{"id":33495,"date":"2021-09-06T23:00:00","date_gmt":"2021-09-06T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33495"},"modified":"2021-09-06T16:42:14","modified_gmt":"2021-09-06T16:42:14","slug":"cartao-acesso-ou-cartao-digio","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/cartao-acesso-ou-cartao-digio\/","title":{"rendered":"Access Card or Digio Card: which one to choose?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-acesso-x-digio-descubra-qual-o-melhor\">Acesso x Digio: descubra qual o melhor!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Acesso ou cart\u00e3o Digio: qual escolher? Fonte: Pxhere.\"  id=\"33497\" src=\"https:\/\/ucarecdn.com\/e61cd5b5-eb15-4da7-b72b-c5ca789a3e22\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Acesso ou cart\u00e3o Digio: qual escolher? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, seria ideal o cart\u00e3o Acesso ou cart\u00e3o Digio? Enquanto um \u00e9 pr\u00e9-pago, o outro n\u00e3o tem nenhuma tarifa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para que voc\u00ea tenha acesso ao cart\u00e3o pr\u00e9-pago, saiba que \u00e9 s\u00f3 pedir pelo site ou adquirir o cart\u00e3o f\u00edsico em algumas lojas, neste momento, precisa ativ\u00e1-lo pagando algumas tarifas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso quer dizer que voc\u00ea poder\u00e1 comprar na modalidade cr\u00e9dito com nome sujo e at\u00e9 pagar Netflix, Amazon Prime e Spotify, mas sem poder parcelar essas compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o de cr\u00e9dito Digio exige an\u00e1lise de cr\u00e9dito, mas n\u00e3o possui burocracia ou an\u00e1lise r\u00edgida para garantir a aprova\u00e7\u00e3o da conta digital com modalidade cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, veja mais detalhes sobre esses dois cart\u00f5es que possuem \u00f3timas avalia\u00e7\u00f5es por seus usu\u00e1rios, principalmente por serem de baixo custo, portanto, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZMESvE\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pre-pago-acesso\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Access card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/64c142fd-e595-4bc2-86fd-57ab4805bfac\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pre-pago-acesso\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Access card\">\n            How to apply for the Access card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            N\u00e3o \u00e9 preciso ter nome limpo para pagar no cart\u00e3o de cr\u00e9dito ou fazer compras internacionais, portanto, saiba mais!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" 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get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display 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this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-pre-pago-acesso\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">      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mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZSMGGk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Digio card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-digio\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How to apply for the Digio card\">\n            How to apply for the Digio card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            N\u00e3o se preocupe com qualquer taxa para ter um cart\u00e3o de cr\u00e9dito internacional, que possui cashback, clube de pontos e descontos de at\u00e9 60% em lojas livelo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a 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\"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { 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{ let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Digio card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/en\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Access Card<\/strong><\/td><td><strong>digital card<\/strong><\/td><\/tr><tr><td><strong>Minimum Income<\/strong><\/td><td>not required<\/td><td>not informed<\/td><\/tr><tr><td><strong>Annuity<\/strong><\/td><td>12x of R$ 5.95<\/td><td>Exempt<\/td><\/tr><tr><td><strong>Flag<\/strong><\/td><td>MasterCard<\/td><td>Visa<\/td><\/tr><tr><td><strong>Roof<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>Sem necessidade de conta em banco<br>N\u00e3o precisa enviar documentos para an\u00e1lise de cr\u00e9dito<br>N\u00e3o exige comprova\u00e7\u00e3o de renda<br>Fa\u00e7a compras na modalidade cr\u00e9dito mesmo com nome sujo<\/td><td>N\u00e3o se preocupe com anuidade, taxa de ades\u00e3o ou mensalidade<br>Participe do programa de cashback ao comprar no cart\u00e3o de cr\u00e9dito<br>Tenha descontos de at\u00e9 60% em lojas parceiras<br>Fa\u00e7a o pedido pela internet e tenha uma conta digital gratuita<\/td><\/tr><\/tbody><\/table><figcaption>Compare cada um deles e saiba mais!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-acesso-\"><strong>Access Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito \u00e9 aliado da vida financeira e quando se perde o direito de comprar no cr\u00e9dito, um mundo de possibilidades se fecha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, os negativados acabam sofrendo com a falta de aprova\u00e7\u00e3o, deixando de pagar coisas simples como mensalidades da Netflix, Spotify ou at\u00e9 mesmo aplicativos de carona ou comida, como iFood.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que os cart\u00f5es pr\u00e9-pagos existem, este p\u00fablico passou a comprar de novo, e no caso do cart\u00e3o Acesso pagando poucas tarifas somente quando a recarga e, ainda, sem fazer compromissos banc\u00e1rios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o Acesso possui as demais transa\u00e7\u00f5es banc\u00e1rias, sendo ativado somente mediante recargas, ou seja, use-o quando realmente precisar e n\u00e3o fique pendurado em parcelas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-digio-\"><strong>digital card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o apenas um cart\u00e3o de cr\u00e9dito, como tamb\u00e9m uma conta corrente digital, o cart\u00e3o Digio cobra poucas tarifas do cliente, que possui um cr\u00e9dito facilitado e sem burocracia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso significa que \u00e9 s\u00f3 entrar no site, fazer o pedido, aguardar a an\u00e1lise de cr\u00e9dito e ter um bom limite pr\u00e9-aprovado, com a chance de comprar parcelado em lojas internacionais, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por consequ\u00eancia, o cliente Digio tamb\u00e9m participa do DigioCashback, quando ganha dinheiro de volta ao fazer compras, sem falar que h\u00e1 tamb\u00e9m o descontinho no qual voc\u00ea ganha at\u00e9 60% de desconto em compras nos estabelecimentos parceiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para finalizar, a conta Digio rende mais que a poupan\u00e7a, permite saques e transa\u00e7\u00f5es nas rede Banco24h e \u00e9 um bantech, com toda tecnologia atrelada, como por exemplo, pagamento por aproxima\u00e7\u00e3o, saque antecipado sem sair de casa, etc.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-acesso-\"><strong>What are the advantages of the Access card?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a detalhes do cart\u00e3o Acesso. Fonte: Acesso.\"  id=\"33547\" src=\"https:\/\/ucarecdn.com\/3d73be66-6c10-44d6-932d-faef30d68bf7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a detalhes do cart\u00e3o Acesso. Fonte: Acesso.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A fim de que voc\u00ea n\u00e3o deixe passar nenhum detalhe, separamos mais informa\u00e7\u00f5es vantajosas do cart\u00e3o Acesso, entre elas, a n\u00e3o cobran\u00e7a de tarifas quando n\u00e3o houver recarga, portanto, veja mais abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>N\u00e3o precisa ter nome limpo para fazer o pedido;<\/li><li>Pague tarifas somente quando for utilizar a modalidade cr\u00e9dito;<\/li><li>Pe\u00e7a um cart\u00e3o para seus filhos para que seja uma reserva de emerg\u00eancia;<\/li><li>Volte a utilizar o cr\u00e9dito e pague Netflix, Spotify, iFood;<\/li><li>Fa\u00e7a compras internacionais na modalidade.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-digio-\"><strong>Quais as vantagens do cart\u00e3o Digio<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"As vantagens do cart\u00e3o Digio. Fonte: Digio.\"  id=\"33553\" src=\"https:\/\/ucarecdn.com\/225b43ca-d1dc-4ce3-b87e-3b1818ca7f42\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >As vantagens do cart\u00e3o Digio. Fonte: Digio.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Posto que \u00e9 um cart\u00e3o similar a outros do mesmo estilo, separamos as diferen\u00e7as mais ben\u00e9ficas contidas no cart\u00e3o Digio, entre elas, temos a possibilidade de cashback em cada compra no cr\u00e9dito, ent\u00e3o, siga os detalhes abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Programa de pontos do Vai de Visa, mas tamb\u00e9m do Digio;<\/li><li>Nunca pague taxas, como ades\u00e3o, mensalidade ou anuidade;<\/li><li>Ganhe dinheiro de volta em cada compra na modalidade cr\u00e9dito;<\/li><li>Pe\u00e7a pela internet sem burocracia;<\/li><li>N\u00e3o se preocupe com juros do rotativo.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-acesso-\"><strong>What are the disadvantages of the Access card?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tanto quanto as vantagens, \u00e9 importante destacar as desvantagens do cart\u00e3o Acesso, entre elas, a quantidade de tarifas a serem pagas, por exemplo, a de R$ 5,95 para manuten\u00e7\u00e3o do cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, se a recarga for maior que R$ 500,00, existe ainda a tarifa de R$ 2,50 por ultrapassar o limite pensado pelo Acesso, al\u00e9m disso nunca ser\u00e1 poss\u00edvel fazer parcelamento de qualquer compra na modalidade cr\u00e9dito, somente pagamento \u00e0 vista.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-digio-\"><strong>What are the disadvantages of the Digio card?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quer queira, quer n\u00e3o, para o cliente Digio n\u00e3o \u00e9 muito vantajoso esperar tanto tempo para receber o cart\u00e3o e come\u00e7ar a utilizar a modalidade cr\u00e9dito, isso porque a m\u00e9dia de espera \u00e9 de 30 dias entre solicita\u00e7\u00e3o, an\u00e1lise e chegada do cart\u00e3o f\u00edsico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mais que n\u00e3o sejam cobradas taxas, existem os pagamentos por saques na rede Banco24h, ou seja, precisou de dinheiro emergencial, ter\u00e1 que pagar 7,90% ao m\u00eas + IOF sempre que retirar dinheiro do cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-acesso-ou-cart%C3%A3o-digio-qual-escolher-\"><strong>Access Card or Digio Card: which one to choose?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Acesso ou Cart\u00e3o Digio: qual decidir? Fonte: Pxhere.\"  id=\"33498\" src=\"https:\/\/ucarecdn.com\/27052219-48e2-4ca4-8862-a6ec34dc30d6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Acesso ou Cart\u00e3o Digio: qual decidir? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, deu para se abastecer de informa\u00e7\u00e3o e decidir entre o cart\u00e3o Acesso ou cart\u00e3o Digio?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, trouxemos um cart\u00e3o pr\u00e9-pago que n\u00e3o exige an\u00e1lise de cr\u00e9dito, d\u00e1 a chance para compras na modalidade cr\u00e9dito e n\u00e3o possui qualquer burocracia, com pedido feito pela internet e chegada r\u00e1pida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Digio \u00e9 muito barato em rela\u00e7\u00e3o a taxas, mas pede comprova\u00e7\u00e3o de renda e n\u00e3o aceita clientes com nome sujo, sendo um pouco mais limitado em rela\u00e7\u00e3o a cr\u00e9dito para negativados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o s\u00f3 um cart\u00e3o, como tamb\u00e9m um aliado da organiza\u00e7\u00e3o financeira os cart\u00f5es de cr\u00e9dito precisam ser escolhidos com paci\u00eancia. Ent\u00e3o, se ainda n\u00e3o chegou a uma decis\u00e3o, n\u00e3o se preocupe! Abaixo, confira mais detalhes sobre cart\u00f5es de cr\u00e9dito e aumente as op\u00e7\u00f5es!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1R0xQr\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/en\/cartao-bahamas-ou-cartao-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bahamas ou cart\u00e3o BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Acesso-ou-Cartao-Digio.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/en\/cartao-bahamas-ou-cartao-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bahamas ou cart\u00e3o BTG+?\">\n            Cart\u00e3o Bahamas ou cart\u00e3o BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba mais sobre op\u00e7\u00f5es que oferecem descontos, parcelamentos sem juros e investimentos simplificados. 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Ent\u00e3o, confira aqui o comparativo!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[385,179,198,874,287],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Acesso ou Cart\u00e3o Digio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Acesso ou cart\u00e3o Digio. Um \u00e9 ideal para negativados, o outro n\u00e3o tem anuidade e, ainda, possui cashback. 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