Cards

Sofisa Card Review 2021

Check out the Sofisa card review to find out more about this financial product that has ZERO annuity and international coverage for you to shop around the world. So learn more about how it works and what its benefits are here!

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Sofisa Card: ZERO annuity and free 100% digital account

Review cartão Sofisa. Fonte: Banco Sofisa.
Sofisa card review. Source: Banco Sofisa.

Today, we prepared the Sofisa card review with important information about the product. That way, you can get to know in more detail everything it can offer you and decide if it's a good option for your financial life.

So, Banco Sofisa is a traditional institution present in the market for over 60 years. Thus, when contracting your financial product, you can be sure that you are purchasing a reliable and quality product.

Therefore, check the table below with the main characteristics of the card and continue reading to find out about all its special conditions! Let's go?

AnnuityExempt
minimum incomeMinimum wage
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise, without fees and fees
But, after all, what are its main characteristics?

How to apply for the Sofisa card

Do you have a dirty name? The Sofisa Direto card can be a good option. It has international coverage, is prepaid and the requested income is only one minimum wage.

Sofisa card review: everything you need to know

Well, the Sofisa card works with the cash credit function and the amount is deducted from your account at the time. Thus, you can use it to shop at national and international stores and also make withdrawals at ATMs.

So, we have prepared an exclusive Sofisa card review so that you know all the pros and cons of the financial product. So you can decide if it's the best choice for your current needs.

So, keep reading and don't miss the opportunity to get to know a credit card full of benefits. Let's go?

annuity and coverage

So, one of the great strengths of the card is that it does not have an annual fee, a fee charged by most traditional credit cards. So, you don't have to worry about this extra expense and still save a little money at the end of the month.

In addition, its coverage is international. So, you can use it in Brazil and abroad in a much easier and more practical way. In this way, it is possible to make purchases in person and online using your physical card or, alternatively, with disposable virtual cards.

fees and tariffs

Well, in this Sofisa card review, we could not fail to mention that it has no tariffs or fees. So you can use your financial product and enjoy all its benefits without paying anything. In addition, as already mentioned, it also does not charge annuity.

That way, it's much easier to control finances, isn't it? So you only spend on what you need and don't have to worry about extra card fees.

flag and benefits

Therefore, the Mastercard brand is one of the most recognized in the world, being accepted in more than 30 million accredited establishments. Thus, you can take advantage of all the offers, both in physical stores and on national and international websites.

In addition, you can also participate in the Mastercard Surprise rewards program. With it, you earn 1 point for every purchase made with your card. By accumulating points, you can exchange them for special offers and discounts at partner stores, such as Outback, Drogaria Pague Menos, Imaginarium, Natura and many others!

Advantages of the Sofisa card

Mas, afinal, quais são as suas vantagens? Fonte: Pexels.
But, after all, what are its advantages? Source: Pexels.

Undoubtedly, one of its main advantages is that it does not charge an annuity and has no fee for issuing the card. In addition, you pay nothing to have your account and enjoy all the benefits of the card.

In addition, you can make up to 4 free withdrawals per month at ATMs in the Banco24Horas network.

In addition, the card brand is also a great benefit, as it is accepted worldwide and also offers an exclusive points program.

As already mentioned, you can use disposable virtual cards to shop online. If so, these versions protect your primary card information as it is invalidated after use. Thus, you can feel much safer when shopping on national and international websites!

Another very interesting advantage that cannot be left out of the Sofisa card review is that your money earns in the account when you are not using your financial product. Thus, your finances are yielding without having to do anything.

Discover the Sofisa credit card

Do you want a prepaid card with international coverage? The Sofisa credit card has these characteristics and also participates in the Mastercard Surpreenda program. Check out!

Disadvantages of the Sofisa card

Now, in the Sofisa card review, we are going to talk about some of its negative points so that you don't have any surprises when using your card.

Well, as we already mentioned, you have up to 4 free withdrawals available on the Banco24Horas networks. However, if you use all operations, it is no longer possible to withdraw money in that month.

Therefore, you need to have good financial planning so you don't run the risk of needing the withdrawal and not having any more available. Thus, you can consult the application to find out how many operations you can still use in that month. Furthermore, the withdrawal count is reset every 1st of every month.

In addition, the card may not be the most suitable for those who want to make purchases in installments. That's because you can only use it to make purchases on cash credit and the amount is deducted from your account as soon as the payment is made.

Therefore, to use your card, you need to have an account balance and it does not allow installment payments. Thus, it is necessary to plan to have the appropriate amount in account so that the payment can be finalized.

card application

Então, como funciona o app? Fonte: Pexels.
So how does the app work? Source: Pexels.

Well, you can control your digital account and use all the functions available directly from the app.

So, the app is available for both Android and iOS systems. In this way, to access your account, just go to Google Play or the App Store and download the Sofisa Direto app.

Therefore, take advantage of all the facilities offered by the card to have a more organized and simpler financial life!

digital account

So, the account linked to the card is 100% digital and free. Thus, you can control finances in a much easier and more practical way, without having to leave your home.

With it, you can make deposits via TED, generate slips, request your Sofisa credit card, check your statement and much more!

In addition, as already mentioned here in the Sofisa card review, you can also check how many withdrawals you still have available in a given month.

Therefore, you can have a complete planning of your financial life with just a few taps. So, everyday life is much more practical and comfortable, isn't it?

In addition, you pay nothing to carry out card operations and you also do not have to worry about account maintenance fees.

application process

Finally, you must have noticed that Banco Sofisa seeks to make life easier for its customers, right? And with the request process it would be no different!

So, applying for your card is very simple. For this, you must download the app and create your digital account. Afterwards, just apply for your card and wait up to 20 business days for it to arrive at your home. Very easy, don't you think?

So, now that you've checked out our exclusive Sofisa card review, it's easier to decide if it's a good option for your financial needs, isn't it? So compare your pros and cons to make your decision with all the information at hand!

And if you want to know more about the card application process, check out our recommended content below!

How to apply for the Sofisa card

Do you have a dirty name? The Sofisa Direto card can be a good option. It has international coverage, is prepaid and the requested income is only one minimum wage.

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