f1os. Est\u00e9n atentos y aqu\u00ed les daremos el paso a paso de c\u00f3mo negociar su deuda con SPC Brasil.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1T1NQj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/es\/qual-divida-negociar-primeiro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfQu\u00e9 deuda negociar primero?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a4bcc096-b4aa-42e1-89b8-235c7a29fbcf\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/es\/qual-divida-negociar-primeiro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfQu\u00e9 deuda negociar primero?\">\n            \u00bfQu\u00e9 deuda negociar primero?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Entre tantas deudas, no siempre tenemos dinero para pagarlas todas. Entonces, \u00bfc\u00f3mo enumerar las prioridades? \u00bfQu\u00e9 deuda negociar primero? \u00a1Vea!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/es\/qual-divida-negociar-primeiro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/es\/qual-divida-negociar-primeiro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a4bcc096-b4aa-42e1-89b8-235c7a29fbcf\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfQu\u00e9 deuda negociar primero?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/qual-divida-negociar-primeiro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-conhe%C3%A7a-a-plataforma-de-d%C3%ADvida-spc\">Descubre la plataforma de deuda SPC<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a a plataforma (Imagem: Rep\u00f3rterUNESP)\"  id=\"17945\" src=\"https:\/\/ucarecdn.com\/c09a8073-dd08-4503-903b-054b84e2d2c5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conoce la plataforma (Imagen: Rep\u00f3rterUNESP)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Negociar Deuda Online es una plataforma oficial SPC (Sistema de Protecci\u00f3n de Cr\u00e9dito) que ayuda a los brasile\u00f1os a organizar su vida financiera y recuperar cr\u00e9dito en el mercado. Es una herramienta que facilita la comunicaci\u00f3n y negociaci\u00f3n entre consumidores y empresas, utilizando la tecnolog\u00eda a su favor con toda la rapidez y comodidad de internet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En Negociar D\u00edvida Online, los consumidores pueden limpiar su nombre de una lista amplia y diversa con varias opciones de empresas. Adem\u00e1s, apoya a los consumidores con informaci\u00f3n que puede ser de su inter\u00e9s, como Registro Positivo y Educaci\u00f3n Financiera. Todas las transacciones se realizan de forma segura y confiable.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"10-cadastre-se-no-negociar-d%C3%ADvida-online\">Reg\u00edstrese para Negociar deuda en l\u00ednea<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/50954010-975d-4ed2-ae70-c1f0ad556c47\/\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-17946\" width=\"580\" height=\"233\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" ><strong>Reg\u00edstrese para Negociar deuda en l\u00ednea<\/strong> (Imagen: Euemmidia)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primero necesitar\u00e1s tener a la mano tu CPF o CNPJ para realizar un breve registro en Negociar D\u00edvida Online. A trav\u00e9s de estos documentos, entonces es posible verificar si hay deudas pendientes a su nombre y si las hay, debe hacer clic en \u201cQuiero negociar\u201d. Y despu\u00e9s de este peque\u00f1o proceso, recibir\u00e1 un correo electr\u00f3nico con un c\u00f3digo para confirmar y completar su registro.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"11-escolha-a-empresa-para-negociar-sua-d%C3%ADvida\">Elige la empresa para negociar tu deuda<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Escolha a empresa para negociar sua d\u00edvida (Imagem: Ideal marketing)\"  id=\"17954\" src=\"https:\/\/ucarecdn.com\/7009d2d6-37e6-4b41-91e2-48a7e085c229\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Elige la empresa para negociar tu deuda (Imagen: Ideal marketing)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una vez hecho esto, pasa al siguiente paso. Ahora necesita consultar las empresas que ponen a su disposici\u00f3n la negociaci\u00f3n de la deuda. En este punto, es probable que la instituci\u00f3n a la que se le debe, sea un banco o una tienda, por ejemplo, sea uno de los participantes. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es interesante, por tanto, negociar con estas empresas. Bueno, en algunos casos ofrecen descuentos y buenas ofertas para los clientes que est\u00e1n tratando de pagar sus deudas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"12-escolha-a-forma-de-pagamento-para-a-d%C3%ADvida-spc\">Elige la forma de pago de la deuda SPC<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Escolha a forma de pagamento (Imagem: Eccosys)\"  id=\"17955\" src=\"https:\/\/ucarecdn.com\/f1cb8ae3-3846-414d-af29-35082958ed69\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Elija el m\u00e9todo de pago (Imagen: Eccosys)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Despu\u00e9s de elegir la compa\u00f1\u00eda para negociar el d\u00e9bito, simplemente elija el mejor m\u00e9todo de pago (incluida una factura de tarjeta de cr\u00e9dito). En algunos casos es necesario firmar un t\u00e9rmino con las condiciones del contrato que se aceptaron. Eso s\u00ed, es importante realizar todos los tr\u00e1mites con tranquilidad, ya que todo se hace por internet y no se puede volver atr\u00e1s m\u00e1s tarde.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Todo el procedimiento se puede realizar con total seguridad, ya que esta oportunidad comercial la realiza el propio SPC. \u00a1\u00bfEs sencillo verdad?! Renegociar sus deudas tiene muchas ventajas positivas porque garantiza un plazo m\u00e1s largo para la descarga y todav\u00eda tiene un nombre limpio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"13-quais-as-vantagens-de-negociar-d%C3%ADvida-no-spc-brasil\">\u00bfCu\u00e1les son las ventajas de negociar deuda en SPC Brasil?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quais as vantagens de negociar d\u00edvida no SPC Brasil? (Imagem: Blog digital manager guru)\"  id=\"17956\" src=\"https:\/\/ucarecdn.com\/360017cf-4f9f-4483-a699-d0e90978eb5c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfCu\u00e1les son las ventajas de negociar deuda en SPC Brasil? (Imagen: gur\u00fa del administrador digital del blog)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con SPC Brasil entonces tiene la oportunidad de negociar sus deudas con uno de los servicios m\u00e1s conocidos de Brasil. Con m\u00e1s de 60 a\u00f1os de tradici\u00f3n, es pionera en ofrecer a las empresas informaciones sobre los brasile\u00f1os, desarrollando la econom\u00eda del pa\u00eds. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una instituci\u00f3n muy bien evaluada y con gran solidez en el mercado, siendo el bur\u00f3 de informaci\u00f3n y cr\u00e9dito m\u00e1s grande de toda Am\u00e9rica Latina.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El SPC es socio del consumidor, es un instrumento importante para la ascensi\u00f3n social, obtenci\u00f3n de cr\u00e9dito y educaci\u00f3n financiera. Ofrece en sus plataformas el Registro Positivo, un listado con historial de pago, que permite a las empresas otorgar m\u00e1s cr\u00e9dito con menos inter\u00e9s al consumidor para que cumpla a tiempo con sus acuerdos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y adem\u00e1s de todas estas ventajas mencionadas brevemente, te vamos a enumerar muchas m\u00e1s ventajas que tendr\u00e1s cuando decidas negociar tus gastos con SPC Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Obtenga mejores condiciones de pago:<\/strong> Al negociar deudas a trav\u00e9s de SPC Brasil, tiene las mejores condiciones para pagar su deuda. Todav\u00eda tiene acceso a tasas de inter\u00e9s f\u00e1ciles y m\u00e1s bajas que otras instituciones, adem\u00e1s de tener varias propuestas de liquidaci\u00f3n de deudas con varias empresas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Limpia tu nombre: <\/strong>Luego de la negociaci\u00f3n, tu nombre se limpia nuevamente, haci\u00e9ndote la vida m\u00e1s f\u00e1cil a la hora de solicitar un cr\u00e9dito. Con un nombre limpio, puedes volver a so\u00f1ar con ese viaje so\u00f1ado o pedir esa tarjeta llena de ventajas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Organiza las finanzas y liquida lo que debes: <\/strong>Solo con SPC Brasil tiene la oportunidad de liquidar deudas y organizar sus finanzas. Por eso, en la plataforma est\u00e1s informado sobre educaci\u00f3n financiera y saber cuidar tu dinero y no gastar m\u00e1s de lo debido.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"14-conclus%C3%A3o\">Conclusi\u00f3n<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conclus\u00e3o (Imagem: Esta\u00e7\u00e3o Litoral SP)\"  id=\"17957\" src=\"https:\/\/ucarecdn.com\/c096d19b-ce72-4d90-9890-2bc1bbf1e4ca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conclusi\u00f3n (Imagen: Esta\u00e7\u00e3o Litoral SP)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, puede ver c\u00f3mo negociar la deuda de SPC y por qu\u00e9 es tan importante llevar a cabo estas negociaciones. As\u00ed, obtienes nuevas l\u00edneas de cr\u00e9dito, organizas tus finanzas y aun as\u00ed logras tener m\u00e1s tranquilidad para tu d\u00eda a d\u00eda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed que esperamos que est\u00e9 m\u00e1s dispuesto y confiado para liquidar sus deudas con SPC Brasil ahora. Por ello, no desaproveches esta oportunidad de realizar el tr\u00e1mite de forma sencilla y r\u00e1pida. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfTe gust\u00f3 nuestro contenido? 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despeja tus dudas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/es\/a-divida-caduca-tire-suas-duvidas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio web.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00bfEst\u00e1 endeudado con el SPC y ya no puede soportar mantener sus finanzas en n\u00fameros rojos? Entonces, aprende ahora c\u00f3mo negociar tus deudas y organizar las facturas.<\/p>","protected":false},"author":13,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[38,36],"tags":[243,51,245,244],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como negociar d\u00edvida SPC Brasil: Veja o passo a passo<\/title>\n<meta name=\"description\" content=\"Est\u00e1 com d\u00edvida no SPC e n\u00e3o aguenta mais manter as finan\u00e7as no vermelho? 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