The possibilities here are immense. You have at hand a range of options to achieve your goals. Check out some of the biggest advantages available within this credit tool.<\/p>\n<\/div>
\n
Diversity<\/strong><\/p>\n<\/div>\n
You can choose from several cards. Each of them has a set of distinct benefits. This is to personalize the service and ensure that your needs are met. Also, the fees charged are low, starting at 0.75% am<\/p>\n<\/div>
\n
Simulations<\/strong><\/p>\n<\/div>\n
No need to worry about making a hasty decision. Here, you are able to simulate different scenarios without paying a penny. So, it is possible to choose the best credit alternatives with a lot of calm and planning.<\/p>\n<\/div>
\n
Speed and practicality<\/strong><\/p>\n<\/div>\n
Many credit schemes make you wait for the money. This tool works exactly the opposite. The amount drops into your account almost immediately. So you can start your plans as soon as possible.<\/p>\n<\/div>
\n
Security<\/strong><\/p>\n<\/div>\n
One point that you should always pay close attention to in any type of transaction is security. In the case of this tool, the protection of your data is guaranteed. That way, you don't have to worry about possible unpleasant unforeseen events.<\/p>\n<\/div>
\n
Frequently asked questions about Serasa eCred<\/strong><\/h2>\n<\/div>\n
Frequently asked questions about Serasa eCred (Image: Servi\u00e7os do Brasil)<\/figcaption><\/figure>\n<\/div>\n
By now, you already know a lot about it. However, the purpose of this article is that there is no question left. Therefore, follow some of the most frequent questions about this loan scheme.<\/p>\n<\/div>
\n
Payroll loan<\/strong> Serasa eCred<\/h3>\n<\/div>\n
Serasa eCred Payroll Loan (Image: Pixabay)<\/figcaption><\/figure>\n<\/div>\n
Payroll credit is one of the most popular lines of credit. That's because it's the cheapest on the market. That's why it attracts so many people's attention.<\/p>\n<\/div>
\n
In addition, there is a group of people who can access this modality more easily. So, the criteria required for this audience are as follows.<\/p>\n<\/div>
\n
Possess a signed portfolio, may be retired, INSS pensioner or public servant. If you fit into any of these options, know that you can take out a loan at any time.<\/p>\n<\/div>
\n
Serasa Score x partner offer<\/strong><\/h3>\n<\/div>\n
Serasa Score x offer from partners (Image: Pixabay)<\/figcaption><\/figure>\n<\/div>\n
Many people do not know that their score influences the offer of partners. This is because it is a score generated based on data present in Serasa.<\/p>\n<\/div>
\n
Therefore, it can be used as a criterion for releasing some financial credit. The higher your score, the greater the chances of success.<\/p>\n<\/div>
\n
If your score is low, it is possible to get a loan. Of course, as mentioned above, ideally this score should be high. Even so, this does not guarantee a credit approval.<\/p>\n<\/div>
\n
This depends on each financial institution. Therefore, it is recommended that you contact the latter if you receive a negative response.<\/p>\n<\/div>
\n
Interest rate and IOF<\/strong><\/h3>\n<\/div>\n
Interest rate and IOF (Image: Pixabay)<\/figcaption><\/figure>\n<\/div>\n
It is common for financial institutions not to include IOF in the interest rate. However, it integrates what is called \u201cTotal Effective Cost\u201d.<\/p>\n<\/div>
\n
This allows you to evaluate the best credit alternatives. Thus, it is recommended that it is always taken into account.<\/p>\n<\/div>