loans
CashMe Loan Review 2022: Customized Credit Terms for You
The CashMe loan review has excellent credit conditions, such as 240 months to pay and a grace period of up to 3 months to pay off the first installment. To learn more about this option, just keep reading!
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Loan with great repayment term and customized rates
The CashMe loan review has everything you need, such as access to credit with differentiated rates and a completely personalized proposal.
This is because keeping our accounts up to date is extremely important for our peace of mind and to ensure the future. For this, there are several financial solutions that can help us, such as loans.
With specialized support, online 100% application and lower fees compared to other loans on the market, you can track your application directly from your smartphone or computer and then use the credit as you prefer.
minimum income | not informed |
Interest rate | not informed |
payment term | Up to 240 months |
release period | not informed |
loan amount | From R$ 50 thousand to R$ 15 million |
Do you accept negatives? | Uninformed |
Benefits | Specialized support, values and personalized proposals, different rates, online request |
But, before applying for yours, it is extremely important to know its benefits, advantages, modalities and, above all, what the costs, fees and where to apply for your loan.
So, you are curious and want to know about the CashMe loan? Come with us and check out more information throughout the article!
CashMe loan review: everything you need to know
CashMe is a technology company in the financial sector, which was created with the aim of combating bureaucratic loan applications and the difficulty of accessing credit.
Ideal for boosting your best plans, such as keeping your bills up to date or even making your dreams come true, your order is easy and simple and, best of all, 100% online.
In addition, CashMe has the best solutions for you, and you can take out the loan with a property guarantee. With it, you have access to credit with more affordable rates, higher amounts and different payment terms.
The company is highly regarded in the financial sector and has a good reputation on Reclame Aqui, being frequently mentioned on platforms such as O Globo, InfoMoney, etc.
In addition to offering one of the safest lines of credit in the market and in the country, such as a loan with a property guarantee, also known as Home Equity, it also offers business loans.
CashMe, created in 2018, works hard to offer credit at a good cost, confidence and fair rates to the market.
The services and products offered are digital and audited to offer only the best and, therefore, CashMe serves the entire country. There are already more than R$ 1.3 billion in credit available to customers.
fees and tariffs
The secured home loan has customized rates. On the official website, the rates for the credit are not informed. It just says that they are 12 times cheaper than other modalities offered on the market.
Therefore, you can only see the rate during the simulation, because at that moment a personalized proposal is delivered to the customer, according to the requested amount.
Payment term and installment conditions
The payment period and conditions of the loan with property guarantee are personalized, that is, they are different for each client, depending on the data entered in your simulation.
But the company informs that the term is up to 240 months with a grace period of up to three months to pay the first installment.
Advantages of the loan
In summary, the CashMe loan, regardless of its type, has several benefits to take advantage of, such as those described below.
- Lower rates compared to other loans on the market;
- Flexible payment terms;
- Personalized service;
- Personalized proposals for each type of client and request;
- It is ideal for various purposes, such as investing in your business, purchasing a home, organizing debts, planning your future, renovating your condominium, buying a car, catching up on projects, etc.;
- Ease of hiring, as it is without bureaucracy and 100% online;
- You can track the credit request on your smartphone or computer;
- Flexibility;
- etc.
In addition, you can use the property guarantee loan for the most diverse uses. It is a complete and versatile credit option, in addition to being affordable and without bureaucracy!
Discover the CashMe personal loan
Now, if you still have doubts about it, no problem! We separate another article for you to know everything about the CashMe loan, check it out!
CashMe Loan Disadvantages
But, as much as the loan has several advantages, there are still some negative points that must be evaluated before applying.
Some of these disadvantages of CashMe loan are for example mentioned below.
- The rates and credit amounts for loans with property guarantee are closed, that is, you will only know at the time of the request;
- It is subject to credit analysis, therefore, it may be more difficult to accept credit for people with restrictions in their name;
- The request is 100% online, that is, for those who are not used to this modality, this may not be the best request at the moment;
- The site does not say how long the money will be in your account after being approved;
- etc.
application process
Finally, applying for your CashMe loan is super simple, practical and fast. The first step is to open the official website of the financial institution, search for the type of credit you want to apply for and click on “make a simulation”.
To run the simulation correctly, enter your requested personal data and also the desired amount and how many times you want to pay.
After that, just send the request to the company and wait for the return. You can follow the progress of the order from your smartphone or computer.
Remembering that CashMe does not require any type of prepayment for the release of the loan, and does not require installments in advance.
If you receive any communication with this charge, disregard it and contact the financial institution, as it is an attempted coup and charges for loan release are a crime. Always be aware and protect your data and your money!
In addition, it is always recommended to apply for loans with good reasons and when there is the possibility of keeping payments up to date. That way, you avoid financial problems and more bills, and a possible negative on your behalf.
So what do you think of the CashMe loan? Does it offer what you are looking for in your financial life?
We hope that the content helps clear all your doubts and that you will soon be able to enjoy all the benefits of the loan.
In the recommended content below we leave the step by step of the request process, read and check!
Until later!
How to apply for CashMe loan
If you are interested in the CashMe loan and want to follow the detailed application step by step, just check out this article that we have separated for you, see!
About the author / Maria Luisa Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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