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Can I withdraw money with just the account number?

Forgot your card at home and need cash. And now, how to withdraw money? Is it possible to withdraw even without the account card? Have no more doubts about this. Check out the answers in our content.

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Don't be left in the lurch anymore, without cash: make withdrawals at the ATM without using your card

Entenda como é possível realizar saques de dinheiro, seja nos caixas eletrônicos ou na boca do caixa, utilizando apenas o número da sua conta. Fonte: Adobe Stock.
Understand how it is possible to withdraw money, either at ATMs or at the cashier, using only your account number. Source: Adobe Stock.

With technological advances, it is possible to withdraw money with just the account number or using the QR Code of withdrawal applications that are available in some banks. In this sense, there are a few different ways to carry out the withdrawal, such as, for example, registered biometrics and providing information in the mouth of the cashier that allows us to withdraw an amount without using our card.

Anyway, let's tell you about how some banks offer these options to their account holders. You are curious? Keep reading our post and don't miss any details!

Withdraw money from an ATM without a card

Afinal, como sacar dinheiro no caixa eletrônico sem utilizar o cartão? Fonte: Adobe Stock.
After all, how can you withdraw money from an ATM without using your card? Source: Adobe Stock.

Therefore, it is no longer necessary to have the account card in order to withdraw money from an ATM. Many banks already offer the option to withdraw money with just the account number.

Thus, in addition to the account number, it is possible to make a withdrawal using biometrics, QR Code from our cell phone apps, among others. Here's how to withdraw without a card at certain banks:

  • Santander: Through registered biometrics, we can make withdrawals without using our credit card;
  • Bradesco: Following the instructions given by the cashier, we can use our biometrics to make withdrawals, just like at Santander;
  • Itaú: Itaú is no different, we can withdraw money with just the account number and validating the information with your registered biometrics;
  • Banco do Brasil: BB offers more than one option, first through registered biometrics, the second is through internet banking, in which we select the withdrawal and a code is generated to release it inside the cashier;
  • Caixa Econômica Federal: the only way is to use the institution's internet banking. We must request a code, which is sent to the mobile number registered in the account. With it in hand, just go to an ATM and make a withdrawal in the maximum amount of R$ 200.00.

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Withdraw money from the cash register

In addition, it is also possible to withdraw money with just the account number at the mouth of the bank teller. Yes, this is possible! Some banks offer the option of withdrawal without the card itself by customers and account holders. But how does it work?

It's simple. Therefore, just go to the cashier at the nearest branch and request the withdrawal of the amount you need. However, the bank will ask for information to confirm your identity. Have at hand:

  • Branch and account number;
  • Identity document (RG or CNH).

However, it is worth mentioning that the procedure can change from bank to bank, as each one has its own rules and ways of making this option available to its account holders.

Make a digital withdrawal at an ATM

Utilize o QR Code gerado no app do seu banco em seu celular para realizar saques. Fonte: Adobe Stock.
Use the QR Code generated in your bank's app on your cell phone to make withdrawals. Source: Adobe Stock.

The digital withdrawal is quite useful. In addition, it is very simple to use and does not need the use of the card. That is, only from the specific bank application. So it works like this:

  • Access the account app;
  • A special release code, known elsewhere as a token or QR code, will be generated;
  • This code will contain the withdrawal data, amounts, etc;
  • Just enter the code at the ATM.

Therefore, the procedure is performed when we read the QR Code using the cell phone. In this way, it will be possible to withdraw money only with the account number. Simple and fast, isn't it?

Now that you know everything about withdrawing money without a card, how about learning how to earn extra money? So, read our recommended content below and check it out!

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Looking for ideas to earn extra income at the end of the month? See here how to have an extra income with simple but profitable ideas. Check out!

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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