Did you know that Platinum modality cards offer incredible benefits for travelers? So, with that in mind, we have prepared a comparative content between the Unicred Platinum card and the Sicredi Platinum card for you to check out all the characteristics, advantages and disadvantages of the products. That way, you can choose which one best suits your financial needs.

The Unicred Platinum card or Sicredi Platinum card can be excellent options for those looking for travel-oriented benefits. Although they charge an annuity, the amount can be worth it if you really use all the benefits. Check out more about the cards below!

First of all, Unicred is one of the main credit unions in the country. In this sense, it is approved by the Central Bank and offers personalized financial services to its members, including Unicred Platinum credit cards.

Well, the cards can be Visa or Mastercard, although both offer international coverage. That is, you can use them for purchases in Brazil or abroad. In fact, with the Pontue Mais Rewards program, you'll get 1.5 points for every dollar you spend on your card.

As a Platinum category card, the brands offer some exclusive benefits such as Travel Insurance, Baggage Protection and even concierge for product users. However, the card charges an annuity, but the amount is not reported on the official website.

Furthermore, it is worth remembering that Unicred Platinum cards are only available to members of the credit union. That is, you need to become a member of Unicred to be able to access and apply for your card.

In the market for over 118 years, Sicredi is a credit union approved by the Central Bank and present in all regions of the country. In this sense, Sicredi offers various financial services, in addition to carrying out transactions and transfers so that its members do not need to depend on large banks.

Thus, among the services offered, the Sicredi Platinum card stands out with exclusive benefits, especially if you travel frequently. So, it offers medical assistance for international trips, in addition to Shopping Insurance and Baggage Insurance, among other benefits.

By the way, you can choose between Visa or Mastercard, and both have international coverage. In other words, you can also use your Sicredi Platinum card for purchases abroad. Thus, with the Sicredi Card reward program, you can accumulate 1.5 points for every dollar spent.

In addition, you can register your card on the brand's website to participate in the Vai de Visa or Mastercard Surpreenda programs. However, the cards charge an annuity and are only available to cooperative members.

So, if you are in doubt between the Unicred Platinum card or the Sicredi Platinum card, keep following to check out its advantages. Thus, you will be able to understand which one is more worthwhile.

As it is a Platinum card, the Visa and Mastercard brands offer exclusive benefits to their users. By the way, if you travel frequently, this may be the ideal card for your financial profile.

In this sense, the Unicred Platinum card offers Travel Insurance, with medical assistance for international trips, Car Insurance for rented cars and Luggage Protection in case of loss. In addition, the card also has a concierge available 24 hours a day, among other benefits.

In addition, you can also participate in Unicred's exclusive reward program, Pontue Mais. With it, you earn 1.5 points per dollar spent on the card. In addition, you can also register your card on the brands' website and take advantage of the Vai de Visa or Mastercard Surpreenda programs.

By the way, Unicred Platinum cards also have 2 purchase limits! Thus, one of them is specific for purchases made using cash credit, while the other is for purchases in installments. It's a lot of advantages, isn't it?

First, as it is a Platinum card, its customers have exclusive benefits from the Visa and Mastercard brands, starting with the reward programs. In this way, you can register your card on the website to participate in the Vai de Visa or Mastercard Surpreenda program.

However, Sicredi also offers its own rewards program, the Sicredi Card Rewards Program. With it, you accumulate points for every dollar spent with the card, and you can redeem them for home appliances, airline tickets, cashback or even transfer them to TudoAzul, Smiles or Latam Pass partners.

In addition, you have travel benefits such as Travel Insurance, which gives you medical assistance on international trips, Car Insurance, for rented cars and Luggage Protection in case of loss. By the way, Sicredi Platinum customers also have 24-hour assistance through their concierge.

However, the Unicredi Platinum card or Sicredi Platinum card also have negative points. That way, it's important to stay tuned to understand all the pros and cons of each one of them. We'll talk more about the downsides of cards below.

Although the Unicred Platinum card offers a long list of benefits, it is also important to analyze its negative points. That way, you'll have an idea of how it works before you order.

First of all, the Unicred Platinum card is only available to cooperative members. That is, you need to become a member and pay the initial capital fee to then have access to Unicred's services.

In addition, this card charges an annuity. Although it is a card that has advantageous features, it is important to remember that there are numerous other options on the market, many of which do not charge.

So, it's important that you do a lot of research to make sure this is the best product to meet your financial needs. You can find less bureaucratic and more advantageous options.

Although the Sicredi Platinum card offers very attractive advantages, it is a somewhat bureaucratic option when it comes to signing up. In this sense, Sicredi Platinum cards are only available to members of the credit union. Therefore, you will need to become a member of Sicredi to apply for yours.

Thus, in addition to paying the initial capital fee to be part of the cooperative, the card also charges an annuity. Therefore, it is important to point out that there are other products in the Platinum modality that can help you without this complication.

So, now that you've followed our comparison between the Unicred Platinum card or the Sicredi Platinum card, you can now put your pros and cons on the scales to decide. In that sense, both are excellent cooperative card options.

Therefore, it is important to analyze which of the credit unions you like best, as you will have to join one of them to apply for the financial product. However, if you are still unsure and think that joining one of the cooperatives is not ideal for you, then check out our content below with more credit card options for you!