{"id":41366,"date":"2021-11-01T23:00:00","date_gmt":"2021-11-01T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41366"},"modified":"2021-11-01T20:47:19","modified_gmt":"2021-11-01T20:47:19","slug":"zencard-ou-santander-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/zencard-ou-santander-sx\/","title":{"rendered":"Zencard card or Santander SX card: which is better?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-zencard-x-santander-sx-descubra-qual-escolher\">Zencard x Santander SX: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Zencard ou Santander SX? Fonte: Pexels.\"  id=\"41367\" src=\"https:\/\/ucarecdn.com\/42d38402-8af4-4f18-a502-e049ebcc2dc0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Zencard ou Santander SX? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Zencard ou cart\u00e3o Santander SX s\u00e3o duas op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito com abrang\u00eancia internacional e muitos benef\u00edcios, como programa de recompensa, descontos em parceiros e aplicativo para controle de gastos que d\u00e1 mais seguran\u00e7a e autonomia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>So, stay tuned in this article, as we will show you the advantages and disadvantages of these cards, so that you can compare them and make the best decision. Check out!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2u2gM5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Zencard card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-zencard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Zencard card\">\n            How to apply for the Zencard card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Zencard oferece muitos benef\u00edcios, como o programa Mastercard Surpreenda e o clube de descontos, veja agora mesmo o passo a passo para solicitar o seu de casa.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Zencard card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1EnXfR\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander SX card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-santander-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Santander SX card\">\n            How to apply for the Santander SX card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            The Santander SX card offers discounts at Esfera partners and the possibility of waiving the annuity. Learn how to request it by following the post step by step.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Santander SX card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Zencard card<\/strong><\/td><td><strong>Santander S Card<\/strong>X<\/td><\/tr><tr><td><strong>Minimum Income<\/strong><\/td><td>not informed<\/td><td>R$ 500.00 for account holders<br>R$ 1,045.00 for non-account holders<\/td><\/tr><tr><td><strong>Annuity<\/strong><\/td><td>12x of R$ 7.90<\/td><td>12x of R$ 33.25<br>Exempt if you join the PIX system<br>Isento com gasto m\u00ednimo de R$ 100,00 por m\u00eas<\/td><\/tr><tr><td><strong>Flag<\/strong><\/td><td>MasterCard<\/td><td>Mastercard or Visa<\/td><\/tr><tr><td><strong>Roof<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>Conta digital;<br>Mastercard Surprise Program;<br>Clube de descontos.<\/td><td>Discounts at Esfera partner stores;<br>Possibility of exemption from the annuity;<br>Duas op\u00e7\u00f5es de bandeiras.<\/td><\/tr><\/tbody><\/table><figcaption>But, after all, what are the characteristics of these cards?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-zencard\">Zencard card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Zencard? Fonte: Zencard.\"  id=\"41369\" src=\"https:\/\/ucarecdn.com\/5dd1eb8c-e43b-41d1-9cb5-0b73dc194caa\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o Zencard? Fonte: Zencard.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Zencard se trata de um produto financeiro pr\u00e9-pago, assim, ele funciona basicamente como um cart\u00e3o de cr\u00e9dito convencional, contudo, o pagamento acontece como se fosse um cart\u00e3o de d\u00e9bito, ou seja, os valores s\u00e3o descontados imediatamente da conta digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, voc\u00ea deve fazer recargas constantemente, pois, s\u00f3 poder\u00e1 utilizar o cart\u00e3o se tiver saldo dispon\u00edvel nele. Diante disso, ele \u00e9 uma \u00f3tima alternativa para controlar os gastos, j\u00e1 que n\u00e3o d\u00e1 para parcelar compras. Ademais, este cart\u00e3o tamb\u00e9m pode ser adquirido por negativados.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-santander-sx\">Santander SX Card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Santander SX? Fonte: Santander.\"  id=\"41370\" src=\"https:\/\/ucarecdn.com\/77303c55-a7ee-4251-af47-900617e481a6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o Santander SX? Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Santander SX \u00e9 um dos produtos financeiros criados pelo banco Santander. Ele pode ser emitido na bandeira Mastercard ou Visa e, assim, voc\u00ea pode ter acesso a programas, como Mastercard Surpreenda ou Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, para solicitar o Santander SX basta comparecer em uma ag\u00eancia do Santander ou fazer a solicita\u00e7\u00e3o atrav\u00e9s da p\u00e1gina inicial do banco. Assim, tamb\u00e9m deve-se ter uma renda m\u00ednima de R$1.045,00 caso voc\u00ea n\u00e3o seja correntista ou de R$500,00 se for correntista.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, se voc\u00ea gastar no m\u00ednimo R$100 na fatura mensal ou aderir ao sistema Pix no Santander consegue zerar o valor da anuidade, caso contr\u00e1rio, a anuidade \u00e9 cobrada no valor de R$ 399,00 ou 12x de R$33,25. Al\u00e9m disso, voc\u00ea pode solicitar at\u00e9 5 cart\u00f5es adicionais e ter acesso a condi\u00e7\u00f5es bem atrativas para clientes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-zencard\">What are the advantages of the Zencard card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Zencard \u00e9 internacional, assim, voc\u00ea pode utiliz\u00e1-lo em lojas nacionais e internacionais, assim como fazer compras em lojas f\u00edsicas ou online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, o cart\u00e3o possui conta digital e atrav\u00e9s dela voc\u00ea pode consultar todas as transa\u00e7\u00f5es do seu cart\u00e3o, sendo importante mencionar que ele n\u00e3o possui fatura por se tratar de um cart\u00e3o pr\u00e9-pago. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o podemos deixar de mencionar que voc\u00ea pode participar do Clube de Descontos. Nesse caso, \u00e9 poss\u00edvel ganhar vouchers para comprar com valores menores em parceiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o possui bandeira Mastercard, assim, voc\u00ea pode ter acesso a benef\u00edcios, como o Programa Mastercard Surpreenda em que voc\u00ea pode acumular pontos e trocar por produtos ou servi\u00e7os, al\u00e9m de ser aceito em milh\u00f5es de estabelecimentos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-santander-sx\">What are the advantages of the Santander SX card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as vantagens do cart\u00e3o Santander SX, est\u00e3o a abrang\u00eancia internacional e duas op\u00e7\u00f5es de bandeiras. Assim, voc\u00ea pode escolher pela bandeira de sua prefer\u00eancia que pode ser Visa para aproveitar o programa Vai de Visa que oferece descontos nos estabelecimentos parceiros. Ou, ainda, a bandeira Mastercard com o programa Mastercard Surpreenda que oferece pontos que voc\u00ea pode trocar por produtos e servi\u00e7os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, d\u00e1 para solicitar at\u00e9 5 cart\u00f5es adicionais, parcelar a fatura em at\u00e9 24x, bem como usufruir de at\u00e9 50% de desconto nos parceiros Esfera. Assim como voc\u00ea consegue zerar a anuidade, para isso basta gastar na fatura mensal, no m\u00ednimo, R$100,00 ou cadastrar a chave do Pix na conta Santander.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-zencard\">What are the disadvantages of the Zencard card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as desvantagens do cart\u00e3o Zencard est\u00e3o a cobran\u00e7a de tarifas de aquisi\u00e7\u00e3o do cart\u00e3o, recargas e transfer\u00eancias, assim como gera\u00e7\u00e3o de boletos, segunda via do cart\u00e3o e mensalidade no valor de R$7,90. Confira a lista completa abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Para aquisi\u00e7\u00e3o do cart\u00e3o: R$ 21,90;<\/li><li>Recarga na lot\u00e9rica: R$ 4,00;<\/li><li>Recarga no boleto banc\u00e1rio: R$ 3,00;<\/li><li>Saques: R$ 6,90;<\/li><li>Mensalidade: R$ 7,90;<\/li><li>Transfer\u00eancias entre cart\u00f5es pr\u00e9-pagos: R$ 1,50;<\/li><li>Transfer\u00eancias entre cart\u00f5es por meio de internet banking: totalmente gratuita;<\/li><li>Retirada de segunda via do cart\u00e3o: R$ 21,90;<\/li><li>DOC and TED transfers: R$ 8.90.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, antes de optar por este cart\u00e3o preste aten\u00e7\u00e3o em todas as tarifas cobradas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-santander-sx\">What are the disadvantages of the Santander SX card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a maior desvantagem do cart\u00e3o Santander SX \u00e9 a cobran\u00e7a da anuidade e a obrigatoriedade de renda m\u00ednima no valor de R$1.045,00 para n\u00e3o correntistas e de R$500,00 para correntistas. Assim, se voc\u00ea n\u00e3o estiver em condi\u00e7\u00f5es de abrir uma conta no Santander, pode n\u00e3o ser uma boa alternativa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-zencard-ou-cart%C3%A3o-santander-sx-qual-escolher\">Cart\u00e3o Zencard ou Cart\u00e3o Santander SX: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Zencard ou cart\u00e3o Santander SX, s\u00e3o duas op\u00e7\u00f5es com diversas vantagens, como abrang\u00eancia internacional e benef\u00edcios associados \u00e0s bandeiras. Ent\u00e3o, veja qual destes cart\u00f5es melhor atende \u00e0s suas expectativas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, se voc\u00ea ainda estiver com d\u00favidas de qual \u00e9 o melhor cart\u00e3o de cr\u00e9dito para voc\u00ea, n\u00e3o precisa entrar em desespero, pois, abaixo temos outra compara\u00e7\u00e3o entre cart\u00f5es. Ent\u00e3o, clique no conte\u00fado recomendado, a seguir, e confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1QAGNl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Santander SX card or Pan card: which one to choose?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d8d5014d-98d8-488d-9863-1ffb9202febc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Santander SX card or Pan card: which one to choose?\">\n            Santander SX card or Pan card: which one to choose?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            The Santander SX card or Pan Card are credit card options for those looking for practicality, security and autonomy in using their credit card! 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Entre o cart\u00e3o Zencard ou o cart\u00e3o Santander SX h\u00e1 v\u00e1rias semelhan\u00e7as, como a cobertura internacional, os descontos em parceiros e as condi\u00e7\u00f5es diferenciadas para clientes. Mas, voc\u00ea sabe quais s\u00e3o as diferen\u00e7as? Ent\u00e3o, leia este post e confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[464,2186,2185,1709,2187],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Zencard ou Cart\u00e3o Santander SX: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entre o cart\u00e3o Zencard ou cart\u00e3o Santander SX h\u00e1 v\u00e1rias semelhan\u00e7as, como a cobertura internacional e os descontos em parceiros. 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