If you are looking for a personal loan with low interest rates, high credit value and that occurs in a 100% digital way, this Superdigital loan review was made for you!

The Superdigital loan allows you to apply for a personal loan where it is not necessary to place your assets as collateral.

In addition, you can access installments with a lower interest rate, which allow you to pay off the loan without any problems, in a way that fits into your financial life.

But despite all the advantages, is this loan really worth it? Keep reading this article to find out if this is the best option for your financial life.

Superdigital is a financial institution that works by offering various services to users completely online to make people's lives easier.

It is part of Santander and is able to offer loans to the public through a partnership with the financial platform SIM, which is also part of the Santander group.

In this way, in the Superdigital loan, the institution works with the personal loan modality. From it, she can offer users up to R$25 thousand of credit to borrow.

In addition, as it has an entire digital process, the simulation and application for credit can occur very quickly and easily, where the consumer does not need to leave the house to access it.

For this, the user will need to have a digital account with Superdigital to access the credit. The account is also created online from your application. According to them, the process takes no more than 10 minutes.

As with any other type of credit, the Superdigital loan also charges interest on your loan installments.

Therefore, the interest that the institution currently works on has variable values that start at 1.6% per month. In this way, the amount of interest rate that will be charged on your loan is defined according to your credit profile and the financial service requested.

Because of this, the interest rate on the Superdigital loan can vary from person to person. In addition to it, incident taxes (IOF) and the total effective cost of the operation (CET) are also charged.

These values appear in the product contract, where you can check the values before proceeding with the subscription. Thus, Superdigital manages to be very transparent when disclosing the rates and tariffs it works with.

Currently, Superdigital allows its customers to pay the loan in up to 24 months. Therefore, everyone can have up to 2 years to carry out the discharge of the same.

Regarding the payment of the deposit, Superdigital does not inform how long the money will be in your account. This is because this value can vary greatly depending on the analysis of each one's profile and the signature of the contract.

Therefore, the time in which the money is released into your account may vary depending on your situation and how much credit has been approved.

One of the great advantages of the Superdigital loan is the fact that it is completely online. That way, you can perform some steps of the credit application more quickly.

For example, during the credit simulation until its request, it is possible to carry out this entire process in up to 2 minutes. The Superdigital platform was developed to offer this facility to its users.

In addition, even though it is a personal loan, Superdigital manages to offer users more affordable interest rates, in addition to a high credit amount, where it is possible to request up to R$25 thousand!

As much as the Superdigital loan has advantages, it also has some negative points that are essential to be seen in this review.

Therefore, one of the main negative points is the fact that to access the loan, it will be necessary to open a digital account at the same institution to receive the amount.

In addition, the institution does not inform how long it will deposit the credit in your account. This can generate a certain distrust of the public due to this lack of transparency.

In summary, in this review of the Superdigital loan, we can see that the institution manages to be a good option for those who need high credit amounts, but cannot afford equally high interest rates.

That way, if you liked the loan and are thinking about applying for yours, we have prepared in the following post a complete step-by-step for you to apply for your Superdigital personal loan!