loans

SuperSIM 2022 personal loan review

Looking for a loan with a secure process, no bureaucracy and a high approval rate? So, get to know in our review the credit service offered by SuperSIM.

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Learn all about the SuperSIM loan

SuperSIM oferece empréstimo pessoal 100% online, sem burocracia, disponível para negativados. Fonte: SuperSIM.
SuperSIM offers a 100% personal loan online, without bureaucracy, available for negatives. Source: SuperSIM.

In today's content Mr. Panda will present a review on the SuperSIM loan. Therefore, in the first place, we emphasize that SuperSIM is an agency that seeks to provide an easy-to-apply service, affordable rates and fair payment terms, bringing even more peace of mind to applicants.

So, can we consider the SuperSIM loan as a good option within the market? This issue should and will be addressed in this Review. 

So, in addition to knowing the values, we will talk about advantages, disadvantages and even how to apply for the loan. All this so that you can assess whether or not the SuperSIM loan is worth it.

Check out!

Minimum Incomenot informed
Interest rateFrom 12.5% per month
Deadline to payUp to 12 months
release period30 minutes after approved
loan amountUp to R$2,500.00
Do you accept negatives?Yes
Loan features

How to apply for a SuperSIM loan

Apply for your 100% loan online, without bureaucracy, available for negatives.

SuperSIM loan review: everything you need to know

First let's start by informing you in this review about the SuperSIM loan, that the request is completely online, that is, it can be carried out by cell phone, tablet or computer in a simple and fast way.

In addition, after this quick request, it takes around 3 business days for applicants to receive responses by email, sms or call of the likely approval of the loan application.

As SuperSIM is reputed to have one of the highest approval rates on the market, it is quite possible that this response will be positive. Especially because one of the main reasons for non-approval of loans is being negative. However, the SuperSIM loan is available for negatives, which makes your approval rating higher.

Along with this, the loan gives the applicant a period of 45 days to start repaying. That is, after it has been approved and you have the money in your account, you can take it easy with the payment. However, we must be aware of interest rates, as they are variable and can change according to the amount requested and the number of installments.

In addition, it should be noted that SuperSIM has 2 types of loan. That is, the traditional personal loan without collateral. And, in addition to this, the loan for negatives with cell phone guarantee.

fees and tariffs

Afinal, quais as taxas e tarifas do empréstimo? Fonte: Pexels.
After all, what are the rates and fees on the loan? Source: Pexels.

Now that we have found out a little more about SuperSIM and how your loan works, let's talk about the fees and charges that are related to the service provided.

First, we must understand that SuperSIM does not work with a fixed interest rate, that is, it is a variable value that starts at 12.5% per month. But what does that mean?

It's simple, at first glance the amount of interest will be the one we mentioned, but it can go up depending on some factors directly linked to the loan. Like, for example, the requested amount. In this way, we can request from R$250.00 to R$2,500.00. Therefore, this means that the higher the loan amount, the higher the interest rate.

In addition, another factor that will determine whether the interest rate will rise or not is the number of installments made at the time of the loan. Therefore, the greater the number of installments, the higher the monthly interest rate.

Payment term and installment conditions

We will also follow in this review on the SuperSIM loan how the payment terms, installments and also the payment conditions established by the company work.

So let's start by talking about payment terms. Therefore, when the customer applies for the loan, he can choose to pay the contracted amount within 12 months. In addition, the customer has up to 45 days to start paying the first installment of the loan.

Advantages of the SuperSIM loan

As principais vantagens da SuperSIM são a taxa de aprovação, as parcelas que cabem no bolso e o dinheiro na conta em poucos minutos. Fonte: SuperSIM.
The main advantages of SuperSIM are the approval rate, the installments that fit in your pocket and the money in your account in a few minutes. Source: SuperSIM.

Higher pass rate

The SuperSIM loan is one of the credits with the highest approval rate among many others that we can find on the market. Therefore, the number of people who end up being declined after applying is far below average. This happens especially due to the fact that the public with negative names is also served.

Simple and easy to order

Applying for the loan is also very simple, that is, 100% online and without any complications, as the whole process is very didactic.

In this sense, we have access to a loan that we can apply for using our cell phone or even our computer. Remembering that due to the ease of the process, anyone can apply.

Money in the account in no time

After we carry out the entire application process, you do not have to worry about the delay in depositing the requested amount. Because, according to the website, it takes no more than 30 minutes for the money to be in your account.

Approves negatives

Negatives usually get approved after applying for the SuperSIM loan. Given this, it is easy to understand that this results in the very high loan approval rate, as it also accepts negatives.

SuperSim: loan with money in the account

Among all the loans available on the market, one of the most outstanding is SuperSIM. Agile and fast, the money falls into your account in a few minutes and without bureaucracy

Disadvantages of SuperSIM loan

We have to be very careful, as we saw in the previous topic that the very high approval rate means that many customers who would normally be refused in other places, receive approval from SuperSIM.

However, a credit analysis is carried out before this approval, which may end up generating disapproval in the case of financial problems for customers.

Also, interest rates are considered high in view of other options available in the market.

application process

The loan application process has no secrets, quite the contrary. SuperSIM sought to make the procedure as easy as possible so that anyone can perform it without any problems.

So, here's how to apply for the loan:

  • First, you must access the SuperSIM website via cell phone or computer;
  • After that, select the loan offer you like;
  • Now you must select our preferences;
  • After that, just send the request;
  • Ready! The order has been completed.

After following this procedure, you will be sent to the SuperSIM application download page. At this time, it will be possible to follow the rest of the process and wait for the request to be approved.

See how simple it is to order? Just follow the step by step that we present in this review about the SuperSIM loan and apply for yours. But if you have any doubts, check out our recommended content and find out more details on how to apply for your loan.

How to apply for a SuperSIM loan

Apply for your 100% loan online, without bureaucracy, available for negatives.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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