{"id":41142,"date":"2021-11-15T12:00:00","date_gmt":"2021-11-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41142"},"modified":"2021-11-15T10:27:55","modified_gmt":"2021-11-15T10:27:55","slug":"afinz-ou-pagbank","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/afinz-ou-pagbank\/","title":{"rendered":"Afinz Card or PagBank Card: which is better?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-pagbank-descubra-qual-escolher\">Afinz x PagBank: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou o PagBank? Fonte: Pexels.\"  id=\"41143\" src=\"https:\/\/cdn.adtechpanda.com\/434c2666-3b5f-4dfa-83b1-6b3d8a196a80\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou o PagBank? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, voc\u00ea saberia dizer qual \u00e9 o melhor entre o cart\u00e3o Afinz ou o cart\u00e3o PagBank? Vale lembrar que ambos t\u00eam bandeira Visa e cobertura internacional, mas eles apresentam diferen\u00e7as tamb\u00e9m. Por isso, \u00e9 ideal analisar as caracter\u00edsticas, as vantagens e as desvantagens destes produtos financeiros. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diante disso, hoje, trouxemos este comparativo para que voc\u00ea possa escolher aquele que atende \u00e0s suas necessidades. Ent\u00e3o, continue a leitura e confira todas as informa\u00e7\u00f5es. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-15zSeh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Afinz card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Afinz card\">\n            How to apply for the Afinz card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer aprender como solicitar o cart\u00e3o Afinz que possui os programas Voc\u00ea Bem e Vai de Visa? Ent\u00e3o, leia este post e confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { 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this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Afinz card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZE5NIB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for PagBank card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for PagBank card\">\n            How to apply for PagBank card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o PagBank tem \u00f3timas vantagens, saiba agora mesmo como solicit\u00e1-lo sem burocracia.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && 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this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for PagBank card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Afinz Card<\/strong><\/td><td><strong>PagBank card<\/strong><\/td><\/tr><tr><td><strong>Minimum Income<\/strong><\/td><td>not informed<\/td><td>not informed<\/td><\/tr><tr><td><strong>Annuity<\/strong><\/td><td>R$ 227.88<\/td><td>Exempt<\/td><\/tr><tr><td><strong>Flag<\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Roof<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>Up to 40 days to pay<br>Additional cards with 50% annual fee discount<br>You Well Program<\/td><td>Approximation payment system<br>Go Visa Program<br>Withdrawals on the Banco24Horas network<\/td><\/tr><\/tbody><\/table><figcaption>But, after all, what are the characteristics of these cards?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Afinz Card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41145\" src=\"https:\/\/cdn.adtechpanda.com\/264dabf4-fad8-471c-8bce-47b1c62a3575\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >But, after all, how does the Afinz card work? Source: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como os demais cart\u00f5es no mercado, o cart\u00e3o de cr\u00e9dito Afinz funciona basicamente da mesma maneira, isso porque, voc\u00ea faz o uso dele durante o m\u00eas e, ao final, \u00e9 emitida uma fatura. Al\u00e9m disso, existe um limite que \u00e9 pr\u00e9-estabelecido conforme an\u00e1lise de cr\u00e9dito e de acordo com a utiliza\u00e7\u00e3o do seu cart\u00e3o o limite pode ser aumentado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como mencionamos, a Afinz realiza a an\u00e1lise de cr\u00e9dito para aprovar o cart\u00e3o, assim como para disponibilizar o valor do limite, isso significa que se voc\u00ea estiver com restri\u00e7\u00f5es no CPF, pode n\u00e3o ser uma boa alternativa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, recomendamos que voc\u00ea consulte o seu CPF nas ag\u00eancias de cr\u00e9dito e se poss\u00edvel, limpe o seu nome. Assim como fa\u00e7a o pagamento das contas em atraso ou tente um parcelamento para come\u00e7ar a pagar aos poucos e, dessa forma, com o tempo fazer o pedido do seu cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, se estiver com score de cr\u00e9dito alto e o nome sem restri\u00e7\u00f5es durante a an\u00e1lise de cr\u00e9dito, o limite ser\u00e1 estabelecido e voc\u00ea poder\u00e1 come\u00e7ar a utilizar o cart\u00e3o que possui bandeira Visa internacional, assim como descontos em parceiros e parcelamentos diferenciados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea ganha 50% de desconto na anuidade nos cart\u00f5es adicionais que solicitar e at\u00e9 40 dias para pagar suas compras. Ent\u00e3o, continue a leitura para saber ainda mais sobre as caracter\u00edsticas e as vantagens em se ter um cart\u00e3o Afinz.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-pagbank\">PagBank card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o PagBank? Fonte: PagBank.\"  id=\"41147\" src=\"https:\/\/cdn.adtechpanda.com\/d433bf61-174d-4f93-b233-529a7dbc0d44\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o PagBank? Fonte: PagBank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o PagBank \u00e9 um cart\u00e3o de cr\u00e9dito que possui bandeira Visa internacional com aplicativo para controle de gastos e ao final do m\u00eas de uso uma fatura \u00e9 disponibilizada. Al\u00e9m disso, voc\u00ea pode utiliz\u00e1-lo para fazer compras \u00e0 vista e parceladas em milhares de estabelecimentos credenciados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ele \u00e9 isento de anuidade ou mensalidade. E a PagBank delimita um limite inicial ao cart\u00e3o de cr\u00e9dito e conforme voc\u00ea utilizar ao longo dos meses para fazer compras, o limite aumentar\u00e1. \u00c9 importante lembrar que este ajuste costuma demorar, no m\u00ednimo, tr\u00eas meses na maioria das institui\u00e7\u00f5es financeiras.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">What are the advantages of the Afinz card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 imaginou ser usu\u00e1rio de um cart\u00e3o de cr\u00e9dito que te ajude a ter descontos em consultas m\u00e9dicas, exames, medicamentos e at\u00e9 cursos online? Pois este, \u00e9 o grande diferencial do cart\u00e3o Afinz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque com o Programa Voc\u00ea Bem, \u00e9 poss\u00edvel conseguir descontos em medicamentos, consultas e exames, assim como em servi\u00e7os odontol\u00f3gicos e at\u00e9 80% de desconto na plataforma de cursos online INove. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea pode utilizar o seu cart\u00e3o sem precisar inserir na m\u00e1quina, s\u00f3 aproximando-o com a ajuda da tecnologia por aproxima\u00e7\u00e3o, bem como com o aplicativo da Afinz pode controlar todos os seus gastos e ter uma vida financeira mais est\u00e1vel.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-pagbank\">What are the advantages of the PagBank card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o PagBank n\u00e3o possui anuidade e nem mensalidade para voc\u00ea ter acesso aos servi\u00e7os do cart\u00e3o de cr\u00e9dito, ou seja, voc\u00ea n\u00e3o precisa se preocupar com aquela tarifa anual que, muitas vezes, \u00e9 respons\u00e1vel pelo endividamento de v\u00e1rios usu\u00e1rios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da mesma maneira, o cart\u00e3o de cr\u00e9dito PagBank possui cobertura internacional, ou seja, em territ\u00f3rio nacional ou n\u00e3o, voc\u00ea poder\u00e1 utilizar o cart\u00e3o, assim como fazer compras em lojas parceiras da Visa que \u00e9 a bandeira deste cart\u00e3o, al\u00e9m de aproveitar o programa Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre outras vantagens, o cart\u00e3o possui pagamento por aproxima\u00e7\u00e3o, deixando suas compras mais simples, seguras e r\u00e1pidas. Al\u00e9m disso, \u00e9 poss\u00edvel sacar at\u00e9 20% do limite de cr\u00e9dito nos caixas eletr\u00f4nicos do Banco24Horas, mas fique atento, pois essa opera\u00e7\u00e3o tem custo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">What are the disadvantages of the Afinz card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de ser um produto financeiro bem interessante, o cart\u00e3o Afinz tem alguma desvantagens. A come\u00e7ar, pela an\u00e1lise de cr\u00e9dito que costuma ser bem rigorosa, isso porque a institui\u00e7\u00e3o faz consulta do nome e CPF do usu\u00e1rio nas ag\u00eancias de cr\u00e9dito em busca de poss\u00edveis irregularidades. Se encontradas, provavelmente a solicita\u00e7\u00e3o ser\u00e1 negada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, tamb\u00e9m existe a cobran\u00e7a de anuidade no valor de R$ 227,88. \u00c9 claro que, pagar este valor anualmente significa ter acesso a servi\u00e7os de qualidade, mas, ainda sim, \u00e9 um custo adicional al\u00e9m dos gastos mensais com o cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">What are the disadvantages of the PagBank card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as desvantagens do cart\u00e3o PagBank est\u00e3o a taxa de saque no valor de R$29,99, assim como os juros do rotativo que podem chegar at\u00e9 10,99% ao m\u00eas. Isso porque h\u00e1 outros cart\u00f5es no mercado que n\u00e3o cobram para fazer saques e t\u00eam uma taxa de juros mais baixa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-pagbank-qual-escolher\">Cart\u00e3o Afinz ou Cart\u00e3o PagBank: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, agora que voc\u00ea conhece as caracter\u00edsticas do cart\u00e3o Afinz ou cart\u00e3o PagBank, se torna mais f\u00e1cil saber qual a melhor alternativa para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale destacar que ambos t\u00eam bandeira Visa internacional, mas se diferenciam por suas vantagens. Por isso, \u00e9 importante analisar muito bem o que cada um deles apresenta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se voc\u00ea ainda continua em d\u00favidas, n\u00e3o precisa se preocupar. Ent\u00e3o, clique no conte\u00fado recomendado abaixo e veja mais um comparativo entre cart\u00f5es.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZF8K10\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"PagSeguro card or PagBank card: which is better?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d693ff61-eb1e-44ac-a3a5-c141f356eb8e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/cartao-pagseguro-ou-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"PagSeguro card or PagBank card: which is better?\">\n            PagSeguro card or PagBank card: which is better?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Deciding between a PagSeguro card or a PagBank card is difficult. However, when comparing credits, it becomes easier to order the ideal model for you! Check it out here!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/en\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Decidir entre o cart\u00e3o Afinz ou cart\u00e3o PagBank n\u00e3o \u00e9 f\u00e1cil. Isso porque ambos possuem bandeira Visa, cobertura internacional e condi\u00e7\u00f5es exclusivas para os clientes.  Ent\u00e3o, confira o nosso comparativo e saiba mais!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2169,283,791,1532],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o PagBank: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decidir entre o cart\u00e3o Afinz ou cart\u00e3o PagBank n\u00e3o \u00e9 f\u00e1cil. Mas, ao comparar os cart\u00f5es, torna-se mais f\u00e1cil solicitar o modelo ideal. 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