loans
Provu Personal Loan Review 2022
If you are looking for a loan with credibility in the market, low interest rates, good payment terms, you need to know this review that we prepared about the Provu personal loan. Check here all the important information and hire yours!
Advertisement
Provu personal loan: low rates and easy application
With our Provu personal loan review you will have access to the main details about this service provided by Provu.
Remembering that Provu came up with the name Lendico and has been on the market since 2015. However, it changed its name to Provu in 2021 aiming at repositioning in the market. In addition, the company brings Provu Installments and Provu Personal Loans to its customers.
Therefore, to better understand the services offered by the company, we have prepared exclusive and informative content that will tell you all the details, especially about the Provu personal loan, its advantages, disadvantages, how to apply and much more.
So come with us on this journey and find out all about this amazing personal loan!
Minimum Income | not informed |
Interest rate | From 1,99% per month |
Deadline to pay | Up to 36 months |
release period | On the same day |
loan amount | Up to R$50,000.00 |
Do you accept negatives? | Yes |
How to apply for Provu loan
100% personal loan online, with reduced interest rate and long repayment term.
Provu Personal Loan Review: Everything You Need To Know Française |
Provu is a loan agency located in the State of São Paulo that seeks to provide customers throughout Brazil with the best quality loans and services. Therefore, it is because of this vision of the company that we have access to the Provu personal loan, which offers a completely online and fast application, with a very simple procedure.
Also, interest rates can be quite low depending on the amounts involved in the loan. Of course this is in comparison to other personal loans in the market.
Anyway, that's not all, as Provu's personal loan is very well evaluated by its customers who recommend that other people apply for this service. Therefore, this fact shows even more the reliability that the company has towards its customers.
Fees, costs and tariffs
The first thing to talk about in relation to interest rates is that they can vary depending on various aspects related to the personal loan that the customer is going to apply for.
That is, it will depend on the loan amount, number of installments and other points. However, this will result in a variation that can be around 1.99% to 10.95% per month.
Also, see other personal loan fees and rates:
- CET which means Total Effective Cost. The lower the CET, the less you will pay;
- VaP or value of the installment, it is necessary to be aware because the value of the installment is not always the same as the person wants;
- Interest rate, being one of the points of greatest attention. You must always be aware of the interest rate, if it is already included in the CET, if there are any other fees.
Anyway, that's basically all the information about fees, interest and tariffs that Provu makes available. Now let's talk a little about the advantages and disadvantages!
Advantages of Provu Personal Loan
Online 100% application
Therefore, one of the main advantages, which makes life much easier for people who want to apply for a personal loan, is that the application is completely online. In this sense, this is an advantage that, in addition to bringing convenience, brings speed to the process as a whole, which further speeds up the approval of the loan. Remembering that the request must be made within the website, but can be accessed by mobile phone or computer quietly.
same day release
In addition, for contracts signed before 1 pm on a business day, the loan amount is released on the same day of application.
Deadline to pay
Another important point is the payment period. When presenting this review of the Provu personal loan, it is important to mention that the payment can be made in up to 36 months.
Negatives can apply
Another advantage that maybe you didn't know about the Provu personal loan is that negatives can also apply. Therefore, people with irregularities in the CPF can choose to apply for the Provu personal loan 100% online.
Disadvantages of Provu Personal Loan
We could not fail to present in this review on the Provu personal loan also the possible disadvantages. So, check it out below:
Limit on loan amount
The amounts available for borrowing are not infinite, they have limits to prevent customers from contracting exorbitant amounts that they cannot pay.
Therefore, the maximum amounts that can be contracted for the Provu personal loan is R$50,000.00 for all customers, this amount cannot be exceeded.
variable interest
Regarding interest, they can vary depending on the amounts involved in the personal loan as a whole, the number of installments and other things involved in the signed contract.
Therefore, the value can vary downwards or upwards. This can cause us to apply for a loan with a higher interest rate than we actually expected. So, the recommendation is to use the Provu loan simulator to find out approximately the interest rate values that you will pay for the loan.
loan application
In fact, Provu has not developed any application for managing and analyzing loan information. In this case, the only way for us to get in touch with the platform and find out more about the amounts and details of the personal loan is by accessing the Provu website via cell phone or computer.
But how can we apply for the loan? That's what we'll see in the next topic!
application process
Now, within this Provu personal loan review, let's talk about the application process. Therefore, as we have already mentioned, the loan application is 100% online.
In this sense, there is no need to leave the house. The entire procedure can be done via a cell phone or computer via the Provu website. Anyway, follow the step by step to apply for your loan:
- Access the Provu website;
- Find your personal loan option;
- Then, click on I want to request;
- After that, fill out the entire form that will appear on the next page;
- Provide the required documents.
Therefore, the documents that will be required to apply:
- Identity document (RG or CNH);
- Proof of income (payslip, bank statement or benefits from the last 90 days).
Anyway, after carrying out the entire process, you will receive the approval response at the same time and without delay. In addition, regarding approval, it is worth mentioning that for contracts signed by 1 pm on a business day, the money will be credited to the account on the same day.
Therefore, if you are in need of a loan to catch up on bills or carry out that project that has been kept in the drawer, evaluate the content that we present in this review about the Provu personal loan and apply for yours.
How to apply for Provu loan
100% personal loan online, with reduced interest rate and long repayment term.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
How to get out of over-indebtedness?
In Brazil, the number of over-indebted Brazilians grows more each year, but do you know how to get out of over-indebtedness?
Keep ReadingOnline Banco Pan card: with several options to choose from
Find out more about the Banco Pan online card, how it works and how you can use it without paying an annual fee.
Keep ReadingBahamas card or Digio card: which one to choose?
Between the Bahamas card or the Digio card, we have an option for a low score, while the other does not charge an annuity, so check out the comparison!
Keep ReadingYou may also like
How much does a youtuber earn
Do you know how much a YouTuber earns? We tell you here the main information about values and curiosities on the subject. Check it out here!
Keep Reading