Firstly, Black cards are part of a premium category of credit cards. In this sense, they offer benefits to their customers that no other financial product on the market has. So, if you are in doubt between the Sicredi Black card or the C6 Carbon card, check out everything you need to know about them below.

Both the Sicredi Black card and the C6 Carbon card offer personalized service, in addition to exclusive benefits. Furthermore, both are issued under Mastercard flags and can be used internationally. Continue reading to learn more about each of them.

First, Sicredi is a credit cooperative that operates in all regions of the country offering financial services to its members. In this sense, cooperatives are financial institutions that carry out transactions and transactions so that their members no longer need to depend on large banks.

Thus, for more than 118 years in the market, Sicredi is one of the largest cooperatives in Brazil, offering financial solutions in a secure way. So, one of the products offered by it is the Sicredi Black card. Therefore, if you are in doubt between the Sicredi Black card or the C6 Carbon card, keep following us and we will explain all the details.

First of all, Sicredi's Black card is a luxury card aimed at people with high purchasing power. By the way, if you travel frequently, the Sicredi Black card can make all the difference in your airport experience. That's because it gives you access to VIP lounges, in addition to offering many other benefits for travelers.

Furthermore, this Black card is issued under the Mastercard brand and has international coverage. That is, you can use it both inside and outside the country for your purchases abroad.

In addition, the card has an annual fee, but the amount is not informed on the institution's website. However, not everyone has this product available for hire. Therefore, you will need to join the cooperative to verify that this card option is available to you.

Created in 2018, Banco C6 is a Brazilian fintech that offers financial services, such as a digital account, credit cards and even investments. Thus, C6 Bank was approved by the Central Bank and offers all its services digitally, with safe and fast service.

So, among the products offered by the bank, there is the premium modality of the Mastercard card, the Black C6 Carbon card. In this sense, it is available to customers with high monthly income, in addition to offering exclusive benefits.

To access the C6 Carbon card, you need to be a fintech account holder. But don't worry, opening an account is free. By the way, you can download the fintech app that is available for both Android and iOS. So you can now open your account and apply for your credit card.

Furthermore, the C6 Carbon charges an annuity in 12 installments of R$85.00. However, the institution offers fee exemption in the first 3 months of card use. Furthermore, if your invoice amount reaches R$8,000.00 or more, or even if you invest at least R$ 50,000 in CDBs, you can get rid of the annuity fee.

So, are you still in doubt between the Sicredi Black card or the C6 Carbon card? Just continue reading and check out all the advantages and disadvantages of this product. Thus, you can make the best choice for your financial profile.

Well, as it is a Black card, Sicredi Black offers numerous advantages to its users. First of all, you'll be able to access VIP lounges at airports, as well as Wi-Fi points around the world.

In addition, the card also offers Travel Insurance for you and your family members, as well as Car Insurance if you need to rent a vehicle. You also don't have to worry about lost luggage, as Luggage Protection is included in the benefits of Sicredi Black.

In fact, Black customers have personalized service available 24 hours a day, 7 days a week through Mastercard Global. Or, you can request assistance from your concierge at any time.

In addition, you can still participate in 2 rewards programs, Mastercard Surpreenda and the Sicredi Card Rewards Program. That way, you accumulate points when you make purchases with your card and you can exchange them for discounts and offers at partner stores, cashback and even airline miles.

Firstly, as it is a Black category card, the C6 Carbon offers benefits such as access to VIP lounges at airports. In addition, there are numerous Wi-Fi points around the world. So if you usually travel frequently, this card can help you.

In addition, C6 Carbon card customers have Travel Insurance and Baggage Protection. That is, in case of loss or theft of your luggage, you will be refunded the amount. By the way, if you choose to rent a vehicle, the Black card also offers Car Insurance.

In addition, Black customers also have 24-hour assistance through the concierge or the MasterAssist telephone. Thus, you can contact us from anywhere in the world and you will receive personalized service.

Finally, C6 customers who have a Carbon card can take advantage of the Átomos program in which they accumulate 2.5 points for every US$1 spent on the card. Incidentally, fintech points never expire and you can exchange them for exclusive benefits.

Thus, C6 still offers you 6 additional cards for free, in addition to the RappiPrime plan. That is, you can use the Rappi app for 12 months with the Prime plan without paying anything for it! So, there are many advantages, right?

So, the main negative point of the Sicredi Black card is the annual fee. So, if you don't usually travel frequently or rent a car, maybe there are other cards on the market that offer you better benefits for your financial profile.

Furthermore, to access Sicredi Black you need to join the Sicredi cooperative. This means you'll need to fork out the membership fee before you even know if the Black Card will be available to you. So, do a lot of research before joining, as you may find a better option already available on the market.

Although the fintech C6 Black card offers many advantages, the card still has its negative points. First of all, if you want to subscribe to the C6 Carbon card, you will need to be an account holder at the bank. Even if it is a free digital account, this is yet another bureaucracy to be fulfilled.

In addition, the card charges a very high annual fee. In this sense, there are 12 installments of R$85.00, totaling R$1,020.00 per year in fees! Although fintech offers the possibility of zeroing this charge, you will need to spend at least R$8,000.00 on your invoice or invest at least R$ 50,000 in CDBs to be exempt from the annuity.

Well, if you followed our comparative content between Sicredi Black card or C6 Carbon card, then you should already know their main features. Thus, Black cards are ideal for those who travel frequently.

As we have seen, the benefits of both the Sicredi and Carbon cards are very similar, as both are cards in the same category as the Mastercard brand. However, there are some additional advantages offered by the issuing bank. However, both have an annual fee and require the person to have an account before applying for the card.

So, research a lot and make sure that the benefits of the Black card will be worth it before joining. By the way, if you are still in doubt whether this is the ideal product for your financial profile, check out our content below. Thus, you will be able to follow other options available on the market that may suit you!