Cards

Discover the Santander SX credit card

Santander SX is a basic card, with the possibility of zero annuity and exclusive discounts on the network of partners. It can also be requested online by anyone who is not a bank account holder.

Santander SX, possibility of zero annuity and benefits with Esfera partners

O cartão de crédito Santander SX também pode ser solicitado por não correntistas. Fonte: Santander — The Santander SX credit card can also be requested by non-account holders. Source: Santander

O Santander SX is a credit card offered by Banco Santander, aimed at those looking for a basic but advantageous card. Despite having an annuity, it can be zeroed and there are exclusive benefits of discounts or cashback on purchases from Esfera partners. Want to know more? Check the text below!

Minimum Income	R$ 500.00 for account holders R$ 1,045.00 for non-account holders
Annuity	R$ 399.00 or 12x R$33.25 Exempt if you join the PIX system Free with a minimum spend of R$ 100.00
Flags	Visa or Mastercard
Benefits	Discounts at Esfera partner stores
Roof	International

benefits table

How to apply for the Santander SX card

With the Santander SX card, you have the possibility to waive the annuity, as well as take advantage of discounts with Esfera partners. Find out how to apply here!

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Main features of Santander SX

The card has a Visa or Mastercard Gold flag and is aimed at those looking for a basic card. In addition, all card management is done through the Santander Way application, which can be downloaded on Android or IOS. It can also be requested by Santander bank account holders and non-account holders. But before applying for your card, it is important to keep an eye on its advantages and disadvantages:

Advantages of Santander SX

Despite having an annuity of 12x R$ 33.25, it is possible for it to be zeroed under two conditions:

Account holders: register CPF or cell phone as PIX key;
Non-account holders: spend at least R$100 on the card per month

Another advantage is the exclusive benefits with discounts and cashback on purchases at Shopping Esfera, there are several partners such as Cinépolis, Casas Bahia, Rappi, Riachuelo and much more.

Disadvantages

Higher minimum income for non-account holders;
If you do not reach the minimum expense per month, there is an annuity;
Low starting limit.

How to apply for Santander SX

Go to the Card page on the Banco Santander website;
Click on “Order Card” and enter your CPF;
Fill in the form with the requested information;
Wait for the analysis period.

Additional recommendation: Nubank Card

O cartão Nubank pode ser uma alternativa interessante para quem não quer anuidade. Fonte: Nubank — The Nubank card can be an interesting alternative for those who do not want an annuity. Source: Nubank

If you are still not convinced that Santander SX is for you, see a comparison with the Nubank Card and see which is the best option for your profile.

	Santander SX	Nubank card
Minimum Income	Account holders: R$ 500 Non-account holders: R$1,045	not required
Annuity	12x of R$ 33.25 (Exempt when spending R$100.00 on credit purchases per month)	Free
Flag	Visa or Mastercard	MasterCard
Roof	International	International
Benefits	Exclusive Sphere discounts and banner benefits	Mastercard Surprise, Nubank Rewards

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