First of all, in this review of the Riachuelo card you will check its advantages and disadvantages, as well as its main features. So, you will be able to decide whether this card meets your financial needs. So, read on to find out all about this credit card.

Well, the Riachuelo card offers Visa and Mastercard flags for you to choose from. By the way, you also participate in the Vai de Visa or Mastercard Surpreenda discount program. See more features below.

First, the Riachuelo card was created in partnership with Banco Midway. In this sense, Midway is a financial company and its customers have digital access to its services. So don't worry, Riachuelo cards are completely safe.

So, to sign up for the card, you can go to a Riachuelo store and request yours in person at the Customer Service area. Or, you can download the app, which is available for Android or iOS, and register.

However, before ordering yours, check out the information in this Riachuelo card review and make sure it meets your needs.

Therefore, if you are a regular customer of Riachuelo stores, then this card is ideal for you. That's because it offers exclusive discounts and installments both in physical stores and online. Furthermore, as it is a Visa or Mastercard card, you can use it in millions of establishments that accept these brands.

Well, unfortunately the Riachuelo card has an annual fee. Thus, the amount charged is R$118.80 per year and can be divided into 12 installments. So, be aware that there are other options on the market that do not charge this fee.

In addition, the cards are valid only within the national territory, in any establishment that accepts the Visa or Mastercard flags.

First of all, the highest fee charged by the Riachuelo card is its annuity, a total of R$118.80. But don't worry, you can divide this amount into 12 installments and pay monthly.

In addition, there are interest and additional IOF if you need to pay in installments for an invoice or even withdraw Banco24h. So, be aware before choosing these options.

In addition, there is a fee for issuing duplicate cards, except in cases of robbery or theft.

So, the brands available for the Riachuelo card are Visa or Mastercard. That is, with them you will be able to make your purchases nationwide, either in Riachuelo stores or in any other establishment that accepts these flags. And don't worry, there are millions of establishments spread across the country.

In this sense, you are still part of the Vai de Visa benefit programs, if you choose the Visa brand. Or even Mastercard Surprise, if you opt for the Mastercard brand. Therefore, check more details of the programs on the official pages of the flags.

First, the main advantage of the card is the exclusive discounts and installments that you will have at Riachuelo stores. In addition, it has the Visa or Mastercard flags, so you are also part of the Vai de Visa or Mastercard Surpreenda programs, respectively.

In addition, you will still be able to make withdrawals on Banco24h networks for the amount of your limit. But be aware of interest charges before carrying out the transaction.

Also, with the Riachuelo card you get a 10% discount on your first purchase in physical stores or online. Incidentally, the card has simplified analysis and you can be approved more easily.

You still have access to the card's exclusive application and will be able to use all its features. With it, you can check the amount of your invoice and its due date, as well as manage your expenses and pay invoices.

It's also important to remember that you can opt for up to 3 additional cards. However, be aware that they share your limit.

First of all, the main disadvantage of the card is its annual fee, which amounts to R$118.80. In this sense, there are several other card options on the market that are exempt from this fee.

What's more, the card has national coverage only. That is, it cannot be used for international purchases. You can also find other options available with better coverage.

So, as mentioned earlier, the card has an exclusive application that is available for Android or iOS. In this sense, the app is quite intuitive and, with it, you can shop online, manage your limit, check the amount of the invoice and even change the due date.

In this way, you can download it for free and register to start using it.

If you've read our entire review of the Riachuelo card and are interested in knowing how to apply for it, then check below and we'll help you.

Well then, to apply for the Riachuelo Visa or Mastercard credit card there are two options.

First, you can go to a Riachuelo store in person and go to the Customer Service area. There, you just need to present your personal documents, proof of address and proof of income and wait for a brief profile analysis. But don't worry, Riachuelo's credit analysis is very simple and the chances of approval are great.

However, if you want to apply for the card online, it is also possible. All you need to do is download the Riachuelo application, register and then request the card. It is important to say that you will also need to present the documents mentioned above and, if approved, you will have to wait for the card to be delivered to the address provided.

See how simple it is? So, do you want to know the detailed step-by-step on how to apply for your Riachuelo card? So check out our recommended content below.