{"id":54614,"date":"2022-05-12T23:01:00","date_gmt":"2022-05-12T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=54614"},"modified":"2022-05-05T01:04:18","modified_gmt":"2022-05-05T01:04:18","slug":"conheca-consorcio-automovel-santander","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/conheca-consorcio-automovel-santander\/","title":{"rendered":"Discover the Santander automobile consortium"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Santander Consortium: ideal for buying a car or motorcycle<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Com o cons\u00f3rcio Santander, \u00e9 poss\u00edvel adquirir um ve\u00edculo. Fonte: Santander.\"  id=\"52732\" src=\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >With the Santander consortium, it is possible to purchase a vehicle. Source: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>The Santander automobile consortium has great advantages for those who are struggling to acquire their first car or even change their current one. Therefore, in addition to this consortium model, Santander has other plans to help and please all customer groups.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>If you don&#039;t already know, the consortium is that modality of payments together. In summary, a certain amount of individuals or legal entities come together with the intention of buying a good or service through joint financing. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In addition, in the Santander consortium, participants do not need to be Santander account holders, they just need to pay each monthly installment until they reach the contemplation, through a drawing or bidding.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>So, in this post we will explain everything you need to know about the Santander consortium, its characteristics and advantages over others in the market. Check it out below!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Minimum Income<\/strong><\/td><td>not informed<\/td><\/tr><tr><td><strong>Interest rate<\/strong><\/td><td>Exempt<\/td><\/tr><tr><td><strong>Deadline to pay<\/strong><\/td><td>Uninformed<\/td><\/tr><tr><td><strong>release period<\/strong><\/td><td>Uninformed<\/td><\/tr><tr><td><strong>Consortium Value<\/strong><\/td><td>Uninformed<\/td><\/tr><tr><td><strong>Do you accept negatives?<\/strong><\/td><td>Uninformed<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>Zero interest and great credit conditions<\/td><\/tr><\/tbody><\/table><figcaption>Consortium characteristics<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-13jTf1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander car consortium\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander car consortium\">\n            How to apply for the Santander car consortium        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Make your dream of owning a car or motorcycle come true with the Santander consortium. Learn more here!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Santander car consortium              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>How does the Santander consortium work?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>The Santander car consortium looks a lot like financing, but here you don&#039;t pay a down payment or interest. Therefore, it is basically what many call a joint purchase, in which you start paying before receiving the product, whatever it may be.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In this sense, every month, for a period determined in the contract, consortium participants contribute a pre-established amount. Thus, each month a raffle takes place, in which a taxpayer wins and can use the letter of credit in any way they want. In addition, it is worth remembering that the purpose of using the letter must be in the segment established by the consortium.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>However, some people who are not familiar with this form of payment may be confused about the term \u201cletter of credit\u201d. Well, the letter of credit is the way the consortium administrator pays the participants, so it is possible to buy anything within the consortium class.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>The consortium comes to an end when everyone in the plan receives their credit correctly. In summary, this period is equivalent to the number of installments provided for in the contract.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>What is the limit of the Santander consortium?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco Santander offers a wide range of consortia which we will see below. In the case of the automobile consortium, the values vary according to the type of plan defined.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Santander Advantages<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O cons\u00f3rcio de carro Santander oferece muitas vantagens como maiores chances de ser contemplado e zero juros. Fonte: Adobe Stock.\"  id=\"54618\" src=\"https:\/\/cdn.adtechpanda.com\/f551cb9d-bf34-472d-b383-8727c80378cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >The Santander car consortium offers many advantages such as greater chances of being contemplated and zero interest. Source: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Below are the main advantages of the Santander consortium compared to other options on the market:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Santander does not charge interest: the Santander consortium interest rate is zero, so customers do not need to worry about undue charges;<\/li><li>Reduced initial installments: you can choose to pay only 30% of the installments until the moment of contemplation;<\/li><li>Contemplation by bid and draw: the consortium member who decides to advance payments with money he has saved will probably be contemplated in advance due to this bid.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Santander main features<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Unlike other consortium options, Santander offers several plans for virtually all customer groups. Check it out:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Medium-sized vehicles: both cars and motorcycles fall into this group;<\/li><li>Large vehicles: in this modality, the members have access to credit to purchase trucks.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>For whom the consortium is indicated<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anyone and everyone who wants to join the program and wants to acquire a good that is in the above modalities can participate in the Santander consortium. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>This is because the only restriction is the minimum age of 18 years and a maximum of 70 years of age. Also, only companies older than 1 year can participate. Finally, remember that it is not necessary to have a bank account to join the consortium.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>How to make a Santander consortium?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como fazer um cons\u00f3rcio Santander? Fonte: Adobe Stock.\"  id=\"54619\" src=\"https:\/\/cdn.adtechpanda.com\/a7e4cd0a-21f1-417a-98e3-d02f7ad9f979\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >After all, how to make a Santander consortium? Source: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Simply resort to the bank&#039;s communication channels on working days, from 8 am to 8 pm, excluding holidays. For individuals, follow the contact numbers:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 3535 (capitals and metropolitan regions);<\/li><li>0800 702 3535 (other locations);<\/li><li>0800 723 5007 (people with hearing and speech impairments).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>For companies, the numbers are:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 2125 (capitals and metropolitan regions);<\/li><li>0800 726 2125 (other locations);<\/li><li>0800 723 5007 (people with hearing and speech impairments).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Your application is available for account holders in the Play Store and App Store, and you can also access the Santander website.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Did you like it? To learn more about how to apply for the Santander car consortium, just access our recommended content.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZTtTXS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander car consortium\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander car consortium\">\n            How to apply for the Santander car consortium        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Make your dream of owning a car or motorcycle come true with the Santander consortium. Learn more here!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Santander car consortium              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Find out here the main reasons to apply for a Santander car consortium and make your dream of driving a brand new car come true. Affordable, interest-free, no-entry installments and many other benefits in a single consortium. Learn more here!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3578],"tags":[3306,3334,3303,3684,3300,3333,3332,488,3305],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/en\/conheca-consorcio-automovel-santander\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander\" \/>\n<meta property=\"og:description\" content=\"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/en\/conheca-consorcio-automovel-santander\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-12T23:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-05T01:04:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marina Poncio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/\",\"name\":\"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#primaryimage\"},\"datePublished\":\"2022-05-12T23:01:00+00:00\",\"dateModified\":\"2022-05-05T01:04:18+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55\"},\"description\":\"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55\",\"name\":\"Marina Poncio\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g\",\"caption\":\"Marina Poncio\"},\"description\":\"Formada em Gest\u00e3o Financeira pela UNOPAR. Atuou como gestora de grandes empresas multinacionais. Atualmente, dedica-se \u00e0 edi\u00e7\u00e3o, planejamento e produ\u00e7\u00e3o de conte\u00fado para web especializado em economia e finan\u00e7as.\",\"url\":\"https:\/\/senhorpanda.com\/en\/author\/marina\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda","description":"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/en\/conheca-consorcio-automovel-santander\/","og_locale":"en_US","og_type":"article","og_title":"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander","og_description":"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.","og_url":"https:\/\/senhorpanda.com\/en\/conheca-consorcio-automovel-santander\/","og_site_name":"Senhor Panda","article_published_time":"2022-05-12T23:01:00+00:00","article_modified_time":"2022-05-05T01:04:18+00:00","og_image":[{"url":"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Marina Poncio","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#primaryimage","url":"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/","contentUrl":"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#webpage","url":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/","name":"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#primaryimage"},"datePublished":"2022-05-12T23:01:00+00:00","dateModified":"2022-05-05T01:04:18+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55"},"description":"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. Ele oferece planos de pagamento facilitado, taxa de juros zero e muito mais.","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/conheca-consorcio-automovel-santander\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/en\/"},{"@type":"ListItem","position":2,"name":"Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55","name":"Marina Poncio","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g","caption":"Marina Poncio"},"description":"Formada em Gest\u00e3o Financeira pela UNOPAR. Atuou como gestora de grandes empresas multinacionais. Atualmente, dedica-se \u00e0 edi\u00e7\u00e3o, planejamento e produ\u00e7\u00e3o de conte\u00fado para web especializado em economia e finan\u00e7as.","url":"https:\/\/senhorpanda.com\/en\/author\/marina\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/posts\/54614"}],"collection":[{"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/comments?post=54614"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/posts\/54614\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/media?parent=54614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/categories?post=54614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/en\/wp-json\/wp\/v2\/tags?post=54614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}