For those of you who travel a lot, how about deciding between the Sicredi Gold card or the Nubank Ultravioleta card and have access to the various benefits of the respective brands?

In short, both cards have advantages, such as travel assistance, as well as participation in the brand and bank rewards programs.

In addition, you can also take advantage of these benefits to make everyday purchases with more peace of mind. So, without further ado, check out the comparison between these two great options available.

Firstly, the Sicredi Gold card is available under Mastercard or Visa, and is a Gold version. That is, there is a minimum income for which the application is approved. Unfortunately, the amount of income is not informed on the website, but you can obtain this information when applying for the card.

However, the request is made at Sicredi branches and approval depends on credit analysis, in addition to a good financial history with the bank. So, you will have a credit card with an international flag and accepted in thousands of establishments.

Sicredi Gold customers take advantage of easier payment methods, for example. Incidentally, pay for purchases in many installments and the first invoice has a period of 40 days for payment. In addition, all information is monitored in the Sicredi application.

In addition, there is the brand's benefits program, in addition to the cooperative program. In that second, every dollar spent becomes a point. Of course, exchange as you wish, whether for products or airline miles, as well as cashback for invoice discounts.

Finally, contactless payment is linked to this card. However, it has a limit of R$ 200.00. This is because the bank values secure transactions and does not approve purchases greater than this amount without a password.

In short, this is a complete card, with a choice of two flags, tracking per application. Furthermore, any problem can be resolved in person at one of the Sicredi branches.

The Nubank Ultraviolet card is an advanced version of the traditional purple card. Therefore, the customer keeps the digital account (if he already has it), however, he will have the change in the style and model of the credit card.

For this reason, those who are already Nu customers get faster approval for this version, which stands out for being a metal card. Also, there is no card number or code on the plastic. For security, this information is only in the app!

In addition, it also has a virtual version to pay for Netflix, Spotify, Uber and other apps more easily. However, the order of this card is a little different. That is, ask for the option through a list of interest.

By the way, there are some rules because this card has the Mastercard Black flag, that is, it requires a good financial history to be released. Therefore, pay a monthly fee to guarantee benefits of this brand, such as health insurance when traveling and access to exclusive airport lounges.

In addition, track debit and credit expenses through the application, in addition to cashback. In this case, each purchase returns 1%, with an annual yield of 200% from the CDI. Finally, this value does not expire and can be used in many ways.

Find out more benefits of this card in the next topics. Certainly, it can be useful for credit card purchases and for travelers who want to save money.

With the Sicredi Gold credit card, customers choose whether they want the benefits of Visa or Mastercard. Regardless of the flag you choose, enjoy the purchase protection insurance. That is, each product purchased with the card is protected from theft and damage for 30 days, following certain rules.

In addition, there is price protection insurance, which guarantees your money back if you happen to find a product cheaper than the one you bought with the card. Also take advantage of the extended warranty. The difference between the brands is in the benefit programs, for example, at Mastercard you have the Mastercard Surpreenda points and discounts program.

As for the Visa flag, you can take advantage of the Vai de Visa program, which guarantees discounts on courses, restaurants and snack bars. That is, it is possible to pay less in health plans and even in Catho plans to get a job. In addition, on this flag it is possible to access travel assistance.

Furthermore, the Sicredi points program gives one point for every dollar. In addition, it helps you to accumulate and exchange for appliances, clothing, airline tickets and even cashback on invoice. The same points can be transferred to partners such as TudoAzul, Smiles or LATAM Pass.

Certainly, Nubank Ultravioleta customers benefit from a unique and modern option in the financial market. That is, the card is made of metal and also has a dark purple version. Among the main advantages is the cashback that annually yields 200% of the CDI. Furthermore, this amount is accumulated in the account and does not expire.

The card has the Mastercard Black flag, ideal for travelers. During the tours, be safe with protection for your health and travel. Also, pay less and wait for flights in exclusive airport lounges.

Therefore, Ultravioleta customers have exclusive access just by purchasing with the card. Furthermore, it is possible to shop at any store in the world with this card, which has few fees other than the monthly fee.

Finally, the financial freedom brought by Nubank is advantageous. In other words, unlike others in the premium category, this allows investments in Nubank funds, redemption of money without bureaucracy and the exchange of points for Smiles miles with no transfer limit. All this, without leaving home, of course.

We point out that you need to open an account to use your Sicredi Gold card. In addition, it is only at the branch that the credit card application is made, which causes difficulties for the customer.

By the way, it is also not interesting to require a minimum income to apply for a credit card. That is, this prevents access for freelancers who cannot prove income, for example!

Firstly, the obligation to wait on an interest list that does not give an average period for release can be a problem for those who need credit urgently.

On the other hand, the monthly fee is a bit steep: R$ 49.00. However, there is the possibility of exemption if you spend at least R$ 5 thousand per month on the card or, even, if you save or invest R$ 150 thousand in the bank.

So, did this information help you decide between the Sicredi Gold card or the Nubank Ultraviolet card?

Just to clarify, both have similar profiles, offer benefits for those who travel a lot and advantageous rewards programs.

In addition, they are ideal for shopping at any establishment in the world. Therefore, it is important to observe the priorities, the regularity of the CPF and the objective with the card, so that the preferred one is chosen.

Certainly, both will be great choices. However, if you haven't decided yet, don't worry. By the way, access the recommended content below and see another interesting comparison for your pocket.