{"id":49169,"date":"2022-04-03T12:00:00","date_gmt":"2022-04-03T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=49169"},"modified":"2022-04-04T02:44:54","modified_gmt":"2022-04-04T02:44:54","slug":"cartao-de-credito-para-autonomo","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/cartao-de-credito-para-autonomo\/","title":{"rendered":"7 credit card options for self-employed"},"content":{"rendered":"
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We have the ideal card for you who are self-employed<\/h2>\n<\/div>
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\"Saiba
Learn how to get a credit card being self-employed. Source: Pexels.<\/figcaption><\/figure>\n<\/div>
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Before talking about the credit card for the self-employed, it is important to mention that those who work as self-employed do not have proof of fixed income like those who have a formal contract. In this way, it can be difficult to prove income to carry out financial processes, i.e. loans, credit cards, etc. <\/p>\n<\/div>

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However, most people want a credit card to organize their financial lives. What to do in this case? In today's article, we have gathered 7 credit cards for self-employed people. Keep reading and discover the best options!<\/p>\n<\/div>

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How to make a credit card for self-employed?<\/h2>\n<\/div>
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Firstly, when applying for a self-employed card, one of the concerns is how to prove income. In that sense, there are some options available. See what they are below.<\/p>\n<\/div>

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Bank Transaction History<\/h3>\n<\/div>
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Thus, you can show the bank your statement and prove the existence of income. However, it is common for the institution where you are an account holder to offer you a card. After all, they are already acknowledging the transactions. However, if you want to prove it at another bank, it is also possible, just issue your account statement.<\/p>\n<\/div>

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good credit history<\/h3>\n<\/div>
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This way of obtaining credit is valid not only for the self-employed. Once with a good paying history, it is easier for anyone to get loans or cards with the bank. That is, if you pay all bills on time, your history is already good. Also, this is where the famous credit score comes in. Therefore, if your bank checks the SPC or Serasa, it will be able to trust you with the credit.<\/p>\n<\/div>

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Income tax<\/h3>\n<\/div>
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There are several financial institutions that accept income tax as proof. However, it is worth mentioning that if your declared income is not very high, neither is the limit. That is, the bank grants a limit compatible with the information it has about your reality.<\/p>\n<\/div>

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Income Statement<\/h3>\n<\/div>
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Finally, the self-employed person can issue a DECORE or Proof of Income Perception Statement. This document proves income and must be issued by an accountant to present to the financial institution.<\/p>\n<\/div>

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What are the best credit card options for self-employed?<\/h2>\n<\/div>
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See now the main credit card options available on the market for those who work as a self-employed person. Follow!<\/p>\n<\/div>

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1. Nubank<\/h3>\n<\/div>
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\"Conhe\u00e7a
Meet the Nubank card. Source: Nubank.<\/figcaption><\/figure>\n<\/div>
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In short, Nubank is one of the largest banks in Brazil. The bank was one of the first companies that emerged with the proposal to simplify finances. Furthermore, since its inception, the institution has become the most valuable bank in Latin America. <\/p>\n<\/div>

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With that, the Nubank credit card is a great option for those who are self-employed. First, the card has no annual fee. In addition to allowing discount on the invoice when anticipating installments.<\/p>\n<\/div>

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Minimum Income<\/strong><\/td>not required<\/td><\/tr>
Annuity<\/strong><\/td>Exempt<\/td><\/tr>
Flag<\/strong><\/td>MasterCard<\/td><\/tr>
Roof<\/strong><\/td>International<\/td><\/tr>
Benefits<\/strong><\/td>anticipation of installments
Mastercard Surprise<\/td><\/tr><\/tbody><\/table>
card features<\/figcaption><\/figure>\n<\/div>
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\n \n How to apply for the Nubank card <\/a>\n <\/h2>\n
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\n Apply now for the Nubank card and enjoy great advantages! <\/p>\n

\n \n Keep Reading \n <\/path>\n <\/svg>\n <\/a>\n <\/div>\n <\/div> \n \n <\/div>\n
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