In this Simplic loan review, you will learn more about the personal loan modality that this financial institution offers to the public!

Through it, you can have easy access to credit, where it accepts negatives and manages to release the amount in your account within 1 business day!

In this way, it becomes a great option for those who need to access an amount urgently to cover their expenses!

Therefore, if you want to know more about the Simplic loan and find out if it is the ideal option for you, keep reading this article and learn everything about this credit option!

Simplic is a financial institution that has existed in Brazil since 2014, offering affordable personal loan options to the public. 

First of all, the personal loan is one where it is not necessary to present collateral or be a salaried employee. You simply apply and wait for approval.

The company is also present in the United States and Europe and is part of the Enova group, helping to bring more technology and security to credit access.

But, the great advantage of the Simplic loan is that it was made especially for those who do not have easy access to credit. In this way, those who are negative have a great chance of being approved in a matter of minutes and thus being able to access credit.

For this, the company offers credit from R$500.00 to R$3,500.00, which can be paid in up to 12 installments. The entire loan application takes place online and you can receive the money on the same day or the next day, very quickly.

To access credit, you must be over 18 years old, have a CPF and a bank account at the institution's partner banks, which in this case are Bradesco, Itaú and Santander.

In summary, Simplic loans have an interest rate that can vary greatly depending on the day. Therefore, it is interesting to know that during the simulation, the values can be different from the moment of hiring.

But this only happens because the interest varies and the institution shows you the value of the installments according to the interest charged on the day. However, their variance is not very high for consumers.

Therefore, interest on the Simplic loan can vary between 15.80% and 17.90% per month, and the interest rate will be defined at the time of contracting the loan.

In addition to interest, there are also other fees charged, such as the fee for registering new customers in the amount of R$100.00.

Therefore, it is important that you know these costs so as not to be taken by surprise when hiring.

Basically, Simplic works with fixed installment options. In this way, it is possible to pay your loan in 3, 6, 9 or 12 months.

Regarding loan repayment, Simplic manages to deposit the credit money quite quickly. For this, everything will depend on the time you receive the credit approval email.

Therefore, if the email arrives in your inbox before 1 pm, you will receive the credit until the end of the day. But if the email is received after 1pm, then you will receive the money by 3pm on the next business day.

The Simplic loan manages to offer great benefits to the users. The first is the speed of the loan, where you can receive the amount on the same day or the next day.

In this way, those who urgently need credit can benefit from it. Another advantage that Simplic offers is the completely online process that your loan has. From the application to the payment of the loan, it is possible to do it without leaving home.

In addition, Simplic's loan is one of the few on the market that accepts negatives and approves the release of credit for them. By doing this, you can get your name off the list of bodies and have access to other credit services.

Despite the advantages, the modality also has its negative points that cannot be missed here in this Simplic loan review.

Therefore, one of the main disadvantages of the loan is the fact that it releases a very low amount of credit to users. In this way, even accepting negatives, this value may not be enough.

In addition, Simplic operates with very high interest rates on personal loans, which can make the amount of the installments compromise your income if you do not have a good financial organization.

In summary, in this review of the Simplic loan you could see that this is a great option for those who are negative, need a lower credit and that falls into their account quickly.

So, if you liked what he has to offer, check out the post below for the complete step-by-step to make his request!