{"id":16688,"date":"2021-02-23T20:44:44","date_gmt":"2021-02-23T20:44:44","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=16688"},"modified":"2021-02-23T20:44:47","modified_gmt":"2021-02-23T20:44:47","slug":"como-saber-se-tenho-dividas-antigas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/como-saber-se-tenho-dividas-antigas\/","title":{"rendered":"How do I know if I have old debts?"},"content":{"rendered":"
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old debts<\/strong>s<\/h2>\n<\/div>
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\"D\u00edvidas
Old debts (Image: Reidel Advogados)<\/figcaption><\/figure>\n<\/div>
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many people have old debts<\/strong> and they don't even know it. The problem is that this situation causes complications in the financial autonomy of individuals. This is because your default history is available for institutions to analyze.<\/p>\n<\/div>

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So, if you need their help, it will be more complicated to get it. Therefore, it is essential that this subject be further discussed. This so that everyone can be aware of the damage that involves the latter.<\/p>\n<\/div>

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Therefore, the purpose of this post is exactly that. Here you will find out about absolutely everything on the subject. See also, how to identify if you have it or not old debts<\/strong>.<\/p>\n<\/div>

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Identifying old debts<\/strong><\/h2>\n<\/div>
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\"Identificando
Identifying old debts (Image: telesynthesis)<\/figcaption><\/figure>\n<\/div>
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This is a simpler task than it seems. Currently, there are 3 ways to know if you have old debts. The next topics will explain how each of them works. So, just choose the option that suits you best.<\/p>\n<\/div>

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Serasa<\/strong><\/h2>\n<\/div>
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\"Serasa
Serasa (Image: turismoemfoco)<\/figcaption><\/figure>\n<\/div>
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the platform of Serasa<\/a> is one of the most popular. It allows you to consult your CPF for free. This through the application or the Consumer Portal.<\/p>\n<\/div>

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Then, just click on the \u201cConsult debts\u201d button. Then you need to make a small registration. For this, you will enter some personal data. Also, you must create an email and password.<\/p>\n<\/div>

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Don't worry, this is not a time-consuming or labor-intensive process. Once this initial part is done, just go to the pending tab. There you can see all the information.<\/p>\n<\/div>

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In addition, you can check which company registered the debt. Also, the value and original expiration dates are available. Another interesting point of this platform is that you can analyze the offers for settlement of old debts<\/strong>.<\/p>\n<\/div>

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Thus, you can participate in the famous Feirao Limpa Nome. Now, if you would like to consult a CNPJ, the gratuity no longer exists. The only exceptions are Black Friday events.<\/p>\n<\/div>

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Even so, it is possible to have access to everything mentioned above. Also, you can hire Serasa Antifraude. It is a subscription service.<\/p>\n<\/div>

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Its function is to alert the consumer if there are new pendencies registered. This also goes for inquiries made by companies and credit score changes. Even if your data is leaked, you will be notified.<\/p>\n<\/div>

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SCPC<\/strong><\/h2>\n<\/div>
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\"SCPC
SCPC (Image: aciapnet)<\/figcaption><\/figure>\n<\/div>
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Boa Vista offers free consultation to the SCPC database. All this can be done on the Positivo Consumer website. It also has a mobile version. That way, you can do it anytime and anywhere.<\/p>\n<\/div>

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Like the option above, this platform also requires an account with CPF. Therefore, here you must do the same cadastral procedure. Then just go to the debt tab.<\/p>\n<\/div>

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Then, check if there are any pendency registered. This alternative has a very interesting point. It separates visible and invisible debts for the market. This way, you have an idea of what is being publicized.<\/p>\n<\/div>

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However, the platform takes into account some points to make this division. Check out what they are below.<\/p>\n<\/div>

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