Cards

Riachuelo Card Review 2021

In this review of the Riachuelo card you will find its main features. This card offers exclusive discounts and also participates in benefit programs. Check out more details and find out if this card is right for you!

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Card with exclusive discounts and you can choose between Visa and Mastercard

Veja a review do cartão Riachuelo. Fonte: Midway.
See the review of the Riachuelo card. Source: Midway.

First of all, in this review of the Riachuelo card you will check its advantages and disadvantages, as well as its main features. So, you will be able to decide whether this card meets your financial needs. So, read on to find out all about this credit card.

Well, the Riachuelo card offers Visa and Mastercard flags for you to choose from. By the way, you also participate in the Vai de Visa or Mastercard Surpreenda discount program. See more features below.

AnnuityR$118.80
minimum incomeMinimum wage
FlagVisa or Mastercard
RoofNational
BenefitsDiscount program; Withdrawals at Banco24h terminals; Additional cards.
After all, what are the features?

How to apply for the Riachuelo credit card

Discover in this article some features of the Riachuelo card and how to request it simply and online 100%.

Riachuelo card review: everything you need to know

Então, quais as características? Fonte: Pexels.
So what features? Source: Pexels.

First, the Riachuelo card was created in partnership with Banco Midway. In this sense, Midway is a financial company and its customers have digital access to its services. So don't worry, Riachuelo cards are completely safe.

So, to sign up for the card, you can go to a Riachuelo store and request yours in person at the Customer Service area. Or, you can download the app, which is available for Android or iOS, and register.

However, before ordering yours, check out the information in this Riachuelo card review and make sure it meets your needs.

Therefore, if you are a regular customer of Riachuelo stores, then this card is ideal for you. That's because it offers exclusive discounts and installments both in physical stores and online. Furthermore, as it is a Visa or Mastercard card, you can use it in millions of establishments that accept these brands.

annuity and coverage

Well, unfortunately the Riachuelo card has an annual fee. Thus, the amount charged is R$118.80 per year and can be divided into 12 installments. So, be aware that there are other options on the market that do not charge this fee.

In addition, the cards are valid only within the national territory, in any establishment that accepts the Visa or Mastercard flags.

rates to rates

First of all, the highest fee charged by the Riachuelo card is its annuity, a total of R$118.80. But don't worry, you can divide this amount into 12 installments and pay monthly.

In addition, there are interest and additional IOF if you need to pay in installments for an invoice or even withdraw Banco24h. So, be aware before choosing these options.

In addition, there is a fee for issuing duplicate cards, except in cases of robbery or theft.

flag and benefits

So, the brands available for the Riachuelo card are Visa or Mastercard. That is, with them you will be able to make your purchases nationwide, either in Riachuelo stores or in any other establishment that accepts these flags. And don't worry, there are millions of establishments spread across the country.

In this sense, you are still part of the Vai de Visa benefit programs, if you choose the Visa brand. Or even Mastercard Surprise, if you opt for the Mastercard brand. Therefore, check more details of the programs on the official pages of the flags.

Advantages of the Riachuelo card

Afinal, quais as vantagens? Fonte: Pexels.
After all, what are the benefits? Source: Pexels.

First, the main advantage of the card is the exclusive discounts and installments that you will have at Riachuelo stores. In addition, it has the Visa or Mastercard flags, so you are also part of the Vai de Visa or Mastercard Surpreenda programs, respectively.

In addition, you will still be able to make withdrawals on Banco24h networks for the amount of your limit. But be aware of interest charges before carrying out the transaction.

Also, with the Riachuelo card you get a 10% discount on your first purchase in physical stores or online. Incidentally, the card has simplified analysis and you can be approved more easily.

You still have access to the card's exclusive application and will be able to use all its features. With it, you can check the amount of your invoice and its due date, as well as manage your expenses and pay invoices.

It's also important to remember that you can opt for up to 3 additional cards. However, be aware that they share your limit.

Discover the Riachuelo credit card

Get to know all the features of the Riachuelo credit card now and see if it is a viable option for you.

Disadvantages of the Riachuelo card

First of all, the main disadvantage of the card is its annual fee, which amounts to R$118.80. In this sense, there are several other card options on the market that are exempt from this fee.

What's more, the card has national coverage only. That is, it cannot be used for international purchases. You can also find other options available with better coverage.

card application

So, as mentioned earlier, the card has an exclusive application that is available for Android or iOS. In this sense, the app is quite intuitive and, with it, you can shop online, manage your limit, check the amount of the invoice and even change the due date.

In this way, you can download it for free and register to start using it.

application process

If you've read our entire review of the Riachuelo card and are interested in knowing how to apply for it, then check below and we'll help you.

Well then, to apply for the Riachuelo Visa or Mastercard credit card there are two options.

First, you can go to a Riachuelo store in person and go to the Customer Service area. There, you just need to present your personal documents, proof of address and proof of income and wait for a brief profile analysis. But don't worry, Riachuelo's credit analysis is very simple and the chances of approval are great.

However, if you want to apply for the card online, it is also possible. All you need to do is download the Riachuelo application, register and then request the card. It is important to say that you will also need to present the documents mentioned above and, if approved, you will have to wait for the card to be delivered to the address provided.

See how simple it is? So, do you want to know the detailed step-by-step on how to apply for your Riachuelo card? So check out our recommended content below.

How to apply for your Riachuelo credit card

Discover in this article some features of the Riachuelo card and how to request it simply and online 100%.

About the author  /  Aline Barbosa

Writer and producer of content for various subjects, she is passionate about writing and the new. Always in search of knowledge, it aims to transmit what it has learned in a light and uncomplicated way.

Reviewed by  /  Junior Aguiar

Senior Editor

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