In this article you will find out about the interest rate on a Caixa credit card. Therefore, nowadays it is rare not to see someone who has at least one credit card. The credit card not only brings agility, flexibility and practicality when shopping. It gives you the right not to pay the bill at that exact moment, or even to pay that particular purchase in smaller amounts. And it is in these cases that interest comes in!

In parallel to this, we will talk about the Caixa Econômica Federal credit card, which has the Elo, Visa and MasterCard brands, and its interest rates. Is it worth choosing this card? Are interest rates high? Are they short? Can I pay in installments? Do I have to pay cash only? Where do I pay? 

Keep accompanying us, and find out what is the interest rate on Caixa's credit card, and the answers to the other questions above.

Therefore, the annual fees for Visa, Mastercard and Elo are:

There is nothing safer and more reliable than Caixa's official website for obtaining a wide range of information. Therefore, check out the step-by-step guide for you to obtain information about the Caixa credit card interest rate and revolving credit cards:

That's it, this is the easiest and most reliable way to find information about interest rates and revolving credit card Caixa.

This part may seem a bit boring, but let's try to explain the Caixa credit card revolving in a more exemplified way!

First of all, it is important to clarify a question: what is credit card revolving? Well, it is nothing more than a “bonus”, “credit” or “loan” that the Bank offers when you are unable to pay your total invoice before the due date, leaving the outstanding balance for the following month. And so, charges (fees, interest) are inserted on the outstanding balance. 

It is worth mentioning that those with a revolving balance will have some options, namely: full payment of the invoice, minimum payment or payment in installments. Therefore, customers who choose to pay in installments can choose to pay in 4, 8, 12, 16, 20 or 24 months, with rates ranging from 3.30% am to 9.90% am

Maybe it got a little confusing, but with a brief example below we will show you how this Caixa credit card rotary works. 

Follow how it happens in the minimum payment option:

Incredibly, yes, you can. First you must choose the number of months for the payment of your outstanding balance. The payment period can be 4, 8, 12, 16, 20 or even 24 months. The longer the term, the higher the interest. Interest varies between 3.30% and 9.90% per month.

For more information about Caixa's credit card interest rate, you should consult the rate table. Therefore, you can access it on the Caixa website.

As we know, the credit card bill refers to purchases made during a given month. Therefore, it can be accessed by downloading the official CAIXA App, CAIXA Tem, or Cartão CAIXA, available both in the Play Store (Android) and in the App Store (IOS). In addition, another form of receipt is via email, which already happens automatically.

The invoice can be paid through the official CAIXA app, at lottery shops or at the CAIXA branch itself.