Government Aid
Unemployment insurance: what is it, who is entitled and how to apply?
Understand definitively about unemployment insurance and acquire the necessary knowledge to request this labor right.
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Understand how the benefit works and its rules
Have you heard about unemployment insurance, but still have questions about how it works and if you are entitled to it?
The purpose of this article is to show you the details you should know to find out if you can receive unemployment insurance or not.
Step by step to apply for unemployment insurance
Check out all the means you can be using to apply for unemployment insurance and receive the money in a short time.
Likewise, the right way to calculate this government benefit will be presented.
So, want to see all the relevant information about unemployment insurance? You just need to keep reading.
What is Unemployment Insurance and how does it work?
Well, when a person is fired, they end up being vulnerable, especially when they only have one source of income.
To help those who go through this situation, the government created unemployment insurance, which is a way to help people to have stability while organizing their lives and looking for a new job.
However, not everyone is eligible for this insurance. In the next topic see who can have access to it.
Who is entitled to Unemployment Insurance?
Firstly, if you want to receive unemployment insurance, you must have a formal job, that is, be a registered employee of a company.
In addition, the benefit is also delivered to workers who have gone through a situation similar to slavery.
With, fishermen who are in the closed season (this is when the fishery is closed to protect the species).
However, registration alone does not guarantee entitlement to the benefit.
Dismissal must be without just cause and must have a specific working time depending on how many requests you have made.
Finally, the beneficiary cannot have any other source of income, even if it is some money that comes from social security.
What is the value of this labor benefit?
To receive the maximum amount of R$ 2,320.97 from unemployment insurance, you must have a previous income greater than R$ 3,280.93.
Don't worry, as you continue reading, you'll learn how to calculate the value of this labor benefit.
How to calculate unemployment insurance?
For you to calculate unemployment insurance, I need to find the average of your last 3 salaries.
Once you've added up and found their average, you'll know exactly the amount you'll receive.
On the other hand, the number of months you worked at the company determines the amount of installments:
- 6 months of work = 3 installments
- 12 months of work = 4 installments
- 24 months or more = 5 installments.
Therefore, it is clear that the maximum number of installments that someone can receive is five.
Therefore, it is necessary to calculate the average of the three salaries (add the incomes and divide by three) and check the number of months in which there was registration in the company.
What are the advantages of this government benefit?
The main advantage of receiving unemployment insurance is that you have time to reorganize.
Most Brazilians only have one source of income. So when you lose your job you end up going through serious financial difficulties.
How to apply for unemployment insurance?
Now you know if you are entitled to unemployment insurance, but you need to understand the step by step to apply.
There are many ways to do this. To understand all of them and be able to pursue this labor right even today, click on the recommended content.
How to apply for unemployment insurance?
Don't know how to apply for unemployment insurance? Click here to check out the step-by-step process where you can order from your smartphone, without even having to leave your home.
About the author / Felipe Silverio
Reviewed by / Junior Aguiar
Senior Editor
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