Choosing a loan can be difficult. That's why today we're going to help you decide between a Superdigital loan or a C6 Consig loan. The Superdigital loan is an online personal loan. Therefore, fees are lower than normal.

The C6 Consig, on the other hand, is in the consignment mode. For this reason, it offers a specific credit for retirees, INSS pensioners and federal employees. With this, the installments are debited directly from the salary and benefit.

In addition, even though Superdigital is a personal loan, it still accepts negative payments. Although all people are subject to a credit analysis, it is possible to get credit even with debt.

Therefore, if you want to decide between a Superdigital loan or a C6 Consig loan, read on!

In principle, Superdigital is a digital personal loan. Therefore, it has lower rates compared to other credit lines on the market. In addition, this loan is linked to Banco Santander.

Therefore, the Superdigital loan represents the union of the security of a traditional bank with the practicality of a digital account. 

Superdigital personal loan rates start at 1.6% per month. In general, it is a similar number even to the rates of some payroll loans. Incidentally, you can apply for loans from R$5 thousand to R$25 thousand, depending on the credit analysis.

The Superdigital loan even allows you to apply for a loan with a high amount but without high fees. And the term to pay is up to 24 installments. It is worth remembering that to apply for Superdigital credit you must have a digital account.

In that sense, if you don't have an account yet, it's very easy to create. In less than 10 minutes and a little information, you already have access to an account and can receive a credit offer.

Second, we have the C6 payroll loan. C6 Consig was designed especially for retirees, INSS pensioners and federal employees.

Therefore, the installments are fixed and monthly. In addition, the amount is debited directly from the client's salary or benefit. For this reason, the bank already has a primary payment guarantee. 

In this way, interest rates are much lower than market interest rates. In addition, C6 Consig also performs a personalized analysis of each case. That is, you take your documentation and they create a proposal that fits in your pocket.

The main advantage that we can mention of the Superdigital loan is that it is linked to Santander. In this way, he has good credibility and security. Especially for those who still don't trust digital services very much.

In addition, the institution performs a personalized credit analysis for each client. That is why even self-employed and negative people may have a chance of getting the loan. Incidentally, even the rates and deadlines are specific to each case.

Moreover, with Superdigital you need to have an account to apply for the loan. But this process is super simple. That's because you can create the account and contract the credit in less than 10 minutes.

To do this, you need to download the app and register. With that, in less than 10 minutes the bank already sends you a credit proposal. If you are still not accepted, keep moving the account so that the bank can learn about your financial habits.

In general, the C6 Consig loan is a great credit option. That's because it's a fully digital loan and without bureaucracy. That is, you can carry out all stages of the hiring process without having to leave your home.

Just send the documentation online, either via cell phone or computer and the bank is already able to offer you a credit offer. Also, because the process is online, having the amount in your account takes much less time than a traditional loan.

Incidentally, the C6 Consig is in the payroll mode. Therefore, it serves only retirees, pensioners and federal employees. In this way, the installments are fixed and debited directly from the salary or benefit.

Therefore, the bank already has a payment guarantee. Then you can offer lower rates for longer payment terms. In addition, C6 also has several bank correspondents throughout Brazil.

Therefore, you can resolve any pending or difficulty also in person, if you feel it necessary.

In summary, the Superdigital loan can be carefully analyzed as it is linked to Santander. But even so, they even accept negatives in some cases. 

In this way, you need to register on the site to understand what possible loan offers are available to you.

Also, for those who prefer face-to-face service, unfortunately Superdigital does not offer it. Although the loan is linked to the Santander bank, the service is completely online. 

Basically, C6 Consig does not have a very complete website. That's because the payroll loan is online. In this way, it is important that the information is clear on the website for the customer.

In addition, it is also not possible to carry out the credit simulation on the website. In this sense, you need to contact the C6 team, leaving the request process a little longer.

Finally, to decide between the Superdigital loan and the C6 Consig, you need to think about which type of credit you are interested in. This is because C6 Consig is a payroll loan, while Superdigital is an online personal loan.

However, Superdigital still has lower rates and high credit values. Furthermore, the loan is linked to Banco Santander. In this sense, it offers security and credibility of the service.

The C6 Consig, on the other hand, is a loan aimed at retirees, INSS pensioners and federal servants. Therefore, the installments are fixed and debited directly from the salary or benefit of each client.

Therefore, if you are still in doubt, let us show you another article with loans. See which one to choose between the Superdigital loan and the Jeitto loan!