Chances are you've heard of Rappi, the on-demand delivery app. But did you know that now there is also RappiBank, the startup's digital bank? Find out now about this new financial institution and Rappi's credit cards.

That digital banks have become a reality in the Brazilian context, there is no doubt about that. Names like Inter, Nubank, C6 Bank came to prove that the formula of having a financial institution without a physical branch, where everything is possible via the internet, works more than right.

Surfing the wave, the Rappi app surprised everyone by informing the creation of its digital bank, RappiBank. The announcement took place in January 2021 and, for now, it is only possible to register in the queue of the service. However, it is good to stay tuned for this news because the startup intends to offer complete banking services very soon.

According to João Paulo Félix, president of RappiBank, the initiative is consistent with the company's proposal to offer a “super app”, that is, an application that brings together a wide variety of services. Therefore, it is important to include financial products, such as the new digital bank. It should even be noted that Brazil is the fourth market in Latin America to have RappiBank, as Colombia, Mexico and Peru already have the service in operation or in the process of being activated.

Oh, and attention to one detail! All digital bank services will be offered within the Rappi application, with no separate application. This even applies to customer service which, in the words of João Paulo Félix, will not have a chatbot.

Finally, regarding the operation of the RappiBank platform, the digital bank will act as a banking correspondent for already established financial institutions to offer services to legal entities, such as loans and prepayment of receivables. In addition, there are also plans to offer financial services to individuals, such as compatibility with Pix and Rappi's credit cards, which we will talk about below.

The year 2021 has barely started and it has already started with the expectation of a new premium credit card on the market. That's because RappiBank, the financial institution we just talked about, will very soon launch two Rappi credit cards in partnership with the Visa brand in Gold and Infinite variants.

Like some on the market, Rappi's credit cards will offer cash back on all purchases, travel benefits and, in the case of Infinite, the card will be metallic. That is, they are not points or miles. It's cashback on the invoice and on time! Understand more about it.

As mentioned, Rappi's credit cards will be Visa and will have two variants: Gold and Infinite. While the latter is aimed at the high-income public, the former is already available to a large part of the Brazilian population. Among them, there are some differences that you need to know, starting with the cashback percentage. Let's go!

There is no doubt that one of the biggest advantages of Rappi credit cards is the cashback. For those who don't know, it's a term used for the policy of returning part of the money used to settle your invoice. In the case of the Gold variant, you will get 1% of value back on all other purchases and 3% for Rappi purchases, which is great. After all, nowadays, the application has several shopping possibilities: from supermarket, to Nespresso stores, to travel agency. In other words, it is money that will go down very well, thank you.

In addition, customers who request the Gold version of Rappi's credit cards will have a free annual fee forever. Yes, that's exactly what you read! In addition to cashback, you still earn lifetime annuity. And there's no catch about being charged to participate in the rewards program. It's too good to be true, isn't it?

While the Gold variant is aimed at the general public, Rappi Visa Infinite credit cards are already focused on the high-income public. This is because it is similar to a black card, whose proof of income usually exceeds R$15 thousand. In fact, in the case of the startup, it is exclusive only to Rappi Prime users, a monthly subscription to the application with a shipping discount, and will have an annual fee of R$89.99, which is quite expensive.

However, for a rate as high as that of the Rappi Visa Infinite credit card, there is a counterpart, which comes in the form of benefits. In this case, the product will offer 5% cash back on in-app purchases and 2% on other expenses, the highest percentage among all cards in the country in the cashback mode. That is, if you spend more than R$1,800 on Rappi, your annuity is already paid for with the return of 5%.

Finally, other details of interest for Rappi Visa Infinite credit cards. The first is that they will be made of metallic material, which brings a lot of sophistication to the product. In addition, they will have all Visa Infinite travel benefits, including free membership to the LoungeKey program, which allows access to airport lounges.

Were you interested in having one of Rappi's credit cards and being able to take advantage of the highest percentage of all in the market in the cashback modality? If so, then find out how to order yours right now by clicking the button below.