First of all, Black cards are products aimed at high-income customers, as they offer personalized service to their users. Also, the list of benefits of a Black card is quite long, which makes it very desirable. Therefore, if you are in doubt between the Sicoob Black card or the C6 Carbon card, both cards in this category, check out everything you need to know about them here.

So, the Sicoob Black card charges an annuity fee, but does not inform the amount. In addition, you need to be a member of the cooperative to access the card. Meanwhile, the C6 Carbon card charges an annuity in the amount of R$1,020.00, and you need to be a fintech account holder to have the product. Check out more features below.

Currently, Sicoob is the largest credit union in the country, second only to Banco do Brasil in terms of the number of branches. Thus, it is present in all Brazilian states and is certainly a safe financial institution.

Furthermore, as a cooperative, Sicoob carries out financial transactions and functions as a traditional bank for its members. In addition, one of the products it offers is Sicoob Black credit cards.

In this sense, this cooperative card is Mastercard and has international coverage. That is, you can use your Sicoob Black both in Brazil and when shopping abroad. By the way, this card is ideal for those who usually travel a lot.

This is because the main advantages of Black cards are geared towards travel, such as access to VIP lounges at airports, for example. In addition, the card also has personalized service available 24 hours a day by Mastercard.

However, the card charges an annuity, but the amount is not reported on the official website. By the way, to find out this information, as well as whether this type of card is available for your financial profile, you will need to become a member of Sicoob.

First of all, C6 Bank is a relatively new Brazilian fintech on the market, created in 2018. But don't worry, as C6 Bank has been approved by the Central Bank and is a safe and quality bank. In this sense, it offers various financial services, such as a current account, investments and credit cards, including the Black card.

Thus, called C6 Carbon, the fintech Black card has the Mastercard flag and international coverage. That is, you can use it in millions of establishments around the world. Incidentally, as it is a digital bank, you can manage all the functionality of your C6 Carbon through the fintech app, available for both Android and iOS.

Furthermore, this card is available for a specific financial profile, as it is a Mastercard premium category card. Therefore, in order to acquire it, it needs to be available to you in your C6 app.

In addition, the C6 Carbon card charges an annuity in 12 installments of R$85.00. However, new Black customers are exempt from this fee during the first 3 months of use. Incidentally, if your expenses are greater than R$8,000.00 per invoice or, even, if you invest at least R$ 50 thousand in CDBs, you will also be exempt from this fee.

So, are you still in doubt between the Sicoob Black card or the C6 Carbon card? Well, continue reading and check out, below, the main advantages and disadvantages of the two products.

First, it is important to inform you that the main benefits of the Sicoob Black card are aimed at people who travel frequently. Thus, this card offers Travel Insurance to its customers and family members.

In addition, you also have Car Insurance in case you need to rent a vehicle. This way you are protected against damage, theft and accidental fire and there is no need to take out extra insurance.

By the way, you also don't have to worry about your luggage being lost or stolen during your trip. That's because the Sicoob Black card also offers Baggage Protection and will reimburse you in the cases mentioned above.

In addition, Black card customers have access to VIP lounges at airports, as well as thousands of Wi-Fi points around the world. In addition, you have personalized attention through a concierge who is available for you at any time of the day.

Finally, Black customers also participate in 2 rewards programs, Mastercard Surpreenda and Sicoobcard Prêmios. This way, you can accumulate points when you make your purchases and then exchange them for discounts and products at partner stores.

Well, the C6 Carbon card belongs to Mastercard's Black card category, which means that it offers several benefits to its customers. In fact, C6 customers who have a Carbon card participate in the Átomos program and accumulate 2.5 points that do not expire for every US$1 spent on the card.

Furthermore, C6 offers up to 6 additional cards completely free of fees. Plus, you'll have 12 months of the RappiPrime plan completely free to use, which offers unlimited free shipping and other benefits.

In addition, like all Black cards, its users have access to airport VIP lounges, Travel Insurance, Auto Insurance, in addition to Baggage Protection. Therefore, if you travel frequently, this could be an excellent card option.

Thus, Mastercard still offers 24/7 support through MasterAssist. Or, you have a concierge available with personalized service, who can help you make hotel reservations, provide important information, among other activities.

Although the Sicoob Black card offers a long list of advantages, it also has its negative points. First, the card charges an annuity, but does not inform the amount on the website. This is because this information is only passed on at the time of the request, that is, we can consider this as an obstacle to acquiring this financial product.

By the way, if you don't travel often, maybe the Black card isn't that interesting for you. Furthermore, as it is a premium product aimed at a select group of consumers, the card may not be available for your financial profile.

Therefore, you will need to become a member of Sicoob, and then find out if you can apply for the Sicoob Black card. That is, it is more of a bureaucracy to join this credit card.

Firstly, the C6 Carbon card charges an annual fee of a slightly high amount, totaling R$1,020.00 annually or 12x R$85.00. Even though it offers exemption from this fee, customers must have a minimum spend of R$8,000.00 on their bill or invest at least R$ 50,000 in the bank to be able to zero the annuity.

Furthermore, to access the C6 Carbon card you must be a C6 customer. Although opening a digital account is free, it is one more bureaucracy that you must comply with before trying to join.

By the way, you should check the availability for your financial profile directly in the bank's app. However, if you port your salary or invest, you can increase your chances of getting your C6 Carbon card.

Now that you have followed our comparative content between the Sicoob Black card or the C6 Carbon card, you must have understood that both are a card full of advantages. However, they also have negative points. Therefore, it is essential to analyze them very carefully before deciding on your favorite.

On the Sicoob Black card, you will need to become a member of the cooperative to obtain it, as well as check availability for your financial profile. Likewise, with the C6 Carbon card, it is also necessary to open a free account and wait for the invitation to purchase the fintech financial product.

Furthermore, if you still have doubts about whether the Black card is really ideal for your financial profile, access our content below. So you can see other card options that exist on the market before making your decision.