loans

Provu Personal Loan Review 2022

If you are looking for a loan with credibility in the market, low interest rates, good payment terms, you need to know this review that we prepared about the Provu personal loan. Check here all the important information and hire yours!

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Provu personal loan: low rates and easy application

Conheça o empréstimo pessoal Provu e tenha acesso a crédito de fácil solicitação, disponível para negativados e com taxas de juros atrativas. Fonte: Provu.
Get to know the Provu personal loan and access credit that is easy to apply for, available for negatives and with attractive interest rates. Source: Provu.

With our Provu personal loan review you will have access to the main details about this service provided by Provu.

Remembering that Provu came up with the name Lendico and has been on the market since 2015. However, it changed its name to Provu in 2021 aiming at repositioning in the market. In addition, the company brings Provu Installments and Provu Personal Loans to its customers.

Therefore, to better understand the services offered by the company, we have prepared exclusive and informative content that will tell you all the details, especially about the Provu personal loan, its advantages, disadvantages, how to apply and much more.

So come with us on this journey and find out all about this amazing personal loan!

Minimum Incomenot informed
Interest rateFrom 1,99% per month
Deadline to payUp to 36 months
release periodOn the same day
loan amountUp to R$50,000.00
Do you accept negatives?Yes
loan features

How to apply for Provu loan

100% personal loan online, with reduced interest rate and long repayment term.

Provu Personal Loan Review: Everything You Need To Know Française |

Confira tudo que você precisa saber sobre o empréstimo pessoal Provu. Fonte: Provu / Senhor Panda.
Check out everything you need to know about Provu personal loan. Source: Provu / Mister Panda.

Provu is a loan agency located in the State of São Paulo that seeks to provide customers throughout Brazil with the best quality loans and services. Therefore, it is because of this vision of the company that we have access to the Provu personal loan, which offers a completely online and fast application, with a very simple procedure.

Also, interest rates can be quite low depending on the amounts involved in the loan. Of course this is in comparison to other personal loans in the market.

Anyway, that's not all, as Provu's personal loan is very well evaluated by its customers who recommend that other people apply for this service. Therefore, this fact shows even more the reliability that the company has towards its customers.

Fees, costs and tariffs

The first thing to talk about in relation to interest rates is that they can vary depending on various aspects related to the personal loan that the customer is going to apply for.

That is, it will depend on the loan amount, number of installments and other points. However, this will result in a variation that can be around 1.99% to 10.95% per month.

Also, see other personal loan fees and rates:

  • CET which means Total Effective Cost. The lower the CET, the less you will pay;
  • VaP or value of the installment, it is necessary to be aware because the value of the installment is not always the same as the person wants;
  • Interest rate, being one of the points of greatest attention. You must always be aware of the interest rate, if it is already included in the CET, if there are any other fees.

Anyway, that's basically all the information about fees, interest and tariffs that Provu makes available. Now let's talk a little about the advantages and disadvantages!

Advantages of Provu Personal Loan

Online 100% application

Therefore, one of the main advantages, which makes life much easier for people who want to apply for a personal loan, is that the application is completely online. In this sense, this is an advantage that, in addition to bringing convenience, brings speed to the process as a whole, which further speeds up the approval of the loan. Remembering that the request must be made within the website, but can be accessed by mobile phone or computer quietly.

same day release

In addition, for contracts signed before 1 pm on a business day, the loan amount is released on the same day of application.

Deadline to pay

Another important point is the payment period. When presenting this review of the Provu personal loan, it is important to mention that the payment can be made in up to 36 months.

Negatives can apply

Another advantage that maybe you didn't know about the Provu personal loan is that negatives can also apply. Therefore, people with irregularities in the CPF can choose to apply for the Provu personal loan 100% online.

Discover the Provu loan

Find out everything about the Provu loan here.

Disadvantages of Provu Personal Loan

We could not fail to present in this review on the Provu personal loan also the possible disadvantages. So, check it out below:

Limit on loan amount

The amounts available for borrowing are not infinite, they have limits to prevent customers from contracting exorbitant amounts that they cannot pay.

Therefore, the maximum amounts that can be contracted for the Provu personal loan is R$50,000.00 for all customers, this amount cannot be exceeded.

variable interest

Regarding interest, they can vary depending on the amounts involved in the personal loan as a whole, the number of installments and other things involved in the signed contract.

Therefore, the value can vary downwards or upwards. This can cause us to apply for a loan with a higher interest rate than we actually expected. So, the recommendation is to use the Provu loan simulator to find out approximately the interest rate values that you will pay for the loan.

loan application

In fact, Provu has not developed any application for managing and analyzing loan information. In this case, the only way for us to get in touch with the platform and find out more about the amounts and details of the personal loan is by accessing the Provu website via cell phone or computer.

But how can we apply for the loan? That's what we'll see in the next topic!

application process

Afinal, como solicitar o empréstimo? Fonte: Pexels.
After all, how to apply for the loan? Source: Pexels.

Now, within this Provu personal loan review, let's talk about the application process. Therefore, as we have already mentioned, the loan application is 100% online.

In this sense, there is no need to leave the house. The entire procedure can be done via a cell phone or computer via the Provu website. Anyway, follow the step by step to apply for your loan:

  • Access the Provu website;
  • Find your personal loan option;
  • Then, click on I want to request;
  • After that, fill out the entire form that will appear on the next page;
  • Provide the required documents.

Therefore, the documents that will be required to apply:

  • Identity document (RG or CNH);
  • Proof of income (payslip, bank statement or benefits from the last 90 days).

Anyway, after carrying out the entire process, you will receive the approval response at the same time and without delay. In addition, regarding approval, it is worth mentioning that for contracts signed by 1 pm on a business day, the money will be credited to the account on the same day. 

Therefore, if you are in need of a loan to catch up on bills or carry out that project that has been kept in the drawer, evaluate the content that we present in this review about the Provu personal loan and apply for yours. 

How to apply for Provu loan

100% personal loan online, with reduced interest rate and long repayment term.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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