{"id":16517,"date":"2021-02-23T20:23:04","date_gmt":"2021-02-23T20:23:04","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=16517"},"modified":"2021-02-24T08:18:11","modified_gmt":"2021-02-24T08:18:11","slug":"dicas-para-economizar-na-hora-de-quitar-divida","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/en\/dicas-para-economizar-na-hora-de-quitar-divida\/","title":{"rendered":"Tips for saving when paying off debt"},"content":{"rendered":"
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pay off debt<\/strong><\/h2>\n<\/div>
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\"Quitar
Pay off debt (Image: Positivo Tecnologia)<\/figcaption><\/figure>\n<\/div>
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Many people look for alternatives to save money when settle debt<\/strong>. This is because more and more financial autonomy has been a common goal.<\/p>\n<\/div>

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Therefore, it is essential that this subject be further discussed. Thus, it is possible to think of efficient strategies aimed at mitigating the damage of a debt.<\/p>\n<\/div>

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Therefore, the purpose of this post is to let you know everything about the topic. see how settle debt<\/strong> requires good planning. At the end of this reading, you will be a true expert in this task and will be able to clear your name<\/a>. So let's go follow along.<\/p>\n<\/div>

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1- Study your financial situation well<\/strong><\/h2>\n<\/div>
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\"Estude
Study your financial situation well (Image: Blog do Bling)<\/figcaption><\/figure>\n<\/div>
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It's no use trying to save if you don't know your financial situation. Knowing how she is doing is the first step to even thinking about saving money.<\/p>\n<\/div>

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There are several ways to analyze this scenario. So, you can opt for an expense and cost spreadsheet. In addition, paper also works here. The important thing is to map these elements.<\/p>\n<\/div>

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So study all your income. This includes net salary and possible extra income. Everything goes into this analysis. Also, it is essential to note the amount of outstanding debt.<\/p>\n<\/div>

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Always considering the interest and charges charged on it. If you do not know this information, contact the lender.<\/p>\n<\/div>

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Also, this scheme needs to contain all your fixed and variable expenses. All of this will help you calculate the outstanding balance and thus, present a viable proposal for settle debt<\/strong>.<\/p>\n<\/div>

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2- Pay off debt: put a limit on monthly installments<\/strong><\/h2>\n<\/div>
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\"Quitar
Pay off debt: put a limit on monthly installments (Image: Pixabay)<\/figcaption><\/figure>\n<\/div>
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After the step above, you can understand more about your monthly income. Thus, it is possible to study how much of it can be displaced to pay the debt. So, this is the time to set your installment limit.<\/p>\n<\/div>

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Only in this way, you will be able to make a good proposal to the bank. Don't forget that it needs to be interesting for both parties. Otherwise, it will be very difficult to get approved.<\/p>\n<\/div>

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Therefore, set a monthly limit consistent with your reality. Don't make any commitments that you can't keep. Believe me, this will bring you even more trouble. Not to mention it won't save you money.<\/p>\n<\/div>

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So, invest some time doing this schematization. So you pay everything with peace of mind. This while working on achieving your financial health.<\/p>\n<\/div>

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Also, use this moment to understand where you can save. There are some points that will help you reach that conclusion, check it out.<\/p>\n<\/div>

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