{"id":48107,"date":"2022-01-16T23:00:00","date_gmt":"2022-01-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=48107"},"modified":"2022-01-15T20:33:05","modified_gmt":"2022-01-15T20:33:05","slug":"submarino-ou-vooz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/submarino-ou-vooz\/","title":{"rendered":"Submarino Card or Vooz Card: which is better?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Submarino x Vooz: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual cart\u00e3o escolher? Fonte: Pexels.\"  id=\"48277\" src=\"https:\/\/cdn.adtechpanda.com\/e8b861b2-f17a-4d54-b802-3440719209cf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >After all, which card to choose? Source: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Escolher um cart\u00e3o parece ser uma tarefa dif\u00edcil, mas n\u00e3o \u00e9. Para isso, \u00e9 necess\u00e1rio analisar os pr\u00f3s e os contras de cada um e definir qual deles atende \u00e0s suas necessidades. Pensando em ajudar voc\u00ea nessa tarefa, separamos aqui duas op\u00e7\u00f5es: cart\u00e3o Submarino ou cart\u00e3o Vooz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea ainda n\u00e3o ouviu falar no cart\u00e3o Vooz, precisa conhecer como ele funciona, pois mesmo com v\u00e1rias op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito dispon\u00edveis no mercado ele pode ser a melhor para quem deseja um bom limite e cart\u00f5es para toda a fam\u00edlia. Outra op\u00e7\u00e3o interessante \u00e9 o cart\u00e3o Submarino, que oferece super limite e promo\u00e7\u00f5es exclusivas nas compras da loja.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, saiba agora qual \u00e9 o melhor para voc\u00ea!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1z5r1e\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Submarino card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f0d49cc1-95f5-48f1-ad16-399ed6e3c65e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Submarino card\">\n            How to apply for the Submarino card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba como solicitar o cart\u00e3o Submarino e aproveite todos os seus benef\u00edcios.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f0d49cc1-95f5-48f1-ad16-399ed6e3c65e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Submarino card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-boWlc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Vooz card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/188a8402-c5ae-4064-856d-e6c7f8796c73\/-\/preview\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Vooz card\">\n            How to apply for the Vooz card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Vooz tem cobertura internacional e \u00f3timos benef\u00edcios. Saiba aqui como solicit\u00e1-lo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/188a8402-c5ae-4064-856d-e6c7f8796c73\/-\/preview\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Vooz card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Submarine Card<\/strong><\/td><td><strong>Voz Card<\/strong><\/td><\/tr><tr><td><strong>Minimum Income<\/strong><\/td><td>Minimum wage<\/td><td>not informed<\/td><\/tr><tr><td><strong>Annuity<\/strong><\/td><td>12x of R$15.70<\/td><td>12x de R$9,90 (existe isen\u00e7\u00e3o)<\/td><\/tr><tr><td><strong>Flag<\/strong><\/td><td>MasterCard<\/td><td>Mastercard or Visa<\/td><\/tr><tr><td><strong>Roof<\/strong><\/td><td>National<\/td><td>International<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>Super Limite Submarino, solicita\u00e7\u00e3o via app, descontos e promo\u00e7\u00f5es exclusivas<\/td><td>Possibilidade de isen\u00e7\u00e3o de anuidade, cart\u00f5es adicionais, cart\u00e3o pronto na hora<\/td><\/tr><\/tbody><\/table><figcaption>Caracter\u00edsticas do cart\u00e3o Submarino e cart\u00e3o Vooz<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Submarine Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Submarino \u00e9 uma empresa que atua no segmento de eletr\u00f4nicos desde 1999 e em todos esse anos a loja vem construindo cada vez mais credibilidade no mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, ap\u00f3s um certo tempo de mercado surgiu o cart\u00e3o Submarino que tem como objetivo facilitar as transa\u00e7\u00f5es e tornar mais pr\u00e1tica a vida econ\u00f4mica dos consumidores.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A institui\u00e7\u00e3o financeira Cetelem \u00e9 a empresa respons\u00e1vel por todo o controle de emiss\u00e3o, gerenciamento de processos e servi\u00e7os do cart\u00e3o Submarino. Dessa forma, se torna bem mais f\u00e1cil e r\u00e1pido resolver qualquer tipo de problema que possa acontecer.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Voz Card&nbsp;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Vooz \u00e9 um produto do banco Sicoob que conta com algumas caracter\u00edsticas bem diferentes como o Cooperativismo de Cr\u00e9dito, que nada mais \u00e9 que a participa\u00e7\u00e3o dos clientes nas decis\u00f5es da cooperativa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as principais caracter\u00edsticas do cart\u00e3o Vooz temos a anuidade zero. Portanto, realizando pelo menos uma compra ao m\u00eas com esse cart\u00e3o, caso contr\u00e1rio a parcela a ser paga custa R$9,90.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como em outros modelos, aqui voc\u00ea tamb\u00e9m estar\u00e1 sujeito a an\u00e1lise de cr\u00e9dito para que possa ser aprovado e receber um limite compat\u00edvel com a sua vida financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Juntamente a isso, temos as novidades puramente tecnol\u00f3gicas desse cart\u00e3o, pois possui a tecnologia Contactless (pagamento por aproxima\u00e7\u00e3o). Al\u00e9m disso, sua fatura \u00e9 100% digital e pode ser paga pelo app.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, voc\u00ea pode baixar o aplicativo Sicoob que est\u00e1 dispon\u00edvel para Android e iOS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m dessa forma, se voc\u00ea n\u00e3o tem muita afinidade com a internet \u00e9 poss\u00edvel se dirigir a alguma cooperativa Sicoob e fazer o seu cart\u00e3o no mesmo instante.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No que se refere a bandeira, o cart\u00e3o Vooz oferece duas op\u00e7\u00f5es de bandeira: Mastercard e Visa. Al\u00e9m disso, ambas trazem alguns benef\u00edcios bem parecidos, como prote\u00e7\u00e3o de pre\u00e7o, prote\u00e7\u00e3o de compra, garantia estendida e atendimento 24h.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O diferencial com o Vooz \u00e9 a cobertura internacional, assim voc\u00ea n\u00e3o precisa se preocupar ao realizar compras fora do pa\u00eds. E, por \u00faltimo, mas n\u00e3o menos importante, \u00e9 poss\u00edvel pedir quantos cart\u00f5es adicionais quiser sem pagar nada por isso.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>What are the advantages of the Submarino card?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens? Fonte: Pexels.\"  id=\"48292\" src=\"https:\/\/cdn.adtechpanda.com\/4e22d87a-05c5-42f5-b2a2-711e888f8cd4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >After all, what are the benefits? Source: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, temos o programa de milhas exclusivo do cart\u00e3o Submarino. Al\u00e9m disso, tamb\u00e9m podemos destacar a expans\u00e3o do limite para compra na loja. Por fim, \u00e9 oferecido aos portadores do cart\u00e3o descontos em lojas online parceiras da empresa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra caracter\u00edstica \u00e9 que a sua bandeira \u00e9 a Mastercard, o qual traz consigo uma boa quantidade e variedade de servi\u00e7os exclusivos para seus clientes, como:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>24-hour emergency service;<\/li><li>Programa de pontos para trocar por produtos;<\/li><li>Seguros de compra;<\/li><li>Seguran\u00e7a e flexibilidade nos pagamentos;<\/li><li>Garantia de pre\u00e7os mais baixos.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esses benef\u00edcios s\u00f3 s\u00e3o poss\u00edveis uma vez que a Mastercard \u00e9 uma das bandeiras mais antigas e fortes de todo o mundo. Desta forma, eles podem oferecer benef\u00edcios de grande calibre.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, \u00e9 bem simples realizar a solicita\u00e7\u00e3o e o controle do cart\u00e3o, pois seu aplicativo est\u00e1 dispon\u00edvel para iOS e Android, al\u00e9m de trazer as ferramentas principais necess\u00e1rias para o acompanhamento das transa\u00e7\u00f5es.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>What are the advantages of the Vooz card?&nbsp;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo em primeiro temos o fato da anuidade ser praticamente gr\u00e1tis, porque se o cliente efetuar uma compra ele j\u00e1 garante esse benef\u00edcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seguindo na lista, \u00e9 poss\u00edvel citar a possibilidade de ter cart\u00f5es adicionais e com apenas uma compra mensal, zerar a anuidade de todos os cart\u00f5es.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, como j\u00e1 mencionado, possui cobertura internacional.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>What are the disadvantages of the Submarino card?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"48295\" src=\"https:\/\/cdn.adtechpanda.com\/ac9713df-13a3-4a39-b0fb-4d508c2f1289\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >After all, what are the disadvantages? Source: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para citar alguns pontos que podem ser considerados como desvantagem do cart\u00e3o Submarino, em primeiro lugar pontuamos a exig\u00eancia de comprova\u00e7\u00e3o de renda m\u00ednima igual ou superior a 1 sal\u00e1rio m\u00ednimo.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, \u00e9 claro que voc\u00ea ir\u00e1 passar por uma an\u00e1lise de cr\u00e9dito para que as institui\u00e7\u00f5es saibam se voc\u00ea \u00e9 realmente confi\u00e1vel para assumir todos os poss\u00edveis futuros compromissos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No que refere-se a anuidade, o cart\u00e3o Submarino cobra 12 parcelas de R$15,70, ou seja, R$188,40 anual, o que \u00e9 um ponto ruim visto que outros concorrentes n\u00e3o cobram essa taxa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Fora a anuidade existem outras taxas importantes, s\u00e3o elas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Issuance of the 2nd copy of the card: R$22.00;<\/li><li>Interest rate on installments: 0.99% per month + IOF;<\/li><li>Withdrawal at Banco24Horas: R$13.90;<\/li><li>Interest rate on personal loan: up to 15,99%.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, a \u00faltima caracter\u00edstica relevante para apresentar \u00e9 a cobertura do cart\u00e3o Submarino que \u00e9 apenas nacional.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>What are the disadvantages of the Vooz card?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais interessante \u00e9 a impossibilidade de solicitar o cart\u00e3o via app. Portanto, para solicitar o cart\u00e3o Vooz \u00e9 necess\u00e1rio se dirigir a uma ag\u00eancia da cooperativa e solicitar o cart\u00e3o presencialmente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo de primeira o cliente est\u00e1 com um cart\u00e3o em m\u00e3os, no entanto esse cart\u00e3o n\u00e3o possui informa\u00e7\u00f5es como n\u00famero ou CVV, dados esses que voc\u00ea s\u00f3 poder\u00e1 acessar posteriormente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Cart\u00e3o Submarino ou Cart\u00e3o Vooz: qual escolher?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, voc\u00ea conseguiu decidir qual \u00e9 o melhor cart\u00e3o para seu dia a dia?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bom, ambos possuem pontos fortes e fracos. Um voc\u00ea pode solicitar pelo app, j\u00e1 o outro exige a presen\u00e7a f\u00edsica do cliente em uma ag\u00eancia. Um pede para que o cliente aguarde a an\u00e1lise de cr\u00e9dito, enquanto o outro te entrega o cart\u00e3o na hora.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o essencial \u00e9 que voc\u00ea entenda quais s\u00e3o as suas prioridades nesse momento. Se seu objetivo \u00e9 ter um bom limite de cr\u00e9dito inicial, o cart\u00e3o&nbsp; Vooz<strong> <\/strong>\u00e9 a op\u00e7\u00e3o certa. Por outro lado, se voc\u00ea prefere ter boas oportunidades de compra e um bom limite em algumas lojas espec\u00edficas, o Submarino \u00e9 perfeito para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chegou at\u00e9 aqui mas ainda n\u00e3o est\u00e1 convencido de que o cart\u00e3o Submarino ou o cart\u00e3o Vooz s\u00e3o uma das melhores op\u00e7\u00f5es para seu perfil financeiro? N\u00e3o se preocupe, pois separamos comparativos de outros cart\u00f5es dispon\u00edveis no mercado que poder\u00e1 interessar. Temos certeza que ajudar\u00e1 a decidir-se pela melhor op\u00e7\u00e3o para voc\u00ea!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, clique no conte\u00fado recomendado abaixo e confira o novo comparativo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1jH1N7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/lanistar-ou-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Lanistar ou cart\u00e3o Atacad\u00e3o: qual o melhor?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/182246d2-955d-4e11-8720-9d4e06d76241\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/lanistar-ou-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Lanistar ou cart\u00e3o Atacad\u00e3o: qual o melhor?\">\n            Cart\u00e3o Lanistar ou cart\u00e3o Atacad\u00e3o: qual o melhor?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tanto o cart\u00e3o Lanistar quanto o cart\u00e3o Atacad\u00e3o tem duas vantagens e desvantagens. Quer saber qual \u00e9 o melhor? Ent\u00e3o, leia este texto e confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/lanistar-ou-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/lanistar-ou-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Cart\u00e3o Submarino ou cart\u00e3o Vooz, descubra qual o melhor para seu perfil financeiro. O Submarino tem cobertura nacional e \u00e9 ideal para quem realiza compras na loja. J\u00e1 o Vooz, \u00e9 internacional, possui possibilidade de isen\u00e7\u00e3o de anuidade e voc\u00ea pode usar onde e quando quiser. Ent\u00e3o, leia o nosso texto comparativo e escolha o seu.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,2441,2442,2444,1916,2458],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Submarino ou Cart\u00e3o Vooz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saiba qual o melhor entre o cart\u00e3o Submarino ou cart\u00e3o Vooz e fa\u00e7a sua escolha seguindo seu perfil financeiro. 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