First of all, both Sicoob and Sicredi are the largest credit unions in Brazil. In this sense, they offer several credit card options to their members. With that in mind, we brought comparative content between the premium cards of each cooperative. So you can choose between the Sicoob Black card or the Sicredi Black card according to your characteristics.

Well, both the Sicoobcard Black card and the Sicredi Black card are excellent options on the market, with exclusive service and various benefits. Check out more product features below.

First, do you know what a credit union does? So, cooperatives are institutions that offer financial services to their members. In this way, they carry out financial transactions through cooperatives and no longer through large banks.

Knowing this, Sicoob is now the largest cooperative in Brazil, second only to Banco do Brasil in terms of the number of branches. Therefore, this is a reliable financial institution that is very well established in the market.

Thus, Sicoob offers many credit card options to its members, including the Sicoobcard Black card. Well, this financial product is a Mastercard Black card, the most exclusive category on the market. In this way, customers who have this type of card have personalized service in addition to several incredible benefits!

Furthermore, the Sicoobcard Black card charges an annuity fee whose value is not informed on the official website and the customer can choose to pay this fee in monthly installments. By the way, this card has international coverage, which means that it is valid for purchases inside and outside the country.

However, to apply for Black cards, there are some prerequisites that tend to vary according to the bank or financial institution that provides them. Therefore, it is important to keep in mind that you need to have your financial profile approved in order to obtain this card.

By the way, if you still have doubts about the Sicoob Black card or Sicredi Black card, check out all the features and advantages before choosing!

Well then, Sicredi is one of the largest cooperatives in Brazil that has been in the market for over 118 years. In this sense, the cooperative has more than 5 million members, in addition to being present in all regions of the country.

Thus, Sicredi offers safe and quality financial services, including credit cards issued by the institution. In this way, the Sicredi Black card is the most exclusive option offered by the Mastercard brand. Incidentally, the Black card can be considered a luxury credit card, reserved for people with high purchasing power.

In this way, the Sicredi Black card offers numerous advantages to its customers, in addition to being a card with international coverage. That is, you can use it both in Brazil and on your trips abroad.

In addition, this card has an annual fee that you can divide into 12 installments and pay monthly. Furthermore, to find out if you have the financial profile for that card category, you must be associated with Sicredi to see availability.

First of all, the main positive point of the Sicoob Black card is that it offers personalized service 24 hours a day through the Mastercard Global Service. That way, you can call from anywhere in the world at any time.

Furthermore, Black customers also have access to a concierge available 24 hours a day. By the way, with Sicoobcard Black you also have access to airport VIP lounges, in addition to Travel Insurance and Baggage Protection in case of loss.

Furthermore, if you decide to rent a vehicle, the Black card also offers you Car Insurance for damage, theft and accidental fire. So you don't need to take out any extra insurance.

In addition, Sicoobcard Black customers participate in 2 rewards programs, Sicoobcard Prêmios and Mastercard Surpreenda. In this sense, both programs work by accumulating points when using your card. Afterwards, you can exchange your points for discounts, products and services available at partner companies.

So, being a Mastercard Black, the Sicredi Black card has many positive points that make it so attractive. First, the card offers Travel Insurance for you and your family members, in addition to Baggage Protection, in case of loss or theft.

In addition, if you decide to rent a car, the card also offers Car Insurance that protects you against damage such as crashes, for example. And there's no need to take out any extra insurance.

By the way, Black cards also protect all your purchases with Purchase Protection. This way, all your purchases are protected in case of theft or accidental damage!

In addition, you also have access to VIP lounges at airports, as well as exclusive concierge services available around the clock. Or, you can contact Mastercard Global's customer service from anywhere in the world, available 24 hours a day.

Finally, you also have 2 different points programs available, the Mastercard Surpreenda and the Sicredi Card Rewards Program. This way, you can accumulate many more points and exchange them for discounts on products and services, cashback and even airline miles!

Although it is a product with exclusive benefits for its customers, Sicoob's Black card also has its negative points. Thus, one of the main points of this card is the annuity charge.

By the way, the Sicoobcard Black card is only available to members of the cooperative. Therefore, if you are not a member, you will not be able to access this card. Thus, you will need to become a member, paying the cooperative fee, to then check if the Black card is available for your financial profile.

Therefore, it may be a risk to take, since not everyone has access to this credit card category. Therefore, do a lot of research, as there are other card options on the market that may suit you.

Well, the Sicredi Black card also has its disadvantages, like all credit cards. In this sense, we can mention the value of the annuity charged to Black customers, which can be considered high.

By the way, to obtain this exclusive card, you need to be a member of the Sicredi cooperative. So it's one more bureaucracy for you to worry about. Thus, it is important that you do a lot of research before deciding to join, since there are other Black card options on the market.

Thus, after following our content on the Sicoob Black card or the Sicredi Black card, it is clear that both are premium credit card options. Therefore, both Sicoob and Sicredi can offer you this exclusive product safely.

Also, be sure to review all the details of the cooperatives if you decide to choose to become a member of one of them. Therefore, it is important to consider whether there are charges for membership, as well as whether your financial profile supports this type of card.

By the way, do you want to know about other cards with exclusive benefits? So, access our content below and see more!