Cards

All the benefits of the Riachuelo card

The Riachuelo card has been growing more and more in the country, but are its advantages really good?

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Riachuelo card features

To discover the features and other advantages of the Riachuelo card, continue reading this article!

If you are a loyal customer of the store, this is one of the best credit card options for you.

With it, you have access to several benefits and special discounts that only the card can offer. It would be nice to go shopping and still gain several advantages, wouldn't it?

Also, it does not charge any annual fees. This means that you will not have to pay any fees per year to use the Riachuelo card.

Finally, you receive, during your first purchase using the card, around 10% off.

Therefore, you are entitled to receive 10% off your first purchase.

Do you want to discover the other features of the card? So, be sure to read this article until the end!

If you don't know all the characteristics of the Riachuelo card, click on the button below and discover the main attributes of the card, which grows more every day.

Vantagens do cartão Riachuelo

About Riachuelo store cards

The store offers its customers three types of card.

The first option is the Private Label card, which is provided by the store itself. The card is the result of a partnership between Riachuelo and the Midway institution.

With Private Label, you will have many discounts and benefits when shopping at the Riachuelo store.

These benefits are, for example, the possibility to make purchases in cash, to choose different payment methods and also to decide the best purchase date for you.

This card, like traditional cards, has a defined limit according to its own attributes. That is, your limit will be based, for example, on your credit history.

In addition, you can even make purchases with large installments. 

As you pay for your purchases in installments, your card limit decreases. 

However, as you pay your installments, your limit will return to normal. So, rest assured and, at the same time, worried, as it is possible, if you do not pay the installments, that your limit will be restricted.

If you have, after a long time, a good track record in Riachuelo stores, it will be possible, incredible as it may be, to start paying for your purchases within 40 days of making them. 

For this, you need, above all, to make a purchase in the store after closing the invoice.

These are some of the characteristics of the Private Label card. Let's see now the characteristics of the other two cards: the Visa and the MasterCard.

Vantagens do cartão Riachuelo: vale à pena?

Riachuelo Visa and Mastercard credit card

With these two cards, you will receive, as with the Private Label card, several discounts and benefits when shopping at Riachuelo stores.

In addition, you will have the credit function, which can be used, in addition to Riachuelo stores, in partner stores.

In addition, both cards have their own benefits program.

The Mastercard card offers the Mastercard Surprise program. With this program, you will be able to exchange points, which are accumulated with each purchase made, and exchange them for any product available in the store.

So, with every money spent at Riachuelo stores or any other partner, you earn several points.

As you accumulate these points, you can exchange them for any product or service of interest. It's a good show, isn't it?

The Visa card, in turn, offers the Vai de Visa program, which has the same mechanisms as the Mastercard Surpreenda.

In short, regardless of the card you choose, you will have different programs and benefits.

Both cards, unlike Private Label, ask their customers to pay an annual fee of R$87.00 reais.

Therefore, the customer who wants to use one of these two cards will have to pay, once a year, a fee of, as mentioned, R$87.00 reais.

Finally, you will have the option to control, if you want, your card (Private Label, Visa, Mastercard) through an application.

Advantages of the Riachuelo credit card

Now that you know the main characteristics of the three cards that Riachuelo offers, find out about their advantages and benefits below.

Application

Among the advantages of the store is its application.

With it, customers will be able to manage all their money in real time, doing it in an easy and totally intuitive way.

In addition, by downloading the application, you will have access to several other resources, such as: checking your best day to buy; change the expiration date; manage your expenses and invoices.

The Riachuelo application is available for both Android and iOS users.

So go to Google Play or the App Store and download yours now.

Payment options Riachuelo card

Fortunately, Riachuelo offers several special payment conditions to its customers.

Then, you may have the option to start paying for your purchases as early as 40 days after you make them.

In addition, you can, if you want, split your purchases in 8 installments so that, this way, you can have, incredibly, 120 days to pay for your purchases.

However, if you choose this second option, you will have to pay an interest rate, which can be, depending on the case, quite high.

Various offers and promotions

As mentioned, you get a 10% discount on your first purchase.

In addition, you will have several discounts when buying products from the store, as well as several special payment options.

The store will always send you the latest news and promotions by email.

Therefore, make your registration in the store and then be attentive to your messages received in the email.

easy payment

With this function, you will be able to make your payments through the application that the store offers.

It will also be possible to make payments at the Riachuelo store itself, as well as at ATMs, lottery boxes, etc.

Request your Riachuelo card!

Did you like the features of the card and its advantages? Then click the button below and learn how to order yours.

About the author  /  Gustavo Cezar

Business student and investor. He works as a content producer and director, as well as a copywriter for several agencies and projects. He writes mostly about finance and investments, encouraging quality financial education for his readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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